The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 12,093 57,389 SH   SOLE   57,389 0 0
A.O. Smith Corp. COM 831865209 16,372 306,758 SH   SOLE   306,758 0 0
Abbott Laboratories COM 002824100 6,460 88,064 SH   SOLE   88,064 0 0
AbbVie Inc. COM 00287y109 17,711 187,262 SH   SOLE   187,262 0 0
ACACIA Communication COM 00401c108 832 20,120 SH   SOLE   20,120 0 0
Activision, Inc. COM 00507V109 456 5,482 SH   SOLE   5,482 0 0
Adobe Inc. COM 00724F101 12,803 47,428 SH   SOLE   47,428 0 0
AdvanSix, Inc. COM 00773T101 259 7,625 SH   SOLE   7,625 0 0
AFLAC Inc. COM 001055102 287 6,102 SH   SOLE   6,102 0 0
Air Products and Chemical Co. COM 009158106 687 4,115 SH   SOLE   4,115 0 0
ALCOA, Corp. COM 013872106 2,688 66,523 SH   SOLE   66,523 0 0
Alibaba Group Holding Ltd COM 01609w102 315 1,914 SH   SOLE   1,914 0 0
Alphabet Inc Cl A COM 02079K305 12,002 9,943 SH   SOLE   9,943 0 0
Alphabet Inc Cl C COM 02079K107 8,332 6,981 SH   SOLE   6,981 0 0
ALPS Trust Alerian MLP ETF COM 00162q866 2,284 213,880 SH   SOLE   213,880 0 0
Altria Group, Inc. COM 02209S103 4,446 73,712 SH   SOLE   73,712 0 0
Amazon.com, Inc. COM 023135106 1,480 739 SH   SOLE   739 0 0
American Express COM 025816109 846 7,948 SH   SOLE   7,948 0 0
American International Group I COM 026874784 2,886 54,213 SH   SOLE   54,213 0 0
American Tower Corporation COM 03027x100 272 1,873 SH   SOLE   1,873 0 0
American Water Works, Inc. COM 030420103 1,580 17,965 SH   SOLE   17,965 0 0
Amgen COM 031162100 574 2,771 SH   SOLE   2,771 0 0
Anadarko Pete Corp Com COM 032511107 2,751 40,817 SH   SOLE   40,817 0 0
Apple Inc Com COM 037833100 72,298 320,271 SH   SOLE   320,271 0 0
Arconic, Inc. COM 03965L100 386 17,540 SH   SOLE   17,540 0 0
Ashland Global Holdings, Inc. COM 044186104 2,154 25,691 SH   SOLE   25,691 0 0
AT&T, Inc. COM 00206r102 15,138 450,794 SH   SOLE   450,794 0 0
Autodesk, Inc. COM 052769106 248 1,589 SH   SOLE   1,589 0 0
Automatic Data Processing COM 053015103 1,337 8,873 SH   SOLE   8,873 0 0
Bank of America Corp. COM 060505104 6,597 223,937 SH   SOLE   223,937 0 0
Bank of Montreal COM 063671101 234 2,839 SH   SOLE   2,839 0 0
Bank of New York Mellon Corp c COM 064058100 511 10,020 SH   SOLE   10,020 0 0
BB&T Corporation COM 054937107 3,509 72,299 SH   SOLE   72,299 0 0
Becton, Dickinson Co COM 075887109 297 1,137 SH   SOLE   1,137 0 0
Berkshire Hathaway Inc. Class COM 084670702 1,059 4,944 SH   SOLE   4,944 0 0
Boeing Corp. COM 097023105 799 2,149 SH   SOLE   2,149 0 0
BP Amoco PLC - Spons ADR COM 055622104 1,952 42,345 SH   SOLE   42,345 0 0
Bristol Myers Squibb Co COM 110122108 11,051 178,012 SH   SOLE   178,012 0 0
Broadcom Ltd F COM 134136316 331 1,340 SH   SOLE   1,340 0 0
Cabot Corp. COM 127055101 591 9,425 SH   SOLE   9,425 0 0
Canadian National Railway Co. COM 136375102 10,973 122,293 SH   SOLE   122,293 0 0
CarMax, Inc. COM 143130102 3,181 42,603 SH   SOLE   42,603 0 0
Caterpillar COM 149123101 308 2,020 SH   SOLE   2,020 0 0
Celgene Corp. COM 151020104 4,858 54,290 SH   SOLE   54,290 0 0
ChevronTexaco Corporation COM 166764100 8,065 65,952 SH   SOLE   65,952 0 0
Chubb LTD. COM H1467J104 536 4,008 SH   SOLE   4,008 0 0
Cisco Systems, Inc. COM 17275R102 14,042 288,634 SH   SOLE   288,634 0 0
Citigroup, Inc. COM 172967424 8,288 115,529 SH   SOLE   115,529 0 0
Citrix Sys Inc Com COM 177376100 924 8,310 SH   SOLE   8,310 0 0
Coca Cola Company COM 191216100 8,441 182,747 SH   SOLE   182,747 0 0
Colgate-Palmolive Co. COM 194162103 730 10,899 SH   SOLE   10,899 0 0
Comcast Corporation - Class A COM 20030N101 9,314 263,046 SH   SOLE   263,046 0 0
Conagra Brands, Inc. COM 205887102 230 6,759 SH   SOLE   6,759 0 0
ConocoPhillips COM 20825C104 8,619 111,359 SH   SOLE   111,359 0 0
Constellation Brands, Inc. COM 21036P108 14,861 68,924 SH   SOLE   68,924 0 0
Corning Inc Com COM 219350105 522 14,781 SH   SOLE   14,781 0 0
Costco Wholesale Corp. COM 22160K105 11,389 48,487 SH   SOLE   48,487 0 0
Creative Realities Incorporate COM 22530j101 9 30,000 SH   SOLE   30,000 0 0
CSX Corp. COM 126408103 567 7,655 SH   SOLE   7,655 0 0
CVS/Caremark Corp. COM 126650100 586 7,450 SH   SOLE   7,450 0 0
Delta Airlines COM 247361702 14,361 248,340 SH   SOLE   248,340 0 0
DexCom Inc. COM 252131107 2,864 20,020 SH   SOLE   20,020 0 0
Dixie Group, Inc. COM 255519100 44 27,800 SH   SOLE   27,800 0 0
Dolby Laboratories, Inc. COM 25659t107 1,266 18,095 SH   SOLE   18,095 0 0
Dollar General COM 256677105 382 3,498 SH   SOLE   3,498 0 0
Dominion Res Inc VA New COM 25746U109 1,245 17,717 SH   SOLE   17,717 0 0
Dover Corp. COM 260003108 261 2,950 SH   SOLE   2,950 0 0
DowDuPont, Inc. COM 26078J100 7,665 119,181 SH   SOLE   119,181 0 0
Duke Energy Corp. COM 26441C204 5,203 65,023 SH   SOLE   65,023 0 0
Eaton Corp. PLC COM G29183103 1,110 12,804 SH   SOLE   12,804 0 0
Ecolabs COM 278865100 3,717 23,706 SH   SOLE   23,706 0 0
Edwards Lifesciences Corp. COM 28176E108 14,960 85,930 SH   SOLE   85,930 0 0
Electronic Arts, Inc. COM 285512109 3,453 28,655 SH   SOLE   28,655 0 0
Eli Lilly COM 532457108 567 5,288 SH   SOLE   5,288 0 0
Emerson Elec Co Com COM 291011104 1,438 18,774 SH   SOLE   18,774 0 0
Enbridge Inc COM 29250N105 456 14,128 SH   SOLE   14,128 0 0
Energy Select Sector SPDR COM 81369y506 1,238 16,345 SH   SOLE   16,345 0 0
Enterprise Products Partners COM 293792107 302 10,511 SH   SOLE   10,511 0 0
Exxon Mobil Corporation COM 30231G102 10,099 118,779 SH   SOLE   118,779 0 0
Facebook Inc. A COM 30303M102 1,170 7,112 SH   SOLE   7,112 0 0
Farmers National Banc Corp COM 309627107 193 12,614 SH   SOLE   12,614 0 0
FEDEX Corporation COM 31428X106 591 2,455 SH   SOLE   2,455 0 0
Financial Select Sector SPDR ( COM 81369y605 859 31,142 SH   SOLE   31,142 0 0
First Horizon National Corp. COM 320517105 238 13,786 SH   SOLE   13,786 0 0
First Republic Bank COM 33616c100 217 2,263 SH   SOLE   2,263 0 0
General Electric Corp. COM 369604103 3,680 325,949 SH   SOLE   325,949 0 0
General Mills COM 370334104 439 10,218 SH   SOLE   10,218 0 0
General Motors COM 37045V100 4,183 124,226 SH   SOLE   124,226 0 0
Harris Corp. COM 413875105 261 1,540 SH   SOLE   1,540 0 0
HCA Healthcare Co. COM 40412c101 1,027 7,381 SH   SOLE   7,381 0 0
Health Care Select Sector COM 81369y209 3,855 40,516 SH   SOLE   40,516 0 0
Hilton Worldwide Holdings Inc. COM 43300A203 2,487 30,789 SH   SOLE   30,789 0 0
Home Depot COM 437076102 6,142 29,648 SH   SOLE   29,648 0 0
Honeywell International, Inc. COM 438516106 7,676 46,132 SH   SOLE   46,132 0 0
I Shares Transportation Index COM 464287192 414 2,025 SH   SOLE   2,025 0 0
Imperial Oil Ltd. COM 453038408 370 11,407 SH   SOLE   11,407 0 0
Industrial Select Spdr COM 81369y704 1,612 20,564 SH   SOLE   20,564 0 0
Ingevity Corporation COM 45688C107 18,092 177,584 SH   SOLE   177,584 0 0
Intel Corporation COM 458140100 19,327 408,698 SH   SOLE   408,698 0 0
International Business Machine COM 459200101 1,684 11,135 SH   SOLE   11,135 0 0
International Paper COM 460146103 208 4,242 SH   SOLE   4,242 0 0
Intuit, Inc. COM 461202103 8,116 35,691 SH   SOLE   35,691 0 0
Invesco QQQ Trust Series 1 COM 46090E103 821 4,419 SH   SOLE   4,419 0 0
Invesco S&P 500 High Dividend COM 46138E362 1,048 25,300 SH   SOLE   25,300 0 0
Invesco S&P 500 Low Volatility COM 46138E354 1,042 21,033 SH   SOLE   21,033 0 0
Invesco S&P Equal Weight ETF COM 46137V357 542 5,070 SH   SOLE   5,070 0 0
IShares Core S&P 500 Index Fun COM 464287200 1,261 4,309 SH   SOLE   4,309 0 0
IShares Core S&P Midcap 400 In COM 464287507 291 1,447 SH   SOLE   1,447 0 0
IShares DJ US Financial Sect COM 464287788 10,998 90,537 SH   SOLE   90,537 0 0
IShares DJ US Financial Servic COM 464287770 1,509 11,320 SH   SOLE   11,320 0 0
IShares DJ US Real Estate COM 464287739 245 3,060 SH   SOLE   3,060 0 0
Ishares Dow Jones Select Divid COM 464287168 657 6,584 SH   SOLE   6,584 0 0
iShares Dow Jones U.S. Consume COM 464287580 334 1,578 SH   SOLE   1,578 0 0
iShares Dow Jones U.S. Technol COM 464287721 758 3,905 SH   SOLE   3,905 0 0
IShares Dow Jones US Pharmaceu COM 464288836 1,277 7,610 SH   SOLE   7,610 0 0
iShares Dow Jones US Regional COM 464288778 408 8,335 SH   SOLE   8,335 0 0
iShares High Dividend Equity F COM 46429b663 974 10,758 SH   SOLE   10,758 0 0
IShares MSCI EAFE Growth Index COM 464288885 229 2,864 SH   SOLE   2,864 0 0
IShares MSCI EAFE Index Fund ( COM 464287465 267 3,922 SH   SOLE   3,922 0 0
IShares MSCI Emergin Mkt COM 464287234 966 22,507 SH   SOLE   22,507 0 0
IShares MSCI EMU COM 464286608 2,404 58,625 SH   SOLE   58,625 0 0
Ishares Nasdaq Biotech Index COM 464287556 272 2,230 SH   SOLE   2,230 0 0
Ishares Russell 1000 Index COM 464287622 207 1,279 SH   SOLE   1,279 0 0
Ishares Russell 2000 COM 464287655 1,804 10,701 SH   SOLE   10,701 0 0
IShares Russell 2000 Value COM 464287630 523 3,935 SH   SOLE   3,935 0 0
Ishares S&P Global Tech Sector COM 464287291 17,403 99,378 SH   SOLE   99,378 0 0
J C Penney Co, Inc. COM 708160106 56 33,725 SH   SOLE   33,725 0 0
John Hancock Bk & Thrift Opp F COM 409735206 10,622 287,089 SH   SOLE   287,089 0 0
Johnson and Johnson COM 478160104 12,359 89,444 SH   SOLE   89,444 0 0
JP Morgan Chase & Co Com COM 46625H100 14,805 131,201 SH   SOLE   131,201 0 0
JPMorgan Diversified Return Eu COM 46641q605 806 13,790 SH   SOLE   13,790 0 0
KBW Regional Banking Index COM 78464a698 3,989 67,128 SH   SOLE   67,128 0 0
Keycorp COM 493267108 12,837 645,410 SH   SOLE   645,410 0 0
Kimberly-Clark COM 494368103 2,627 23,117 SH   SOLE   23,117 0 0
Kinder Morgan, Inc COM 49456b101 462 26,063 SH   SOLE   26,063 0 0
Kroger COM 501044101 1,400 48,091 SH   SOLE   48,091 0 0
Lockheed Martin Corporation COM 539830109 847 2,448 SH   SOLE   2,448 0 0
Louisiana Pacific COM 546347105 1,355 51,150 SH   SOLE   51,150 0 0
Lowe's Companies COM 548661107 3,436 29,924 SH   SOLE   29,924 0 0
Lululemon Athletica Inc COM 550021109 3,689 22,705 SH   SOLE   22,705 0 0
Macom Technology Solutions COM 55405y100 868 42,159 SH   SOLE   42,159 0 0
Macquarie Infrastr Co LLC Memb COM 55608B105 6,801 147,431 SH   SOLE   147,431 0 0
Macy's Inc. COM 55616p104 378 10,875 SH   SOLE   10,875 0 0
Marriott International Inc. Cl COM 571903202 873 6,611 SH   SOLE   6,611 0 0
Masco Corp. COM 574599106 2,335 63,810 SH   SOLE   63,810 0 0
MasterCard Inc. - Class A COM 57636Q104 1,633 7,335 SH   SOLE   7,335 0 0
McDonald's Corp. COM 580135101 1,346 8,047 SH   SOLE   8,047 0 0
Medtronic, PLC COM G5960L103 495 5,031 SH   SOLE   5,031 0 0
Merck & Co., Inc. COM 58933y105 9,908 139,669 SH   SOLE   139,669 0 0
Microsoft, Inc. COM 594918104 25,271 220,959 SH   SOLE   220,959 0 0
Mohawk Industries COM 608190104 1,318 7,515 SH   SOLE   7,515 0 0
Mondelez International Inc. (A COM 609207105 312 7,271 SH   SOLE   7,271 0 0
Morgan Stanley Com New COM 617446448 3,254 69,867 SH   SOLE   69,867 0 0
Nestle SA Spons ADR for REG COM 641069406 1,165 14,005 SH   SOLE   14,005 0 0
Netflix Inc. COM 64110L106 727 1,942 SH   SOLE   1,942 0 0
NextEra Energy, Inc. COM 65339f101 8,792 52,459 SH   SOLE   52,459 0 0
Nike Inc. Class B COM 654106103 8,686 102,522 SH   SOLE   102,522 0 0
Nokia Corp - ADR COM 654902204 7,011 1,256,440 SH   SOLE   1,256,440 0 0
Nordstrom, Inc. COM 655664100 404 6,750 SH   SOLE   6,750 0 0
Norfolk Southern Corp. COM 655844108 4,153 23,007 SH   SOLE   23,007 0 0
Northrop Grumman Corp. COM 666807102 1,178 3,712 SH   SOLE   3,712 0 0
Novartis A G Sponsored ADR COM 66987V109 5,582 64,790 SH   SOLE   64,790 0 0
Novocure Limited COM 130542697 210 4,000 SH   SOLE   4,000 0 0
Nucor Corp COM 670346105 258 4,061 SH   SOLE   4,061 0 0
Nvidia Corp COM 67066G104 364 1,296 SH   SOLE   1,296 0 0
O'Reilly Automotive, Inc. COM 67103H107 3,183 9,164 SH   SOLE   9,164 0 0
Occidental Pete Corp Del Com COM 674599105 997 12,134 SH   SOLE   12,134 0 0
Oracle Systems Corp COM 68389X105 310 6,020 SH   SOLE   6,020 0 0
Paychex, Inc. COM 704326107 561 7,621 SH   SOLE   7,621 0 0
PayPal Holdings, Inc. COM 70450Y103 14,959 170,301 SH   SOLE   170,301 0 0
Pepsico COM 713448108 6,464 57,814 SH   SOLE   57,814 0 0
Pfizer COM 717081103 5,884 133,517 SH   SOLE   133,517 0 0
Philip Morris International, I COM 718172109 1,050 12,879 SH   SOLE   12,879 0 0
Phillips 66 COM 718546104 1,262 11,200 SH   SOLE   11,200 0 0
Pinnacle Financial Partners, I COM 72346q104 2,216 36,839 SH   SOLE   36,839 0 0
PotNetwork Holdings Inc. COM 737636209 2 10,000 SH   SOLE   10,000 0 0
Praxair COM 74005P104 939 5,844 SH   SOLE   5,844 0 0
Procter and Gamble COM 742718109 2,361 28,366 SH   SOLE   28,366 0 0
Progressive Corp. COM 743315103 20,250 285,045 SH   SOLE   285,045 0 0
Prudential Financial, Inc. COM 744320102 928 9,155 SH   SOLE   9,155 0 0
Pulte Homes, Inc. COM 745867101 11,242 453,836 SH   SOLE   453,836 0 0
Qualcomm, Inc. COM 747525103 3,395 47,135 SH   SOLE   47,135 0 0
Raytheon Company COM 755111507 15,842 76,659 SH   SOLE   76,659 0 0
Regions Financial Corp. COM 7591ep100 2,307 125,749 SH   SOLE   125,749 0 0
Republic Svcs Inc Com COM 760759100 1,278 17,585 SH   SOLE   17,585 0 0
Roche Hldg LTD Sponsored ADR COM 771195104 3,563 118,143 SH   SOLE   118,143 0 0
Royal Bank of Canada COM 780087102 585 7,290 SH   SOLE   7,290 0 0
Royal Dutch Shell PLC ADR A (R COM 780259206 487 7,150 SH   SOLE   7,150 0 0
S & P 500 Depositary Receipt ( COM 78462F103 8,322 28,626 SH   SOLE   28,626 0 0
Schlumberger, Ltd. COM 806857108 829 13,604 SH   SOLE   13,604 0 0
Schwab US Dividend Equity ETF COM 808524797 306 5,766 SH   SOLE   5,766 0 0
Simmons First National Corp Cl COM 828730200 388 13,184 SH   SOLE   13,184 0 0
Southern Co. COM 842587107 565 12,964 SH   SOLE   12,964 0 0
SPDR Gold Trust COM 78463v107 520 4,611 SH   SOLE   4,611 0 0
SPDR S&P Biotech ETF (xbi) COM 78464A870 947 9,880 SH   SOLE   9,880 0 0
SPDR S&P Dividend ETF COM 78464a763 265 2,710 SH   SOLE   2,710 0 0
Starbucks Corp. COM 855244109 457 8,034 SH   SOLE   8,034 0 0
Straumann Holding AG COM 013293546 332 450 SH   SOLE   450 0 0
Suntrust Banks, Inc. COM 867914103 4,155 62,207 SH   SOLE   62,207 0 0
Target Corporation COM 87612E106 587 6,650 SH   SOLE   6,650 0 0
Technology Select Sect Spdr (x COM 81369y803 1,519 20,165 SH   SOLE   20,165 0 0
Texas Instruments COM 882508104 12,232 114,005 SH   SOLE   114,005 0 0
TJX Companies COM 872540109 5,697 50,858 SH   SOLE   50,858 0 0
Toll Brothers Inc COM 889478103 343 10,395 SH   SOLE   10,395 0 0
Tractor Supply Company COM 892356106 13,833 152,216 SH   SOLE   152,216 0 0
Trinity Industries, Inc. COM 896522109 426 11,625 SH   SOLE   11,625 0 0
Union Pacific COM 907818108 920 5,649 SH   SOLE   5,649 0 0
United Parcel Service Co COM 911312106 293 2,511 SH   SOLE   2,511 0 0
United Technologies Corp Com COM 913017109 3,574 25,563 SH   SOLE   25,563 0 0
UnitedHealth Group COM 91324P102 11,660 43,829 SH   SOLE   43,829 0 0
Unum Group Com COM 91529Y106 4,755 121,701 SH   SOLE   121,701 0 0
Utilities Select Sector SPDR F COM 81369Y886 2,015 38,267 SH   SOLE   38,267 0 0
Valvoline, Inc. COM 92047w101 252 11,722 SH   SOLE   11,722 0 0
Vanguard Dividend Appreciation COM 921908844 440 3,971 SH   SOLE   3,971 0 0
Vanguard Emerging Market ETF COM 922042858 1,197 29,188 SH   SOLE   29,188 0 0
Vanguard Industrials ETF COM 92204A603 455 3,080 SH   SOLE   3,080 0 0
Vanguard Information Technolog COM 92204a702 1,390 6,863 SH   SOLE   6,863 0 0
Vanguard REIT Index ETF COM 922908553 405 5,025 SH   SOLE   5,025 0 0
Vanguard S&P 500 ETF COM 922908363 3,513 13,155 SH   SOLE   13,155 0 0
Vanguard US Total Stock Market COM 922908769 301 2,013 SH   SOLE   2,013 0 0
Verizon Communications COM 92343V104 4,842 90,700 SH   SOLE   90,700 0 0
Visa, Inc. - Cl. A COM 92826c839 17,164 114,356 SH   SOLE   114,356 0 0
Vulcan Matls Co Com COM 929160109 932 8,379 SH   SOLE   8,379 0 0
Wabtec Corporation COM 929740108 234 2,234 SH   SOLE   2,234 0 0
Wal-Mart Stores COM 931142103 2,272 24,198 SH   SOLE   24,198 0 0
Walgreens Boots Alliance, Inc. COM 931427108 4,510 61,869 SH   SOLE   61,869 0 0
Walt Disney COM 254687106 2,711 23,183 SH   SOLE   23,183 0 0
WEC Energy Corp. COM 92939U106 200 3,000 SH   SOLE   3,000 0 0
Wells Fargo COM 949746101 5,197 98,869 SH   SOLE   98,869 0 0
WestRock Company COM 96145D105 70,301 1,315,521 SH   SOLE   1,315,521 0 0
Weyerhaeuser Co. COM 962166104 15,419 477,828 SH   SOLE   477,828 0 0
Whirlpool Corp. COM 963320106 1,170 9,855 SH   SOLE   9,855 0 0
Williams Companies, Inc. COM 969457100 222 8,150 SH   SOLE   8,150 0 0
Xilinx, Inc. COM 983919101 1,690 21,085 SH   SOLE   21,085 0 0
XPO Logistics COM 983793100 230 2,012 SH   SOLE   2,012 0 0
Xylem, Inc. COM 98419m100 1,126 14,100 SH   SOLE   14,100 0 0
Zoetis, Inc. COM 98978v103 3,366 36,767 SH   SOLE   36,767 0 0