The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 448,161 4,100 SH   SOLE   3,405 0 695
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,666,210 15,138 SH   SOLE   11,130 0 4,007
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,763,876 17,835 SH   SOLE   14,120 0 3,715
ADOBE INC COM 00724F101 BBG001S5NCQ5 586,458 983 SH   SOLE   183 0 800
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 238,952 1,621 SH   SOLE   821 0 800
AFLAC INC COM 001055102 BBG001S5NGJ4 2,058,121 24,947 SH   SOLE   24,947 0 0
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 627,550 2,292 SH   SOLE   2,292 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 5,269,666 37,724 SH   SOLE   31,424 0 6,300
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,174,933 8,337 SH   SOLE   5,037 0 3,300
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 1,280,375 31,740 SH   SOLE   30,290 0 1,450
AMAZON COM INC COM 023135106 BBG001S5PQL7 6,986,809 45,984 SH   SOLE   38,984 0 7,000
AMER STATES WTR CO COM 029899101 BBG001S9T5Z6 273,428 3,400 SH   SOLE   2,800 0 600
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 233,098 2,870 SH   SOLE   2,496 0 374
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 301,944 1,399 SH   SOLE   1,399 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 775,243 2,692 SH   SOLE   2,658 0 34
APPLE INC COM 037833100 BBG001S5N8V8 11,549,588 59,989 SH   SOLE   51,716 0 8,272
AT&T INC COM 00206R102 BBG001S5VWH2 622,898 37,121 SH   SOLE   37,121 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 1,690,497 7,256 SH   SOLE   5,784 0 1,472
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 227,165 6,747 SH   SOLE   6,747 0 0
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 1,589,671 6,520 SH   SOLE   4,748 0 1,772
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 940,869 2,638 SH   SOLE   2,471 0 167
BLACKROCK INC COM 09247X101 BBG001SDBP55 1,016,380 1,252 SH   SOLE   1,202 0 50
BLACKSTONE INC COM 09260D107 BBG001S7H949 455,209 3,477 SH   SOLE   2,500 0 977
BROADCOM INC COM 11135F101 BBG00KHY5SY8 408,548 366 SH   SOLE   305 0 61
CATERPILLAR INC COM 149123101 BBG001S5PJ06 571,970 1,934 SH   SOLE   1,596 0 338
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,563,020 10,479 SH   SOLE   9,694 0 785
CISCO SYS INC COM 17275R102 BBG001S6HC62 602,480 11,926 SH   SOLE   11,926 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 405,862 7,890 SH   SOLE   6,890 0 1,000
COCA COLA CO COM 191216100 BBG001S5SMQ8 927,998 15,747 SH   SOLE   15,197 0 550
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 635,072 962 SH   SOLE   962 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 331,965 9,575 SH   SOLE   9,575 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 548,772 6,950 SH   SOLE   6,250 0 700
DISNEY WALT CO COM 254687106 BBG001S5QHF3 233,155 2,582 SH   SOLE   2,582 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 606,436 12,903 SH   SOLE   12,903 0 12,903
DOVER CORP COM 260003108 BBG001S5QL46 261,477 1,700 SH   SOLE   1,700 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 337,488 3,478 SH   SOLE   3,478 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 313,066 1,300 SH   SOLE   1,300 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,535,204 2,634 SH   SOLE   2,634 0 0
ELME COMMUNITIES SH BEN INT 939653101 BBG001S5XJD3 156,891 10,746 SH   SOLE   10,746 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 579,201 5,951 SH   SOLE   5,951 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,440,979 24,415 SH   SOLE   24,240 0 175
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 260,696 1,159 SH   SOLE   1,050 0 109
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 233,677 1,753 SH   SOLE   1,753 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 398,132 6,112 SH   SOLE   6,112 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 BBG001SGX585 462,000 12,500 SH   SOLE   8,500 0 4,000
HANESBRANDS INC COM 410345102 BBG001SMCKB8 57,980 13,000 SH   SOLE   13,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 271,397 783 SH   SOLE   783 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 305,081 1,455 SH   SOLE   1,455 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 545,870 17,000 SH   SOLE   17,000 0 0
INTEL CORP COM 458140100 BBG001S5SF65 428,449 8,526 SH   SOLE   7,949 0 577
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 465,162 2,844 SH   SOLE   2,844 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 564,661 17,300 SH   SOLE   17,300 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 251,233 526 SH   SOLE   526 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 440,417 8,768 SH   SOLE   8,768 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,867,148 18,292 SH   SOLE   17,250 0 1,042
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,977,926 11,628 SH   SOLE   10,728 0 900
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 179,169 10,157 SH   SOLE   7,157 0 3,000
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 1,123,791 5,336 SH   SOLE   5,336 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 377,222 1,695 SH   SOLE   1,695 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 732,461 2,470 SH   SOLE   2,470 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 218,803 2,007 SH   SOLE   2,007 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 BBG001S787B5 220,039 2,440 SH   SOLE   2,440 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 9,171,203 24,389 SH   SOLE   22,144 0 2,245
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 414,551 6,825 SH   SOLE   6,825 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 280,871 2,587 SH   SOLE   2,587 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 1,037,427 4,389 SH   SOLE   4,389 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 968,236 1,955 SH   SOLE   1,655 0 300
PEPSICO INC COM 713448108 BBG001S695T1 853,741 5,027 SH   SOLE   5,027 0 0
PFIZER INC COM 717081103 BBG001S5V466 502,958 17,470 SH   SOLE   17,470 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 699,984 7,440 SH   SOLE   6,340 0 1,100
PHILLIPS 66 COM 718546104 BBG00286S4P7 1,133,346 8,512 SH   SOLE   8,204 0 308
PRICE T ROWE GROUP INC COM 74144T108 BBG001S5WW18 268,794 2,496 SH   SOLE   2,496 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 5,190,596 35,421 SH   SOLE   22,501 0 12,920
QUALCOMM INC COM 747525103 BBG001S6VS70 538,619 3,724 SH   SOLE   3,724 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 801,413 13,957 SH   SOLE   13,657 0 300
RPM INTL INC COM 749685103 BBG001S7X317 290,238 2,600 SH   SOLE   2,600 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 433,994 5,158 SH   SOLE   4,576 0 582
SALESFORCE INC COM 79466L302 BBG001SDLP09 255,772 972 SH   SOLE   472 0 500
SOUTHERN CO COM 842587107 BBG001S5W777 264,703 3,775 SH   SOLE   3,775 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,462,099 15,229 SH   SOLE   13,529 0 1,700
SYSCO CORP COM 871829107 BBG001S5WJS8 217,813 2,978 SH   SOLE   1,738 0 1,240
TARGET CORP COM 87612E106 BBG001SC0K41 428,542 3,009 SH   SOLE   1,646 0 845
THOMSON REUTERS CORP. COM 884903808 BBG001S5WSW3 257,932 1,764 SH   SOLE   1,764 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 209,656 1,333 SH   SOLE   1,333 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,441,132 2,737 SH   SOLE   2,737 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 4,890,180 29,742 SH   SOLE   29,442 0 300
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 889,428 2,861 SH   SOLE   2,861 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 55,435,432 254,116 SH   SOLE   245,146 0 8,970
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 40,021,199 172,031 SH   SOLE   167,185 0 4,846
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 421,148 964 SH   SOLE   964 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 808,785 4,494 SH   SOLE   3,494 0 1,000
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 12,104,621 56,741 SH   SOLE   56,013 0 728
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,703,240 7,180 SH   SOLE   6,247 0 933
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,081,782 7,236 SH   SOLE   7,236 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,503,847 133,914 SH   SOLE   131,451 0 2,463
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,815,951 35,572 SH   SOLE   35,572 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,094,351 13,464 SH   SOLE   13,089 0 375
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 33,237,705 195,057 SH   SOLE   182,324 0 12,733
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 395,942 6,831 SH   SOLE   6,606 0 225
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,534,333 32,032 SH   SOLE   32,032 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 20,176,691 180,746 SH   SOLE   170,383 0 10,363
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 7,300,863 92,020 SH   SOLE   89,147 0 2,873
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 5,639,133 84,812 SH   SOLE   83,546 0 1,266
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 447,646 4,852 SH   SOLE   4,852 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 230,393 919 SH   SOLE   419 0 500
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 613,745 16,280 SH   SOLE   16,280 0 0
WALMART INC COM 931142103 BBG001S5XH92 427,152 2,709 SH   SOLE   2,709 0 0