The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100 2,390 22 SH   SOLE 0 22 0 0
AbbVie Inc. Common Stock 00287Y109 18,667,753 121,884 SH   SOLE 0 120,103 0 1,781
Abiomed Inc Common Stock 003654100 247 1 SH   SOLE 0 1 0 0
Accenture PLC New Common Stock G1151C101 1,665 6 SH   SOLE 0 6 0 0
Activision Blizzard Inc Common Stock 00507V109 856 11 SH   SOLE 0 11 0 0
Adobe Systems, Inc. Common Stock 00724F101 1,464 4 SH   SOLE 0 4 0 0
Advanced Micro Devices Inc Common Stock 007903107 1,070 14 SH   SOLE 0 14 0 0
AES Corp Common Stock 00130h105 147 7 SH   SOLE 0 7 0 0
Agilent Tech, Inc. Common Stock 00846u101 475 4 SH   SOLE 0 4 0 0
Akamai Technologies, Inc. Common Stock 00971T101 91 1 SH   SOLE 0 1 0 0
ALIGN TECHNOLOGY Common Stock 016255101 236 1 SH   SOLE 0 1 0 0
ALLIANT ENERGY CORP COM Common Stock 018802108 175 3 SH   SOLE 0 3 0 0
Alphabet Inc. C Common Stock 02079K107 8,749 4 SH   SOLE 0 4 0 0
Alphabet Inc. Class A Common Stock 02079K305 35,685,382 16,375 SH   SOLE 0 16,165 0 210
Amazon.Com, Inc. Common Stock 023135106 34,918,022 328,763 SH   SOLE 0 323,946 0 4,817
Ameren Corp. Common Stock 023608102 271 3 SH   SOLE 0 3 0 0
American Elec Power Co Common Stock 025537101 575 6 SH   SOLE 0 6 0 0
American Express Co. Common Stock 025816109 34,791,956 250,988 SH   SOLE 0 247,323 0 3,665
American Wtr Wks Co Common Stock 030420103 297 2 SH   SOLE 0 2 0 0
Amerisourcebergen Corp Common Stock 03073E105 282 2 SH   SOLE 0 2 0 0
Amgen, Inc. Common Stock 031162100 1,703 7 SH   SOLE 0 7 0 0
AMPHENOL CORP NEW CL A Common Stock 032095101 321 5 SH   SOLE 0 5 0 0
Analog Devices, Inc. Common Stock 032654105 730 5 SH   SOLE 0 5 0 0
Ansys, Inc Common Stock 03662Q105 239 1 SH   SOLE 0 1 0 0
Apache Corp. Common Stock 03743Q108 34 1 SH   SOLE 0 1 0 0
Apple, Inc. Common Stock 037833100 36,084,783 263,932 SH   SOLE 0 260,056 0 3,876
Applied Materials, Inc. Common Stock 038222105 727 8 SH   SOLE 0 8 0 0
Aptiv PLC Common Stock G6095L109 178 2 SH   SOLE 0 2 0 0
Arista Networks Common Stock 040413106 187 2 SH   SOLE 0 2 0 0
AT&T, Inc. Common Stock 00206R102 2,179 104 SH   SOLE 0 104 0 0
Atmos Energy Corp Common Stock 049560105 224 2 SH   SOLE 0 2 0 0
Autodesk, Inc. Common Stock 052769106 343 2 SH   SOLE 0 2 0 0
Automatic Data Processing Inc. Common Stock 053015103 840 4 SH   SOLE 0 4 0 0
Baker Hughes A GE CO Common Stock 05722G100 115 4 SH   SOLE 0 4 0 0
Bank of America Corp Common Stock 060505104 34,343,674 1,103,234 SH   SOLE 0 1,087,058 0 16,176
Bath & Body Works Inc Common Stock 070830104 53 2 SH   SOLE 0 2 0 0
Baxter International Inc. Common Stock 071813109 385 6 SH   SOLE 0 6 0 0
Becton Dickinson Co. Common Stock 075887109 986 4 SH   SOLE 0 4 0 0
Best Buy Co., Inc. Common Stock 086516101 65 1 SH   SOLE 0 1 0 0
Biogen, Inc. Common Stock 09062X103 407 2 SH   SOLE 0 2 0 0
Borg Warner Inc Common Stock 099724106 66 2 SH   SOLE 0 2 0 0
Boston Scientific Corp Common Stock 101137107 670 18 SH   SOLE 0 18 0 0
Bristol-Myers Squibb Common Stock 110122108 2,002 26 SH   SOLE 0 26 0 0
BROADCOM INC Common Stock 11135F101 1,943 4 SH   SOLE 0 4 0 0
Broadridge Financial Solutions Common Stock 11133t103 142 1 SH   SOLE 0 1 0 0
CADENCE DESIGN SYSTEMS, INC. Common Stock 127387108 300 2 SH   SOLE 0 2 0 0
Caesars Entertainment Inc Common Stock 12769G100 38 1 SH   SOLE 0 1 0 0
Cardinal Health Inc Common Stock 14149y108 156 3 SH   SOLE 0 3 0 0
Carmax, Inc. Common Stock 143130102 90 1 SH   SOLE 0 1 0 0
Carnival Corp Paired Ctf Common Stock 143658300 51 6 SH   SOLE 0 6 0 0
Catalent Inc Common Stock 148806102 214 2 SH   SOLE 0 2 0 0
CDW Corporation Common Stock 12514G108 157 1 SH   SOLE 0 1 0 0
Centene Corp. Common Stock 15135B101 592 7 SH   SOLE 0 7 0 0
CENTERPOINT ENERGY Common Stock 15189T107 207 7 SH   SOLE 0 7 0 0
Ceridian HCM Holdings Common Stock 15677J108 47 1 SH   SOLE 0 1 0 0
CHARLES RIV LABS INTL COM Common Stock 159864107 213 1 SH   SOLE 0 1 0 0
Charter Communications Inc. Common Stock 16119p108 937 2 SH   SOLE 0 2 0 0
Chevron Corp. Common Stock 166764100 18,002,669 124,345 SH   SOLE 0 122,548 0 1,797
CIGNA Corp. Common Stock 125523100 1,054 4 SH   SOLE 0 4 0 0
Cisco Systems, Inc. Common Stock 17275R102 1,577 37 SH   SOLE 0 37 0 0
Citrix Systems Common Stock 177376100 97 1 SH   SOLE 0 1 0 0
CMS ENERGY CORP COM Common Stock 125896100 202 3 SH   SOLE 0 3 0 0
Cognizant Tech Solutions Corp. Common Stock 192446102 337 5 SH   SOLE 0 5 0 0
Comcast Corp. Cl.A Common Stock 20030N101 36,266,118 924,213 SH   SOLE 0 910,677 0 13,536
Communication Services Sel Sect SPDR Fd Common Stock 81369Y852 245,233,430 4,518,766 SH   SOLE 0 4,503,540 0 15,226
ConocoPhillips Common Stock 20825c104 449 5 SH   SOLE 0 5 0 0
Consolidated Edison Common Stock 209115104 380 4 SH   SOLE 0 4 0 0
Constellation Energy Group Common Stock 21037T109 229 4 SH   SOLE 0 4 0 0
Consumer Discretionary Select Sect SPDR Fd Common Stock 81369y407 140,215,005 1,019,893 SH   SOLE 0 1,016,490 0 3,403
Consumer Staples Select Sector SPDR Fund Common Stock 81369Y308 27,067 375 SH   SOLE 0 375 0 0
Cooper Companies Inc. Common Stock 216648402 313 1 SH   SOLE 0 1 0 0
Corning, Inc. Common Stock 219350105 220 7 SH   SOLE 0 7 0 0
Coterra Energy Inc. Common Stock 127097103 77 3 SH   SOLE 0 3 0 0
CVS Health Corp. Common Stock 126650100 1,482 16 SH   SOLE 0 16 0 0
D R HORTON INC COM Common Stock 23331A109 132 2 SH   SOLE 0 2 0 0
Danaher Corp Common Stock 235851102 2,028 8 SH   SOLE 0 8 0 0
Darden Restaurants Common Stock 237194105 113 1 SH   SOLE 0 1 0 0
Davita, Inc. Common Stock 23918K108 79 1 SH   SOLE 0 1 0 0
Dentsply Sirona Inc Common Stock 24906P109 107 3 SH   SOLE 0 3 0 0
Devon Energy Corp. New Common Stock 25179M103 110 2 SH   SOLE 0 2 0 0
Dexcom Inc Common Stock 252131107 372 5 SH   SOLE 0 5 0 0
DIAMONDBACK ENERGY INC Common Stock 25278X109 121 1 SH   SOLE 0 1 0 0
Dish Networks Corp Cl A Common Stock 25470M109 71 4 SH   SOLE 0 4 0 0
Disney, Walt Co. Common Stock 254687106 32,805,321 347,514 SH   SOLE 0 342,560 0 4,954
Dollar General Corp Common Stock 256677105 490 2 SH   SOLE 0 2 0 0
Dollar Tree, Inc. Common Stock 256746108 311 2 SH   SOLE 0 2 0 0
Dominion Resources Inc. Common Stock 25746u109 718 9 SH   SOLE 0 9 0 0
DTE Energy Co. Common Stock 233331107 253 2 SH   SOLE 0 2 0 0
Duke Energy Corp New Common Stock 26441c204 857 8 SH   SOLE 0 8 0 0
DXC Technology Common Stock 23355L106 60 2 SH   SOLE 0 2 0 0
eBay, Inc. Common Stock 278642103 166 4 SH   SOLE 0 4 0 0
Edison International Common Stock 281020107 252 4 SH   SOLE 0 4 0 0
EDWARDS LIFESCIENCES COM Common Stock 28176E108 760 8 SH   SOLE 0 8 0 0
Electronic Arts Inc Common Stock 285512109 486 4 SH   SOLE 0 4 0 0
Elevance Health Common Stock 036752103 1,447 3 SH   SOLE 0 3 0 0
Energy Select Sector SPDR Common Stock 81369y506 35,125,282 491,194 SH   SOLE 0 489,565 0 1,629
ENERGYSOLUTIONS INC Common Stock 30040W108 337 4 SH   SOLE 0 4 0 0
Enphase Energy Common Stock 29355A107 195 1 SH   SOLE 0 1 0 0
ENTERGY CP Common Stock 29364G103 225 2 SH   SOLE 0 2 0 0
EOG Resources, Inc. Common Stock 26875P101 220 2 SH   SOLE 0 2 0 0
Epam Systems Inc Common Stock 29414B104 294 1 SH   SOLE 0 1 0 0
Etsy Inc Common Stock 29786A106 73 1 SH   SOLE 0 1 0 0
Evergy Inc Common Stock 30034W106 195 3 SH   SOLE 0 3 0 0
Exelon Corp. Common Stock 30161n101 498 11 SH   SOLE 0 11 0 0
Expedia Inc Common Stock 30212p303 94 1 SH   SOLE 0 1 0 0
Exxon Mobil Corp Common Stock 30231G102 1,455 17 SH   SOLE 0 17 0 0
F5 Networks Common Stock 315616102 153 1 SH   SOLE 0 1 0 0
FIDELITY NATL INFO SVC COM Common Stock 31620M106 458 5 SH   SOLE 0 5 0 0
Financial Select Sector SPDR Common Stock 81369Y605 438,381 13,939 SH   SOLE 0 13,939 0 0
First Energy Common Stock 337932107 230 6 SH   SOLE 0 6 0 0
First Trust STOXX Euro Di Common Stock 33735T109 3,369 310 SH   SOLE 0 310 0 0
FISERV, Inc. Common Stock 337738108 444 5 SH   SOLE 0 5 0 0
Fleetcor Technologies Common Stock 339041105 210 1 SH   SOLE 0 1 0 0
Ford Mtr Co. Common Stock 345370860 311 28 SH   SOLE 0 28 0 0
FORTINET INC Common Stock 34959E109 339 6 SH   SOLE 0 6 0 0
Fox Corp Cl A Common Stock 35137L105 160 5 SH   SOLE 0 5 0 0
Fox Corp CL B Common Stock 35137L204 59 2 SH   SOLE 0 2 0 0
GARMIN LTD. Common Stock H2906T109 98 1 SH   SOLE 0 1 0 0
Gartner Inc. Common Stock 366651107 241 1 SH   SOLE 0 1 0 0
General Electric Co. Common Stock 369604301 0 0 SH   SOLE 0 0 0 0
General Motors Corp. Common Stock 37045V100 317 10 SH   SOLE 0 10 0 0
GENUINE PARTS CO COM Common Stock 372460105 133 1 SH   SOLE 0 1 0 0
Gilead Sciences, Inc. Common Stock 375558103 927 15 SH   SOLE 0 15 0 0
GLOBAL PMTS INC COM Common Stock 37940X102 221 2 SH   SOLE 0 2 0 0
Global X MLP & Energy Infrastructure ETF Common Stock 37954Y293 108,918 2,858 SH   SOLE 0 2,858 0 0
Halliburton Co Holdings Co. Common Stock 406216101 125 4 SH   SOLE 0 4 0 0
Hasbro Inc Common Stock 418056107 81 1 SH   SOLE 0 1 0 0
HCA Holdings, Inc. Common Stock 40412C101 504 3 SH   SOLE 0 3 0 0
Health Care Select Sector SPDR Fund Common Stock 81369y209 390,076,286 3,041,767 SH   SOLE 0 3,031,545 0 10,222
HENRY JACK & ASSOC INC COM Common Stock 426281101 180 1 SH   SOLE 0 1 0 0
Hess Corporation Common Stock 42809h107 105 1 SH   SOLE 0 1 0 0
HEWLETT PACKARD ENTERPRISE Common Stock 42824C109 159 12 SH   SOLE 0 12 0 0
Hewlett-Packard Co. Common Stock 40434L105 295 9 SH   SOLE 0 9 0 0
HILTON WORLDWIDE HLDGS INC COM Common Stock 43300A203 222 2 SH   SOLE 0 2 0 0
Hologic Inc. Common Stock 436440101 207 3 SH   SOLE 0 3 0 0
Home Depot Inc. Common Stock 437076102 37,000,394 134,905 SH   SOLE 0 132,945 0 1,960
Honeywell Intl. Inc. Common Stock 438516106 173,462 998 SH   SOLE 0 998 0 0
Humana Inc. Common Stock 444859102 936 2 SH   SOLE 0 2 0 0
IDEXX Laboratories Inc Common Stock 45168D104 350 1 SH   SOLE 0 1 0 0
Illumina Inc Common Stock 452327109 368 2 SH   SOLE 0 2 0 0
Incyte Corporation Common Stock 45337C102 151 2 SH   SOLE 0 2 0 0
Industrial Select Sector SPDR Common Stock 81369y704 219,310 2,511 SH   SOLE 0 2,511 0 0
Intel Corp. Common Stock 458140100 1,346 36 SH   SOLE 0 36 0 0
Interpublic Group of Companies Inc. Common Stock 460690100 165 6 SH   SOLE 0 6 0 0
Int'l Business Machines Common Stock 459200101 1,129 8 SH   SOLE 0 8 0 0
Intuit Inc Common Stock 461202103 1,156 3 SH   SOLE 0 3 0 0
Intuitive Surgical Common Stock 46120E602 802 4 SH   SOLE 0 4 0 0
Invesco Optimum Yield Dvsfd ETF Common Stock 46090F100 152,221 8,438 SH   SOLE 0 8,438 0 0
Iqvia Holdins Inc Common Stock 46266c105 433 2 SH   SOLE 0 2 0 0
iShares 0-5 Yr Hi Yd Bd ETF Common Stock 46434V407 103,726 2,558 SH   SOLE 0 2,558 0 0
iShares 0-5 Yr TIPS Bond ETF Common Stock 46429B747 7,505 74 SH   SOLE 0 74 0 0
iShares Asia Pacific Div ETF Common Stock 464286293 3,643 110 SH   SOLE 0 110 0 0
IShares Barclays 20 PLUS Yr Trs Bd Common Stock 464287432 36,770,001 320,101 SH   SOLE 0 319,091 0 1,010
iShares Barclays 3 to 7 yr Trsy Bd Fd Common Stock 464288661 96,033,494 804,705 SH   SOLE 0 802,156 0 2,549
iShares Broad USD High Yield Common Stock 46435U853 6,335 183 SH   SOLE 0 183 0 0
iShares Core Growth Allocation ETF Common Stock 464289867 15,311,472 318,989 SH   SOLE 0 318,915 0 74
iShares Core MSCI Europe ETF Common Stock 46434V738 41,446,626 921,855 SH   SOLE 0 918,516 0 3,339
Ishares Inc MSCI South Korea Index Fd. Common Stock 464286772 18,155 312 SH   SOLE 0 312 0 0
iShares Int Rate Hedged Corp Bd ETF Common Stock 46431W705 13,087 145 SH   SOLE 0 145 0 0
iShares MSCI ACWI ETF Common Stock 464288257 10,090,540 120,283 SH   SOLE 0 119,936 0 347
ISHARES MSCI CHINA ETF Common Stock 46429b671 131,265 2,352 SH   SOLE 0 2,352 0 0
iShares MSCI Germany ETF Common Stock 464286806 27,128 1,179 SH   SOLE 0 1,179 0 0
iShares MSCI Japan Index Common Stock 46434g822 83,735 1,585 SH   SOLE 0 1,585 0 0
IShares MSCI Taiwan Index Fund Common Stock 46434G772 25,613 508 SH   SOLE 0 508 0 0
iShares North America Tech ETF Common Stock 464287549 138,282,931 469,727 SH   SOLE 0 468,141 0 1,586
iShares Russell 1000 Index Common Stock 464287622 352,776 1,698 SH   SOLE 0 1,698 0 0
iShares Russell 2000 Index Common Stock 464287655 20,323 120 SH   SOLE 0 120 0 0
iShares Russell 3000 ETF Common Stock 464287689 58,260 268 SH   SOLE 0 268 0 0
iShares S&P 500 Index Common Stock 464287200 903,514 2,383 SH   SOLE 0 2,383 0 0
iShares U.S. Telecommunications ETF Common Stock 464287713 2,789 111 SH   SOLE 0 111 0 0
iShares US Preferred ETF Common Stock 464288687 8,384 255 SH   SOLE 0 255 0 0
Johnson & Johnson Common Stock 478160104 36,709,955 206,805 SH   SOLE 0 203,796 0 3,009
JPMorgan Chase & Co. Common Stock 46625H100 35,221,705 312,776 SH   SOLE 0 308,211 0 4,565
Juniper Common Stock 48203R104 85 3 SH   SOLE 0 3 0 0
Keysight Technologies Inc Common Stock 49338l103 275 2 SH   SOLE 0 2 0 0
Kinder Morgan Inc Common Stock 49456B101 134 8 SH   SOLE 0 8 0 0
KLA-Tencor Corp Common Stock 482480100 319 1 SH   SOLE 0 1 0 0
Laboratory Corp. Amer. Common Stock 50540r409 234 1 SH   SOLE 0 1 0 0
Lam Research Corp Common Stock 512807108 426 1 SH   SOLE 0 1 0 0
Las Vegas Sands Corp Common Stock 517834107 67 2 SH   SOLE 0 2 0 0
Lennar Corp. Cl A Common Stock 526057104 141 2 SH   SOLE 0 2 0 0
LILLY ELI & CO Common Stock 532457108 3,242 10 SH   SOLE 0 10 0 0
Live Nation Inc. Common Stock 538034109 165 2 SH   SOLE 0 2 0 0
LKQ CORPORATION Common Stock 501889208 98 2 SH   SOLE 0 2 0 0
Lowes Cos. Inc. Common Stock 548661107 873 5 SH   SOLE 0 5 0 0
Lumen Technologies Common Stock 550241103 152 14 SH   SOLE 0 14 0 0
Marathon Oil Corp Common Stock 565849106 67 3 SH   SOLE 0 3 0 0
MARATHON PETROLEUM CORPORATION COMMON STOC Common Stock 56585A102 164 2 SH   SOLE 0 2 0 0
Marriot Int'l Inc. Common Stock 571903202 272 2 SH   SOLE 0 2 0 0
Mastercard Inc. Common Stock 57636Q104 36,212,056 114,784 SH   SOLE 0 113,110 0 1,674
Match Group Inc Common Stock 57667L107 278 4 SH   SOLE 0 4 0 0
McDonalds Corp Common Stock 580135101 1,234 5 SH   SOLE 0 5 0 0
McKesson Corp. Common Stock 58155Q103 652 2 SH   SOLE 0 2 0 0
Medtronic Inc. Common Stock G5960L103 36,098,347 402,210 SH   SOLE 0 396,296 0 5,914
Merck & Co Inc Common Stock 58933Y105 2,826 31 SH   SOLE 0 31 0 0
Meta Platforms Inc. Common Stock 30303M102 5,321 33 SH   SOLE 0 33 0 0
MGM Resorts International Common Stock 552953101 57 2 SH   SOLE 0 2 0 0
Microchip Technology Inc. Common Stock 595017104 290 5 SH   SOLE 0 5 0 0
Micron Technology Inc Com Common Stock 595112103 552 10 SH   SOLE 0 10 0 0
Microsoft Corp Common Stock 594918104 36,573,105 142,402 SH   SOLE 0 140,329 0 2,073
Moderna Inc. Common Stock 60770K107 571 4 SH   SOLE 0 4 0 0
Molina Healthcare, Inc. Common Stock 60855R100 279 1 SH   SOLE 0 1 0 0
Motorola Solutions Inc Common Stock 620076307 209 1 SH   SOLE 0 1 0 0
Netapp, Inc. Common Stock 64110d104 130 2 SH   SOLE 0 2 0 0
Netflix Inc Common Stock 64110L106 1,049 6 SH   SOLE 0 6 0 0
Newell Rubbermaid Inc Com Common Stock 651229106 57 3 SH   SOLE 0 3 0 0
News Corp. Inc. Class A Common Stock 65249B109 93 6 SH   SOLE 0 6 0 0
News Corp. Inc. Class B Common Stock 65249B208 31 2 SH   SOLE 0 2 0 0
NEXTERA ENERGY INC Common Stock 65339F101 1,626 21 SH   SOLE 0 21 0 0
NIKE INC CLASS B Common Stock 654106103 919 9 SH   SOLE 0 9 0 0
Nisource Inc. Common Stock 65473P105 117 4 SH   SOLE 0 4 0 0
NortonLife Lock Inc Common Stock 668771108 109 5 SH   SOLE 0 5 0 0
NORWEGIAN CRUISE LINE HLDS INC Common Stock G66721104 33 3 SH   SOLE 0 3 0 0
NRG Energy Inc New Common Stock 629377508 114 3 SH   SOLE 0 3 0 0
NVIDIA Corp Common Stock 67066G104 15,381,988 101,471 SH   SOLE 0 100,050 0 1,421
NXP SEMICONDUCTORS N.V. Common Stock N6596X109 296 2 SH   SOLE 0 2 0 0
Occidental Petroleum Corp Common Stock 674599105 235 4 SH   SOLE 0 4 0 0
Omnicom Group Common Stock 681919106 190 3 SH   SOLE 0 3 0 0
ON Semiconductor Corp Common Stock 682189105 201 4 SH   SOLE 0 4 0 0
ONEOK INC NEW COM Common Stock 682680103 111 2 SH   SOLE 0 2 0 0
Oracle Corp. Common Stock 68389X105 978 14 SH   SOLE 0 14 0 0
ORGANON & CO Common Stock 68622V106 101 3 SH   SOLE 0 3 0 0
Paramount Global Common Stock 92556H206 222 9 SH   SOLE 0 9 0 0
Paychex Inc Common Stock 704326107 341 3 SH   SOLE 0 3 0 0
PayPal Holdings, Inc. Common Stock 70450Y103 4,260 61 SH   SOLE 0 61 0 0
Penn National Gaming Inc. Common Stock 707569109 30 1 SH   SOLE 0 1 0 0
Perkinelmer Inc Com Common Stock 714046109 284 2 SH   SOLE 0 2 0 0
Pfizer Inc Common Stock 717081103 3,617 69 SH   SOLE 0 69 0 0
Phillips 66 Common Stock 718546104 163 2 SH   SOLE 0 2 0 0
PINNACLE WEST CAP CORP COM Common Stock 723484101 73 1 SH   SOLE 0 1 0 0
PIONEER NAT RES CO COM Common Stock 723787107 223 1 SH   SOLE 0 1 0 0
PNC Financial Services Group Common Stock 693475105 2,366 15 SH   SOLE 0 15 0 0
PPL Corporation Common Stock 69351T106 217 8 SH   SOLE 0 8 0 0
PROCTER & GAMBLE CO Common Stock 742718109 16,679 116 SH   SOLE 0 116 0 0
PTC Inc Common Stock 69370c100 106 1 SH   SOLE 0 1 0 0
Public Service Enterprise Group Inc Common Stock 744573106 316 5 SH   SOLE 0 5 0 0
Pulte Homes Common Stock 745867101 79 2 SH   SOLE 0 2 0 0
Qorvo Inc Common Stock 74736K101 94 1 SH   SOLE 0 1 0 0
Qualcomm Inc. Common Stock 747525103 37,022,628 289,828 SH   SOLE 0 285,534 0 4,294
Quest Diagnostics Inc. Common Stock 74834L100 132 1 SH   SOLE 0 1 0 0
Regeneron Pharmaceuticals Common Stock 75886F107 591 1 SH   SOLE 0 1 0 0
ResMed Inc. Common Stock 761152107 419 2 SH   SOLE 0 2 0 0
Roper Industries Inc. Common Stock 776696106 394 1 SH   SOLE 0 1 0 0
Ross Stores Inc Com Common Stock 778296103 140 2 SH   SOLE 0 2 0 0
ROYAL CARIBBEAN CRUISE COM Common Stock V7780T103 69 2 SH   SOLE 0 2 0 0
Salesforce.com, Inc. Common Stock 79466L302 32,902,374 199,360 SH   SOLE 0 196,579 0 2,781
Schein (Henry) Inc. Common Stock 806407102 153 2 SH   SOLE 0 2 0 0
Schlumberger Limited Common Stock 806857108 214 6 SH   SOLE 0 6 0 0
SEAGATE TECHNOLOGY. Common Stock G7997R103 142 2 SH   SOLE 0 2 0 0
Sempra Energy Common Stock 816851109 450 3 SH   SOLE 0 3 0 0
ServiceNow Inc. Common Stock 81762P102 951 2 SH   SOLE 0 2 0 0
Skyworks Solutions Inc Common Stock 83088M102 92 1 SH   SOLE 0 1 0 0
Southern Co Common Stock 842587107 855 12 SH   SOLE 0 12 0 0
SPDR Gold MiniSharesTrust Common Stock 98149E303 57,874 1,613 SH   SOLE 0 1,613 0 0
SPDR Portfolio Short Term Corp. Bd. ETF Common Stock 78464A474 52,001,040 1,749,110 SH   SOLE 0 1,743,648 0 5,462
SPDR S&P 500 ETF Trust Common Stock 78462F103 14,436,980 38,269 SH   SOLE 0 37,701 0 568
Starbucks Corp Common Stock 855244109 611 8 SH   SOLE 0 8 0 0
STERIS CORP COM Common Stock G8473T100 206 1 SH   SOLE 0 1 0 0
Stryker Corp Com Common Stock 863667101 795 4 SH   SOLE 0 4 0 0
Synopsys Inc Com Common Stock 871607107 303 1 SH   SOLE 0 1 0 0
TAKE TWO INTERACTIVE SOFTWARE Common Stock 874054109 245 2 SH   SOLE 0 2 0 0
Tapestry Inc Common Stock 876030107 61 2 SH   SOLE 0 2 0 0
Target Corp. Common Stock 87612E106 423 3 SH   SOLE 0 3 0 0
TE CONNECTIVITY LTD SHS Common Stock H84989104 339 3 SH   SOLE 0 3 0 0
Technology Select Sector SPDR Fund Common Stock 81369y803 383,869,018 3,019,737 SH   SOLE 0 3,009,595 0 10,142
Teleflex Inc Com Common Stock 879369106 245 1 SH   SOLE 0 1 0 0
Teradyne Inc Com Common Stock 880770102 89 1 SH   SOLE 0 1 0 0
TESLA MOTORS INC Common Stock 88160R101 4,040 6 SH   SOLE 0 6 0 0
Texas Instruments Inc. Common Stock 882508104 1,229 8 SH   SOLE 0 8 0 0
Thermo Fisher Scientific Common Stock 883556102 36,020,007 66,301 SH   SOLE 0 65,386 0 915
TJX Companies Common Stock 872540109 17,583,981 314,843 SH   SOLE 0 310,223 0 4,620
T-Mobile US, Inc. Common Stock 872590104 36,332,123 270,047 SH   SOLE 0 266,085 0 3,962
Tractor Supply Co Common Stock 892356106 193 1 SH   SOLE 0 1 0 0
TRIMBLE NAVIGATION LTD COM Common Stock 896239100 116 2 SH   SOLE 0 2 0 0
Twitter, Inc. Common Stock 90184L102 411 11 SH   SOLE 0 11 0 0
Union Pacific Corp Common Stock 907818108 18,555 87 SH   SOLE 0 87 0 0
UnitedHealth Group, Inc. Common Stock 91324P102 38,968,594 75,869 SH   SOLE 0 74,783 0 1,086
UNIVERSAL HLTH SVCS CL B Common Stock 913903100 100 1 SH   SOLE 0 1 0 0
Utilities Select Sector SPDR Fund Common Stock 81369Y886 72,188,596 1,029,354 SH   SOLE 0 1,025,910 0 3,444
Valero Energy Common Stock 91913Y100 212 2 SH   SOLE 0 2 0 0
VanEck Vectors BDC Income Common Stock 92189F411 4,318 286 SH   SOLE 0 286 0 0
Vanguard FTSE All-World ex-US ETF Common Stock 922042775 285,757,311 5,719,722 SH   SOLE 0 5,698,915 0 20,807
Vanguard FTSE Pacific ETF Common Stock 922042866 243,472,715 3,835,424 SH   SOLE 0 3,821,395 0 14,029
Vanguard Intermediate Term Corp Bond Common Stock 92206c870 146,003,611 1,824,589 SH   SOLE 0 1,818,703 0 5,886
Vanguard Intl High Dividend Yield ETF Common Stock 921946794 7,293 124 SH   SOLE 0 124 0 0
Vanguard Lng Trm Crp Bd ETF Common Stock 92206C813 109,107,793 1,345,183 SH   SOLE 0 1,340,867 0 4,316
Vanguard Total World Stock ETF Common Stock 922042742 160,268 1,878 SH   SOLE 0 1,878 0 0
Verisign Inc Common Stock 92343e102 167 1 SH   SOLE 0 1 0 0
Verizon Comm. Inc. Common Stock 92343v104 3,095 61 SH   SOLE 0 61 0 0
Vertex Pharmaceuticals Inc. Common Stock 92532F100 845 3 SH   SOLE 0 3 0 0
VF Corp. Common Stock 918204108 88 2 SH   SOLE 0 2 0 0
Viatris Inc Common Stock 92556V106 157 15 SH   SOLE 0 15 0 0
VISA INC COM CL A Common Stock 92826C839 2,953 15 SH   SOLE 0 15 0 0
Warner Bros. Discovery. Inc Common Stock 934423104 429 32 SH   SOLE 0 32 0 0
Waters Corp Common Stock 941848103 330 1 SH   SOLE 0 1 0 0
WEC Energy Group Inc Common Stock 92939U106 301 3 SH   SOLE 0 3 0 0
Wells Fargo & Co New Common Stock 949746101 2,154 55 SH   SOLE 0 55 0 0
WEST PHARMA SVCS INC Common Stock 955306105 302 1 SH   SOLE 0 1 0 0
WESTERN DIGITAL CORP COM Common Stock 958102105 134 3 SH   SOLE 0 3 0 0
Williams Cos. Inc. Common Stock 969457100 156 5 SH   SOLE 0 5 0 0
Wynn Resorts Ltd. Common Stock 983134107 56 1 SH   SOLE 0 1 0 0
Xcel Energy Inc Common Stock 98389B100 424 6 SH   SOLE 0 6 0 0
Yum! Brands Inc Common Stock 988498101 227 2 SH   SOLE 0 2 0 0
ZIMMER BIOMET HOLDINGS Common Stock 98956P102 315 3 SH   SOLE 0 3 0 0
ZOETIS INC CL A Common Stock 98978V103 1,031 6 SH   SOLE 0 6 0 0
Vanguard Large Cap ETF Common Stock 922908637 19,992 116 SH   SOLE 0 116 0 0
ISHARES CORE MODERATE ALLOCA Common Stock 464289875 338,445 8,687 SH   SOLE 0 8,687 0 0
ISHARES CORE CONSERVATIVE AL Common Stock 464289883 399,490 11,556 SH   SOLE 0 11,556 0 0