The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 568 9,954 SH   SOLE   9,954 0 0
AbbVie Inc COM 00287Y109 620 6,412 SH   SOLE   5,567 0 845
Accenture plc COM G1151C101 1,018 6,647 SH   SOLE   5,530 0 1,117
AFLAC Inc COM 001055102 1,104 12,574 SH   SOLE   9,562 0 3,012
Air Products & Chemicals Inc COM 009158106 1,583 9,649 SH   SOLE   9,649 0 0
Alibaba Group Holding Lmtd COM 01609W102 251 1,455 SH   SOLE   1,450 0 5
Allstate Corporation COM 020002101 1,908 18,225 SH   SOLE   18,034 0 191
Alphabet Inc Cl A COM 02079K305 583 553 SH   SOLE   392 0 161
Alphabet Inc Cl C COM 02079K107 453 433 SH   SOLE   278 0 155
Altria Group Inc COM 02209S103 293 4,102 SH   SOLE   3,475 0 627
Amazon.com, Inc COM 023135106 400 342 SH   SOLE   223 0 119
Amdocs Ltd COM G02602103 296 4,524 SH   SOLE   4,011 0 513
American Equity Investment Lif COM 025676206 366 11,903 SH   SOLE   11,903 0 0
American Tower REIT COM 03027X100 1,109 7,772 SH   SOLE   6,408 0 1,364
Amgen Inc COM 031162100 567 3,260 SH   SOLE   3,260 0 0
Apple Inc COM 037833100 6,391 37,765 SH   SOLE   24,272 0 13,493
AT&T Inc COM 00206R102 712 18,323 SH   SOLE   10,923 0 7,400
Automatic Data Processing COM 053015103 753 6,427 SH   SOLE   6,427 0 0
AutoZone Inc COM 053332102 267 375 SH   SOLE   375 0 0
Berkshire Hathaway Inc CL B COM 084670702 744 3,755 SH   SOLE   3,455 0 300
Berkshire Hills Bancorp Inc COM 084680107 853 23,300 SH   SOLE   22,249 0 1,051
Bitcoin Investment Trust COM 09173T108 302 150 SH   SOLE   150 0 0
BlackRock, Inc. COM 09247X101 412 803 SH   SOLE   453 0 350
Bristol Myers Squibb Co COM 110122108 388 6,325 SH   SOLE   6,325 0 0
British American Tobacco plc COM 110448107 202 3,014 SH   SOLE   2,277 0 737
Buckeye Partners LP COM 118230101 892 18,000 SH   SOLE   18,000 0 0
Business Development Co COM 12325J101 1,953 235,055 SH   SOLE   235,055 0 0
Capital One Financial Corp COM 14040H105 533 5,355 SH   SOLE   5,355 0 0
Caterpillar Inc COM 149123101 264 1,673 SH   SOLE   973 0 700
Caviton Energy Systems Inc COM BEK996500 0 19,160 SH   SOLE   19,160 0 0
Celgene Corporation COM 151020104 342 3,277 SH   SOLE   1,770 0 1,507
Charter Communications Inc. COM 16119P108 386 1,149 SH   SOLE   1,149 0 0
Chubb Limited COM H1467J104 381 2,606 SH   SOLE   1,419 0 1,187
Church & Dwight Company, Inc. COM 171340102 262 5,227 SH   SOLE   2,408 0 2,819
Cisco Systems Inc COM 17275R102 352 9,194 SH   SOLE   3,124 0 6,070
Citigroup Inc COM 172967424 1,064 14,304 SH   SOLE   14,116 0 188
Colonial BancGroup Inc COM 195493309 0 13,500 SH   SOLE   0 0 13,500
Comcast Corporation COM 20030N101 328 8,182 SH   SOLE   8,150 0 32
ConAgra Foods, Inc. COM 205887102 202 5,373 SH   SOLE   5,107 0 266
Connecture Inc COM 20786J106 12 75,600 SH   SOLE   75,600 0 0
Corning Incorporated COM 219350105 573 17,923 SH   SOLE   17,618 0 305
Danaher Corporation COM 235851102 227 2,444 SH   SOLE   2,245 0 199
DowDuPont Inc COM 26078J100 249 3,495 SH   SOLE   3,335 0 160
DXC Technology Co. COM 23355L106 352 3,707 SH   SOLE   3,707 0 0
Dycom Industries Inc COM 267475101 4,722 42,372 SH   SOLE   31,499 0 10,873
Eli Lilly & Company COM 532457108 639 7,565 SH   SOLE   7,494 0 71
Enterprise Products Partners L COM 293792107 2,102 79,276 SH   SOLE   55,404 0 23,872
Exxon Mobil Corporation COM 30231G102 849 10,146 SH   SOLE   10,039 0 107
Facebook Inc COM 30303M102 398 2,258 SH   SOLE   1,508 0 750
Federal Realty Investment Trus COM 313747206 217 1,635 SH   SOLE   1,635 0 0
General Electric Company COM 369604103 460 26,365 SH   SOLE   23,614 0 2,751
Golden Arch Resources Ltd. COM 38079K101 0 23,000 SH   SOLE   23,000 0 0
Goldman Sachs Group Inc COM 38141G104 892 3,500 SH   SOLE   0 0 3,500
Holly Energy Partners LP COM 435763107 260 8,000 SH   SOLE   0 0 8,000
Home Depot Incorporated COM 437076102 4,373 23,073 SH   SOLE   12,805 0 10,268
Honeywell International Inc COM 438516106 479 3,123 SH   SOLE   2,667 0 456
Inspire Global Hope ETF COM 66538H658 986 34,671 SH   SOLE   0 0 34,671
Inspire Small/Mid Cap Impact E COM 66538H641 385 14,565 SH   SOLE   0 0 14,565
INTEL Corporation COM 458140100 210 4,558 SH   SOLE   4,338 0 220
Intellitar Inc Series A Pfd COM 458998663 0 12,000 SH   SOLE   12,000 0 0
International Business Machine COM 459200101 744 4,846 SH   SOLE   4,846 0 0
Iqvia Holdings Inc COM 46266C105 362 3,695 SH   SOLE   1,695 0 2,000
iShares Edge Msci USA Quality COM 46432F339 10,384 125,260 SH   SOLE   103,703 0 21,557
iShares MSCI All Country Asia COM 464288182 1,660 21,758 SH   SOLE   21,753 0 5
iShares MSCI EAFE Small Cap ET COM 464288273 87,045 1,349,542 SH   SOLE   1,003,731 0 345,811
iShares MSCI Emerging Markets COM 464287234 46,263 981,802 SH   SOLE   635,818 0 345,985
iShares Russell 2000 Index COM 464287655 1,227 8,046 SH   SOLE   6,327 0 1,719
iShares S&P U.S. Preferred Sto COM 464288687 561 14,730 SH   SOLE   14,730 0 0
J. C. Penney Company, Inc. COM 708160106 171 54,017 SH   SOLE   54,017 0 0
Johnson & Johnson Company COM 478160104 846 6,053 SH   SOLE   5,240 0 813
JP Morgan Chase & Company COM 46625H100 383 3,580 SH   SOLE   2,455 0 1,125
Kimberly-Clark Corp COM 494368103 228 1,891 SH   SOLE   1,826 0 65
L-3 Technologies, Inc. COM 502413107 680 3,435 SH   SOLE   1,744 0 1,691
Lam Research Corp COM 512807108 425 2,307 SH   SOLE   1,207 0 1,100
Lowe's Companies Inc. COM 548661107 541 5,823 SH   SOLE   4,954 0 869
Magellan Midstream Partners LP COM 559080106 1,141 16,089 SH   SOLE   89 0 16,000
Mastercard Inc. COM 57636Q104 462 3,053 SH   SOLE   2,758 0 295
Microchip Technology Inc. COM 595017104 325 3,694 SH   SOLE   2,294 0 1,400
Microsoft Corporation COM 594918104 813 9,501 SH   SOLE   7,791 0 1,710
Nantech Inds Inc COM 630100105 0 10,000 SH   SOLE   10,000 0 0
NextEra Energy, Inc. COM 65339F101 542 3,467 SH   SOLE   3,382 0 85
NIC Inc COM 62914B100 464 27,925 SH   SOLE   27,475 0 450
Nike Inc COM 654106103 319 5,101 SH   SOLE   5,101 0 0
Norfolk Southern Corp COM 655844108 228 1,571 SH   SOLE   1,308 0 263
Novo Nordisk A/S COM 670100205 363 6,758 SH   SOLE   4,258 0 2,500
ONEOK Inc. COM 682680103 270 5,053 SH   SOLE   5,053 0 0
PC Connection Inc COM 69318J100 771 29,413 SH   SOLE   25,704 0 3,709
Pepsico Inc COM 713448108 1,955 16,300 SH   SOLE   16,057 0 243
Perseus Mining Ltd NPV COM Q74174105 14 48,500 SH   SOLE   48,500 0 0
Pfizer Inc COM 717081103 420 11,588 SH   SOLE   10,398 0 1,190
Philip Morris International In COM 718172109 317 3,003 SH   SOLE   2,637 0 366
Phillips Van Heusen Corp. COM 693656100 664 4,840 SH   SOLE   4,789 0 51
ProAssurance Corp COM 74267C106 627 10,970 SH   SOLE   1,390 0 9,580
Procter & Gamble Co COM 742718109 607 6,603 SH   SOLE   6,473 0 130
Reata Pharmaceuticals, Inc. COM 75615P103 2,239 79,071 SH   SOLE   60,129 0 18,942
Red Hat, Inc. COM 756577102 319 2,660 SH   SOLE   1,360 0 1,300
Rockwell Automation Inc COM 773903109 338 1,724 SH   SOLE   1,124 0 600
Rollins Inc COM 775711104 1,162 24,966 SH   SOLE   18,571 0 6,395
Rolls-Royce Holdings plc COM G76225138 0 380,540 SH   SOLE   380,540 0 0
Ross Stores Inc COM 778296103 2,590 32,275 SH   SOLE   32,037 0 238
Royal Bank of Canada COM 780087102 2,778 34,023 SH   SOLE   34,023 0 0
Rydex S&P Equal Weight COM 78355W106 763 7,551 SH   SOLE   7,346 0 205
ServisFirst Bancshares Inc COM 81768T108 330 7,962 SH   SOLE   7,962 0 0
SPDR Gold Trust ETF COM 78463V107 12,206 98,716 SH   SOLE   69,528 0 29,188
SPDR S&P 500 ETF COM 78462F103 12,131 45,458 SH   SOLE   37,520 0 7,938
Sprott Physical Silver Trust COM 85207K107 135 21,300 SH   SOLE   21,300 0 0
Synchronoss Technologies Inc COM 87157B103 156 17,492 SH   SOLE   17,275 0 217
Synovus Financial Corp COM 87161C501 287 5,992 SH   SOLE   5,992 0 0
SYSCO Corporation COM 871829107 351 5,782 SH   SOLE   5,782 0 0
Target Corporation COM 87612E106 607 9,297 SH   SOLE   9,297 0 0
Teradyne Inc COM 880770102 469 11,200 SH   SOLE   11,200 0 0
The Coca-Cola Company COM 191216100 739 16,102 SH   SOLE   15,736 0 366
The Estee Lauder Companies Inc COM 518439104 205 1,609 SH   SOLE   934 0 675
The Walt Disney Company COM 254687106 890 8,282 SH   SOLE   8,282 0 0
TriLinc Global Impact Fund COM 89619H108 138 16,164 SH   SOLE   16,164 0 0
United Technologies Corp COM 913017109 694 5,440 SH   SOLE   5,440 0 0
UNUM Group COM 91529Y106 378 6,888 SH   SOLE   5,520 0 1,368
UTG, Inc. COM 293747341 478 21,739 SH   SOLE   0 0 21,739
Vail Resorts Inc COM 91879Q109 1,458 6,862 SH   SOLE   5,830 0 1,032
Vanguard Growth ETF COM 922908736 1,933 13,745 SH   SOLE   13,745 0 0
Vanguard Small-Cap Value VIPER COM 922908611 763 5,743 SH   SOLE   5,743 0 0
Vanguard Small Cap Growth ETF COM 922908595 1,646 10,234 SH   SOLE   10,234 0 0
VEREIT, Inc. COM 92339V100 103 13,221 SH   SOLE   13,221 0 0
Verizon Communications Inc. COM 92343V104 428 8,081 SH   SOLE   7,361 0 720
Visa Inc COM 92826C839 1,354 11,874 SH   SOLE   10,207 0 1,667
Wells Fargo & Company COM 949746101 413 6,809 SH   SOLE   6,650 0 159
Westamerica Bancorp. COM 957090103 659 11,068 SH   SOLE   10,945 0 123
WisdomTree Japan Hedged Equity COM 97717W851 10,059 169,541 SH   SOLE   141,310 0 28,231
Zimmer Biomet Holdings, Inc. COM 98956P102 209 1,735 SH   SOLE   835 0 900
ANR Inc Rt RTS 3/31/2023 WT 03634H118 0 25,258 SH   SOLE   25,258 0 0
VEREIT Series F Pfd PFD 92339V209 589 23,034 SH   SOLE   23,034 0 0
Alerian MLP ETF COM 00162Q866 452 41,907 SH   SOLE   41,907 0 0
Deutsche X-trackers MSCI EAFE COM 233051200 470 14,775 SH   SOLE   0 0 14,775
First Trust Large Cap Core Alp COM 33734K109 215 3,675 SH   SOLE   3,675 0 0
First Trust Mid Cap Core Alpha COM 33735B108 303 4,603 SH   SOLE   4,603 0 0
FT Unit 6707 Diversified Equit COM 30302W242 633 58,598 SH   SOLE   58,598 0 0
FT Unit 6707 Diversified Equit COM 30302W259 390 36,110 SH   SOLE   36,110 0 0
FT Unit 6887 Diversified Equit COM 30304W281 112 10,854 SH   SOLE   10,854 0 0
Inspire Corporate Bond Impact COM 66538H633 379 15,016 SH   SOLE   0 0 15,016
iShares Barclays 20 Year Trea COM 464287432 29,696 234,081 SH   SOLE   175,610 0 58,471
iShares Barclays 3-7 Yr T-bond COM 464288661 2,207 18,068 SH   SOLE   18,043 0 25
iShares Barclays Aggregate Bon COM 464287226 29,206 267,141 SH   SOLE   187,136 0 80,004
iShares Barclays TIPS Bond Fun COM 464287176 30,793 269,929 SH   SOLE   211,390 0 58,538
iShares Dow Jones US Aerospace COM 464288760 10,828 57,559 SH   SOLE   47,957 0 9,602
iShares Edge MSCI Min Vol Glob COM 464286525 34,017 403,423 SH   SOLE   285,772 0 117,651
iShares Global Timber & Forest COM 464288174 5,210 73,252 SH   SOLE   60,698 0 12,554
iShares MSCI ACWI ETF COM 464288257 292 4,045 SH   SOLE   4,045 0 0
iShares MSCI EAFE Index Fund E COM 464287465 1,247 17,730 SH   SOLE   4,984 0 12,746
iShares MSCI Germany COM 464286806 10,175 308,158 SH   SOLE   255,567 0 52,591
iShares Russell 1000 ETF COM 464287622 10,332 69,526 SH   SOLE   57,627 0 11,899
iShares Russell 1000 Growth In COM 464287614 11,597 86,105 SH   SOLE   71,640 0 14,465
iShares Russell 3000 Index Fun COM 464287689 803 5,075 SH   SOLE   0 0 5,075
iShares S&P 500 Index ETF COM 464287200 460 1,712 SH   SOLE   302 0 1,410
iShares Silver Trust ETF COM 46428Q109 634 39,655 SH   SOLE   8,715 0 30,940
Materials SPDR ETF COM 81369Y100 8,599 142,064 SH   SOLE   116,577 0 25,487
Schwab US Large-Cap ETF COM 808524201 2,465 38,642 SH   SOLE   38,642 0 0
SPDR Euro Stoxx 50 COM 78463X202 540 13,264 SH   SOLE   491 0 12,773
SPDR S&P International Small C COM 78463X871 892 25,153 SH   SOLE   23,431 0 1,722
Technology Select Sector SPDR COM 81369Y803 11,127 174,002 SH   SOLE   144,818 0 29,184
Vanguard Dividend Appreciation COM 921908844 871 8,533 SH   SOLE   6,146 0 2,387
Vanguard Extended Market ETF COM 922908652 1,777 15,907 SH   SOLE   15,779 0 128
Vanguard FTSE Developed Market COM 921943858 41,758 930,859 SH   SOLE   589,732 0 341,126
Vanguard High Dividend Yield I COM 921946406 1,250 14,599 SH   SOLE   14,599 0 0
Vanguard MSCI Pacific ETF COM 922042866 9,158 125,622 SH   SOLE   104,412 0 21,210
Vanguard REIT Index ETF COM 922908553 19,264 232,153 SH   SOLE   168,277 0 63,876
Vanguard Russell 2000 Index ET COM 92206C664 32,412 265,038 SH   SOLE   257,365 0 7,673
Vanguard S&P 500 ETF COM 922908363 109,932 448,172 SH   SOLE   315,612 0 132,560
Vanguard Small Cap ETF COM 922908751 16,564 112,068 SH   SOLE   35,816 0 76,252
Vanguard Total International B COM 92203J407 1,270 23,351 SH   SOLE   23,318 0 33
Vanguard Value ETF COM 922908744 3,114 29,289 SH   SOLE   29,289 0 0
VelocityShares Daily Inverse V COM 22542D795 11,282 83,919 SH   SOLE   63,500 0 20,419
WisdomTree Europe Hedged Equit COM 97717X701 1,141 17,909 SH   SOLE   12,214 0 5,695