The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 42 12,300 SH   SOLE   0 0 12,300
AMAZON COM INC COM 023135106 216 111 SH   SOLE   0 0 111
AMPLIFY ETF TR HIGH INCOME 032108847 211 16,549 SH   SOLE   0 0 16,549
APPLE INC COM 037833100 679 2,670 SH   SOLE   0 0 2,670
AUTOMATIC DATA PROCESSING IN COM 053015103 239 1,745 SH   SOLE   0 0 1,745
COCA COLA CO COM 191216100 362 8,175 SH   SOLE   0 0 8,175
CORTEVA INC COM 22052L104 6,106 259,830 SH   SOLE   0 0 259,830
DOW INC COM 260557103 15,620 534,202 SH   SOLE   0 0 534,202
DUPONT DE NEMOURS INC COM 26614N102 15,315 449,119 SH   SOLE   0 0 449,119
FIRST TRUST SPECIALTY FINANC COM BEN INTR 33733G109 91 43,727 SH   SOLE   0 0 43,727
GENERAL ELECTRIC CO COM 369604103 176 22,202 SH   SOLE   0 0 22,202
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 245 12,690 SH   SOLE   0 0 12,690
INTEL CORP COM 458140100 221 4,084 SH   SOLE   0 0 4,084
ISHARES TR CHINA LG-CAP ETF 464287184 38 1,012 SH   SOLE   0 0 1,012
ISHARES TR CORE US AGGBD ET 464287226 214 1,858 SH   SOLE   0 0 1,858
ISHARES TR MSCI EMG MKT ETF 464287234 28 811 SH   SOLE   0 0 811
ISHARES TR IBOXX INV CP ETF 464287242 12 98 SH   SOLE   0 0 98
ISHARES TR S&P 500 GRWT ETF 464287309 46 277 SH   SOLE   0 0 277
ISHARES TR RUS MDCP VAL ETF 464287473 29 460 SH   SOLE   0 0 460
ISHARES TR RUS MD CP GR ETF 464287481 41 334 SH   SOLE   0 0 334
ISHARES TR CORE S&P MCP ETF 464287507 8 54 SH   SOLE   0 0 54
ISHARES TR U.S. CNSM SV ETF 464287580 27 151 SH   SOLE   0 0 151
ISHARES TR RUS 1000 GRW ETF 464287614 35 234 SH   SOLE   0 0 234
ISHARES TR RUS 1000 ETF 464287622 86 606 SH   SOLE   0 0 606
ISHARES TR RUS 2000 GRW ETF 464287648 26 165 SH   SOLE   0 0 165
ISHARES TR RUSSELL 2000 ETF 464287655 70 613 SH   SOLE   0 0 613
ISHARES TR CORE S&P US VLU 464287663 132 2,863 SH   SOLE   0 0 2,863
ISHARES TR U.S. ENERGY ETF 464287796 18 1,154 SH   SOLE   0 0 1,154
ISHARES TR CORE S&P SCP ETF 464287804 2 34 SH   SOLE   0 0 34
ISHARES TR MSCI ACWI ETF 464288257 886 14,168 SH   SOLE   0 0 14,168
ISHARES TR GLB INFRASTR ETF 464288372 5 140 SH   SOLE   0 0 140
ISHARES TR NATIONAL MUN ETF 464288414 155 1,370 SH   SOLE   0 0 1,370
ISHARES TR IBOXX HI YD ETF 464288513 70 909 SH   SOLE   0 0 909
ISHARES TR EAFE VALUE ETF 464288877 64 1,785 SH   SOLE   0 0 1,785
ISHARES TR EDGE MSCI USA VL 46432F388 1,581 25,100 SH   SOLE   0 0 25,100
ISHARES TR MLTFCTR INTL SML 46434V266 385 16,847 SH   SOLE   0 0 16,847
ISHARES TR MULTIFACTOR INTL 46434V274 224 11,032 SH   SOLE   0 0 11,032
ISHARES TR MULTIFACTOR USA 46434V290 114 3,836 SH   SOLE   0 0 3,836
ISHARES TR MULTIFACTOR GLBL 46434V316 124 5,166 SH   SOLE   0 0 5,166
ISHARES TR YLD OPTIM BD 46434V787 295 11,949 SH   SOLE   0 0 11,949
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 108 2,500 SH   SOLE   0 0 2,500
J P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 96 2,421 SH   SOLE   0 0 2,421
J P MORGAN EXCHANGE-TRADED F DIV RTN EU ETF 46641Q605 334 7,386 SH   SOLE   0 0 7,386
J P MORGAN EXCHANGE-TRADED F GLOBAL BD OPRT 46641Q852 0 10 SH   SOLE   0 0 10
JOHNSON & JOHNSON COM 478160104 242 1,849 SH   SOLE   0 0 1,849
JPMORGAN CHASE & CO COM 46625H100 245 2,726 SH   SOLE   0 0 2,726
LILLY ELI & CO COM 532457108 829 5,974 SH   SOLE   0 0 5,974
LINCOLN NATL CORP IND COM 534187109 256 9,737 SH   SOLE   0 0 9,737
MICROSOFT CORP COM 594918104 832 5,276 SH   SOLE   0 0 5,276
PIMCO CORPORATE & INCOME OPP COM 72201B101 266 20,594 SH   SOLE   0 0 20,594
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 24,222 400,827 SH   SOLE   0 0 400,827
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1 13 SH   SOLE   0 0 13
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,106 21,379 SH   SOLE   0 0 21,379
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 80 907 SH   SOLE   0 0 907
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 103 1,053 SH   SOLE   0 0 1,053
SELECT SECTOR SPDR TR ENERGY 81369Y506 112 3,846 SH   SOLE   0 0 3,846
SPDR S&P 500 ETF TR TR UNIT 78462F103 433 1,681 SH   SOLE   0 0 1,681
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 227 4,731 SH   SOLE   0 0 4,731
TCF FINANCIAL CORPORATION NE COM 872307103 202 8,897 SH   SOLE   0 0 8,897
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8 118 SH   SOLE   0 0 118
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,932 131,345 SH   SOLE   0 0 131,345
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,772 75,994 SH   SOLE   0 0 75,994
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 86 2,087 SH   SOLE   0 0 2,087
VANGUARD STAR FDS VG TL INTL STK F 921909768 228 5,435 SH   SOLE   0 0 5,435
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 1,208 21,384 SH   SOLE   0 0 21,384
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 91 829 SH   SOLE   0 0 829
VANGUARD WORLD FDS INF TECH ETF 92204A702 156 737 SH   SOLE   0 0 737
WISDOMTREE TR INTK MLTIFACTR 97717Y774 1,946 92,845 SH   SOLE   0 0 92,845
WISDOMTREE TR EMGRING MKTS 97717Y782 103 5,840 SH   SOLE   0 0 5,840