The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM 023135106 9,105 2,793 SH   SOLE NONE 0 0 2,793
GLOBAL PMTS INC COM COM 37940X102 232 1,699 SH   SOLE NONE 0 0 1,699
PRUDENTIAL FINL INC COM COM 744320102 483 4,088 SH   SOLE NONE 0 0 4,088
INVESCO QQQ TRUST UNIT SER 1 46090E103 1,112 3,068 SH   SOLE NONE 0 0 3,068
JOHNSON & JOHNSON COM 478160104 5,192 29,298 SH   SOLE NONE 0 0 29,298
SCHWAB 1000 INDEX ETF 1000 INDEX ETF 808524722 408 9,283 SH   SOLE NONE 0 0 9,283
WASTE MANAGEMENT COM 94106L109 2,789 17,602 SH   SOLE NONE 0 0 17,602
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 2,128 9,351 SH   SOLE NONE 0 0 9,351
COSTCO COM 22160K105 4,691 8,147 SH   SOLE NONE 0 0 8,147
HCA COM 40412C101 3,674 14,663 SH   SOLE NONE 0 0 14,663
GOLDMAN SACHS COM 38141G104 316 958 SH   SOLE NONE 0 0 958
PROCTER & GAMBLE COM 742718109 4,330 28,340 SH   SOLE NONE 0 0 28,340
COCA COLA COM 191216100 429 6,932 SH   SOLE NONE 0 0 6,932
ENTERPRISE PRODS PARTNERS L P COM COM 293792107 743 28,813 SH   SOLE NONE 0 0 28,813
UPS CL B 911312106 7,811 36,425 SH   SOLE NONE 0 0 36,425
INTEL COM 458140100 3,687 74,402 SH   SOLE NONE 0 0 74,402
MEDTRONICS SHS G5960L103 202 1,826 SH   SOLE NONE 0 0 1,826
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 390 1,126 SH   SOLE NONE 0 0 1,126
PROLOGIS COM 74340W103 2,919 18,080 SH   SOLE NONE 0 0 18,080
MERCK COM 58933Y105 3,749 45,696 SH   SOLE NONE 0 0 45,696
SPDR S&P 500 ETF TR UNIT 78462F103 714 1,583 SH   SOLE NONE 0 0 1,583
FIRST REPUBLIC COM 33616C100 4,211 25,981 SH   SOLE NONE 0 0 25,981
EMERSON ELEC CO COM COM 291011104 380 3,883 SH   SOLE NONE 0 0 3,883
VERIZON COM 92343V104 3,137 61,598 SH   SOLE NONE 0 0 61,598
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND FTSE SMCAP ETF 922042718 352 2,846 SH   SOLE NONE 0 0 2,846
FEDEX COM 31428X106 5,443 23,523 SH   SOLE NONE 0 0 23,523
PEPSICO COM 713448108 2,488 14,869 SH   SOLE NONE 0 0 14,869
HONEYWELL COM 438516106 2,835 14,574 SH   SOLE NONE 0 0 14,574
HOME DEPOT COM 437076102 4,076 13,619 SH   SOLE NONE 0 0 13,619
SPDR GOLD SHARES GOLD SHS 78463V107 3,233 17,897 SH   SOLE NONE 0 0 17,897
SOUTHERN COM 842587107 1,290 17,800 SH   SOLE NONE 0 0 17,800
REGIONS FINANCIAL CORP NEW COM COM 7591EP100 854 38,371 SH   SOLE NONE 0 0 38,371
SCHWAB U.S. BROAD MARKET ETF US BRD MKT ETF 808524102 4,472 83,768 SH   SOLE NONE 0 0 83,768
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 568 15,487 SH   SOLE NONE 0 0 15,487
SCHWAB U.S. LARGE-CAP ETF US LRG CAP ETF 808524201 18,046 335,119 SH   SOLE NONE 0 0 335,119
LUMEN TECHNOLOGIES INC COM COM 550241103 278 24,681 SH   SOLE NONE 0 0 24,681
SCHWAB U.S. LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300 204 2,730 SH   SOLE NONE 0 0 2,730
BERKSHIRE HATHAWAY CL B NEW 084670702 7,588 21,504 SH   SOLE NONE 0 0 21,504
ADOBE SYSTEMS COM 00724F101 2,396 5,260 SH   SOLE NONE 0 0 5,260
EXELON CORP COM COM 30161N101 212 4,461 SH   SOLE NONE 0 0 4,461
ALPHABET CAP STK CL A 02079K305 984 354 SH   SOLE NONE 0 0 354
OREILLY AUTOMOTIVE INC COM COM 67103H107 442 646 SH   SOLE NONE 0 0 646
COMCAST CL A 20030N101 228 4,887 SH   SOLE NONE 0 0 4,887
MICROSOFT COM 594918104 10,736 34,823 SH   SOLE NONE 0 0 34,823
VALERO COM 91913Y100 373 3,674 SH   SOLE NONE 0 0 3,674
CVS HEALTH CORP COM COM 126650100 263 2,607 SH   SOLE NONE 0 0 2,607
SPROTT PHYSICAL GOLD UNIT 85207H104 5,548 360,980 SH   SOLE NONE 0 0 360,980
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 781 3,746 SH   SOLE NONE 0 0 3,746
TESLA COM 88160R101 1,001 929 SH   SOLE NONE 0 0 929
LINDE SHS G5494J103 275 862 SH   SOLE NONE 0 0 862
VANGUARD HEALTH CARE INDEX FUND HEALTH CAR ETF 92204A504 291 1,147 SH   SOLE NONE 0 0 1,147
NORFOLK SOUTHN CORP COM COM 655844108 239 840 SH   SOLE NONE 0 0 840
SCHWAB U.S. LARGE-CAP VALUE ETF US LCAP VA ETF 808524409 559 7,835 SH   SOLE NONE 0 0 7,835
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 633 1,526 SH   SOLE NONE 0 0 1,526
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 434 885 SH   SOLE NONE 0 0 885
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 5,828 69,942 SH   SOLE NONE 0 0 69,942
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 4,970 65,523 SH   SOLE NONE 0 0 65,523
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 813 13,622 SH   SOLE NONE 0 0 13,622
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 228 1,113 SH   SOLE NONE 0 0 1,113
DUKE ENERGY COM NEW 26441C204 2,296 20,570 SH   SOLE NONE 0 0 20,570
SYSCO COM 871829107 205 2,516 SH   SOLE NONE 0 0 2,516
VANGUARD S&P SMALL-CAP 600 VALUE ETF SMLCP 600 VAL 921932778 1,621 9,153 SH   SOLE NONE 0 0 9,153
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354 617 9,199 SH   SOLE NONE 0 0 9,199
DARLING INGREDIENTS COM 237266101 1,877 23,354 SH   SOLE NONE 0 0 23,354
MAGELLAN MIDSTREAM COM UNIT RP LP 559080106 831 16,950 SH   SOLE NONE 0 0 16,950
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 4,756 60,286 SH   SOLE NONE 0 0 60,286
VISA COM CL A 92826C839 4,464 20,129 SH   SOLE NONE 0 0 20,129
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 419 2,841 SH   SOLE NONE 0 0 2,841
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 423 1,473 SH   SOLE NONE 0 0 1,473
MID-AMERICA APARTMENTS COM 59522J103 3,585 17,119 SH   SOLE NONE 0 0 17,119
AMERICAN TOWER COM 03027X100 2,001 7,969 SH   SOLE NONE 0 0 7,969
ISHARES MSCI GLOBAL GOLD MINERS ETF MSCI GBL GOLD MN 46434G855 483 15,575 SH   SOLE NONE 0 0 15,575
FACEBOOK CL A 30303M102 1,030 4,633 SH   SOLE NONE 0 0 4,633
SERVICENOW COM 81762P102 2,347 4,216 SH   SOLE NONE 0 0 4,216
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 211 3,044 SH   SOLE NONE 0 0 3,044
NVIDIA COM 67066G104 4,890 17,924 SH   SOLE NONE 0 0 17,924
ABBVIE COM 00287Y109 1,098 6,774 SH   SOLE NONE 0 0 6,774
S&P GLOBAL COM 78409V104 211 516 SH   SOLE NONE 0 0 516
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ALLWRLD EX US 922042775 327 5,687 SH   SOLE NONE 0 0 5,687
TAIWAN SEMICONDUCTOR SPONSORED ADS 874039100 201 1,928 SH   SOLE NONE 0 0 1,928
BLACKSTONE COM 09260D107 2,605 20,529 SH   SOLE NONE 0 0 20,529
QUALCOMM COM 747525103 3,972 25,997 SH   SOLE NONE 0 0 25,997
GENERAL DYNAMICS COM 369550108 460 1,909 SH   SOLE NONE 0 0 1,909
MCDONALDS COM 580135101 615 2,488 SH   SOLE NONE 0 0 2,488
CISCO COM 17275R102 4,358 78,160 SH   SOLE NONE 0 0 78,160
LENNAR CORP CL B CL B 526057302 2,205 32,275 SH   SOLE NONE 0 0 32,275
AT&T COM 00206R102 426 18,034 SH   SOLE NONE 0 0 18,034
VANGUARD FINANCIALS INDEX FUND FINANCIALS ETF 92204A405 271 2,907 SH   SOLE NONE 0 0 2,907
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF SCHWAB FDT US SC 808524763 371 6,947 SH   SOLE NONE 0 0 6,947
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 3,407 7,509 SH   SOLE NONE 0 0 7,509
CIGNA CORP NEW COM COM 125523100 699 2,921 SH   SOLE NONE 0 0 2,921
WELLS FARGO COM 949746101 329 6,800 SH   SOLE NONE 0 0 6,800
ECOLAB COM 278865100 1,555 8,807 SH   SOLE NONE 0 0 8,807
SALESFORCE COM 79466L302 2,198 10,353 SH   SOLE NONE 0 0 10,353
LOCKHEED MARTIN COM 539830109 2,545 5,767 SH   SOLE NONE 0 0 5,767
JPMORGAN CHASE COM 46625H100 6,202 45,498 SH   SOLE NONE 0 0 45,498
CHEVRON COM 166764100 4,558 27,992 SH   SOLE NONE 0 0 27,992
DANAHER COM 235851102 213 729 SH   SOLE NONE 0 0 729
BANK OF AMERICA COM 060505104 3,945 95,718 SH   SOLE NONE 0 0 95,718
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 212 1,656 SH   SOLE NONE 0 0 1,656
WALMART COM 931142103 4,106 27,577 SH   SOLE NONE 0 0 27,577
FIRST TRUST NASDAQ RISING DIVIDEND ACHIEVERS FUND RISNG DIVD ACHIV 33738R506 419 8,556 SH   SOLE NONE 0 0 8,556
IBM COM 459200101 390 3,003 SH   SOLE NONE 0 0 3,003
RAYTHEON COM 75513E101 425 4,297 SH   SOLE NONE 0 0 4,297
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,073 23,278 SH   SOLE NONE 0 0 23,278
PFIZER COM 717081103 5,675 109,620 SH   SOLE NONE 0 0 109,620
3M COM 88579Y101 348 2,338 SH   SOLE NONE 0 0 2,338
SCHWAB FUNDAMENTAL U.S. BROAD MARKET INDEX ETF SCHWAB FDT US BM 808524789 1,668 28,889 SH   SOLE NONE 0 0 28,889
GILEAD COM 375558103 500 8,413 SH   SOLE NONE 0 0 8,413
CATERPILLAR COM 149123101 212 952 SH   SOLE NONE 0 0 952
ALPHABET CAP STK CL C 02079K107 8,594 3,077 SH   SOLE NONE 0 0 3,077
RENASANT CORP COM COM 75970E107 635 19,008 SH   SOLE NONE 0 0 19,008
AMGEN COM 031162100 4,291 17,746 SH   SOLE NONE 0 0 17,746
TRANSDIGM GROUP COM 893641100 3,025 4,644 SH   SOLE NONE 0 0 4,644
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 308 1,901 SH   SOLE NONE 0 0 1,901
ISHARES EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 230 593 SH   SOLE NONE 0 0 593
LAM RESEARCH CORP COM COM 512807108 263 490 SH   SOLE NONE 0 0 490
PHILIP MORRIS COM 718172109 661 7,042 SH   SOLE NONE 0 0 7,042
NUCOR CORP COM COM 670346105 600 4,036 SH   SOLE NONE 0 0 4,036
BRISTOL-MYERS SQUIBB CO COM COM 110122108 690 9,450 SH   SOLE NONE 0 0 9,450
BARRICK GOLD CORP COM COM 067901108 446 18,200 SH   SOLE NONE 0 0 18,200
ALTRIA COM 02209S103 745 14,277 SH   SOLE NONE 0 0 14,277
EXXON MOBIL COM 30231G102 1,224 14,823 SH   SOLE NONE 0 0 14,823
UNITEDHEALTH GROUP COM 91324P102 5,333 10,458 SH   SOLE NONE 0 0 10,458
LOWES COM 548661107 706 3,492 SH   SOLE NONE 0 0 3,492
IPATH SHILLER CAPE ETN IPATH SHILR CAPE 06742A669 608 27,300 SH   SOLE NONE 0 0 27,300
SHOPIFY CL A 82509L107 291 431 SH   SOLE NONE 0 0 431
PAYPAL COM 70450Y103 2,062 17,835 SH   SOLE NONE 0 0 17,835
ACTIVISION BLIZZARD COM 00507V109 239 2,991 SH   SOLE NONE 0 0 2,991
AUTOZONE COM 053332102 3,340 1,634 SH   SOLE NONE 0 0 1,634
APPLE COM 037833100 16,934 96,983 SH   SOLE NONE 0 0 96,983
GLAXOSMITHKLINE SPONSORED ADR 37733W105 478 10,988 SH   SOLE NONE 0 0 10,988
ABBOTT LABS COM 002824100 355 3,005 SH   SOLE NONE 0 0 3,005
WALT DISNEY COM 254687106 3,649 26,605 SH   SOLE NONE 0 0 26,605
VANGUARD TOTAL WORLD STOCK INDEX FUND TT WRLD ST ETF 922042742 223 2,206 SH   SOLE NONE 0 0 2,206
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 286 1,146 SH   SOLE NONE 0 0 1,146
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 416 2,506 SH   SOLE NONE 0 0 2,506