The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 1,208,197 9,359 SH   SOLE   0 0 9,359
ABBOTT LABS COM 002824100 BBG001S5N9M6 3,944,033 34,869 SH   SOLE   0 0 34,869
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 15,855,059 89,224 SH   SOLE   0 0 89,224
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 581,861 1,654 SH   SOLE   0 0 1,654
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,534,591 3,451 SH   SOLE   0 0 3,451
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 306,444 2,537 SH   SOLE   0 0 2,537
AGNC INVT CORP COM 00123Q104 BBG001T074G2 117,934 12,805 SH   SOLE   0 0 12,805
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 682,174 2,352 SH   SOLE   0 0 2,352
ALLSTATE CORP COM 020002101 BBG001S9BM06 405,437 2,103 SH   SOLE   0 0 2,103
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 35,393,237 186,969 SH   SOLE   0 0 186,969
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,093,888 10,995 SH   SOLE   0 0 10,995
AMAZON COM INC COM 023135106 BBG001S5PQL7 34,534,838 157,413 SH   SOLE   0 0 157,413
AMEREN CORP COM 023608102 BBG001S5NF24 258,952 2,905 SH   SOLE   0 0 2,905
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 295,136 3,200 SH   SOLE   0 0 3,200
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 3,827,404 12,896 SH   SOLE   0 0 12,896
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 253,520 1,382 SH   SOLE   0 0 1,382
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 410,504 771 SH   SOLE   0 0 771
AMGEN INC COM 031162100 BBG001S5NNL6 844,995 3,242 SH   SOLE   0 0 3,242
APPLE INC COM 037833100 BBG001S5N8V8 76,947,287 307,273 SH   SOLE   0 0 307,273
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 328,675 2,021 SH   SOLE   0 0 2,021
ARISTA NETWORKS INC COM SHS 040413205 BBG001T51KQ0 16,462,559 148,942 SH   SOLE   0 0 148,942
AT&T INC COM 00206R102 BBG001S5VWH2 474,522 20,840 SH   SOLE   0 0 20,840
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 371,990 2,671 SH   SOLE   0 0 2,671
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 5,279,855 18,037 SH   SOLE   0 0 18,037
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,108,564 25,223 SH   SOLE   0 0 25,223
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 312,314 4,065 SH   SOLE   0 0 4,065
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 62,093,773 1,934,988 SH   SOLE   0 0 1,934,988
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 480,057 2,116 SH   SOLE   0 0 2,116
BENTLEY SYS INC COM CL B 08265T208 BBG001SBWGV7 2,433,070 52,100 SH   SOLE   0 0 52,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 680,920 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 23,130,425 51,029 SH   SOLE   0 0 51,029
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 1,740,103 1,697 SH   SOLE   0 0 1,697
BLACKSTONE INC COM 09260D107 BBG001S7H949 539,330 3,128 SH   SOLE   0 0 3,128
BOEING CO COM 097023105 BBG001S5P0V3 679,149 3,837 SH   SOLE   0 0 3,837
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 248,421 50 SH   SOLE   0 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,331,383 23,539 SH   SOLE   0 0 23,539
BROADCOM INC COM 11135F101 BBG00KHY5SY8 2,336,523 10,078 SH   SOLE   0 0 10,078
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 15,149,794 50,422 SH   SOLE   0 0 50,422
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 306,160 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 968,574 2,626 SH   SOLE   0 0 2,626
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,810,977 10,506 SH   SOLE   0 0 10,506
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 1,226,491 38,654 SH   SOLE   0 0 38,654
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 18,199,241 125,651 SH   SOLE   0 0 125,651
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 311,666 1,128 SH   SOLE   0 0 1,128
CISCO SYS INC COM 17275R102 BBG001S6HC62 2,434,588 41,125 SH   SOLE   0 0 41,125
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 874,181 13,116 SH   SOLE   0 0 13,116
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,970,078 47,704 SH   SOLE   0 0 47,704
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 294,730 3,242 SH   SOLE   0 0 3,242
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 589,709 15,713 SH   SOLE   0 0 15,713
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 640,142 6,455 SH   SOLE   0 0 6,455
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 803,790 3,593 SH   SOLE   0 0 3,593
CORNING INC COM 219350105 BBG001S5RLH1 1,477,920 31,101 SH   SOLE   0 0 31,101
CORTEVA INC COM 22052L104 BBG00BN969D0 332,427 5,836 SH   SOLE   0 0 5,836
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 23,172,593 25,290 SH   SOLE   0 0 25,290
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 324,026 947 SH   SOLE   0 0 947
CSX CORP COM 126408103 BBG001S5Q7Q3 1,389,256 43,051 SH   SOLE   0 0 43,051
CUMMINS INC COM 231021106 BBG001S5Q9M3 387,295 1,111 SH   SOLE   0 0 1,111
D R HORTON INC COM 23331A109 BBG001S8M692 8,400,679 60,082 SH   SOLE   0 0 60,082
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 11,464,794 49,945 SH   SOLE   0 0 49,945
DEERE & CO COM 244199105 BBG001S5QFF7 11,824,833 27,909 SH   SOLE   0 0 27,909
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 3,501,847 21,375 SH   SOLE   0 0 21,375
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 327,048 9,455 SH   SOLE   0 0 9,455
DISNEY WALT CO COM 254687106 BBG001S5QHF3 671,789 6,033 SH   SOLE   0 0 6,033
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 344,327 6,393 SH   SOLE   0 0 6,393
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,580,997 23,956 SH   SOLE   0 0 23,956
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 250,820 2,747 SH   SOLE   0 0 2,747
EATON CORP PLC SHS G29183103 BBG001S5QZ45 482,207 1,453 SH   SOLE   0 0 1,453
ECOLAB INC COM 278865100 BBG001S5QRB5 8,620,182 36,788 SH   SOLE   0 0 36,788
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 307,891 4,159 SH   SOLE   0 0 4,159
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,254,240 2,920 SH   SOLE   0 0 2,920
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,637,478 21,282 SH   SOLE   0 0 21,282
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 956,387 22,542 SH   SOLE   0 0 22,542
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 960,909 49,051 SH   SOLE   0 0 49,051
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 2,164,272 59,589 SH   SOLE   0 0 59,589
EXELON CORP COM 30161N101 BBG001SBJMT2 538,252 14,300 SH   SOLE   0 0 14,300
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 6,166,851 57,329 SH   SOLE   0 0 57,329
FORD MTR CO COM 345370860 BBG001S5TZ33 145,926 14,740 SH   SOLE   0 0 14,740
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 BBG01BG24837 163,489 23,972 SH   SOLE   0 0 23,972
FS KKR CAP CORP COM 302635206 BBG001YCZQ07 1,743,795 80,285 SH   SOLE   0 0 80,285
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 973,729 5,838 SH   SOLE   0 0 5,838
GE VERNOVA INC COM 36828A101 BBG013G17W77 463,133 1,408 SH   SOLE   0 0 1,408
GENERAL MLS INC COM 370334104 BBG001S5RKR2 332,752 5,218 SH   SOLE   0 0 5,218
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 222,177 388 SH   SOLE   0 0 388
HERSHEY CO COM 427866108 BBG001S5S148 663,852 3,920 SH   SOLE   0 0 3,920
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,570,355 4,037 SH   SOLE   0 0 4,037
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 3,529,757 15,626 SH   SOLE   0 0 15,626
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 391,337 1,543 SH   SOLE   0 0 1,543
INTEL CORP COM 458140100 BBG001S5SF65 253,834 12,660 SH   SOLE   0 0 12,660
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 4,925,951 22,408 SH   SOLE   0 0 22,408
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 413,392 792 SH   SOLE   0 0 792
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 1,890,565 145,540 SH   SOLE   0 0 145,540
INVESCO PA VALUE MUN INC TR COM 46132K109 BBG001S75GP3 230,486 22,399 SH   SOLE   0 0 22,399
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 6,646,651 13,001 SH   SOLE   0 0 13,001
IONIS PHARMACEUTICALS INC COM 462222100 BBG001SB7RD1 5,315,668 152,050 SH   SOLE   0 0 152,050
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 251,511 5,080 SH   SOLE   0 0 5,080
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 27,650,556 529,501 SH   SOLE   0 0 529,501
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 310,060 9,286 SH   SOLE   0 0 9,286
ISHARES SILVER TR ISHARES 46428Q109 BBG001SQLN69 212,667 8,077 SH   SOLE   0 0 8,077
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 32,096,103 456,689 SH   SOLE   0 0 456,689
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 130,836,202 2,099,763 SH   SOLE   0 0 2,099,763
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 80,418,191 697,953 SH   SOLE   0 0 697,953
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 44,741,961 347,862 SH   SOLE   0 0 347,862
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 136,326,862 231,581 SH   SOLE   0 0 231,581
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 58,071,768 599,296 SH   SOLE   0 0 599,296
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 224,651 1,570 SH   SOLE   0 0 1,570
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 236,415 3,105 SH   SOLE   0 0 3,105
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 233,714 5,558 SH   SOLE   0 0 5,558
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,189,910 9,237 SH   SOLE   0 0 9,237
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 643,426 13,855 SH   SOLE   0 0 13,855
ISHARES TR ESG SCRD S&P MID 46436E551 BBG00XDJF7W4 404,094 9,659 SH   SOLE   0 0 9,659
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 1,199,959 15,257 SH   SOLE   0 0 15,257
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,071,491 10,029 SH   SOLE   0 0 10,029
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 231,875 4,485 SH   SOLE   0 0 4,485
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 15,551,306 174,655 SH   SOLE   0 0 174,655
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,191,858 28,989 SH   SOLE   0 0 28,989
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,385,033 33,119 SH   SOLE   0 0 33,119
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 716,406 2,224 SH   SOLE   0 0 2,224
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 216,452 539 SH   SOLE   0 0 539
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 947,446 7,475 SH   SOLE   0 0 7,475
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 751,312 8,499 SH   SOLE   0 0 8,499
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 869,150 3,009 SH   SOLE   0 0 3,009
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 252,893 2,491 SH   SOLE   0 0 2,491
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 323,704 2,466 SH   SOLE   0 0 2,466
ISHARES TR ULTRA SHORT-TERM 46434V878 BBG005PCDCZ5 201,670 3,999 SH   SOLE   0 0 3,999
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 410,016 7,127 SH   SOLE   0 0 7,127
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 1,424,766 28,286 SH   SOLE   0 0 28,286
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 9,994,266 69,107 SH   SOLE   0 0 69,107
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 208,138 2,637 SH   SOLE   0 0 2,637
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 32,025,948 133,603 SH   SOLE   0 0 133,603
KARYOPHARM THERAPEUTICS INC COM 48576U106 BBG001V0G6X5 6,864 10,150 SH   SOLE   0 0 10,150
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   57,990 75,000 PRN   SOLE   0 0 75,000
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 518,263 3,955 SH   SOLE   0 0 3,955
KKR & CO INC COM 48251W104 BBG001S6PW05 232,810 1,574 SH   SOLE   0 0 1,574
LINDE PLC SHS G54950103 BBG01FND0CH6 7,385,154 17,640 SH   SOLE   0 0 17,640
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 12,478,310 25,679 SH   SOLE   0 0 25,679
LOWES COS INC COM 548661107 BBG001S5SVL3 363,955 1,475 SH   SOLE   0 0 1,475
M & T BK CORP COM 55261F104 BBG001S7S2B4 301,192 1,602 SH   SOLE   0 0 1,602
MASCO CORP COM 574599106 BBG001S5SZ70 330,194 4,550 SH   SOLE   0 0 4,550
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 2,054,607 3,902 SH   SOLE   0 0 3,902
MCDONALDS CORP COM 580135101 BBG001S5T110 10,943,821 37,752 SH   SOLE   0 0 37,752
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 278,686 489 SH   SOLE   0 0 489
MERCK & CO INC COM 58933Y105 BBG001S5TC52 4,765,543 47,905 SH   SOLE   0 0 47,905
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,582,481 4,411 SH   SOLE   0 0 4,411
MICROSOFT CORP COM 594918104 BBG001S5TD05 66,604,944 158,019 SH   SOLE   0 0 158,019
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 552,033 9,242 SH   SOLE   0 0 9,242
MONSTER BEVERAGE CORP NEW COM 61174X109 BBG008NVB1F7 350,575 6,670 SH   SOLE   0 0 6,670
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 305,122 2,427 SH   SOLE   0 0 2,427
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 342,135 15,206 SH   SOLE   0 0 15,206
NBT BANCORP INC COM 628778102 BBG001S6XCS0 365,651 7,656 SH   SOLE   0 0 7,656
NETFLIX INC COM 64110L106 BBG001SF6L46 1,558,027 1,748 SH   SOLE   0 0 1,748
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 13,479,529 188,025 SH   SOLE   0 0 188,025
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 265,149 565 SH   SOLE   0 0 565
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 71,696,387 533,892 SH   SOLE   0 0 533,892
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,105,823 6,636 SH   SOLE   0 0 6,636
OUTSET MED INC COM 690145107 BBG0026ZJTR8 17,743 15,985 SH   SOLE   0 0 15,985
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 310,310 4,103 SH   SOLE   0 0 4,103
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 14,755,318 81,091 SH   SOLE   0 0 81,091
PAYCHEX INC COM 704326107 BBG001S5V135 1,755,134 12,517 SH   SOLE   0 0 12,517
PEPSICO INC COM 713448108 BBG001S695T1 3,672,309 24,150 SH   SOLE   0 0 24,150
PFIZER INC COM 717081103 BBG001S5V466 2,010,675 75,789 SH   SOLE   0 0 75,789
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 346,969 2,883 SH   SOLE   0 0 2,883
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 3,176,759 16,473 SH   SOLE   0 0 16,473
PPG INDS INC COM 693506107 BBG001S5VC13 609,195 5,100 SH   SOLE   0 0 5,100
PPL CORP COM 69351T106 BBG001S5VC31 751,254 23,144 SH   SOLE   0 0 23,144
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 19,360,289 115,480 SH   SOLE   0 0 115,480
PROGRESSIVE CORP COM 743315103 BBG001S5V509 200,554 837 SH   SOLE   0 0 837
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 18,241,283 172,576 SH   SOLE   0 0 172,576
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 263,102 3,114 SH   SOLE   0 0 3,114
QUALCOMM INC COM 747525103 BBG001S6VS70 1,243,784 8,097 SH   SOLE   0 0 8,097
REALTY INCOME CORP COM 756109104 BBG001S884K0 5,672,358 106,204 SH   SOLE   0 0 106,204
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 470,286 4,064 SH   SOLE   0 0 4,064
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 11,024,809 22,137 SH   SOLE   0 0 22,137
SALESFORCE INC COM 79466L302 BBG001SDLP09 15,541,538 46,486 SH   SOLE   0 0 46,486
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 366,454 9,558 SH   SOLE   0 0 9,558
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 218,781 11,826 SH   SOLE   0 0 11,826
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 957,154 42,165 SH   SOLE   0 0 42,165
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2,638,803 96,589 SH   SOLE   0 0 96,589
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 10,613,444 380,820 SH   SOLE   0 0 380,820
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 38,780,132 1,399,500 SH   SOLE   0 0 1,399,500
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 870,422 33,659 SH   SOLE   0 0 33,659
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 426,835 4,409 SH   SOLE   0 0 4,409
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,640,417 30,824 SH   SOLE   0 0 30,824
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 672,430 5,103 SH   SOLE   0 0 5,103
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 1,320,647 32,472 SH   SOLE   0 0 32,472
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 1,376,823 10,008 SH   SOLE   0 0 10,008
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 452,626 5,980 SH   SOLE   0 0 5,980
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,080,470 4,647 SH   SOLE   0 0 4,647
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 224,600 3,585 SH   SOLE   0 0 3,585
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 601,676 1,770 SH   SOLE   0 0 1,770
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 1,039,376 9,775 SH   SOLE   0 0 9,775
SOUTHERN CO COM 842587107 BBG001S5W777 330,597 4,016 SH   SOLE   0 0 4,016
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 607,020 2,507 SH   SOLE   0 0 2,507
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 21,746,995 37,106 SH   SOLE   0 0 37,106
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 694,318 1,219 SH   SOLE   0 0 1,219
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 493,149 2,974 SH   SOLE   0 0 2,974
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 35,420,157 371,008 SH   SOLE   0 0 371,008
SPDR SER TR DJ REIT ETF 78464A607 BBG001SHTRF2 204,838 2,072 SH   SOLE   0 0 2,072
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 1,647,181 50,280 SH   SOLE   0 0 50,280
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 570,709 12,705 SH   SOLE   0 0 12,705
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 1,504,480 50,384 SH   SOLE   0 0 50,384
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 1,689,965 19,226 SH   SOLE   0 0 19,226
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 519,108 21,848 SH   SOLE   0 0 21,848
STARBUCKS CORP COM 855244109 BBG001S72KH6 249,204 2,731 SH   SOLE   0 0 2,731
STRYKER CORPORATION COM 863667101 BBG001S8FR03 13,900,518 38,607 SH   SOLE   0 0 38,607
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 BBG001S9TN41 10,155,878 55,171 SH   SOLE   0 0 55,171
TARGET CORP COM 87612E106 BBG001SC0K41 1,043,725 7,721 SH   SOLE   0 0 7,721
TELEFLEX INCORPORATED COM 879369106 BBG001S5WNP2 206,279 1,159 SH   SOLE   0 0 1,159
TESLA INC COM 88160R101 BBG001SQKGD7 1,957,009 4,846 SH   SOLE   0 0 4,846
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 806,105 4,299 SH   SOLE   0 0 4,299
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKC0 403,675 365 SH   SOLE   0 0 365
TEXTRON INC COM 883203101 BBG001S5WZ39 469,113 6,133 SH   SOLE   0 0 6,133
THE CAMPBELLS COMPANY COM 134429109 BBG001S5Q2B0 217,064 5,183 SH   SOLE   0 0 5,183
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 632,913 2,292 SH   SOLE   0 0 2,292
THE TRADE DESK INC COM CL A 88339J105 BBG00629NGW8 430,160 3,660 SH   SOLE   0 0 3,660
TJX COS INC NEW COM 872540109 BBG001S5WQ93 9,795,189 81,079 SH   SOLE   0 0 81,079
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 309,022 1,400 SH   SOLE   0 0 1,400
TOLL BROTHERS INC COM 889478103 BBG001S5WT15 2,500,108 19,850 SH   SOLE   0 0 19,850
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,512,119 4,094 SH   SOLE   0 0 4,094
TRANSDIGM GROUP INC COM 893641100 BBG001SPV1C1 228,110 180 SH   SOLE   0 0 180
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 330,983 1,374 SH   SOLE   0 0 1,374
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 460,681 10,620 SH   SOLE   0 0 10,620
UNION PAC CORP COM 907818108 BBG001S5X2M0 418,681 1,836 SH   SOLE   0 0 1,836
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 256,253 2,032 SH   SOLE   0 0 2,032
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 226,119 447 SH   SOLE   0 0 447
UNIVEST FINANCIAL CORPORATIO COM 915271100 BBG001S6YQ99 705,779 23,917 SH   SOLE   0 0 23,917
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 318,011 2,822 SH   SOLE   0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,922,317 39,105 SH   SOLE   0 0 39,105
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 992,235 14,500 SH   SOLE   0 0 14,500
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 2,904,270 37,586 SH   SOLE   0 0 37,586
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,336,032 47,626 SH   SOLE   0 0 47,626
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 11,488,805 27,991 SH   SOLE   0 0 27,991
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 4,345,660 16,113 SH   SOLE   0 0 16,113
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 351,951 1,387 SH   SOLE   0 0 1,387
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 576,065 3,561 SH   SOLE   0 0 3,561
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 31,382,296 118,814 SH   SOLE   0 0 118,814
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 591,135 6,636 SH   SOLE   0 0 6,636
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,586,725 6,657 SH   SOLE   0 0 6,657
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 427,477 2,157 SH   SOLE   0 0 2,157
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 25,578,125 106,451 SH   SOLE   0 0 106,451
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 739,717 2,641 SH   SOLE   0 0 2,641
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,121,213 10,770 SH   SOLE   0 0 10,770
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 9,019,016 53,272 SH   SOLE   0 0 53,272
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 14,627,052 254,782 SH   SOLE   0 0 254,782
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 104,448,421 2,371,672 SH   SOLE   0 0 2,371,672
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,209,637 24,130 SH   SOLE   0 0 24,130
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 244,238 4,211 SH   SOLE   0 0 4,211
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 979,525 21,604 SH   SOLE   0 0 21,604
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 490,032 2,502 SH   SOLE   0 0 2,502
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 914,875 15,525 SH   SOLE   0 0 15,525
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 150,593,425 3,149,172 SH   SOLE   0 0 3,149,172
VANGUARD WELLINGTON FD US MOMENTUM 921935508 BBG00K26BG83 1,191,683 7,250 SH   SOLE   0 0 7,250
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 1,241,628 19,662 SH   SOLE   0 0 19,662
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 210,464 1,650 SH   SOLE   0 0 1,650
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 783,902 9,800 SH   SOLE   0 0 9,800
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 BBG001SHVTQ3 617,500 1,645 SH   SOLE   0 0 1,645
VANGUARD WORLD FD FINANCIALS ETF 92204A405 BBG001SHTTM0 1,132,291 9,590 SH   SOLE   0 0 9,590
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 444,025 1,750 SH   SOLE   0 0 1,750
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 2,376,900 3,823 SH   SOLE   0 0 3,823
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,537,026 38,435 SH   SOLE   0 0 38,435
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 211,820 526 SH   SOLE   0 0 526
VISA INC COM CL A 92826C839 BBG001SRCFY3 20,900,563 66,133 SH   SOLE   0 0 66,133
WALMART INC COM 931142103 BBG001S5XH92 994,031 11,002 SH   SOLE   0 0 11,002
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 9,961,220 49,364 SH   SOLE   0 0 49,364
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,332,155 18,966 SH   SOLE   0 0 18,966
WESTERN DIGITAL CORP COM 958102105 BBG001S5XD28 689,621 11,565 SH   SOLE   0 0 11,565
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG001S5XL11 309,875 11,008 SH   SOLE   0 0 11,008
WILLIAMS COS INC COM 969457100 BBG001S5XH10 649,494 12,001 SH   SOLE   0 0 12,001
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 BBG001T6DPF6 212,742 4,866 SH   SOLE   0 0 4,866
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 485,898 4,600 SH   SOLE   0 0 4,600
ZOETIS INC CL A 98978V103 BBG0039320P7 12,110,766 74,331 SH   SOLE   0 0 74,331