The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 3,202 84,872 SH   SOLE - 83,372 0 1,500
AT&T Inc Com 00206R102 2,039 54,032 SH   OTR - 47,589 1,030 5,413
Abbott Labs Com 002824100 4,541 93,413 SH   SOLE - 92,613 0 800
Abbott Labs Com 002824100 1,247 25,663 SH   OTR - 22,221 1,563 1,879
Abbvie Inc Com 00287Y109 4,381 60,419 SH   SOLE - 59,919 0 500
Abbvie Inc Com 00287Y109 1,680 23,172 SH   OTR - 19,601 1,320 2,251
Activision Blizzard, Inc Com 00507V109 607 10,550 SH   SOLE - 10,550 0 0
Activision Blizzard, Inc Com 00507V109 420 7,295 SH   OTR - 7,295 0 0
Aetna Inc Com 00817Y108 63 412 SH   SOLE - 412 0 0
Aetna Inc Com 00817Y108 152 1,004 SH   OTR - 1,004 0 0
Air Products & Chemicals Inc Com 009158106 1,266 8,849 SH   SOLE - 8,849 0 0
Air Products & Chemicals Inc Com 009158106 546 3,815 SH   OTR - 3,815 0 0
Allstate Corp Com 020002101 167 1,885 SH   SOLE - 1,885 0 0
Allstate Corp Com 020002101 311 3,522 SH   OTR - 3,522 0 0
Alnylam Pharmaceuticals Inc Com 02043Q107 487 6,100 SH   SOLE - 6,100 0 0
Alphabet Inc Cl C Com 02079K107 3,763 4,141 SH   SOLE - 4,086 0 55
Alphabet Inc Cl C Com 02079K107 1,902 2,093 SH   OTR - 2,093 0 0
Alphabet Inc Cl A Com 02079K305 3,511 3,777 SH   SOLE - 3,757 0 20
Alphabet Inc Cl A Com 02079K305 670 721 SH   OTR - 721 0 0
Altria Group Inc Com 02209S103 1,221 16,401 SH   SOLE - 15,026 0 1,375
Altria Group Inc Com 02209S103 3,198 42,950 SH   OTR - 40,700 200 2,050
Amazon.Com Inc Com 023135106 262 271 SH   SOLE - 271 0 0
Amazon.Com Inc Com 023135106 197 203 SH   OTR - 203 0 0
American Express CO Com 025816109 1,068 12,674 SH   SOLE - 12,324 0 350
American Express CO Com 025816109 401 4,755 SH   OTR - 2,969 0 1,786
American Water Works CO Inc Com 030420103 1,087 13,941 SH   SOLE - 13,541 0 400
American Water Works CO Inc Com 030420103 826 10,595 SH   OTR - 8,485 100 2,010
Amgen Inc Com 031162100 634 3,680 SH   SOLE - 3,680 0 0
Amgen Inc Com 031162100 325 1,885 SH   OTR - 1,885 0 0
Apache Corp Com 037411105 898 18,740 SH   SOLE - 18,540 0 200
Apache Corp Com 037411105 657 13,710 SH   OTR - 13,710 0 0
Apple Inc Com 037833100 13,667 94,897 SH   SOLE - 91,547 210 3,140
Apple Inc Com 037833100 5,347 37,126 SH   OTR - 34,996 1,280 850
Autodesk Inc Com 052769106 244 2,424 SH   SOLE - 2,424 0 0
Autoliv Inc Com 052800109 1,258 11,461 SH   SOLE - 10,711 0 750
Autoliv Inc Com 052800109 1,479 13,469 SH   OTR - 13,469 0 0
Automatic Data Processing Inc Com 053015103 3,870 37,773 SH   SOLE - 37,193 0 580
Automatic Data Processing Inc Com 053015103 1,072 10,459 SH   OTR - 9,789 190 480
BP PLC Spons ADR Com 055622104 139 4,020 SH   SOLE - 4,020 0 0
BP PLC Spons ADR Com 055622104 162 4,676 SH   OTR - 4,676 0 0
Bank of America Corp Com 060505104 395 16,289 SH   SOLE - 15,289 0 1,000
Bank of America Corp Com 060505104 372 15,351 SH   OTR - 14,475 0 876
Bank of New York Mellon Corp Com 064058100 614 12,040 SH   SOLE - 12,040 0 0
Bank of New York Mellon Corp Com 064058100 85 1,660 SH   OTR - 1,160 0 500
Baxter Intl Inc Com 071813109 592 9,784 SH   SOLE - 9,584 0 200
Baxter Intl Inc Com 071813109 266 4,399 SH   OTR - 2,839 100 1,460
Becton Dickinson Com 075887109 420 2,151 SH   SOLE - 2,001 0 150
Becton Dickinson Com 075887109 234 1,200 SH   OTR - 1,200 0 0
Berkshire Hathaway Inc-Cl B Com 084670702 3,936 23,237 SH   SOLE - 22,977 60 200
Berkshire Hathaway Inc-Cl B Com 084670702 1,633 9,643 SH   OTR - 9,473 20 150
Best Buy Company Inc Com 086516101 1,031 17,981 SH   SOLE - 17,981 0 0
Best Buy Company Inc Com 086516101 47 812 SH   OTR - 812 0 0
BHP Billiton Ltd Spons ADR Com 088606108 136 3,825 SH   SOLE - 3,425 0 400
BHP Billiton Ltd Spons ADR Com 088606108 65 1,825 SH   OTR - 1,825 0 0
Biogen Inc Com 09062X103 222 819 SH   SOLE - 819 0 0
Boeing CO Com 097023105 1,819 9,198 SH   SOLE - 8,883 0 315
Boeing CO Com 097023105 1,855 9,381 SH   OTR - 9,381 0 0
Bristol Myers Squibb CO Com 110122108 4,220 75,736 SH   SOLE - 72,316 850 2,570
Bristol Myers Squibb CO Com 110122108 2,462 44,186 SH   OTR - 34,791 6,045 3,350
Csx Corp Com 126408103 180 3,299 SH   SOLE - 3,299 0 0
Csx Corp Com 126408103 194 3,555 SH   OTR - 3,555 0 0
CVS Health Corp Com 126650100 3,054 37,960 SH   SOLE - 37,960 0 0
CVS Health Corp Com 126650100 1,202 14,935 SH   OTR - 13,795 340 800
Caterpillar Inc Com 149123101 2,456 22,853 SH   SOLE - 22,735 0 118
Caterpillar Inc Com 149123101 1,064 9,900 SH   OTR - 9,555 45 300
Celgene Corp Com 151020104 1,975 15,209 SH   SOLE - 15,059 0 150
Celgene Corp Com 151020104 375 2,885 SH   OTR - 2,885 0 0
Chevron Corporation Com 166764100 6,826 65,429 SH   SOLE - 63,470 475 1,484
Chevron Corporation Com 166764100 4,237 40,615 SH   OTR - 35,506 2,890 2,219
Cisco Systems Inc Com 17275R102 3,580 114,373 SH   SOLE - 111,318 0 3,055
Cisco Systems Inc Com 17275R102 1,539 49,164 SH   OTR - 48,639 525 0
Citigroup Inc Com 172967424 510 7,627 SH   SOLE - 7,227 0 400
Citigroup Inc Com 172967424 459 6,868 SH   OTR - 6,828 0 40
Clorox Company Com 189054109 1,020 7,657 SH   SOLE - 7,557 0 100
Clorox Company Com 189054109 553 4,150 SH   OTR - 3,665 0 485
Coca Cola CO Com 191216100 2,380 53,068 SH   SOLE - 46,468 1,400 5,200
Coca Cola CO Com 191216100 1,632 36,395 SH   OTR - 30,875 90 5,430
Cognizant Technology Solutions Com 192446102 201 3,026 SH   SOLE - 3,026 0 0
Cognizant Technology Solutions Com 192446102 9 131 SH   OTR - 131 0 0
Colgate Palmolive CO Com 194162103 3,097 41,781 SH   SOLE - 39,481 500 1,800
Colgate Palmolive CO Com 194162103 1,624 21,911 SH   OTR - 19,411 800 1,700
ComcAst Corp-Cl A Com 20030N101 737 18,928 SH   SOLE - 17,646 0 1,282
ComcAst Corp-Cl A Com 20030N101 244 6,276 SH   OTR - 3,728 400 2,148
Community Bank System Inc Com 203607106 22 402 SH   SOLE - 200 0 202
Community Bank System Inc Com 203607106 205 3,682 SH   OTR - 300 3,382 0
Conocophillips Com 20825C104 1,259 28,642 SH   SOLE - 28,042 200 400
Conocophillips Com 20825C104 193 4,388 SH   OTR - 3,635 275 478
Corning Inc Com 219350105 372 12,395 SH   SOLE - 12,395 0 0
Corning Inc Com 219350105 344 11,450 SH   OTR - 10,750 700 0
Costco Wholesale Corp Com 22160K105 204 1,276 SH   SOLE - 1,276 0 0
Costco Wholesale Corp Com 22160K105 141 884 SH   OTR - 594 0 290
Danaher Corp Com 235851102 3,602 42,677 SH   SOLE - 40,847 0 1,830
Danaher Corp Com 235851102 1,460 17,300 SH   OTR - 15,180 230 1,890
Deere & CO Com 244199105 896 7,250 SH   SOLE - 7,250 0 0
Deere & CO Com 244199105 1,205 9,754 SH   OTR - 9,754 0 0
Disney Walt CO New Com 254687106 5,661 53,284 SH   SOLE - 52,299 0 985
Disney Walt CO New Com 254687106 2,913 27,414 SH   OTR - 25,954 350 1,110
Dominion Resources Inc Com 25746U109 1,715 22,376 SH   SOLE - 21,566 0 810
Dominion Resources Inc Com 25746U109 1,064 13,889 SH   OTR - 10,019 920 2,950
Dow Chemical Company Com 260543103 662 10,490 SH   SOLE - 10,040 0 450
Dow Chemical Company Com 260543103 1,256 19,915 SH   OTR - 18,325 390 1,200
Du Pont E I DE Nemours & CO Com 263534109 2,961 36,682 SH   SOLE - 36,467 0 215
Du Pont E I DE Nemours & CO Com 263534109 2,954 36,603 SH   OTR - 32,327 191 4,085
Duke Energy Corp Com 26441C204 215 2,575 SH   SOLE - 2,176 333 66
Duke Energy Corp Com 26441C204 288 3,447 SH   OTR - 2,362 833 252
Ecolab Inc Com 278865100 1,847 13,917 SH   SOLE - 13,617 0 300
Ecolab Inc Com 278865100 416 3,130 SH   OTR - 2,640 40 450
Emerson Elec CO Com 291011104 929 15,578 SH   SOLE - 14,978 0 600
Emerson Elec CO Com 291011104 447 7,495 SH   OTR - 6,615 880 0
Enbridge Incorporated Com 29250N105 234 5,866 SH   SOLE - 5,736 0 130
Enbridge Incorporated Com 29250N105 36 905 SH   OTR - 905 0 0
Enterprise Prods Partners LP Com 293792107 274 10,125 SH   SOLE - 10,125 0 0
Enterprise Prods Partners LP Com 293792107 105 3,880 SH   OTR - 3,880 0 0
Exelon Corp Com 30161N101 198 5,481 SH   SOLE - 5,481 0 0
Exelon Corp Com 30161N101 134 3,709 SH   OTR - 2,859 0 850
Express Scripts Hldg Com 30219G108 1,058 16,569 SH   SOLE - 15,855 150 564
Express Scripts Hldg Com 30219G108 199 3,116 SH   OTR - 2,961 0 155
Exxonmobil Corp Com 30231G102 11,359 140,704 SH   SOLE - 135,624 1,250 3,830
Exxonmobil Corp Com 30231G102 7,276 90,125 SH   OTR - 86,821 779 2,525
Facebook Inc-A Com 30303M102 568 3,765 SH   SOLE - 3,765 0 0
Facebook Inc-A Com 30303M102 220 1,458 SH   OTR - 1,458 0 0
Fedex Corporation Com 31428X106 344 1,585 SH   SOLE - 1,445 0 140
Fedex Corporation Com 31428X106 43 200 SH   OTR - 200 0 0
Fiserv Inc Com 337738108 2,519 20,590 SH   SOLE - 20,515 0 75
Fiserv Inc Com 337738108 225 1,840 SH   OTR - 1,840 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407 18,744 656,083 SH   SOLE - 647,303 0 8,780
FlexShares Mstar Glbl Upstrm N Com 33939L407 2,374 83,090 SH   OTR - 77,055 340 5,695
Fortive Corp Com 34959J108 655 10,345 SH   SOLE - 9,735 0 610
Fortive Corp Com 34959J108 221 3,481 SH   OTR - 2,612 75 794
Fortune Brands Inc Com 34964C106 270 4,144 SH   OTR - 4,144 0 0
Franklin Resources Inc Com 354613101 194 4,322 SH   SOLE - 4,322 0 0
Franklin Resources Inc Com 354613101 12 266 SH   OTR - 266 0 0
General Dynamics Corp Com 369550108 802 4,050 SH   SOLE - 4,050 0 0
General Dynamics Corp Com 369550108 96 485 SH   OTR - 435 0 50
General Electric Corp Com 369604103 6,817 252,400 SH   SOLE - 244,485 1,800 6,115
General Electric Corp Com 369604103 4,252 157,419 SH   OTR - 143,102 5,096 9,221
General Mls Inc Com 370334104 1,568 28,309 SH   SOLE - 27,909 0 400
General Mls Inc Com 370334104 718 12,967 SH   OTR - 10,322 600 2,045
Gilead Sciences Inc Com 375558103 2,324 32,832 SH   SOLE - 32,832 0 0
Gilead Sciences Inc Com 375558103 146 2,060 SH   OTR - 2,060 0 0
Glaxo Smithkline Spons ADR Com 37733W105 597 13,843 SH   SOLE - 13,843 0 0
Glaxo Smithkline Spons ADR Com 37733W105 365 8,462 SH   OTR - 7,457 255 750
Goldman Sachs Group Inc Com 38141G104 1,082 4,876 SH   SOLE - 4,836 40 0
Goldman Sachs Group Inc Com 38141G104 913 4,113 SH   OTR - 4,103 10 0
Wr Grace & CO Com 38388F108 432 6,000 SH   OTR - 0 0 6,000
Grainger W W Inc Com 384802104 996 5,515 SH   SOLE - 5,415 0 100
Grainger W W Inc Com 384802104 606 3,359 SH   OTR - 2,465 24 870
Home Depot Inc Com 437076102 694 4,527 SH   SOLE - 4,372 0 155
Home Depot Inc Com 437076102 960 6,260 SH   OTR - 6,060 0 200
Honeywell International Inc Com 438516106 2,957 22,183 SH   SOLE - 21,143 0 1,040
Honeywell International Inc Com 438516106 1,311 9,838 SH   OTR - 5,989 2,625 1,224
Illinois Tool Wks Inc Com 452308109 1,367 9,546 SH   SOLE - 9,546 0 0
Illinois Tool Wks Inc Com 452308109 106 738 SH   OTR - 738 0 0
Intel Corp Com 458140100 5,980 177,246 SH   SOLE - 173,766 1,200 2,280
Intel Corp Com 458140100 1,822 53,991 SH   OTR - 48,021 3,620 2,350
Intercontinental Exchange Inc Com 45866F104 245 3,720 SH   SOLE - 3,720 0 0
Intl. Business Machines Corp Com 459200101 4,777 31,056 SH   SOLE - 29,007 625 1,424
Intl. Business Machines Corp Com 459200101 2,694 17,515 SH   OTR - 16,027 20 1,468
Ishares DJ Select Dividend ETF Com 464287168 260 2,823 SH   SOLE - 2,823 0 0
Ishares Core S&P 500 ETF Com 464287200 265 1,088 SH   SOLE - 1,088 0 0
Ishares Core Total U.S. Aggreg Com 464287226 356 3,254 SH   SOLE - 3,254 0 0
Ishares Msci Emerging Mkt ETF Com 464287234 5,573 134,637 SH   SOLE - 132,594 1,050 993
Ishares Msci Emerging Mkt ETF Com 464287234 657 15,872 SH   OTR - 14,722 475 675
Ishares Barclays 7-10 Year Tr Com 464287440 376 3,526 SH   SOLE - 3,526 0 0
Ishares Barclays 1-3 Year Tr E Com 464287457 497 5,888 SH   SOLE - 5,888 0 0
Ishares Barclays 1-3 Year Tr E Com 464287457 3 31 SH   OTR - 31 0 0
Ishares Msci Eafe ETF Com 464287465 4,697 72,038 SH   SOLE - 72,038 0 0
Ishares Msci Eafe ETF Com 464287465 894 13,714 SH   OTR - 12,409 830 475
Ishares Core S&P Mid-Cap ETF Com 464287507 3,994 22,959 SH   SOLE - 22,746 0 213
Ishares Core S&P Mid-Cap ETF Com 464287507 527 3,030 SH   OTR - 2,830 0 200
Ishares Nasdaq Biotech ETF Com 464287556 6,382 20,583 SH   SOLE - 20,354 65 164
Ishares Nasdaq Biotech ETF Com 464287556 1,832 5,908 SH   OTR - 5,738 120 50
Ishares S&P Midcap 400/Grwth E Com 464287606 49 250 SH   SOLE - 250 0 0
Ishares S&P Midcap 400/Grwth E Com 464287606 226 1,150 SH   OTR - 1,150 0 0
Ishares Russell 2000 ETF Com 464287655 8,178 58,035 SH   SOLE - 57,037 0 998
Ishares Russell 2000 ETF Com 464287655 776 5,504 SH   OTR - 5,059 410 35
Ishares DJ US Telcom Sector ET Com 464287713 892 27,642 SH   SOLE - 27,642 0 0
Ishares DJ US Telcom Sector ET Com 464287713 618 19,171 SH   OTR - 18,971 200 0
Ishares S&P Smallcap/600 Growt Com 464287887 31 200 SH   SOLE - 200 0 0
Ishares S&P Smallcap/600 Growt Com 464287887 179 1,150 SH   OTR - 1,150 0 0
Ishares Barclays 1-3 Year Cr E Com 464288646 258 2,453 SH   SOLE - 2,453 0 0
Ishares S&P Pref Stk ETF Com 464288687 2,744 70,045 SH   SOLE - 70,045 0 0
Ishares S&P Pref Stk ETF Com 464288687 720 18,379 SH   OTR - 15,079 0 3,300
JP Morgan Chase & CO Com 46625H100 9,725 106,399 SH   SOLE - 104,999 225 1,175
JP Morgan Chase & CO Com 46625H100 5,319 58,194 SH   OTR - 51,639 3,895 2,660
Johnson & Johnson Com 478160104 15,358 116,095 SH   SOLE - 110,868 300 4,927
Johnson & Johnson Com 478160104 5,994 45,306 SH   OTR - 39,639 1,757 3,910
Keycorp Com 493267108 64 3,404 SH   SOLE - 3,404 0 0
Keycorp Com 493267108 188 10,040 SH   OTR - 10,040 0 0
Kimberly Clark Corp Com 494368103 596 4,615 SH   SOLE - 4,615 0 0
Kimberly Clark Corp Com 494368103 184 1,423 SH   OTR - 1,373 50 0
Kraft Heinz CO Com 500754106 210 2,453 SH   SOLE - 2,364 0 89
Kraft Heinz CO Com 500754106 683 7,974 SH   OTR - 7,618 46 310
Lilly Eli & CO Com 532457108 324 3,939 SH   SOLE - 3,411 0 528
Lilly Eli & CO Com 532457108 593 7,208 SH   OTR - 6,183 0 1,025
Lockheed Martin Corp Com 539830109 3,060 11,022 SH   SOLE - 10,307 0 715
Lockheed Martin Corp Com 539830109 1,153 4,155 SH   OTR - 4,145 10 0
Lowes Cos Inc Com 548661107 6,871 88,620 SH   SOLE - 88,045 0 575
Lowes Cos Inc Com 548661107 2,472 31,885 SH   OTR - 30,850 335 700
M & T Bank Corp Com 55261F104 542 3,344 SH   OTR - 1,250 2,094 0
McDonalds Corp Com 580135101 8,390 54,781 SH   SOLE - 54,126 150 505
McDonalds Corp Com 580135101 3,724 24,316 SH   OTR - 22,005 1,290 1,021
Merck & CO Inc Com 58933Y105 3,346 52,204 SH   SOLE - 50,154 850 1,200
Merck & CO Inc Com 58933Y105 1,703 26,578 SH   OTR - 24,512 165 1,901
Metlife Inc Com 59156R108 721 13,116 SH   SOLE - 13,116 0 0
Metlife Inc Com 59156R108 123 2,239 SH   OTR - 1,739 500 0
Microsoft Corp Com 594918104 10,884 157,905 SH   SOLE - 155,215 450 2,240
Microsoft Corp Com 594918104 4,485 65,066 SH   OTR - 56,533 4,733 3,800
Microchip Technology Inc Com 595017104 2,099 27,190 SH   SOLE - 26,990 0 200
Microchip Technology Inc Com 595017104 706 9,150 SH   OTR - 7,075 1,150 925
Mondelez International Inc Com 609207105 514 11,905 SH   SOLE - 11,222 0 683
Mondelez International Inc Com 609207105 953 22,069 SH   OTR - 20,998 138 933
Monsanto CO Com 61166W101 858 7,251 SH   SOLE - 6,551 0 700
Monsanto CO Com 61166W101 362 3,056 SH   OTR - 2,986 70 0
NBT Bancorp Inc Com 628778102 6,975 188,757 SH   SOLE - 105,906 0 82,851
NBT Bancorp Inc Com 628778102 2,296 62,132 SH   OTR - 59,732 0 2,400
Netease Inc Spons ADR Com 64110W102 601 2,000 SH   SOLE - 2,000 0 0
Nextera Energy Inc Com 65339F101 2,571 18,346 SH   SOLE - 17,896 0 450
Nextera Energy Inc Com 65339F101 1,361 9,715 SH   OTR - 6,870 780 2,065
Nike Inc-Class B Com 654106103 2,051 34,762 SH   SOLE - 34,362 0 400
Nike Inc-Class B Com 654106103 968 16,400 SH   OTR - 12,260 140 4,000
Norfolk Southern Corp Com 655844108 843 6,925 SH   SOLE - 6,700 0 225
Norfolk Southern Corp Com 655844108 938 7,705 SH   OTR - 6,435 70 1,200
Novartis Ag Spons ADR Com 66987V109 2,091 25,049 SH   SOLE - 24,799 0 250
Novartis Ag Spons ADR Com 66987V109 1,280 15,339 SH   OTR - 13,404 150 1,785
Novo Nordisk As Spons ADR Com 670100205 307 7,150 SH   SOLE - 7,150 0 0
Nucor Corp Com 670346105 809 13,986 SH   SOLE - 13,986 0 0
Nucor Corp Com 670346105 304 5,254 SH   OTR - 3,754 0 1,500
Oracle Corporation Com 68389X105 2,284 45,547 SH   SOLE - 42,913 0 2,634
Oracle Corporation Com 68389X105 694 13,841 SH   OTR - 13,609 232 0
Pg & E Corp Com 69331C108 56 846 SH   SOLE - 846 0 0
Pg & E Corp Com 69331C108 203 3,055 SH   OTR - 3,055 0 0
Pepsico Inc Com 713448108 8,953 77,525 SH   SOLE - 76,625 200 700
Pepsico Inc Com 713448108 3,493 30,244 SH   OTR - 27,614 1,520 1,110
Pfizer Inc Com 717081103 4,820 143,506 SH   SOLE - 141,506 0 2,000
Pfizer Inc Com 717081103 2,920 86,921 SH   OTR - 82,098 1,930 2,893
Philip Morris International Com 718172109 1,052 8,959 SH   SOLE - 8,084 0 875
Philip Morris International Com 718172109 4,431 37,727 SH   OTR - 36,227 150 1,350
Praxair Inc Com 74005P104 1,543 11,643 SH   SOLE - 11,468 0 175
Praxair Inc Com 74005P104 888 6,700 SH   OTR - 5,575 0 1,125
T Rowe Price Group Inc Com 74144T108 4,078 54,955 SH   SOLE - 54,455 100 400
T Rowe Price Group Inc Com 74144T108 1,436 19,354 SH   OTR - 18,759 295 300
Procter & Gamble CO Com 742718109 9,768 112,078 SH   SOLE - 106,963 500 4,615
Procter & Gamble CO Com 742718109 5,226 59,970 SH   OTR - 52,431 2,789 4,750
Prudential Finl Inc Com 744320102 2,547 23,552 SH   SOLE - 23,452 100 0
Prudential Finl Inc Com 744320102 1,410 13,042 SH   OTR - 12,692 150 200
Public Service Enterprise Grou Com 744573106 133 3,082 SH   SOLE - 3,082 0 0
Public Service Enterprise Grou Com 744573106 160 3,725 SH   OTR - 3,325 400 0
Qualcomm Inc Com 747525103 2,684 48,601 SH   SOLE - 47,827 0 774
Qualcomm Inc Com 747525103 1,057 19,145 SH   OTR - 17,670 900 575
Rockwell Automation Inc Com 773903109 215 1,325 SH   SOLE - 1,125 0 200
Rockwell Automation Inc Com 773903109 96 590 SH   OTR - 590 0 0
Royal Dutch Shell Spons ADR Com 780259206 24 445 SH   SOLE - 445 0 0
Royal Dutch Shell Spons ADR Com 780259206 253 4,761 SH   OTR - 4,511 0 250
SPDR S&P 500 ETF Trust Com 78462F103 3,971 16,421 SH   SOLE - 16,112 0 309
SPDR S&P 500 ETF Trust Com 78462F103 977 4,039 SH   OTR - 3,839 0 200
SPDR Bloomberg Barclays I/T Co Com 78464A375 682 19,828 SH   SOLE - 19,828 0 0
Kbw Regional Banking ETF Com 78464A698 3,415 62,146 SH   SOLE - 62,146 0 0
Kbw Regional Banking ETF Com 78464A698 1,308 23,795 SH   OTR - 23,595 100 100
SPDR S&P Dividend ETF Com 78464A763 10,891 122,525 SH   SOLE - 122,525 0 0
SPDR S&P Dividend ETF Com 78464A763 793 8,925 SH   OTR - 5,950 2,575 400
Kbw Bank ETF Com 78464A797 333 7,650 SH   SOLE - 7,150 0 500
Kbw Bank ETF Com 78464A797 75 1,728 SH   OTR - 1,628 0 100
SPDR Dow Jones Industrial Aver Com 78467X109 1,202 5,637 SH   SOLE - 5,637 0 0
SPDR Dow Jones Industrial Aver Com 78467X109 494 2,315 SH   OTR - 1,750 365 200
Midcap SPDR Trust Series 1 Com 78467Y107 9,826 30,936 SH   SOLE - 30,560 0 376
Midcap SPDR Trust Series 1 Com 78467Y107 1,306 4,112 SH   OTR - 3,857 220 35
Schlumberger Ltd Com 806857108 3,031 46,032 SH   SOLE - 45,317 0 715
Schlumberger Ltd Com 806857108 885 13,449 SH   OTR - 13,289 160 0
Charles Schwab Corp Com 808513105 36 845 SH   SOLE - 845 0 0
Charles Schwab Corp Com 808513105 169 3,925 SH   OTR - 3,925 0 0
Seattle Genetics Inc Com 812578102 971 18,770 SH   SOLE - 18,770 0 0
Materials Select SPDR Fund Com 81369Y100 1,403 26,079 SH   SOLE - 24,099 0 1,980
Materials Select SPDR Fund Com 81369Y100 540 10,043 SH   OTR - 9,063 525 455
Health Care Select Sector SPDR Com 81369Y209 950 11,993 SH   SOLE - 11,893 0 100
Health Care Select Sector SPDR Com 81369Y209 204 2,576 SH   OTR - 2,576 0 0
Consumer Staples Select Sector Com 81369Y308 806 14,667 SH   SOLE - 14,282 0 385
Consumer Staples Select Sector Com 81369Y308 121 2,207 SH   OTR - 1,917 100 190
Consumer Discretionary Selt Com 81369Y407 1,551 17,305 SH   SOLE - 15,405 0 1,900
Consumer Discretionary Selt Com 81369Y407 260 2,903 SH   OTR - 2,238 530 135
Energy Select Sector SPDR Com 81369Y506 776 11,959 SH   SOLE - 11,584 0 375
Energy Select Sector SPDR Com 81369Y506 112 1,718 SH   OTR - 1,485 80 153
Financial Select Sector SPDR Com 81369Y605 1,035 41,954 SH   SOLE - 40,454 0 1,500
Financial Select Sector SPDR Com 81369Y605 130 5,265 SH   OTR - 4,855 410 0
Industrial Select Sector SPDR Com 81369Y704 1,332 19,553 SH   SOLE - 19,503 0 50
Industrial Select Sector SPDR Com 81369Y704 122 1,784 SH   OTR - 1,684 0 100
Technology Select Sect SPDR Com 81369Y803 1,904 34,790 SH   SOLE - 33,865 325 600
Technology Select Sect SPDR Com 81369Y803 217 3,959 SH   OTR - 3,559 400 0
Real Estate Select Sect SPDR Com 81369Y860 732 22,731 SH   SOLE - 22,314 210 207
Real Estate Select Sect SPDR Com 81369Y860 797 24,750 SH   OTR - 24,695 55 0
Utilities Select Sector SPDR Com 81369Y886 2,128 40,964 SH   SOLE - 39,814 0 1,150
Utilities Select Sector SPDR Com 81369Y886 1,064 20,482 SH   OTR - 19,325 525 632
Sherwin Williams CO Com 824348106 211 600 SH   OTR - 600 0 0
Jm Smucker CO Com 832696405 111 940 SH   SOLE - 865 0 75
Jm Smucker CO Com 832696405 254 2,144 SH   OTR - 1,526 600 18
Southern Company Com 842587107 1,235 25,802 SH   SOLE - 25,802 0 0
Southern Company Com 842587107 906 18,928 SH   OTR - 17,028 1,700 200
Starbucks Corp Com 855244109 17 294 SH   SOLE - 294 0 0
Starbucks Corp Com 855244109 198 3,400 SH   OTR - 3,400 0 0
State Street Corp Com 857477103 547 6,094 SH   SOLE - 6,094 0 0
State Street Corp Com 857477103 79 885 SH   OTR - 710 0 175
Stryker Corporation Com 863667101 708 5,102 SH   SOLE - 5,102 0 0
Stryker Corporation Com 863667101 42 300 SH   OTR - 300 0 0
Suncor Energy Inc Com 867224107 171 5,851 SH   SOLE - 5,576 0 275
Suncor Energy Inc Com 867224107 53 1,800 SH   OTR - 1,800 0 0
Sysco Corp Com 871829107 446 8,865 SH   SOLE - 8,865 0 0
Sysco Corp Com 871829107 385 7,649 SH   OTR - 7,224 0 425
TJX Cos Inc Com 872540109 1,554 21,535 SH   SOLE - 20,735 300 500
TJX Cos Inc Com 872540109 1,307 18,108 SH   OTR - 17,595 170 343
Target Corp Com 87612E106 2,492 47,650 SH   SOLE - 47,250 125 275
Target Corp Com 87612E106 976 18,672 SH   OTR - 17,074 373 1,225
Textron Inc Com 883203101 923 19,598 SH   SOLE - 19,598 0 0
3m CO Com 88579Y101 3,102 14,900 SH   SOLE - 13,830 450 620
3m CO Com 88579Y101 627 3,012 SH   OTR - 2,362 50 600
Toronto Dominion Bank Com 891160509 1,225 24,322 SH   SOLE - 23,442 0 880
Toyota Motor Corp Spons ADR Com 892331307 255 2,426 SH   SOLE - 2,426 0 0
Toyota Motor Corp Spons ADR Com 892331307 16 157 SH   OTR - 157 0 0
Twenty-First Century Fox Inc C Com 90130A101 199 7,024 SH   SOLE - 7,024 0 0
Twenty-First Century Fox Inc C Com 90130A101 32 1,127 SH   OTR - 1,127 0 0
US Bancorp New Com 902973304 2,436 46,921 SH   SOLE - 46,921 0 0
US Bancorp New Com 902973304 461 8,886 SH   OTR - 7,625 1,045 216
Union Pac Corp Com 907818108 4,171 38,301 SH   SOLE - 37,320 0 981
Union Pac Corp Com 907818108 2,317 21,275 SH   OTR - 18,655 0 2,620
United Parcel Service Cl B Com 911312106 570 5,158 SH   SOLE - 5,158 0 0
United Parcel Service Cl B Com 911312106 245 2,215 SH   OTR - 2,215 0 0
United Technologies Corp Com 913017109 6,881 56,354 SH   SOLE - 55,204 200 950
United Technologies Corp Com 913017109 3,165 25,920 SH   OTR - 23,130 2,040 750
Unitedhealth Group Inc Com 91324P102 3,346 18,043 SH   SOLE - 17,843 0 200
Unitedhealth Group Inc Com 91324P102 1,066 5,747 SH   OTR - 5,472 150 125
Univest Corp of Pennsylvania Com 915271100 354 11,812 SH   OTR - 11,812 0 0
V.F. Corp Com 918204108 189 3,280 SH   SOLE - 3,280 0 0
V.F. Corp Com 918204108 17 289 SH   OTR - 289 0 0
Vaneck Vectors Agribusiness ET Com 92189F700 1,380 25,080 SH   SOLE - 24,180 100 800
Vaneck Vectors Agribusiness ET Com 92189F700 738 13,413 SH   OTR - 12,938 125 350
Vanguard Intermediate-Term Bon Com 921937819 355 4,200 SH   SOLE - 4,200 0 0
Vanguard Intermediate-Term Bon Com 921937819 32 375 SH   OTR - 375 0 0
Vanguard Total Bond Market ETF Com 921937835 557 6,801 SH   SOLE - 6,801 0 0
Vanguard High Dividend Yield E Com 921946406 154 1,975 SH   SOLE - 1,975 0 0
Vanguard High Dividend Yield E Com 921946406 82 1,055 SH   OTR - 1,055 0 0
Vanguard Ftse Emerging Markets Com 922042858 1,161 28,431 SH   SOLE - 27,731 0 700
Vanguard Ftse Emerging Markets Com 922042858 484 11,860 SH   OTR - 10,945 100 815
Vanguard Inter Term Corp Bond Com 92206C870 942 10,766 SH   SOLE - 10,766 0 0
Vanguard Inter Term Corp Bond Com 92206C870 232 2,650 SH   OTR - 2,650 0 0
Vanguard S&P 500 ETF Com 922908363 7,856 35,378 SH   SOLE - 35,175 0 203
Vanguard REIT ETF Com 922908553 1,645 19,765 SH   SOLE - 19,765 0 0
Vanguard REIT ETF Com 922908553 519 6,230 SH   OTR - 5,141 989 100
Verizon Communications Com 92343V104 3,182 71,241 SH   SOLE - 69,004 1,110 1,127
Verizon Communications Com 92343V104 2,715 60,791 SH   OTR - 51,334 5,916 3,541
Visa Inc Cl A Com 92826C839 129 1,372 SH   SOLE - 1,372 0 0
Visa Inc Cl A Com 92826C839 357 3,805 SH   OTR - 3,805 0 0
Wgl Hldgs Inc Com 92924F106 166 1,990 SH   SOLE - 1,990 0 0
Wgl Hldgs Inc Com 92924F106 200 2,400 SH   OTR - 0 2,400 0
Wal Mart Stores Inc Com 931142103 1,424 18,818 SH   SOLE - 18,418 0 400
Wal Mart Stores Inc Com 931142103 1,002 13,244 SH   OTR - 12,728 150 366
Walgreens Boots Alliance Inc Com 931427108 1,749 22,335 SH   SOLE - 22,235 0 100
Walgreens Boots Alliance Inc Com 931427108 142 1,816 SH   OTR - 1,485 27 304
Wells Fargo & CO Com 949746101 5,606 101,169 SH   SOLE - 100,269 0 900
Wells Fargo & CO Com 949746101 3,016 54,430 SH   OTR - 47,055 2,705 4,670
Whole Foods Mkt Inc Com 966837106 259 6,154 SH   SOLE - 6,154 0 0
Whole Foods Mkt Inc Com 966837106 5 109 SH   OTR - 109 0 0
Xcel Energy Inc Com 98389B100 142 3,086 SH   SOLE - 3,086 0 0
Xcel Energy Inc Com 98389B100 65 1,426 SH   OTR - 775 651 0
Xylem Inc Com 98419M100 317 5,721 SH   SOLE - 5,721 0 0
Xylem Inc Com 98419M100 195 3,520 SH   OTR - 3,520 0 0
Yum! Brands Inc Com 988498101 741 10,043 SH   SOLE - 10,043 0 0
Yum! Brands Inc Com 988498101 99 1,336 SH   OTR - 1,261 75 0
Zimmer Biomet Holdings Inc Com 98956P102 344 2,676 SH   SOLE - 2,286 120 270
Zimmer Biomet Holdings Inc Com 98956P102 278 2,165 SH   OTR - 1,912 73 180
Allegion PLC Com G0176J109 265 3,266 SH   OTR - 3,266 0 0
Eaton Corp PLC Com G29183103 418 5,374 SH   SOLE - 5,024 0 350
Eaton Corp PLC Com G29183103 509 6,543 SH   OTR - 5,468 0 1,075
Ingersoll-Rand PLC Com G47791101 56 615 SH   SOLE - 615 0 0
Ingersoll-Rand PLC Com G47791101 960 10,500 SH   OTR - 10,500 0 0
Medtronic PLC Com G5960L103 1,601 18,042 SH   SOLE - 18,042 0 0
Medtronic PLC Com G5960L103 898 10,114 SH   OTR - 9,998 71 45
Nxp Semiconductors Com N6596X109 550 5,022 SH   SOLE - 5,022 0 0
Nxp Semiconductors Com N6596X109 60 550 SH   OTR - 550 0 0