The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 460 3,885 SH   SOLE   3,885 0 0
ABBVIE INC COM 00287Y109 513 3,167 SH   SOLE   3,167 0 0
ACUITYADS HLDGS INC COM 00510L106 43 16,250 SH   SOLE   16,250 0 0
ADVANCED MICRO DEVICES INC COM 007903107 791 7,234 SH   SOLE   7,234 0 0
ALPHABET INC CAP STK CL A 02079K305 428 154 SH   SOLE   154 0 0
ALPHABET INC CAP STK CL C 02079K107 888 318 SH   SOLE   318 0 0
AMAZON COM INC COM 023135106 887 272 SH   SOLE   272 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,948 66,600 SH   SOLE   66,600 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 3,784 60,461 SH   SOLE   60,461 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 586 7,602 SH   SOLE   7,602 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 389 6,450 SH   SOLE   6,450 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 216 2,706 SH   SOLE   2,706 0 0
APPLE INC COM 037833100 5,770 33,047 SH   SOLE   33,047 0 0
BANCO SANTANDER S.A. ADR 05964H105 51 15,000 SH   SOLE   15,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,684 4,773 SH   SOLE   4,773 0 0
COCA COLA CO COM 191216100 691 11,145 SH   SOLE   11,145 0 0
CONFLUENT INC CLASS A COM 20717M103 1,024 24,982 SH   SOLE   24,982 0 0
DEERE & CO COM 244199105 377 908 SH   SOLE   908 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 196 17,500 SH   SOLE   17,500 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 366 14,179 SH   SOLE   14,179 0 0
EPR PPTYS COM SH BEN INT 26884U109 274 5,000 SH   SOLE   5,000 0 0
ETF SER SOLUTIONS APTUS DEFINED 26922A388 1,064 38,041 SH   SOLE   38,041 0 0
EXXON MOBIL CORP COM 30231G102 208 2,523 SH   SOLE   2,523 0 0
HOME DEPOT INC COM 437076102 204 683 SH   SOLE   683 0 0
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 262 5,040 SH   SOLE   5,040 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 479 3,682 SH   SOLE   3,682 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,113 3,070 SH   SOLE   3,070 0 0
ISHARES INC MSCI FRONTIER 464286145 2,887 88,816 SH   SOLE   88,816 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 272 7,404 SH   SOLE   7,404 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,069 38,776 SH   SOLE   38,776 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 3,284 112,420 SH   SOLE   112,420 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,450 5,402 SH   SOLE   5,402 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,327 12,298 SH   SOLE   12,298 0 0
ISHARES TR NATIONAL MUN ETF 464288414 3,349 30,543 SH   SOLE   30,543 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 2,017 19,286 SH   SOLE   19,286 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,220 16,578 SH   SOLE   16,578 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 815 18,057 SH   SOLE   18,057 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 1,570 31,304 SH   SOLE   31,304 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 597 8,095 SH   SOLE   8,095 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 673 6,642 SH   SOLE   6,642 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 349 13,883 SH   SOLE   13,883 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 372 1,813 SH   SOLE   1,813 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,088 13,048 SH   SOLE   13,048 0 0
ISHARES TR SP SMCP600VL ETF 464287879 225 2,200 SH   SOLE   2,200 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 202 4,163 SH   SOLE   4,163 0 0
ISHARES TR CORE S&P500 ETF 464287200 301 663 SH   SOLE   663 0 0
ISHARES TR TIPS BD ETF 464287176 225 1,807 SH   SOLE   1,807 0 0
JOHNSON & JOHNSON COM 478160104 1,498 8,455 SH   SOLE   8,455 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 200 4,081 SH   SOLE   4,081 0 0
MERCADOLIBRE INC COM 58733R102 426 358 SH   SOLE   358 0 0
META PLATFORMS INC CL A 30303M102 230 1,035 SH   SOLE   1,035 0 0
MICROSOFT CORP COM 594918104 1,328 4,308 SH   SOLE   4,308 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 423 10,608 SH   SOLE   10,608 0 0
OXFORD LANE CAP CORP COM 691543102 145 20,000 SH   SOLE   20,000 0 0
PFIZER INC COM 717081103 248 4,797 SH   SOLE   4,797 0 0
RPM INTL INC COM 749685103 812 9,968 SH   SOLE   9,968 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,043 38,578 SH   SOLE   38,578 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,170 30,818 SH   SOLE   30,818 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 287 5,384 SH   SOLE   5,384 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 219 4,616 SH   SOLE   4,616 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 367 6,824 SH   SOLE   6,824 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 618 10,183 SH   SOLE   10,183 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 229 3,000 SH   SOLE   3,000 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 468 5,304 SH   SOLE   5,304 0 0
SIMON PPTY GROUP INC NEW COM 828806109 434 3,300 SH   SOLE   3,300 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,943 4,302 SH   SOLE   4,302 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 12,690 228,311 SH   SOLE   228,311 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 8,997 107,967 SH   SOLE   107,967 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 7,071 233,458 SH   SOLE   233,458 0 0
TESLA INC COM 88160R101 711 660 SH   SOLE   660 0 0
THE TRADE DESK INC COM CL A 88339J105 403 5,820 SH   SOLE   5,820 0 0
TWO HBRS INVT CORP COM NEW 90187B408 249 45,000 SH   SOLE   45,000 0 0
UNION PAC CORP COM 907818108 312 1,143 SH   SOLE   1,143 0 0
UPHEALTH INC COM 91532B101 12 10,000 SH   SOLE   10,000 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 859 16,389 SH   SOLE   16,389 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,934 9,477 SH   SOLE   9,477 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,357 10,353 SH   SOLE   10,353 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,148 5,401 SH   SOLE   5,401 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,396 12,881 SH   SOLE   12,881 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 306 2,044 SH   SOLE   2,044 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 449 1,562 SH   SOLE   1,562 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,537 33,325 SH   SOLE   33,325 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 509 9,878 SH   SOLE   9,878 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,806 79,101 SH   SOLE   79,101 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,798 99,854 SH   SOLE   99,854 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 462 2,851 SH   SOLE   2,851 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 488 8,164 SH   SOLE   8,164 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,914 289,693 SH   SOLE   289,693 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 249 1,285 SH   SOLE   1,285 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 1,991 4,848 SH   SOLE   4,848 0 0