The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 13,274 68,893 SH   SOLE   60,036 0 8,857
ABBOTT LABS COM 002824100 428 3,572 SH   SOLE   3,572 0 0
ABBVIE INC COM 00287Y109 1,606 14,840 SH   SOLE   13,515 0 1,325
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 194 47,500 SH   SOLE   47,500 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 202 12,300 SH   SOLE   6,300 0 6,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 414 1,499 SH   SOLE   1,499 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,253 15,961 SH   SOLE   15,716 0 245
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 262 1,157 SH   SOLE   1,138 0 19
ALPHABET INC CAP STK CL A 02079K305 15,954 7,735 SH   SOLE   7,043 0 692
ALPHABET INC CAP STK CL C 02079K107 798 386 SH   SOLE   386 0 0
ALTAIR ENGR INC COM CL A 021369103 936 14,965 SH   SOLE   14,965 0 0
AMAZON COM INC COM 023135106 15,990 5,168 SH   SOLE   4,414 0 754
AMGEN INC COM 031162100 631 2,536 SH   SOLE   2,536 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 89 10,400 SH   SOLE   10,400 0 0
APPLE INC COM 037833100 33,875 277,325 SH   SOLE   259,581 0 17,744
AT&T INC COM 00206R102 3,180 105,041 SH   SOLE   69,996 0 35,045
AUTOMATIC DATA PROCESSING IN COM 053015103 16,463 87,349 SH   SOLE   79,984 0 7,365
BERKSHIRE HATHAWAY INC DEL CL A 084670108 386 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,226 12,627 SH   SOLE   9,623 0 3,004
BEYOND MEAT INC COM 08862E109 278 2,138 SH   SOLE   138 0 2,000
BIOGEN INC COM 09062X103 17,110 61,162 SH   SOLE   55,610 0 5,552
BK OF AMERICA CORP COM 060505104 1,399 36,169 SH   SOLE   34,668 0 1,501
BLACKROCK FLOATING RATE INCO COM 09255X100 738 56,747 SH   SOLE   54,047 0 2,700
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 206 14,000 SH   SOLE   14,000 0 0
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 342 23,236 SH   SOLE   23,236 0 0
BOEING CO COM 097023105 3,505 13,759 SH   SOLE   13,759 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 374 5,918 SH   SOLE   5,418 0 500
BROADCOM INC COM 11135F101 392 846 SH   SOLE   846 0 0
CELSIUS HLDGS INC COM NEW 15118V207 243 5,048 SH   SOLE   5,048 0 0
CHEVRON CORP NEW COM 166764100 914 8,727 SH   SOLE   8,524 0 203
CINTAS CORP COM 172908105 19,007 55,687 SH   SOLE   53,778 0 1,909
CISCO SYS INC COM 17275R102 1,691 32,710 SH   SOLE   21,730 0 10,980
CITIGROUP INC COM NEW 172967424 461 6,332 SH   SOLE   6,332 0 0
CLOROX CO DEL COM 189054109 420 2,179 SH   SOLE   1,979 0 200
COMCAST CORP NEW CL A 20030N101 234 4,319 SH   SOLE   4,319 0 0
COMMERCE BANCSHARES INC COM 200525103 241 3,150 SH   SOLE   3,150 0 0
CONSOLIDATED EDISON INC COM 209115104 1,680 22,455 SH   SOLE   11,505 0 10,950
COSTCO WHSL CORP NEW COM 22160K105 1,082 3,069 SH   SOLE   3,069 0 0
CVB FINL CORP COM 126600105 690 31,249 SH   SOLE   31,249 0 0
DISNEY WALT CO COM 254687106 1,409 7,634 SH   SOLE   7,434 0 200
DNP SELECT INCOME FD INC COM 23325P104 162 16,400 SH   SOLE   13,400 0 3,000
DOMINION ENERGY INC COM 25746U109 275 3,622 SH   SOLE   3,622 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 262 14,420 SH   SOLE   14,420 0 0
DOUBLELINE OPPORTUNISTIC CR COM 258623107 709 35,900 SH   SOLE   32,800 0 3,100
DRAFTKINGS INC COM CL A 26142R104 319 5,200 SH   SOLE   5,200 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 306 3,165 SH   SOLE   3,165 0 0
EATON CORP PLC SHS G29183103 1,477 10,680 SH   SOLE   9,570 0 1,110
EATON VANCE LTD DURATION INC COM 27828H105 969 76,713 SH   SOLE   73,813 0 2,900
EMERSON ELEC CO COM 291011104 536 5,940 SH   SOLE   5,940 0 0
EXXON MOBIL CORP COM 30231G102 5,218 93,467 SH   SOLE   93,317 0 150
FACEBOOK INC CL A 30303M102 19,933 67,677 SH   SOLE   60,615 0 7,062
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 342 3,230 SH   SOLE   3,230 0 0
FIRST FNDTN INC COM 32026V104 469 20,000 SH   SOLE   20,000 0 0
FIRST TR SR FLG RTE INCM FD COM 33733U108 282 23,000 SH   SOLE   23,000 0 0
FORD MTR CO DEL COM 345370860 132 10,755 SH   SOLE   10,755 0 0
GENERAL ELECTRIC CO COM 369604103 326 24,854 SH   SOLE   24,754 0 100
GENERAL MLS INC COM 370334104 319 5,199 SH   SOLE   5,199 0 0
GENERAL MTRS CO COM 37045V100 281 4,891 SH   SOLE   4,891 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 246 751 SH   SOLE   751 0 0
HANESBRANDS INC COM 410345102 16,894 858,860 SH   SOLE   800,872 0 57,988
HOME DEPOT INC COM 437076102 977 3,201 SH   SOLE   3,101 0 100
HONEYWELL INTL INC COM 438516106 664 3,061 SH   SOLE   3,061 0 0
INTEL CORP COM 458140100 19,164 299,445 SH   SOLE   270,996 0 28,449
INTERNATIONAL BUSINESS MACHS COM 459200101 284 2,130 SH   SOLE   2,130 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 737 26,650 SH   SOLE   20,400 0 6,250
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 211 3,630 SH   SOLE   3,630 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,903 7,052 SH   SOLE   52 0 7,000
INVESCO QQQ TR UNIT SER 1 46090E103 3,904 12,233 SH   SOLE   5,998 0 6,235
ISHARES TR ISHS 5-10YR INVT 464288638 1,100 18,576 SH   SOLE   16,976 0 1,600
ISHARES TR NASDAQ BIOTECH 464287556 911 6,051 SH   SOLE   2,851 0 3,200
ISHARES TR RUS 1000 GRW ETF 464287614 2,430 10,000 SH   SOLE   0 0 10,000
ISHARES TR RUSSELL 2000 ETF 464287655 416 1,882 SH   SOLE   1,882 0 0
ISHARES TR US HLTHCARE ETF 464287762 1,010 4,000 SH   SOLE   0 0 4,000
JOHNSON & JOHNSON COM 478160104 8,688 52,860 SH   SOLE   43,007 0 9,853
JPMORGAN CHASE & CO COM 46625H100 9,517 62,515 SH   SOLE   52,254 0 10,261
KIMBERLY-CLARK CORP COM 494368103 311 2,235 SH   SOLE   1,815 0 420
KINROSS GOLD CORP COM 496902404 934 140,000 SH   SOLE   0 0 140,000
KIRKLAND LAKE GOLD LTD COM 49741E100 473 14,000 SH   SOLE   0 0 14,000
KLA CORP COM NEW 482480100 6,097 18,453 SH   SOLE   12,748 0 5,705
LAM RESEARCH CORP COM 512807108 1,042 1,750 SH   SOLE   1,625 0 125
LOCKHEED MARTIN CORP COM 539830109 17,215 46,589 SH   SOLE   43,520 0 3,069
LOWES COS INC COM 548661107 6,575 34,573 SH   SOLE   24,033 0 10,540
LULULEMON ATHLETICA INC COM 550021109 324 1,055 SH   SOLE   1,055 0 0
MEDTRONIC PLC SHS G5960L103 15,832 134,020 SH   SOLE   122,023 0 11,997
MERCK & CO. INC COM 58933Y105 872 11,310 SH   SOLE   10,820 0 490
MICRON TECHNOLOGY INC COM 595112103 394 4,467 SH   SOLE   4,167 0 300
MICROSOFT CORP COM 594918104 3,340 14,167 SH   SOLE   7,726 0 6,441
NANOSTRING TECHNOLOGIES INC COM 63009R109 394 6,000 SH   SOLE   6,000 0 0
NAVIOS MARITIME HOLDINGS INC COM Y62197119 123 14,000 SH   SOLE   14,000 0 0
NETFLIX INC COM 64110L106 792 1,518 SH   SOLE   1,518 0 0
NORTHROP GRUMMAN CORP COM 666807102 332 1,026 SH   SOLE   1,026 0 0
NUCOR CORP COM 670346105 203 2,530 SH   SOLE   2,530 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,107 74,520 SH   SOLE   70,520 0 4,000
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 1,145 74,139 SH   SOLE   68,939 0 5,200
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 279 20,675 SH   SOLE   17,675 0 3,000
NVIDIA CORPORATION COM 67066G104 604 1,132 SH   SOLE   1,114 0 18
PALO ALTO NETWORKS INC COM 697435105 409 1,270 SH   SOLE   1,080 0 190
PARKER-HANNIFIN CORP COM 701094104 444 1,409 SH   SOLE   1,409 0 0
PAYPAL HLDGS INC COM 70450Y103 1,088 4,482 SH   SOLE   4,332 0 150
PBF ENERGY INC CL A 69318G106 673 47,562 SH   SOLE   47,562 0 0
PENN NATL GAMING INC COM 707569109 201 1,918 SH   SOLE   1,918 0 0
PEPSICO INC COM 713448108 487 3,444 SH   SOLE   3,444 0 0
PFIZER INC COM 717081103 3,867 106,748 SH   SOLE   92,604 0 14,144
PRICE T ROWE GROUP INC COM 74144T108 19,424 113,196 SH   SOLE   102,137 0 11,059
PROCTER AND GAMBLE CO COM 742718109 1,077 7,955 SH   SOLE   7,655 0 300
QUALCOMM INC COM 747525103 1,699 12,817 SH   SOLE   12,452 0 365
RAYTHEON TECHNOLOGIES CORP COM 75513E101 434 5,621 SH   SOLE   5,621 0 0
SCHWAB CHARLES CORP COM 808513105 755 11,582 SH   SOLE   11,582 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 16,243 511,108 SH   SOLE   432,808 0 78,300
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 51,194 1,360,829 SH   SOLE   1,266,930 0 93,899
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 236 4,600 SH   SOLE   4,600 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 51,115 947,455 SH   SOLE   891,223 0 56,232
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,021 72,603 SH   SOLE   72,603 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,375 46,290 SH   SOLE   9,740 0 36,550
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 470 3,622 SH   SOLE   3,345 0 277
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,574 39,424 SH   SOLE   17,618 0 21,806
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 63,391 660,112 SH   SOLE   620,128 0 39,984
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 274 2,747 SH   SOLE   2,747 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,885 45,050 SH   SOLE   750 0 44,300
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 385 2,897 SH   SOLE   2,897 0 0
SNAP ON INC COM 833034101 20,055 86,918 SH   SOLE   81,368 0 5,550
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,370 4,150 SH   SOLE   150 0 4,000
SPDR GOLD TR GOLD SHS 78463V107 320 1,998 SH   SOLE   1,998 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,558 29,163 SH   SOLE   29,163 0 0
SQUARE INC CL A 852234103 255 1,124 SH   SOLE   1,118 0 6
STARBUCKS CORP COM 855244109 1,713 15,676 SH   SOLE   14,935 0 741
STRYKER CORPORATION COM 863667101 14,944 61,353 SH   SOLE   59,260 0 2,093
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 267 2,258 SH   SOLE   2,258 0 0
TARGET CORP COM 87612E106 218 1,102 SH   SOLE   902 0 200
TESLA INC COM 88160R101 20,507 30,702 SH   SOLE   21,604 0 9,098
TRUIST FINL CORP COM 89832Q109 205 3,519 SH   SOLE   3,519 0 0
UNION PAC CORP COM 907818108 559 2,536 SH   SOLE   2,536 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,966 60,500 SH   SOLE   500 0 60,000
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 9,721 140,311 SH   SOLE   117,733 0 22,578
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 606 29,100 SH   SOLE   28,300 0 800
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 1,357 5,571 SH   SOLE   5,571 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 605 1,660 SH   SOLE   1,660 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 426 2,060 SH   SOLE   2,060 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,018 19,751 SH   SOLE   18,551 0 1,200
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,211 51,043 SH   SOLE   47,143 0 3,900
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 222 4,513 SH   SOLE   4,513 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 321 1,800 SH   SOLE   1,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,027 17,657 SH   SOLE   15,692 0 1,965
WESTERN DIGITAL CORP. COM 958102105 280 4,194 SH   SOLE   4,194 0 0
XILINX INC COM 983919101 326 2,635 SH   SOLE   2,385 0 250
YUM BRANDS INC COM 988498101 315 2,914 SH   SOLE   2,914 0 0