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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   8,926,604 46,192 SH   SOLE   0 0 46,192
PRUDENTIAL FINL INC COM 744320102   356,492 3,042 SH   SOLE   0 0 3,042
WISDOMTREE TR JAPN HEDGE EQT 97717W851   1,103,041 9,777 SH   SOLE   0 0 9,777
INVESCO QQQ TR UNIT SER 1 46090E103   1,404,790 2,932 SH   SOLE   0 0 2,932
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,091,679 4,826 SH   SOLE   0 0 4,826
STARBUCKS CORP COM 855244109   677,529 8,703 SH   SOLE   0 0 8,703
ELEVANCE HEALTH INC COM 036752103   3,539,657 6,532 SH   SOLE   0 0 6,532
ISHARES GOLD TR ISHARES NEW 464285204   13,083,628 297,829 SH   SOLE   0 0 297,829
EBAY INC. COM 278642103   544,291 10,132 SH   SOLE   0 0 10,132
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102   119,620 11,425 SH   SOLE   0 0 11,425
VULCAN MATLS CO COM 929160109   326,766 1,314 SH   SOLE   0 0 1,314
JOHNSON & JOHNSON COM 478160104   2,100,074 14,368 SH   SOLE   0 0 14,368
VANGUARD INDEX FDS TOTAL STK MKT 922908769   446,207 1,668 SH   SOLE   0 0 1,668
VANGUARD WORLD FD ENERGY ETF 92204A306   344,311 2,699 SH   SOLE   0 0 2,699
COSTCO WHSL CORP NEW COM 22160K105   2,542,834 2,992 SH   SOLE   0 0 2,992
CLEVELAND-CLIFFS INC NEW COM 185899101   436,784 28,381 SH   SOLE   0 0 28,381
ISHARES TR MSCI EMG MKT ETF 464287234   381,594 8,960 SH   SOLE   0 0 8,960
GOLDMAN SACHS GROUP INC COM 38141G104   328,837 727 SH   SOLE   0 0 727
SHELL PLC SPON ADS 780259305   572,758 7,935 SH   SOLE   0 0 7,935
ISHARES TR US INDUSTRIALS 464287754   256,677 2,149 SH   SOLE   0 0 2,149
PROCTER AND GAMBLE CO COM 742718109   962,638 5,837 SH   SOLE   0 0 5,837
COCA COLA CO COM 191216100   835,979 13,134 SH   SOLE   0 0 13,134
ISHARES TR U.S. ENERGY ETF 464287796   511,584 10,658 SH   SOLE   0 0 10,658
OCCIDENTAL PETE CORP COM 674599105   2,247,695 35,661 SH   SOLE   0 0 35,661
INTEL CORP COM 458140100   359,337 11,603 SH   SOLE   0 0 11,603
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   312,122 798 SH   SOLE   0 0 798
MERCK & CO INC COM 58933Y105   773,864 6,251 SH   SOLE   0 0 6,251
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,465,040 2,692 SH   SOLE   0 0 2,692
MASTERCARD INCORPORATED CL A 57636Q104   2,063,970 4,679 SH   SOLE   0 0 4,679
ISHARES TR TIPS BD ETF 464287176   949,521 8,892 SH   SOLE   0 0 8,892
ISHARES TR S&P 100 ETF 464287101   615,555 2,329 SH   SOLE   0 0 2,329
PEPSICO INC COM 713448108   377,525 2,289 SH   SOLE   0 0 2,289
ISHARES TR 1 3 YR TREAS BD 464287457   1,458,514 17,863 SH   SOLE   0 0 17,863
KIMBERLY-CLARK CORP COM 494368103   642,768 4,651 SH   SOLE   0 0 4,651
HONEYWELL INTL INC COM 438516106   444,844 2,083 SH   SOLE   0 0 2,083
HOME DEPOT INC COM 437076102   1,397,270 4,059 SH   SOLE   0 0 4,059
AUTOMATIC DATA PROCESSING IN COM 053015103   490,985 2,057 SH   SOLE   0 0 2,057
BRIGHTHOUSE FINL INC COM 10922N103   689,409 15,907 SH   SOLE   0 0 15,907
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,652,883 11,341 SH   SOLE   0 0 11,341
SPDR GOLD TR GOLD SHS 78463V107   763,931 3,553 SH   SOLE   0 0 3,553
ANGI INC COM CL A NEW 00183L102   40,395 21,039 SH   SOLE   0 0 21,039
TECK RESOURCES LTD CL B 878742204   770,232 16,080 SH   SOLE   0 0 16,080
ISHARES TR RUS 1000 GRW ETF 464287614   347,014 952 SH   SOLE   0 0 952
ISHARES TR CORE S&P SCP ETF 464287804   1,167,394 10,945 SH   SOLE   0 0 10,945
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   45,939,517 112,929 SH   SOLE   0 0 112,929
ADOBE INC COM 00724F101   261,659 471 SH   SOLE   0 0 471
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,275,818 29,451 SH   SOLE   0 0 29,451
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   332,884 6,445 SH   SOLE   0 0 6,445
ALPHABET INC CAP STK CL A 02079K305   5,292,675 29,057 SH   SOLE   0 0 29,057
FISERV INC COM 337738108   225,199 1,511 SH   SOLE   0 0 1,511
UNILEVER PLC SPON ADR NEW 904767704   524,933 9,546 SH   SOLE   0 0 9,546
MICROSOFT CORP COM 594918104   7,210,025 16,132 SH   SOLE   0 0 16,132
WARNER BROS DISCOVERY INC COM SER A 934423104   222,746 29,939 SH   SOLE   0 0 29,939
AMERIPRISE FINL INC COM 03076C106   1,578,894 3,696 SH   SOLE   0 0 3,696
BERKSHIRE HATHAWAY INC DEL CL A 084670108   612,241 1 SH   SOLE   0 0 1
VANGUARD INDEX FDS SMALL CP ETF 922908751   416,149 1,909 SH   SOLE   0 0 1,909
VANGUARD INDEX FDS MID CAP ETF 922908629   880,230 3,636 SH   SOLE   0 0 3,636
NEXTERA ENERGY INC COM 65339F101   287,559 4,061 SH   SOLE   0 0 4,061
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   50,747,477 875,107 SH   SOLE   0 0 875,107
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   367,878 1,383 SH   SOLE   0 0 1,383
NORFOLK SOUTHN CORP COM 655844108   977,054 4,551 SH   SOLE   0 0 4,551
VANGUARD WORLD FD INF TECH ETF 92204A702   367,259 637 SH   SOLE   0 0 637
BROOKFIELD CORP CL A LTD VT SH 11271J107   9,285,852 223,540 SH   SOLE   0 0 223,540
DOLLAR TREE INC COM 256746108   555,738 5,205 SH   SOLE   0 0 5,205
AMERICAN RES CORP CL A 02927U208   7,312 10,000 SH   SOLE   0 0 10,000
ARCH CAP GROUP LTD ORD G0450A105   536,634 5,319 SH   SOLE   0 0 5,319
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,738,884 49,040 SH   SOLE   0 0 49,040
KKR & CO INC COM 48251W104   1,175,718 11,172 SH   SOLE   0 0 11,172
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   234,891 2,370 SH   SOLE   0 0 2,370
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,374,068 2,747 SH   SOLE   0 0 2,747
CONSOLIDATED EDISON INC COM 209115104   203,940 2,281 SH   SOLE   0 0 2,281
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   898,776 5,471 SH   SOLE   0 0 5,471
VANECK ETF TRUST GOLD MINERS ETF 92189F106   227,874 6,716 SH   SOLE   0 0 6,716
ELI LILLY & CO COM 532457108   625,618 691 SH   SOLE   0 0 691
ISHARES TR CORE HIGH DV ETF 46429B663   211,965 1,950 SH   SOLE   0 0 1,950
SOURCE CAP INC COM 836144105   3,491,848 78,886 SH   SOLE   0 0 78,886
MICRON TECHNOLOGY INC COM 595112103   2,124,498 16,152 SH   SOLE   0 0 16,152
IAC INC COM NEW 44891N208   963,798 20,572 SH   SOLE   0 0 20,572
ISHARES TR SELECT DIVID ETF 464287168   203,851 1,685 SH   SOLE   0 0 1,685
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,384,409 29,500 SH   SOLE   0 0 29,500
PALANTIR TECHNOLOGIES INC CL A 69608A108   387,574 15,301 SH   SOLE   0 0 15,301
AIRBNB INC COM CL A 009066101   211,524 1,395 SH   SOLE   0 0 1,395
SPDR SER TR NUVEEN BLOOMBERG 78464A284   3,418,671 134,382 SH   SOLE   0 0 134,382
STELLANTIS N.V SHS N82405106   978,684 49,304 SH   SOLE   0 0 49,304
XYLEM INC COM 98419M100   232,199 1,712 SH   SOLE   0 0 1,712
ROBLOX CORP CL A 771049103   580,216 15,593 SH   SOLE   0 0 15,593
VISA INC COM CL A 92826C839   235,698 898 SH   SOLE   0 0 898
VANGUARD INDEX FDS VALUE ETF 922908744   2,753,044 17,163 SH   SOLE   0 0 17,163
VANGUARD INDEX FDS GROWTH ETF 922908736   555,165 1,484 SH   SOLE   0 0 1,484
CHENIERE ENERGY INC COM NEW 16411R208   206,299 1,180 SH   SOLE   0 0 1,180
META PLATFORMS INC CL A 30303M102   10,082,935 19,997 SH   SOLE   0 0 19,997
TIDAL ETF TR GOTHAM 1000 VALU 886364520   4,459,953 194,928 SH   SOLE   0 0 194,928
BROADCOM INC COM 11135F101   335,556 209 SH   SOLE   0 0 209
DIAMONDBACK ENERGY INC COM 25278X109   350,933 1,753 SH   SOLE   0 0 1,753
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   11,440,418 235,691 SH   SOLE   0 0 235,691
U HAUL HOLDING COMPANY COM SER N 023586506   2,016,090 33,590 SH   SOLE   0 0 33,590
ROYAL BK CDA COM 780087102   371,266 3,490 SH   SOLE   0 0 3,490
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   905,095 23,787 SH   SOLE   0 0 23,787
NVIDIA CORPORATION COM 67066G104   1,420,463 11,498 SH   SOLE   0 0 11,498
ABBVIE INC COM 00287Y109   2,600,122 15,159 SH   SOLE   0 0 15,159
S&P GLOBAL INC COM 78409V104   2,026,065 4,543 SH   SOLE   0 0 4,543
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   812,047 13,848 SH   SOLE   0 0 13,848
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   2,951,849 93,978 SH   SOLE   0 0 93,978
BLACKSTONE INC COM 09260D107   530,607 4,286 SH   SOLE   0 0 4,286
MCDONALDS CORP COM 580135101   374,197 1,468 SH   SOLE   0 0 1,468
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,092,306 7,979 SH   SOLE   0 0 7,979
CAPITAL ONE FINL CORP COM 14040H105   275,519 1,990 SH   SOLE   0 0 1,990
LIBERTY GLOBAL LTD COM CL C G61188127   650,740 36,456 SH   SOLE   0 0 36,456
CYTOKINETICS INC COM NEW 23282W605   282,495 5,214 SH   SOLE   0 0 5,214
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   352,757 3,995 SH   SOLE   0 0 3,995
ISHARES TR ISHARES BIOTECH 464287556   488,614 3,560 SH   SOLE   0 0 3,560
GE AEROSPACE COM NEW 369604301   232,414 1,462 SH   SOLE   0 0 1,462
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   405,840 2,225 SH   SOLE   0 0 2,225
SELECT SECTOR SPDR TR INDL 81369Y704   481,432 3,950 SH   SOLE   0 0 3,950
ISHARES TR U.S. TECH ETF 464287721   283,542 1,884 SH   SOLE   0 0 1,884
AMBEV SA SPONSORED ADR 02319V103   75,067 36,618 SH   SOLE   0 0 36,618
ISHARES TR S&P 500 GRWT ETF 464287309   224,595 2,427 SH   SOLE   0 0 2,427
ISHARES TR CORE S&P500 ETF 464287200   774,878 1,416 SH   SOLE   0 0 1,416
WELLS FARGO CO NEW COM 949746101   1,662,237 27,989 SH   SOLE   0 0 27,989
CARMAX INC COM 143130102   884,040 12,054 SH   SOLE   0 0 12,054
ISHARES TR PFD AND INCM SEC 464288687   340,740 10,800 SH   SOLE   0 0 10,800
SALESFORCE INC COM 79466L302   1,272,584 4,950 SH   SOLE   0 0 4,950
REPUBLIC SVCS INC COM 760759100   212,608 1,094 SH   SOLE   0 0 1,094
THERMO FISHER SCIENTIFIC INC COM 883556102   298,067 539 SH   SOLE   0 0 539
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,046,241 6,955 SH   SOLE   0 0 6,955
JPMORGAN CHASE & CO. COM 46625H100   7,835,436 38,739 SH   SOLE   0 0 38,739
CHEVRON CORP NEW COM 166764100   550,911 3,522 SH   SOLE   0 0 3,522
ISHARES TR NATIONAL MUN ETF 464288414   371,860 3,490 SH   SOLE   0 0 3,490
MARKEL GROUP INC COM 570535104   3,984,844 2,529 SH   SOLE   0 0 2,529
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   236,574 4,787 SH   SOLE   0 0 4,787
DANAHER CORPORATION COM 235851102   1,240,422 4,965 SH   SOLE   0 0 4,965
TJX COS INC NEW COM 872540109   210,071 1,908 SH   SOLE   0 0 1,908
BANK AMERICA CORP COM 060505104   4,369,177 109,861 SH   SOLE   0 0 109,861
ISHARES TR 3 7 YR TREAS BD 464288661   332,207 2,877 SH   SOLE   0 0 2,877
ORACLE CORP COM 68389X105   4,618,863 32,711 SH   SOLE   0 0 32,711
RTX CORPORATION COM 75513E101   1,034,282 10,303 SH   SOLE   0 0 10,303
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,156,664 26,432 SH   SOLE   0 0 26,432
TEXAS INSTRS INC COM 882508104   243,941 1,254 SH   SOLE   0 0 1,254
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   344,177 2,902 SH   SOLE   0 0 2,902
PFIZER INC COM 717081103   745,331 26,638 SH   SOLE   0 0 26,638
CATERPILLAR INC COM 149123101   211,518 635 SH   SOLE   0 0 635
ALPHABET INC CAP STK CL C 02079K107   19,114,742 104,213 SH   SOLE   0 0 104,213
AMERICAN EXPRESS CO COM 025816109   12,058,077 52,075 SH   SOLE   0 0 52,075
AMGEN INC COM 031162100   925,164 2,961 SH   SOLE   0 0 2,961
VANGUARD WORLD FD UTILITIES ETF 92204A876   345,689 2,337 SH   SOLE   0 0 2,337
ISHARES TR 7-10 YR TRSY BD 464287440   508,145 5,426 SH   SOLE   0 0 5,426
SPDR SER TR PORTFOLIO S&P500 78464A854   538,048 8,407 SH   SOLE   0 0 8,407
LEXICON PHARMACEUTICALS INC COM NEW 528872302   20,160 12,000 SH   SOLE   0 0 12,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,058,256 14,698 SH   SOLE   0 0 14,698
WAYFAIR INC CL A 94419L101   1,723,216 32,680 SH   SOLE   0 0 32,680
WISDOMTREE TR EMG MKTS SMCAP 97717W281   330,348 6,422 SH   SOLE   0 0 6,422
LIBERTY BROADBAND CORP COM SER C 530307305   933,859 17,035 SH   SOLE   0 0 17,035
BARRICK GOLD CORP COM 067901108   198,625 11,908 SH   SOLE   0 0 11,908
CITIGROUP INC COM NEW 172967424   265,602 4,185 SH   SOLE   0 0 4,185
EXXON MOBIL CORP COM 30231G102   5,399,213 46,901 SH   SOLE   0 0 46,901
UNITEDHEALTH GROUP INC COM 91324P102   3,717,637 7,300 SH   SOLE   0 0 7,300
DEERE & CO COM 244199105   251,189 672 SH   SOLE   0 0 672
COLGATE PALMOLIVE CO COM 194162103   204,853 2,111 SH   SOLE   0 0 2,111
AMERICAN INTL GROUP INC COM NEW 026874784   303,642 4,090 SH   SOLE   0 0 4,090
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   422,264 6,197 SH   SOLE   0 0 6,197
NEW YORK TIMES CO CL A 650111107   223,429 4,363 SH   SOLE   0 0 4,363
SCHWAB CHARLES CORP COM 808513105   2,434,438 33,036 SH   SOLE   0 0 33,036
BLACKROCK INC COM 09247X101   1,175,469 1,493 SH   SOLE   0 0 1,493
ISHARES TR CORE S&P MCP ETF 464287507   205,990 3,520 SH   SOLE   0 0 3,520
ISHARES TR MSCI EAFE ETF 464287465   493,557 6,301 SH   SOLE   0 0 6,301
APPLE INC COM 037833100   31,474,773 149,439 SH   SOLE   0 0 149,439
DISNEY WALT CO COM 254687106   1,986,789 20,010 SH   SOLE   0 0 20,010
BOOKING HOLDINGS INC COM 09857L108   3,094,479 781 SH   SOLE   0 0 781