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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   219,249 1,699 SH   SOLE 0 0 0 1,699
ABBVIE INC COM 00287Y109   457,054 2,398 SH   SOLE 0 0 0 2,398
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   310,778 805 SH   SOLE 0 0 0 805
ALPHABET INC CAP STK CL A 02079K305   1,182,324 6,379 SH   SOLE 0 0 0 6,379
ALPHABET INC CAP STK CL C 02079K107   885,961 4,734 SH   SOLE 0 0 0 4,734
AMAZON COM INC COM 023135106   8,942,518 39,025 SH   SOLE 0 0 0 39,025
AMERICAN CENTY ETF TR US SML CP VALU 025072877   526,517 5,419 SH   SOLE 0 0 0 5,419
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,185,925 31,872 SH   SOLE 0 0 0 31,872
AMERICAN EXPRESS CO COM 025816109   227,153 717 SH   SOLE 0 0 0 717
AMGEN INC COM 031162100   218,934 746 SH   SOLE 0 0 0 746
APPLE INC COM 037833100   26,606,744 116,886 SH   SOLE 0 0 0 116,886
APPLIED MATLS INC COM 038222105   579,060 3,217 SH   SOLE 0 0 0 3,217
BANK AMERICA CORP COM 060505104   501,983 10,590 SH   SOLE 0 0 0 10,590
BERKSHIRE HATHAWAY INC DEL CL A 084670108   708,903 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   759,370 1,606 SH   SOLE 0 0 0 1,606
BLACKSTONE INC COM 09260D107   278,163 1,634 SH   SOLE 0 0 0 1,634
BLOCK INC CL A 852234103   1,965,543 23,037 SH   SOLE 0 0 0 23,037
BROADCOM INC COM 11135F101   804,792 3,579 SH   SOLE 0 0 0 3,579
CATERPILLAR INC COM 149123101   416,052 1,143 SH   SOLE 0 0 0 1,143
CHIPOTLE MEXICAN GRILL INC COM 169656105   210,396 3,674 SH   SOLE 0 0 0 3,674
CISCO SYS INC COM 17275R102   244,473 3,926 SH   SOLE 0 0 0 3,926
CONOCOPHILLIPS COM 20825C104   304,657 3,097 SH   SOLE 0 0 0 3,097
COSTCO WHSL CORP NEW COM 22160K105   648,833 622 SH   SOLE 0 0 0 622
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   300,582 7,229 SH   SOLE 0 0 0 7,229
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,011,502 28,437 SH   SOLE 0 0 0 28,437
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   413,163 16,039 SH   SOLE 0 0 0 16,039
DISNEY WALT CO COM 254687106   215,298 1,942 SH   SOLE 0 0 0 1,942
DOMINION ENERGY INC COM 25746U109   284,476 5,207 SH   SOLE 0 0 0 5,207
DUKE ENERGY CORP NEW COM NEW 26441C204   203,675 1,771 SH   SOLE 0 0 0 1,771
ELI LILLY & CO COM 532457108   2,199,664 2,504 SH   SOLE 0 0 0 2,504
EXXON MOBIL CORP COM 30231G102   541,660 4,974 SH   SOLE 0 0 0 4,974
HCA HEALTHCARE INC COM 40412C101   201,952 627 SH   SOLE 0 0 0 627
HOME DEPOT INC COM 437076102   898,540 2,206 SH   SOLE 0 0 0 2,206
HONEYWELL INTL INC COM 438516106   226,509 1,102 SH   SOLE 0 0 0 1,102
INTERNATIONAL BUSINESS MACHS COM 459200101   725,072 2,873 SH   SOLE 0 0 0 2,873
INVESCO QQQ TR UNIT SER 1 46090E103   1,096,585 2,097 SH   SOLE 0 0 0 2,097
ISHARES GOLD TR ISHARES NEW 464285204   332,131 6,154 SH   SOLE 0 0 0 6,154
ISHARES INC CORE MSCI EMKT 46434G103   12,885,121 240,215 SH   SOLE 0 0 0 240,215
ISHARES INC ESG AWR MSCI EM 46434G863   320,940 9,217 SH   SOLE 0 0 0 9,217
ISHARES TR CORE S&P SCP ETF 464287804   393,187 3,356 SH   SOLE 0 0 0 3,356
ISHARES TR CORE S&P US GWT 464287671   100,126,033 697,548 SH   SOLE 0 0 0 697,548
ISHARES TR RUSSELL 3000 ETF 464287689   667,147 1,940 SH   SOLE 0 0 0 1,940
ISHARES TR MSCI EAFE MIN VL 46429B689   14,335,545 195,680 SH   SOLE 0 0 0 195,680
ISHARES TR 3 7 YR TREAS BD 464288661   77,272,774 666,834 SH   SOLE 0 0 0 666,834
ISHARES TR CALIF MUN BD ETF 464288356   65,408,994 1,148,937 SH   SOLE 0 0 0 1,148,937
ISHARES TR CORE DIV GRWTH 46434V621   261,916 4,139 SH   SOLE 0 0 0 4,139
ISHARES TR TRS FLT RT BD 46434V860   29,886,207 591,221 SH   SOLE 0 0 0 591,221
ISHARES TR NEW YORK MUN ETF 464288323   19,866,070 371,537 SH   SOLE 0 0 0 371,537
ISHARES TR RUS 2000 VAL ETF 464287630   43,269,288 258,958 SH   SOLE 0 0 0 258,958
ISHARES TR ESG AWR US AGRGT 46435U549   10,070,409 215,456 SH   SOLE 0 0 0 215,456
ISHARES TR MSCI USA MIN VOL 46429B697   35,005,365 377,579 SH   SOLE 0 0 0 377,579
ISHARES TR ESG AW MSCI EAFE 46435G516   3,281,820 41,162 SH   SOLE 0 0 0 41,162
ISHARES TR MSCI USA QLT FCT 46432F339   438,519,609 2,397,461 SH   SOLE 0 0 0 2,397,461
ISHARES TR NATIONAL MUN ETF 464288414   165,395,708 1,549,955 SH   SOLE 0 0 0 1,549,955
ISHARES TR CORE US AGGBD ET 464287226   8,211,760 84,258 SH   SOLE 0 0 0 84,258
ISHARES TR ESG AWR MSCI USA 46435G425   7,517,116 57,043 SH   SOLE 0 0 0 57,043
ISHARES TR CORE S&P TTL STK 464287150   60,763,581 459,460 SH   SOLE 0 0 0 459,460
ISHARES TR CORE MSCI EAFE 46432F842   55,935,256 756,086 SH   SOLE 0 0 0 756,086
ISHARES TR RUSSELL 2000 ETF 464287655   519,062 2,297 SH   SOLE 0 0 0 2,297
ISHARES TR RUS 1000 ETF 464287622   917,427 2,767 SH   SOLE 0 0 0 2,767
ISHARES TR CORE S&P500 ETF 464287200   3,544,055 5,870 SH   SOLE 0 0 0 5,870
ISHARES TR RUS MID CAP ETF 464287499   231,414 2,511 SH   SOLE 0 0 0 2,511
ISHARES TR CORE S&P MCP ETF 464287507   363,496 5,675 SH   SOLE 0 0 0 5,675
ISHARES TR RUS 1000 GRW ETF 464287614   376,277 922 SH   SOLE 0 0 0 922
ISHARES TR ESG AWRE USD ETF 46435G193   2,538,578 111,195 SH   SOLE 0 0 0 111,195
ISHARES TR EAFE GRWTH ETF 464288885   151,821,698 1,495,780 SH   SOLE 0 0 0 1,495,780
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   17,121,440 286,312 SH   SOLE 0 0 0 286,312
JOHNSON & JOHNSON COM 478160104   246,602 1,611 SH   SOLE 0 0 0 1,611
JPMORGAN CHASE & CO. COM 46625H100   848,319 3,076 SH   SOLE 0 0 0 3,076
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   246,775 9,046 SH   SOLE 0 0 0 9,046
MASTERCARD INCORPORATED CL A 57636Q104   224,485 399 SH   SOLE 0 0 0 399
MCDONALDS CORP COM 580135101   260,038 884 SH   SOLE 0 0 0 884
MERCK & CO INC COM 58933Y105   275,911 3,161 SH   SOLE 0 0 0 3,161
META PLATFORMS INC CL A 30303M102   8,224,638 11,511 SH   SOLE 0 0 0 11,511
MICROSOFT CORP COM 594918104   2,147,786 5,242 SH   SOLE 0 0 0 5,242
NETFLIX INC COM 64110L106   1,236,867 1,220 SH   SOLE 0 0 0 1,220
NEXTERA ENERGY INC COM 65339F101   373,026 5,464 SH   SOLE 0 0 0 5,464
NVIDIA CORPORATION COM 67066G104   4,388,217 33,797 SH   SOLE 0 0 0 33,797
ORACLE CORP COM 68389X105   459,932 2,636 SH   SOLE 0 0 0 2,636
PALANTIR TECHNOLOGIES INC CL A 69608A108   426,957 3,852 SH   SOLE 0 0 0 3,852
PARSONS CORP DEL COM 70202L102   2,534,877 32,959 SH   SOLE 0 0 0 32,959
PEPSICO INC COM 713448108   239,692 1,658 SH   SOLE 0 0 0 1,658
PROCTER AND GAMBLE CO COM 742718109   263,092 1,566 SH   SOLE 0 0 0 1,566
RTX CORPORATION COM 75513E101   238,222 1,862 SH   SOLE 0 0 0 1,862
SALESFORCE INC COM 79466L302   500,778 1,537 SH   SOLE 0 0 0 1,537
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,587,970 68,095 SH   SOLE 0 0 0 68,095
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,843,386 146,189 SH   SOLE 0 0 0 146,189
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,073,069 108,131 SH   SOLE 0 0 0 108,131
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   245,683 9,009 SH   SOLE 0 0 0 9,009
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   812,272 30,491 SH   SOLE 0 0 0 30,491
SCHWAB STRATEGIC TR US TIPS ETF 808524870   213,057 8,116 SH   SOLE 0 0 0 8,116
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,194,011 50,063 SH   SOLE 0 0 0 50,063
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   561,543 22,967 SH   SOLE 0 0 0 22,967
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   269,993 9,959 SH   SOLE 0 0 0 9,959
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   428,517 1,841 SH   SOLE 0 0 0 1,841
SHOPIFY INC CL A 82509L107   206,988 1,763 SH   SOLE 0 0 0 1,763
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   28,554,093 797,155 SH   SOLE 0 0 0 797,155
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   9,204,492 234,928 SH   SOLE 0 0 0 234,928
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,612,067 4,348 SH   SOLE 0 0 0 4,348
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,421,751 27,753 SH   SOLE 0 0 0 27,753
SPDR SER TR BLOOMBERG INVT 78468R200   30,558,958 993,464 SH   SOLE 0 0 0 993,464
SPDR SER TR NUVEEN BLMBRG MU 78468R721   330,565 7,216 SH   SOLE 0 0 0 7,216
SPDR SER TR PORTFOLIO AGRGTE 78464A649   9,997,101 397,499 SH   SOLE 0 0 0 397,499
SPDR SER TR PORTFOLI S&P1500 78464A805   10,633,884 145,192 SH   SOLE 0 0 0 145,192
SPDR SER TR PRTFLO S&P500 VL 78464A508   37,977,672 728,798 SH   SOLE 0 0 0 728,798
SPDR SER TR PORTFOLIO S&P500 78464A854   2,052,691 29,042 SH   SOLE 0 0 0 29,042
SPDR SER TR PORTFOLIO S&P400 78464A847   143,937,172 2,560,704 SH   SOLE 0 0 0 2,560,704
SYSCO CORP COM 871829107   761,560 10,708 SH   SOLE 0 0 0 10,708
TESLA INC COM 88160R101   1,733,354 4,793 SH   SOLE 0 0 0 4,793
THE CIGNA GROUP COM 125523100   231,164 806 SH   SOLE 0 0 0 806
UNION PAC CORP COM 907818108   236,303 976 SH   SOLE 0 0 0 976
UNITEDHEALTH GROUP INC COM 91324P102   815,379 1,547 SH   SOLE 0 0 0 1,547
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   350,314,943 4,842,617 SH   SOLE 0 0 0 4,842,617
VANGUARD INDEX FDS SMALL CP ETF 922908751   214,021 864 SH   SOLE 0 0 0 864
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   379,482 4,141 SH   SOLE 0 0 0 4,141
VANGUARD INDEX FDS MID CAP ETF 922908629   644,624 2,333 SH   SOLE 0 0 0 2,333
VANGUARD INDEX FDS VALUE ETF 922908744   297,910,342 1,690,751 SH   SOLE 0 0 0 1,690,751
VANGUARD INDEX FDS GROWTH ETF 922908736   5,335,255 12,739 SH   SOLE 0 0 0 12,739
VANGUARD INDEX FDS TOTAL STK MKT 922908769   562,557,968 1,887,778 SH   SOLE 0 0 0 1,887,778
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   237,749 1,443 SH   SOLE 0 0 0 1,443
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,409,094 7,088 SH   SOLE 0 0 0 7,088
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,681,161 21,154 SH   SOLE 0 0 0 21,154
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,018,999 24,672 SH   SOLE 0 0 0 24,672
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   97,997,694 2,183,549 SH   SOLE 0 0 0 2,183,549
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   314,817 2,706 SH   SOLE 0 0 0 2,706
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   221,384 1,825 SH   SOLE 0 0 0 1,825
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,780,845 63,278 SH   SOLE 0 0 0 63,278
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   27,827,119 553,994 SH   SOLE 0 0 0 553,994
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   103,002,589 1,277,314 SH   SOLE 0 0 0 1,277,314
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   29,767,059 511,637 SH   SOLE 0 0 0 511,637
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   576,961 5,493 SH   SOLE 0 0 0 5,493
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   565,092 2,800 SH   SOLE 0 0 0 2,800
VANGUARD STAR FDS VG TL INTL STK F 921909768   369,266 6,019 SH   SOLE 0 0 0 6,019
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   401,082,044 7,988,091 SH   SOLE 0 0 0 7,988,091
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   360,518 2,725 SH   SOLE 0 0 0 2,725
VANGUARD WORLD FD MEGA GRWTH IND 921910816   102,972,451 295,312 SH   SOLE 0 0 0 295,312
VANGUARD WORLD FD INF TECH ETF 92204A702   362,547 584 SH   SOLE 0 0 0 584
VANGUARD WORLD FD ESG US STK ETF 921910733   40,499,402 376,423 SH   SOLE 0 0 0 376,423
VANGUARD WORLD FD ESG INTL STK ETF 921910725   20,925,816 354,855 SH   SOLE 0 0 0 354,855
VEEVA SYS INC CL A COM 922475108   310,733 1,310 SH   SOLE 0 0 0 1,310
VISA INC COM CL A 92826C839   586,459 1,685 SH   SOLE 0 0 0 1,685
WALMART INC COM 931142103   729,852 7,216 SH   SOLE 0 0 0 7,216
WASTE MGMT INC DEL COM 94106L109   241,399 1,073 SH   SOLE 0 0 0 1,073