The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,302,856 10,625 SH   SOLE 0 0 0 10,625
ABBOTT LABS COM 002824100   276,132 2,422 SH   SOLE 0 0 0 2,422
ABBVIE INC COM 00287Y109   459,543 3,094 SH   SOLE 0 0 0 3,094
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,125,598 3,084 SH   SOLE 0 0 0 3,084
AFLAC INC COM 001055102   393,542 5,501 SH   SOLE 0 0 0 5,501
AGILENT TECHNOLOGIES INC COM 00846U101   472,885 2,973 SH   SOLE 0 0 0 2,973
AIR PRODS & CHEMS INC COM 009158106   321,378 1,041 SH   SOLE 0 0 0 1,041
ALLSTATE CORP COM 020002101   273,775 2,186 SH   SOLE 0 0 0 2,186
ALPHABET INC CAP STK CL A 02079K305   410,037 4,109 SH   SOLE 0 0 0 4,109
ALPHABET INC CAP STK CL C 02079K107   483,177 4,774 SH   SOLE 0 0 0 4,774
ALTRIA GROUP INC COM 02209S103   840,188 18,750 SH   SOLE 0 0 0 18,750
AMAZON COM INC COM 023135106   394,665 4,047 SH   SOLE 0 0 0 4,047
AMERICAN INTL GROUP INC COM NEW 026874784   282,814 4,482 SH   SOLE 0 0 0 4,482
AMERIPRISE FINL INC COM 03076C106   251,528 743 SH   SOLE 0 0 0 743
AMGEN INC COM 031162100   1,276,143 4,890 SH   SOLE 0 0 0 4,890
AON PLC SHS CL A G0403H108   471,708 1,447 SH   SOLE 0 0 0 1,447
APA CORPORATION COM 03743Q108   297,788 6,565 SH   SOLE 0 0 0 6,565
APPLE INC COM 037833100   6,912,433 48,986 SH   SOLE 0 0 0 48,986
ARES CAPITAL CORP COM 04010L103   1,171,919 60,191 SH   SOLE 0 0 0 60,191
ASTRAZENECA PLC SPONSORED ADR 046353108   312,155 4,617 SH   SOLE 0 0 0 4,617
AUTOMATIC DATA PROCESSING IN COM 053015103   649,869 2,697 SH   SOLE 0 0 0 2,697
AUTOZONE INC COM 053332102   728,153 314 SH   SOLE 0 0 0 314
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   150,272 21,529 SH   SOLE 0 0 0 21,529
BANK NEW YORK MELLON CORP COM 064058100   307,734 6,237 SH   SOLE 0 0 0 6,237
BARCLAYS PLC ADR 06738E204   112,574 12,398 SH   SOLE 0 0 0 12,398
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,099,818 3,543 SH   SOLE 0 0 0 3,543
BLACKROCK INC COM 09247X101   401,687 537 SH   SOLE 0 0 0 537
BRISTOL-MYERS SQUIBB CO COM 110122108   317,289 4,331 SH   SOLE 0 0 0 4,331
CANADIAN NATL RY CO COM 136375102   723,789 5,854 SH   SOLE 0 0 0 5,854
CDW CORP COM 12514G108   379,343 1,897 SH   SOLE 0 0 0 1,897
CGI INC CL A SUB VTG 12532H104   233,583 2,668 SH   SOLE 0 0 0 2,668
CHECK POINT SOFTWARE TECH LT ORD M22465104   249,157 1,931 SH   SOLE 0 0 0 1,931
CHEVRON CORP NEW COM 166764100   287,611 1,592 SH   SOLE 0 0 0 1,592
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   668,140 17,404 SH   SOLE 0 0 0 17,404
CISCO SYS INC COM 17275R102   1,371,943 28,883 SH   SOLE 0 0 0 28,883
CITIGROUP INC COM NEW 172967424   241,863 4,653 SH   SOLE 0 0 0 4,653
COLGATE PALMOLIVE CO COM 194162103   570,931 7,562 SH   SOLE 0 0 0 7,562
COMCAST CORP NEW CL A 20030N101   221,505 5,502 SH   SOLE 0 0 0 5,502
COSTCO WHSL CORP NEW COM 22160K105   565,024 1,147 SH   SOLE 0 0 0 1,147
CRH PLC ADR 12626K203   275,076 6,075 SH   SOLE 0 0 0 6,075
CVS HEALTH CORP COM 126650100   213,640 2,450 SH   SOLE 0 0 0 2,450
DISNEY WALT CO COM 254687106   255,965 2,422 SH   SOLE 0 0 0 2,422
DOLLAR GEN CORP NEW COM 256677105   236,847 1,025 SH   SOLE 0 0 0 1,025
EA SERIES TRUST US QUAN VALUE 02072L102   5,638,896 161,805 SH   SOLE 0 0 0 161,805
EA SERIES TRUST INTL QUAN VALUE 02072L201   3,060,858 128,553 SH   SOLE 0 0 0 128,553
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   2,730,119 104,203 SH   SOLE 0 0 0 104,203
EA SERIES TRUST US QUAN MOMENTUM 02072L409   4,791,518 102,841 SH   SOLE 0 0 0 102,841
EA SERIES TRUST FREEDOM 100 EM 02072L607   13,406,530 440,570 SH   SOLE 0 0 0 440,570
ELEVANCE HEALTH INC COM 036752103   418,675 876 SH   SOLE 0 0 0 876
EXXON MOBIL CORP COM 30231G102   2,890,794 25,637 SH   SOLE 0 0 0 25,637
FAIR ISAAC CORP COM 303250104   462,764 712 SH   SOLE 0 0 0 712
FINVOLUTION GROUP SPONSORED ADS 31810T101   63,304 11,723 SH   SOLE 0 0 0 11,723
FORD MTR CO DEL COM 345370860   158,298 12,367 SH   SOLE 0 0 0 12,367
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   199,344 40,029 SH   SOLE 0 0 0 40,029
FS KKR CAP CORP COM 302635206   1,172,616 60,663 SH   SOLE 0 0 0 60,663
GENERAL DYNAMICS CORP COM 369550108   657,776 2,830 SH   SOLE 0 0 0 2,830
GENERAL ELECTRIC CO COM NEW 369604301   226,033 2,834 SH   SOLE 0 0 0 2,834
GENERAL MLS INC COM 370334104   270,668 3,497 SH   SOLE 0 0 0 3,497
GENUINE PARTS CO COM 372460105   227,129 1,396 SH   SOLE 0 0 0 1,396
GERDAU SA SPON ADR REP PFD 373737105   441,986 70,268 SH   SOLE 0 0 0 70,268
GLOBE LIFE INC COM 37959E102   204,476 1,738 SH   SOLE 0 0 0 1,738
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   4,429,402 55,709 SH   SOLE 0 0 0 55,709
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   299,246 9,585 SH   SOLE 0 0 0 9,585
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   2,748,778 88,727 SH   SOLE 0 0 0 88,727
HERSHEY CO COM 427866108   201,521 928 SH   SOLE 0 0 0 928
HEWLETT PACKARD ENTERPRISE C COM 42824C109   220,429 13,632 SH   SOLE 0 0 0 13,632
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106   122,176 15,867 SH   SOLE 0 0 0 15,867
HOME DEPOT INC COM 437076102   1,832,817 5,810 SH   SOLE 0 0 0 5,810
HONEYWELL INTL INC COM 438516106   1,166,035 5,703 SH   SOLE 0 0 0 5,703
HOST HOTELS & RESORTS INC COM 44107P104   191,705 10,674 SH   SOLE 0 0 0 10,674
HP INC COM 40434L105   224,110 7,836 SH   SOLE 0 0 0 7,836
ILLINOIS TOOL WKS INC COM 452308109   342,141 1,494 SH   SOLE 0 0 0 1,494
INFOSYS LTD SPONSORED ADR 456788108   404,012 21,208 SH   SOLE 0 0 0 21,208
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664   352,050 11,172 SH   SOLE 0 0 0 11,172
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557   357,773 10,790 SH   SOLE 0 0 0 10,790
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789   409,757 12,765 SH   SOLE 0 0 0 12,765
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326   403,212 13,498 SH   SOLE 0 0 0 13,498
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   851,543 26,137 SH   SOLE 0 0 0 26,137
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409   999,352 29,029 SH   SOLE 0 0 0 29,029
INNOVATOR ETFS TR LADDERED ALC BFR 45783Y756   4,333,718 181,318 SH   SOLE 0 0 0 181,318
INTEL CORP COM 458140100   304,396 10,056 SH   SOLE 0 0 0 10,056
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   1,114,566 11,109 SH   SOLE 0 0 0 11,109
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   1,345,353 29,970 SH   SOLE 0 0 0 29,970
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   2,723,452 140,529 SH   SOLE 0 0 0 140,529
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   372,400 1,400 SH   SOLE 0 0 0 1,400
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   716,244 4,208 SH   SOLE 0 0 0 4,208
ISHARES INC CORE MSCI EMKT 46434G103   410,584 7,959 SH   SOLE 0 0 0 7,959
ISHARES TR CORE MSCI EAFE 46432F842   266,662 3,988 SH   SOLE 0 0 0 3,988
ISHARES TR MSCI USA MIN VOL 46429B697   919,888 12,651 SH   SOLE 0 0 0 12,651
ISHARES TR MSCI EAFE MIN VL 46429B689   292,940 4,400 SH   SOLE 0 0 0 4,400
ISHARES TR SHRT NAT MUN ETF 464288158   9,183,901 87,507 SH   SOLE 0 0 0 87,507
ISHARES TR MSCI USA VALUE 46432F388   33,789,115 352,117 SH   SOLE 0 0 0 352,117
ISHARES TR MSCI USA MMENTM 46432F396   23,250,740 161,452 SH   SOLE 0 0 0 161,452
ISHARES TR MSCI USA QLT FCT 46432F339   24,645,252 204,712 SH   SOLE 0 0 0 204,712
ISHARES TR MSCI INTL MOMENT 46434V449   9,547,898 295,144 SH   SOLE 0 0 0 295,144
ISHARES TR MSCI INTL QUALTY 46434V456   11,455,395 325,900 SH   SOLE 0 0 0 325,900
ISHARES TR MSCI INTL VLU FT 46435G409   15,252,620 613,541 SH   SOLE 0 0 0 613,541
ISHARES TR BLACKROCK ULTRA 46434V878   4,532,504 90,235 SH   SOLE 0 0 0 90,235
ISHARES TR IBONDS DEC23 ETF 46434VAX8   464,295 18,490 SH   SOLE 0 0 0 18,490
ISHARES TR IBONDS DEC25 ETF 46434VBD1   384,528 15,663 SH   SOLE 0 0 0 15,663
ISHARES TR IBONDS DEC24 ETF 46434VBG4   388,059 15,775 SH   SOLE 0 0 0 15,775
ISHARES TR IBONDS DEC2023 46435G318   216,497 8,530 SH   SOLE 0 0 0 8,530
ISHARES TR IBONDS 23 TRM TS 46436E882   200,293 8,091 SH   SOLE 0 0 0 8,091
ISHARES TR EAFE VALUE ETF 464288877   7,199,495 146,064 SH   SOLE 0 0 0 146,064
ISHARES TR EAFE GRWTH ETF 464288885   6,229,624 68,009 SH   SOLE 0 0 0 68,009
ISHARES TR CORE S&P SCP ETF 464287804   277,665 2,744 SH   SOLE 0 0 0 2,744
ISHARES TR ISHARES SEMICDTR 464287523   404,890 1,000 SH   SOLE 0 0 0 1,000
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   13,627,626 273,044 SH   SOLE 0 0 0 273,044
J & J SNACK FOODS CORP COM 466032109   715,770 4,950 SH   SOLE 0 0 0 4,950
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   276,106 5,487 SH   SOLE 0 0 0 5,487
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   18,150,609 357,930 SH   SOLE 0 0 0 357,930
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   3,549,055 87,761 SH   SOLE 0 0 0 87,761
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   3,432,359 87,672 SH   SOLE 0 0 0 87,672
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   5,124,147 146,950 SH   SOLE 0 0 0 146,950
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   273,869 2,797 SH   SOLE 0 0 0 2,797
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   2,545,721 53,403 SH   SOLE 0 0 0 53,403
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   371,974 7,213 SH   SOLE 0 0 0 7,213
JOHNSON & JOHNSON COM 478160104   3,095,092 18,389 SH   SOLE 0 0 0 18,389
JPMORGAN CHASE & CO COM 46625H100   429,296 3,127 SH   SOLE 0 0 0 3,127
KAR AUCTION SVCS INC COM 48238T109   553,344 38,400 SH   SOLE 0 0 0 38,400
KIMBERLY-CLARK CORP COM 494368103   476,248 3,548 SH   SOLE 0 0 0 3,548
KROGER CO COM 501044101   208,928 4,674 SH   SOLE 0 0 0 4,674
LILLY ELI & CO COM 532457108   1,536,523 4,490 SH   SOLE 0 0 0 4,490
LOCKHEED MARTIN CORP COM 539830109   874,617 1,982 SH   SOLE 0 0 0 1,982
LOWES COS INC COM 548661107   256,388 1,250 SH   SOLE 0 0 0 1,250
MARATHON PETE CORP COM 56585A102   250,588 1,975 SH   SOLE 0 0 0 1,975
MARSH & MCLENNAN COS INC COM 571748102   651,183 3,753 SH   SOLE 0 0 0 3,753
MCKESSON CORP COM 58155Q103   804,439 2,145 SH   SOLE 0 0 0 2,145
MERCK & CO INC COM 58933Y105   1,855,214 16,884 SH   SOLE 0 0 0 16,884
MICROSOFT CORP COM 594918104   2,468,278 10,175 SH   SOLE 0 0 0 10,175
MID-AMER APT CMNTYS INC COM 59522J103   315,266 2,005 SH   SOLE 0 0 0 2,005
MONDELEZ INTL INC CL A 609207105   740,655 11,508 SH   SOLE 0 0 0 11,508
MOODYS CORP COM 615369105   218,370 682 SH   SOLE 0 0 0 682
MSCI INC COM 55354G100   213,717 415 SH   SOLE 0 0 0 415
NATWEST GROUP PLC SPONS ADR 639057207   218,206 29,211 SH   SOLE 0 0 0 29,211
NEXTERA ENERGY INC COM 65339F101   302,324 3,657 SH   SOLE 0 0 0 3,657
NOVARTIS AG SPONSORED ADR 66987V109   1,023,347 11,098 SH   SOLE 0 0 0 11,098
NOVO-NORDISK A S ADR 670100205   1,029,320 7,296 SH   SOLE 0 0 0 7,296
NVIDIA CORPORATION COM 67066G104   292,382 1,523 SH   SOLE 0 0 0 1,523
ORACLE CORP COM 68389X105   1,052,950 11,835 SH   SOLE 0 0 0 11,835
ORANGE SPONSORED ADR 684060106   123,190 11,766 SH   SOLE 0 0 0 11,766
OREILLY AUTOMOTIVE INC COM 67103H107   634,726 799 SH   SOLE 0 0 0 799
ORIX CORP SPONSORED ADR 686330101   210,063 2,450 SH   SOLE 0 0 0 2,450
PACER FDS TR TRENDP US LAR CP 69374H105   3,167,138 84,266 SH   SOLE 0 0 0 84,266
PACER FDS TR TRENDPILOT INTL 69374H683   1,686,692 64,206 SH   SOLE 0 0 0 64,206
PARATEK PHARMACEUTICALS INC COM 699374302   66,000 30,000 SH   SOLE 0 0 0 30,000
PAYCHEX INC COM 704326107   323,733 2,698 SH   SOLE 0 0 0 2,698
PEPSICO INC COM 713448108   2,033,499 12,024 SH   SOLE 0 0 0 12,024
PFIZER INC COM 717081103   235,667 5,239 SH   SOLE 0 0 0 5,239
PGIM ETF TR PGIM ULTRA SH BD 69344A107   5,189,480 105,306 SH   SOLE 0 0 0 105,306
PHILIP MORRIS INTL INC COM 718172109   801,108 7,920 SH   SOLE 0 0 0 7,920
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   7,285,422 146,323 SH   SOLE 0 0 0 146,323
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   33,462,300 336,880 SH   SOLE 0 0 0 336,880
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   18,460,885 194,694 SH   SOLE 0 0 0 194,694
PROCTER AND GAMBLE CO COM 742718109   1,473,549 10,447 SH   SOLE 0 0 0 10,447
PROSPECT CAP CORP COM 74348T102   358,284 47,267 SH   SOLE 0 0 0 47,267
PUBLIC STORAGE COM 74460D109   229,772 790 SH   SOLE 0 0 0 790
RELX PLC SPONSORED ADR 759530108   708,218 24,040 SH   SOLE 0 0 0 24,040
RIO TINTO PLC SPONSORED ADR 767204100   229,113 2,909 SH   SOLE 0 0 0 2,909
ROYAL BK CDA SUSTAINABL COM 780087102   743,535 7,380 SH   SOLE 0 0 0 7,380
S&P GLOBAL INC COM 78409V104   394,118 1,063 SH   SOLE 0 0 0 1,063
SAP SE SPON ADR 803054204   279,987 2,399 SH   SOLE 0 0 0 2,399
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,238,285 206,926 SH   SOLE 0 0 0 206,926
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,475,418 52,213 SH   SOLE 0 0 0 52,213
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   215,988 4,938 SH   SOLE 0 0 0 4,938
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   614,855 10,275 SH   SOLE 0 0 0 10,275
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   473,378 6,961 SH   SOLE 0 0 0 6,961
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,498,551 133,737 SH   SOLE 0 0 0 133,737
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,543,965 20,172 SH   SOLE 0 0 0 20,172
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   13,430,808 265,588 SH   SOLE 0 0 0 265,588
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   6,630,467 244,486 SH   SOLE 0 0 0 244,486
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,052,360 33,483 SH   SOLE 0 0 0 33,483
SIMPLIFY EXCHANGE TRADED FUN CONVEXITY ETF 82889N731   1,539,850 77,520 SH   SOLE 0 0 0 77,520
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS CNVEX 82889N103   1,153,511 43,457 SH   SOLE 0 0 0 43,457
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202   26,408,155 1,046,282 SH   SOLE 0 0 0 1,046,282
SPDR S&P 500 ETF TR TR UNIT 78462F103   391,551 977 SH   SOLE 0 0 0 977
SPDR SER TR S&P DIVID ETF 78464A763   200,860 1,575 SH   SOLE 0 0 0 1,575
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   550,906 5,759 SH   SOLE 0 0 0 5,759
TELEFONICA BRASIL SA NEW ADR 87936R205   89,411 11,522 SH   SOLE 0 0 0 11,522
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   4,550 36,400 SH Call SOLE 0 0 0 36,400
TRAVELERS COMPANIES INC COM 89417E109   422,664 2,268 SH   SOLE 0 0 0 2,268
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   190,471 36,074 SH   SOLE 0 0 0 36,074
UBS GROUP AG SHS H42097107   476,956 22,445 SH   SOLE 0 0 0 22,445
UNION PAC CORP COM 907818108   669,054 3,184 SH   SOLE 0 0 0 3,184
UNITEDHEALTH GROUP INC COM 91324P102   991,538 2,041 SH   SOLE 0 0 0 2,041
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   370,033 5,008 SH   SOLE 0 0 0 5,008
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   37,681,345 765,881 SH   SOLE 0 0 0 765,881
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   679,054 1,845 SH   SOLE 0 0 0 1,845
VANGUARD INDEX FDS LARGE CAP ETF 922908637   23,056,380 126,184 SH   SOLE 0 0 0 126,184
VANGUARD INDEX FDS VALUE ETF 922908744   5,870,039 41,161 SH   SOLE 0 0 0 41,161
VANGUARD INDEX FDS SM CP VAL ETF 922908611   865,159 5,131 SH   SOLE 0 0 0 5,131
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,328,009 37,111 SH   SOLE 0 0 0 37,111
VANGUARD INDEX FDS GROWTH ETF 922908736   5,260,669 22,763 SH   SOLE 0 0 0 22,763
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,435,727 12,101 SH   SOLE 0 0 0 12,101
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,212,065 332,058 SH   SOLE 0 0 0 332,058
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   262,093 4,802 SH   SOLE 0 0 0 4,802
VANGUARD STAR FDS VG TL INTL STK F 921909768   325,596 5,792 SH   SOLE 0 0 0 5,792
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   27,786,558 610,023 SH   SOLE 0 0 0 610,023
VERIZON COMMUNICATIONS INC COM 92343V104   778,373 19,641 SH   SOLE 0 0 0 19,641
VIATRIS INC COM 92556V106   166,757 14,108 SH   SOLE 0 0 0 14,108
VISA INC COM CL A 92826C839   1,564,579 6,979 SH   SOLE 0 0 0 6,979
WALKER & DUNLOP INC COM 93148P102   9,818,361 104,484 SH   SOLE 0 0 0 104,484
WALMART INC COM 931142103   1,357,865 9,520 SH   SOLE 0 0 0 9,520
WASTE MGMT INC DEL COM 94106L109   353,744 2,317 SH   SOLE 0 0 0 2,317
WEYERHAEUSER CO MTN BE COM NEW 962166104   254,738 7,872 SH   SOLE 0 0 0 7,872
WHEELS UP EXPERIENCE INC COM CL A 96328L106   69,104 50,075 SH   SOLE 0 0 0 50,075
WISDOMTREE TR INTL QULTY DIV 97717X131   5,015,239 150,067 SH   SOLE 0 0 0 150,067
WP CAREY INC COM 92936U109   598,585 7,115 SH   SOLE 0 0 0 7,115
ZOETIS INC CL A 98978V103   382,024 2,291 SH   SOLE 0 0 0 2,291