The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   14,778 114 SH   SOLE   0 0 114
ABBOTT LABS COM 002824100   152,777 1,406 SH   SOLE   0 0 1,406
ABBVIE INC COM 00287Y109   997,179 6,511 SH   SOLE   0 0 6,511
ACCURAY INC COM 004397105   355 181 SH   SOLE   0 0 181
ADVANCED MICRO DEVICES INC COM 007903107   2,295 30 SH   SOLE   0 0 30
AIRBNB INC COM CL A 009066101   5,345 60 SH   SOLE   0 0 60
ALLIANT ENERGY CORP COM 018802108   13,038 222 SH   SOLE   0 0 222
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   2,042 14 SH   SOLE   0 0 14
ALPHABET INC CAP STK CL A 02079K305   126,398 58 SH   SOLE   0 0 58
ALPHABET INC CAP STK CL C 02079K107   179,371 82 SH   SOLE   0 0 82
ALTRIA GROUP INC COM 02209S103   418,762 10,025 SH   SOLE   0 0 10,025
AMAZON COM INC COM 023135106   802,948 7,560 SH   SOLE   0 0 7,560
AMEREN CORP COM 023608102   9,036 100 SH   SOLE   0 0 100
AMERICAN ELEC PWR CO INC COM 025537101   76,561 798 SH   SOLE   0 0 798
AMERICAN TOWER CORP NEW COM 03027X100   16,100 63 SH   SOLE   0 0 63
AMERISOURCEBERGEN CORP COM 03073E105   12,958 92 SH   SOLE   0 0 92
AMETEK INC COM 031100100   6,791 62 SH   SOLE   0 0 62
AMGEN INC COM 031162100   15,969 66 SH   SOLE   0 0 66
APPLE INC COM 037833100   4,903,901 35,868 SH   SOLE   0 0 35,868
APPLIED MATLS INC COM 038222105   464,774 5,109 SH   SOLE   0 0 5,109
ARISTA NETWORKS INC COM 040413106   4,687 50 SH   SOLE   0 0 50
ARK ETF TR 3D PRINTING ETF 00214Q500   4,365 206 SH   SOLE   0 0 206
ASHFORD HOSPITALITY TR INC COM SHS 044103869   3,289 550 SH   SOLE   0 0 550
AT&T INC COM 00206R102   269,809 12,873 SH   SOLE   0 0 12,873
ATLASSIAN CORP PLC CL A G06242104   4,873 26 SH   SOLE   0 0 26
AURORA CANNABIS INC COM 05156X884   96 72 SH   SOLE   0 0 72
AUTONATION INC COM 05329W102   20,117 180 SH   SOLE   0 0 180
BALLARD PWR SYS INC NEW COM 058586108   2,917 463 SH   SOLE   0 0 463
BANK MONTREAL QUE COM 063671101   17,407 181 SH   SOLE   0 0 181
BARCLAYS BANK PLC IPTH SR B S&P 06747R477   6,347 275 SH   SOLE   0 0 275
BK OF AMERICA CORP COM 060505104   372,627 11,970 SH   SOLE   0 0 11,970
BLACKSTONE INC COM 09260D107   50,234 551 SH   SOLE   0 0 551
BOEING CO COM 097023105   82,963 607 SH   SOLE   0 0 607
BP PLC SPONSORED ADR 055622104   100,404 3,542 SH   SOLE   0 0 3,542
CANOPY GROWTH CORP COM 138035100   15,627 5,483 SH   SOLE   0 0 5,483
CARDINAL HEALTH INC COM 14149Y108   424,551 8,122 SH   SOLE   0 0 8,122
CARNIVAL CORP COMMON STOCK 143658300   865 100 SH   SOLE   0 0 100
CHEVRON CORP NEW COM 166764100   761,260 5,258 SH   SOLE   0 0 5,258
CISCO SYS INC COM 17275R102   137,830 3,232 SH   SOLE   0 0 3,232
CITIGROUP INC COM NEW 172967424   22,357 486 SH   SOLE   0 0 486
CITRIX SYS INC COM 177376100   29,028 299 SH   SOLE   0 0 299
CLOUDFLARE INC CL A COM 18915M107   5,250 120 SH   SOLE   0 0 120
COCA COLA CO COM 191216100   29,638 471 SH   SOLE   0 0 471
COLGATE PALMOLIVE CO COM 194162103   27,485 343 SH   SOLE   0 0 343
CSX CORP COM 126408103   59,729 2,055 SH   SOLE   0 0 2,055
CVS HEALTH CORP COM 126650100   292,366 3,155 SH   SOLE   0 0 3,155
DBX ETF TR XTRACKERS S&P 233051143   61,157 1,791 SH   SOLE   0 0 1,791
DELL TECHNOLOGIES INC CL C 24703L202   8,376 181 SH   SOLE   0 0 181
DELTA AIR LINES INC DEL COM NEW 247361702   10,864 375 SH   SOLE   0 0 375
DIGITAL WORLD ACQUISITION CO CLASS A COM 25400Q105   5,243 217 SH   SOLE   0 0 217
DIGITALOCEAN HLDGS INC COM 25402D102   7,859 190 SH   SOLE   0 0 190
DISNEY WALT CO COM 254687106   55,985 593 SH   SOLE   0 0 593
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107   2,400 1,318 SH   SOLE   0 0 1,318
DOVER CORP COM 260003108   124,901 1,030 SH   SOLE   0 0 1,030
DT MIDSTREAM INC COMMON STOCK 23345M107   10,201 208 SH   SOLE   0 0 208
DTE ENERGY CO COM 233331107   42,079 332 SH   SOLE   0 0 332
DUKE ENERGY CORP NEW COM NEW 26441C204   79,229 739 SH   SOLE   0 0 739
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   26,970 2,702 SH   SOLE   0 0 2,702
ENTERPRISE PRODS PARTNERS L COM 293792107   176,940 7,261 SH   SOLE   0 0 7,261
ETF SER SOLUTIONS DEFIANCE QUANT 26922A420   14,015 346 SH   SOLE   0 0 346
EXACT SCIENCES CORP COM 30063P105   28,243 717 SH   SOLE   0 0 717
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   9,093 202 SH   SOLE   0 0 202
EXXON MOBIL CORP COM 30231G102   194,830 2,275 SH   SOLE   0 0 2,275
FEDEX CORP COM 31428X106   317,699 1,401 SH   SOLE   0 0 1,401
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   2,991 84 SH   SOLE   0 0 84
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   8,396 87 SH   SOLE   0 0 87
FIDELITY NATL INFORMATION SV COM 31620M106   63,530 693 SH   SOLE   0 0 693
FIRST TR EXCHANGE-TRADED FD NASDQ SEMCNDTR 33738R811   43,214 813 SH   SOLE   0 0 813
FIRSTENERGY CORP COM 337932107   4,509 117 SH   SOLE   0 0 117
FISERV INC COM 337738108   93,419 1,050 SH   SOLE   0 0 1,050
FIVERR INTL LTD ORD SHS M4R82T106   4,299 125 SH   SOLE   0 0 125
FORD MTR CO DEL COM 345370860   390,797 35,112 SH   SOLE   0 0 35,112
GENERAL ELECTRIC CO COM NEW 369604301   179,695 2,822 SH   SOLE   0 0 2,822
GENERAL MTRS CO COM 37045V100   36,254 1,141 SH   SOLE   0 0 1,141
GENTEX CORP COM 371901109   242,740 8,679 SH   SOLE   0 0 8,679
GERON CORP COM 374163103   317 204 SH   SOLE   0 0 204
GILEAD SCIENCES INC COM 375558103   11,938 193 SH   SOLE   0 0 193
GLOBAL X FDS GLOBAL X SILVER 37954Y848   10,224 395 SH   SOLE   0 0 395
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   20,040 986 SH   SOLE   0 0 986
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   12,174 265 SH   SOLE   0 0 265
GRANITESHARES GOLD TR SHS BEN INT 38748G101   26,865 1,500 SH   SOLE   0 0 1,500
GSK PLC SPONSORED ADR 37733W105   29,930 688 SH   SOLE   0 0 688
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101   21,265 1,322 SH   SOLE   0 0 1,322
HARLEY DAVIDSON INC COM 412822108   8,617 272 SH   SOLE   0 0 272
HEWLETT PACKARD ENTERPRISE C COM 42824C109   12,223 922 SH   SOLE   0 0 922
HOME DEPOT INC COM 437076102   365,419 1,332 SH   SOLE   0 0 1,332
HONEYWELL INTL INC COM 438516106   253,269 1,457 SH   SOLE   0 0 1,457
HUBBELL INC COM 443510607   116,613 653 SH   SOLE   0 0 653
ILLINOIS TOOL WKS INC COM 452308109   172,130 944 SH   SOLE   0 0 944
INTEL CORP COM 458140100   115,918 3,099 SH   SOLE   0 0 3,099
INVENTRUST PPTYS CORP COM NEW 46124J201   3,817 148 SH   SOLE   0 0 148
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   17,453 249 SH   SOLE   0 0 249
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   18,989,711 141,471 SH   SOLE   0 0 141,471
INVESCO QQQ TR UNIT SER 1 46090E103   442,576 1,579 SH   SOLE   0 0 1,579
ISHARES INC MSCI GBL MIN VOL 464286525   6,260,725 66,251 SH   SOLE   0 0 66,251
ISHARES TR 0-5 YR TIPS ETF 46429B747   8,643,434 85,216 SH   SOLE   0 0 85,216
ISHARES TR CORE S&P MCP ETF 464287507   185,509 820 SH   SOLE   0 0 820
ISHARES TR CORE S&P TTL STK 464287150   765 9 SH   SOLE   0 0 9
ISHARES TR INTL DIV GRWTH 46435G524   1,151,591 20,089 SH   SOLE   0 0 20,089
ISHARES TR ISHARES BIOTECH 464287556   59,778 508 SH   SOLE   0 0 508
ISHARES TR MSCI AC ASIA ETF 464288182   900 13 SH   SOLE   0 0 13
ISHARES TR MSCI GBL SUS DEV 46435G532   1,190,507 14,904 SH   SOLE   0 0 14,904
ISHARES TR RUS TOP 200 ETF 464289446   8,266,536 92,045 SH   SOLE   0 0 92,045
ISHARES TR SELECT DIVID ETF 464287168   1,046,605 8,894 SH   SOLE   0 0 8,894
ISHARES TR U.S. MED DVC ETF 464288810   912 18 SH   SOLE   0 0 18
ISHARES TR US AER DEF ETF 464288760   1,613 16 SH   SOLE   0 0 16
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   3,066,749 63,063 SH   SOLE   0 0 63,063
JOHNSON & JOHNSON COM 478160104   84,648 477 SH   SOLE   0 0 477
JOHNSON CTLS INTL PLC SHS G51502105   527 11 SH   SOLE   0 0 11
JPMORGAN CHASE & CO COM 46625H100   150,530 1,337 SH   SOLE   0 0 1,337
KELLOGG CO COM 487836108   61,353 860 SH   SOLE   0 0 860
KIMBERLY-CLARK CORP COM 494368103   381,675 2,824 SH   SOLE   0 0 2,824
KOHLS CORP COM 500255104   4,405 123 SH   SOLE   0 0 123
KROGER CO COM 501044101   50,309 1,063 SH   SOLE   0 0 1,063
L3HARRIS TECHNOLOGIES INC COM 502431109   253 1 SH   SOLE   0 0 1
LAM RESEARCH CORP COM 512807108   57,106 134 SH   SOLE   0 0 134
LAMB WESTON HLDGS INC COM 513272104   15,089 211 SH   SOLE   0 0 211
LANDS END INC NEW COM 51509F105   510 48 SH   SOLE   0 0 48
LEMONADE INC COM 52567D107   8,583 470 SH   SOLE   0 0 470
LOCKHEED MARTIN CORP COM 539830109   915 2 SH   SOLE   0 0 2
LUMEN TECHNOLOGIES INC COM 550241103   26,021 2,385 SH   SOLE   0 0 2,385
MANPOWERGROUP INC WIS COM 56418H100   152,272 1,993 SH   SOLE   0 0 1,993
MANULIFE FINL CORP COM 56501R106   27,451 1,584 SH   SOLE   0 0 1,584
MARATHON OIL CORP COM 565849106   439 20 SH   SOLE   0 0 20
MARATHON PETE CORP COM 56585A102   124,230 1,511 SH   SOLE   0 0 1,511
MASTERCARD INCORPORATED CL A 57636Q104   39,969 127 SH   SOLE   0 0 127
MCDONALDS CORP COM 580135101   210,759 854 SH   SOLE   0 0 854
MEDICAL PPTYS TRUST INC COM 58463J304   12,598 825 SH   SOLE   0 0 825
MERCK & CO INC COM 58933Y105   104,331 1,144 SH   SOLE   0 0 1,144
META PLATFORMS INC CL A 30303M102   14,997 93 SH   SOLE   0 0 93
MICRON TECHNOLOGY INC COM 595112103   17,747 321 SH   SOLE   0 0 321
MICROSOFT CORP COM 594918104   172,759 673 SH   SOLE   0 0 673
MONDELEZ INTL INC CL A 609207105   3,653 59 SH   SOLE   0 0 59
MOTOROLA SOLUTIONS INC COM NEW 620076307   31,202 149 SH   SOLE   0 0 149
NATIONAL GRID PLC SPONSORED ADR NE 636274409   46,750 723 SH   SOLE   0 0 723
NEW MTN FIN CORP COM 647551100   324,866 27,277 SH   SOLE   0 0 27,277
NIO INC SPON ADS 62914V106   2,172 100 SH   SOLE   0 0 100
NORTHROP GRUMMAN CORP COM 666807102   498 1 SH   SOLE   0 0 1
NOVARTIS AG SPONSORED ADR 66987V109   19,696 233 SH   SOLE   0 0 233
NOVOCURE LTD ORD SHS G6674U108   4,865 70 SH   SOLE   0 0 70
NVIDIA CORPORATION COM 67066G104   89,667 592 SH   SOLE   0 0 592
ONEOK INC NEW COM 682680103   18,912 341 SH   SOLE   0 0 341
OPORTUN FINL CORP COM 68376D104   2,895 350 SH   SOLE   0 0 350
ORGANON & CO COMMON STOCK 68622V106   2,410 71 SH   SOLE   0 0 71
PELOTON INTERACTIVE INC CL A COM 70614W100   3,654 398 SH   SOLE   0 0 398
PENNYMAC FINL SVCS INC NEW COM 70932M107   33,755 772 SH   SOLE   0 0 772
PEPSICO INC COM 713448108   596,762 3,581 SH   SOLE   0 0 3,581
PFIZER INC COM 717081103   9,090 173 SH   SOLE   0 0 173
PHILIP MORRIS INTL INC COM 718172109   196,557 1,991 SH   SOLE   0 0 1,991
PINTEREST INC CL A 72352L106   6,356 350 SH   SOLE   0 0 350
PLUG POWER INC COM NEW 72919P202   3,712 224 SH   SOLE   0 0 224
PNC FINL SVCS GROUP INC COM 693475105   55,682 353 SH   SOLE   0 0 353
PRECIGEN INC COM 74017N105   2,412 1,800 SH   SOLE   0 0 1,800
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   23,571 353 SH   SOLE   0 0 353
PROCTER AND GAMBLE CO COM 742718109   748,966 5,209 SH   SOLE   0 0 5,209
PROSHARES TR ULTRASHRT S&P500 74347G416   19,227 382 SH   SOLE   0 0 382
QUAD / GRAPHICS INC COM CL A 747301109   4,579 1,665 SH   SOLE   0 0 1,665
RAYTHEON TECHNOLOGIES CORP COM 75513E101   815 8 SH   SOLE   0 0 8
RIVERNORTH SPECIALTY FIN COR COM 76882B108   18,481 1,025 SH   SOLE   0 0 1,025
ROKU INC COM CL A 77543R102   8,625 105 SH   SOLE   0 0 105
RPM INTL INC COM 749685103   22,839 290 SH   SOLE   0 0 290
SALESFORCE INC COM 79466L302   66,016 400 SH   SOLE   0 0 400
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   27,905,947 389,585 SH   SOLE   0 0 389,585
SCHWAB STRATEGIC TR US TIPS ETF 808524870   8,074,459 144,704 SH   SOLE   0 0 144,704
SELECT SECTOR SPDR TR ENERGY 81369Y506   46,110 645 SH   SOLE   0 0 645
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   30,402 967 SH   SOLE   0 0 967
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   18,631,380 258,124 SH   SOLE   0 0 258,124
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   77,266 603 SH   SOLE   0 0 603
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   34,053 268 SH   SOLE   0 0 268
SIREN ETF TR NSD NXGN ECO ETF 829658202   8,100 319 SH   SOLE   0 0 319
SIX FLAGS ENTMT CORP NEW COM 83001A102   4,340 200 SH   SOLE   0 0 200
SNAP ON INC COM 833034101   6,242 32 SH   SOLE   0 0 32
SNOWFLAKE INC CL A 833445109   5,563 40 SH   SOLE   0 0 40
SONY GROUP CORPORATION SPONSORED ADR 835699307   655 8 SH   SOLE   0 0 8
SOUTHERN CO COM 842587107   91,705 1,286 SH   SOLE   0 0 1,286
SPDR S&P 500 ETF TR TR UNIT 78462F103   119,311 316 SH   SOLE   0 0 316
SPDR SER TR BBG CONV SEC ETF 78464A359   359,216 5,564 SH   SOLE   0 0 5,564
SPDR SER TR PRTFLO S&P500 GW 78464A409   11,669,703 223,215 SH   SOLE   0 0 223,215
SPDR SER TR S&P KENSHO CLEAN 78468R655   32,142 412 SH   SOLE   0 0 412
SPOTIFY TECHNOLOGY S A SHS L8681T102   5,161 55 SH   SOLE   0 0 55
SUMMIT MATLS INC CL A 86614U100   4,309 185 SH   SOLE   0 0 185
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   6,740 55 SH   SOLE   0 0 55
TARGET CORP COM 87612E106   195,005 1,381 SH   SOLE   0 0 1,381
TESLA INC COM 88160R101   27,611 41 SH   SOLE   0 0 41
THE BEACHBODY COMPANY INC COM CL A 073463101   540 450 SH   SOLE   0 0 450
THE TRADE DESK INC COM CL A 88339J105   4,189 100 SH   SOLE   0 0 100
TILRAY BRANDS INC COM CL 2 88688T100   3,120 1,000 SH   SOLE   0 0 1,000
TRANE TECHNOLOGIES PLC SHS G8994E103   9,611 74 SH   SOLE   0 0 74
TRAVELERS COMPANIES INC COM 89417E109   375,299 2,219 SH   SOLE   0 0 2,219
TWILIO INC CL A 90138F102   4,359 52 SH   SOLE   0 0 52
TWIN DISC INC COM 901476101   9,060 1,000 SH   SOLE   0 0 1,000
TWITTER INC COM 90184L102   14,956 400 SH   SOLE   0 0 400
TYSON FOODS INC CL A 902494103   36,137 420 SH   SOLE   0 0 420
UNION PAC CORP COM 907818108   504,455 2,365 SH   SOLE   0 0 2,365
UNITED AIRLS HLDGS INC COM 910047109   8,147 230 SH   SOLE   0 0 230
UNITED STS OIL FD LP UNITS 91232N207   2,813 35 SH   SOLE   0 0 35
UNITEDHEALTH GROUP INC COM 91324P102   183,386 357 SH   SOLE   0 0 357
US BANCORP DEL COM NEW 902973304   36,961 803 SH   SOLE   0 0 803
USCF ETF TR MIDSTREAM ENERGY 90290T882   152,149 4,888 SH   SOLE   0 0 4,888
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   25,377 73 SH   SOLE   0 0 73
VANGUARD INDEX FDS VALUE ETF 922908744   85,632 649 SH   SOLE   0 0 649
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   83,286 581 SH   SOLE   0 0 581
VANGUARD WORLD FD ESG INTL STK ETF 921910725   515,166 10,505 SH   SOLE   0 0 10,505
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   79,082 427 SH   SOLE   0 0 427
VANGUARD WORLD FDS ENERGY ETF 92204A306   278,683 2,802 SH   SOLE   0 0 2,802
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   3,505,526 45,414 SH   SOLE   0 0 45,414
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   233,261 990 SH   SOLE   0 0 990
VERIZON COMMUNICATIONS INC COM 92343V104   234,011 4,611 SH   SOLE   0 0 4,611
VISA INC COM CL A 92826C839   405,890 2,062 SH   SOLE   0 0 2,062
VMWARE INC CL A COM 928563402   35,220 309 SH   SOLE   0 0 309
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   53,779 3,452 SH   SOLE   0 0 3,452
WALGREENS BOOTS ALLIANCE INC COM 931427108   45,536 1,201 SH   SOLE   0 0 1,201
WALMART INC COM 931142103   102,387 842 SH   SOLE   0 0 842
WARNER BROS DISCOVERY INC COM SER A 934423104   38,744 2,887 SH   SOLE   0 0 2,887
WASTE MGMT INC DEL COM 94106L109   8,043 53 SH   SOLE   0 0 53
WEC ENERGY GROUP INC COM 92939U106   352,370 3,501 SH   SOLE   0 0 3,501
WESTERN DIGITAL CORP. COM 958102105   26,898 600 SH   SOLE   0 0 600
XCEL ENERGY INC COM 98389B100   157,088 2,220 SH   SOLE   0 0 2,220
XPO LOGISTICS INC COM 983793100   4,816 100 SH   SOLE   0 0 100
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   6,479 60 SH   SOLE   0 0 60
ZSCALER INC COM 98980G102   5,233 35 SH   SOLE   0 0 35