The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,033 35,454 SH   SOLE   0 0 35,454
ABBOTT LABS COM 002824100 357 4,525 SH   SOLE   0 0 4,525
ABBVIE INC COM 00287Y109 348 4,573 SH   SOLE   0 0 4,573
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 5,334 71,023 SH   SOLE   0 0 71,023
AGILENT TECHNOLOGIES INC COM 00846U101 328 4,576 SH   SOLE   0 0 4,576
ALASKA AIR GROUP INC COM 011659109 526 18,485 SH   SOLE   0 0 18,485
ALPHABET INC CAP STK CL C 02079K107 450 387 SH   SOLE   0 0 387
ALPHABET INC CAP STK CL A 02079K305 1,444 1,243 SH   SOLE   0 0 1,243
ALTRIA GROUP INC COM 02209S103 283 7,310 SH   SOLE   0 0 7,310
AMAZON COM INC COM 023135106 1,092 560 SH   SOLE   0 0 560
AMERICAN EXPRESS CO COM 025816109 514 6,000 SH   SOLE   0 0 6,000
APPLE INC COM 037833100 2,177 8,562 SH   SOLE   0 0 8,562
ARCHER DANIELS MIDLAND CO COM 039483102 465 13,204 SH   SOLE   0 0 13,204
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 531 2,905 SH   SOLE   0 0 2,905
BLACKROCK MUNIYIELD CALI QLT COM 09254N103 211 15,600 SH   SOLE   0 0 15,600
BLOOM ENERGY CORP COM CL A 093712107 184 35,210 SH   SOLE   0 0 35,210
BLUEPRINT MEDICINES CORP COM 09627Y109 497 8,505 SH   SOLE   0 0 8,505
BRISTOL-MYERS SQUIBB CO COM 110122108 703 12,616 SH   SOLE   0 0 12,616
CSX CORP COM 126408103 211 3,691 SH   SOLE   0 0 3,691
CATERPILLAR INC DEL COM 149123101 2,042 17,600 SH   SOLE   0 0 17,600
CHEVRON CORP NEW COM 166764100 1,078 14,874 SH   SOLE   0 0 14,874
COMCAST CORP NEW CL A 20030N101 339 9,858 SH   SOLE   0 0 9,858
COPART INC COM 217204106 282 4,118 SH   SOLE   0 0 4,118
DXC TECHNOLOGY CO COM 23355L106 145 11,115 SH   SOLE   0 0 11,115
DIAGEO P L C SPON ADR NEW 25243Q205 357 2,806 SH   SOLE   0 0 2,806
DISNEY WALT CO COM DISNEY 254687106 703 7,280 SH   SOLE   0 0 7,280
E TRADE FINANCIAL CORP COM NEW 269246401 339 9,885 SH   SOLE   0 0 9,885
FS KKR CAPITAL CORP COM 302635107 88 29,215 SH   SOLE   0 0 29,215
FLEXSHARES TR IBOXX 3R TARGT 33939L506 3,187 129,624 SH   SOLE   0 0 129,624
FLEXSHARES TR HIG YLD VL ETF 33939L662 281 6,850 SH   SOLE   0 0 6,850
FLEXSHARES TR REAL ASST IDX 33939L738 822 35,439 SH   SOLE   0 0 35,439
GENERAL ELECTRIC CO COM 369604103 815 102,664 SH   SOLE   0 0 102,664
GUARDANT HEALTH INC COM 40131M109 573 8,235 SH   SOLE   0 0 8,235
HP INC COM 40434L105 445 25,646 SH   SOLE   0 0 25,646
HALLIBURTON CO COM 406216101 118 17,216 SH   SOLE   0 0 17,216
HEWLETT PACKARD ENTERPRISE C COM 42824C109 249 25,646 SH   SOLE   0 0 25,646
INOVIO PHARMACEUTICALS INC COM NEW 45773H201 336 45,100 SH   SOLE   0 0 45,100
INNOVATOR ETFS TR S&P 500 BUFFER 45782C391 316 13,400 SH   SOLE   0 0 13,400
INTEL CORP COM 458140100 772 14,274 SH   SOLE   0 0 14,274
INTERNATIONAL BUSINESS MACHS COM 459200101 1,317 11,876 SH   SOLE   0 0 11,876
INVESCO EXCHANGE-TRADED FD T CALIF AMT MUN 46138E206 2,006 74,393 SH   SOLE   0 0 74,393
INVESCO EXCHANGE-TRADED FD T NATL AMT MUNI 46138E537 3,021 117,099 SH   SOLE   0 0 117,099
ISHARES TR CORE US AGGBD ET 464287226 2,821 24,448 SH   SOLE   0 0 24,448
ISHARES TR MSCI EMG MKT ETF 464287234 2,540 74,419 SH   SOLE   0 0 74,419
ISHARES TR IBOXX INV CP ETF 464287242 865 7,003 SH   SOLE   0 0 7,003
ISHARES TR 1 3 YR TREAS BD 464287457 389 4,485 SH   SOLE   0 0 4,485
ISHARES TR MSCI EAFE ETF 464287465 4,012 75,050 SH   SOLE   0 0 75,050
ISHARES TR RUS MID CAP ETF 464287499 2,478 57,391 SH   SOLE   0 0 57,391
ISHARES TR RUS 1000 VAL ETF 464287598 3,367 33,951 SH   SOLE   0 0 33,951
ISHARES TR RUS 1000 GRW ETF 464287614 1,178 7,819 SH   SOLE   0 0 7,819
ISHARES TR RUSSELL 2000 ETF 464287655 1,976 17,261 SH   SOLE   0 0 17,261
ISHARES TR RUSSELL 3000 ETF 464287689 730 4,923 SH   SOLE   0 0 4,923
ISHARES TR JPMORGAN USD EMG 464288281 1,543 15,959 SH   SOLE   0 0 15,959
ISHARES TR CALIF MUN BD ETF 464288356 1,324 21,885 SH   SOLE   0 0 21,885
ISHARES TR NATIONAL MUN ETF 464288414 6,807 60,231 SH   SOLE   0 0 60,231
ISHARES TR INTL SEL DIV ETF 464288448 412 18,222 SH   SOLE   0 0 18,222
ISHARES TR MODERT ALLOC ETF 464289875 6,023 163,940 SH   SOLE   0 0 163,940
JPMORGAN CHASE & CO COM 46625H100 349 3,874 SH   SOLE   0 0 3,874
LIVERAMP HLDGS INC COM 53815P108 350 10,617 SH   SOLE   0 0 10,617
MCDONALDS CORP COM 580135101 2,063 12,476 SH   SOLE   0 0 12,476
MERCK & CO. INC COM 58933Y105 1,267 16,473 SH   SOLE   0 0 16,473
MICROSOFT CORP COM 594918104 1,914 12,139 SH   SOLE   0 0 12,139
MODERNA INC COM 60770K107 526 17,575 SH   SOLE   0 0 17,575
NETFLIX INC COM 64110L106 751 1,999 SH   SOLE   0 0 1,999
OKTA INC CL A 679295105 754 6,170 SH   SOLE   0 0 6,170
PALO ALTO NETWORKS INC COM 697435105 624 3,804 SH   SOLE   0 0 3,804
PEPSICO INC COM 713448108 799 6,654 SH   SOLE   0 0 6,654
PIMCO CA MUNICIPAL INCOME FD COM 72200N106 191 12,252 SH   SOLE   0 0 12,252
PROCTER & GAMBLE CO COM 742718109 1,963 17,844 SH   SOLE   0 0 17,844
PROSHARES TR INVT INT RT HG 74347B607 1,196 18,363 SH   SOLE   0 0 18,363
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 279 8,000 SH   SOLE   0 0 8,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 269 1,045 SH   SOLE   0 0 1,045
SPDR SER TR NUVEEN BBG BRCLY 78464A284 2,080 38,017 SH   SOLE   0 0 38,017
SPDR SER TR BLOMBERG BRC INT 78464A334 2,162 72,908 SH   SOLE   0 0 72,908
SVB FINANCIAL GROUP COM 78486Q101 501 3,315 SH   SOLE   0 0 3,315
SALESFORCE COM INC COM 79466L302 577 4,008 SH   SOLE   0 0 4,008
SAREPTA THERAPEUTICS INC COM 803607100 756 7,733 SH   SOLE   0 0 7,733
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,654 27,378 SH   SOLE   0 0 27,378
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 17,883 224,524 SH   SOLE   0 0 224,524
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,680 196,059 SH   SOLE   0 0 196,059
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,038 143,207 SH   SOLE   0 0 143,207
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,148 80,509 SH   SOLE   0 0 80,509
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,988 192,761 SH   SOLE   0 0 192,761
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 900 20,003 SH   SOLE   0 0 20,003
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,627 256,481 SH   SOLE   0 0 256,481
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,537 46,939 SH   SOLE   0 0 46,939
SEMPRA ENERGY COM 816851109 405 3,588 SH   SOLE   0 0 3,588
STATE STR CORP COM 857477103 512 9,605 SH   SOLE   0 0 9,605
SYSCO CORP COM 871829107 250 5,486 SH   SOLE   0 0 5,486
3M CO COM 88579Y101 1,709 12,520 SH   SOLE   0 0 12,520
TOTAL S.A. SPONSORED ADS 89151E109 290 7,794 SH   SOLE   0 0 7,794
TYSON FOODS INC CL A 902494103 347 6,000 SH   SOLE   0 0 6,000
US XPRESS ENTERPRISES INC COM CL A 90338N202 126 37,650 SH   SOLE   0 0 37,650
VANECK VECTORS ETF TR EMERGING MKTS HI 92189F353 2,031 101,730 SH   SOLE   0 0 101,730
VANECK VECTORS ETF TR SHORT HIGH YIELD 92189F387 1,256 55,799 SH   SOLE   0 0 55,799
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 1,662 58,379 SH   SOLE   0 0 58,379
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 721 13,800 SH   SOLE   0 0 13,800
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,555 28,094 SH   SOLE   0 0 28,094
VANGUARD BD INDEX FDS INTERMED TERM 921937819 18,480 206,872 SH   SOLE   0 0 206,872
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,298 117,619 SH   SOLE   0 0 117,619
VERIZON COMMUNICATIONS INC COM 92343V104 635 11,818 SH   SOLE   0 0 11,818
VERMILION ENERGY INC COM 923725105 32 10,149 SH   SOLE   0 0 10,149
VICI PPTYS INC COM 925652109 791 47,516 SH   SOLE   0 0 47,516
VISA INC COM CL A 92826C839 229 1,422 SH   SOLE   0 0 1,422
VISTRA ENERGY CORP COM 92840M102 431 27,015 SH   SOLE   0 0 27,015
WALMART INC COM 931142103 307 2,705 SH   SOLE   0 0 2,705
WASTE MGMT INC DEL COM 94106L109 403 4,350 SH   SOLE   0 0 4,350
YUM BRANDS INC COM 988498101 410 5,987 SH   SOLE   0 0 5,987
YUM CHINA HLDGS INC COM 98850P109 225 5,274 SH   SOLE   0 0 5,274
SPOTIFY TECHNOLOGY S A SHS L8681T102 533 4,390 SH   SOLE   0 0 4,390
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 255 35,471 SH   SOLE   0 0 35,471
MYLAN NV SHS EURO N59465109 592 39,685 SH   SOLE   0 0 39,685