The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 9,130 30,971 SH   SOLE   0 0 30,971
ALPHABET INC CAP STK CL A 02079K305 9,010 3,690 SH   SOLE   0 0 3,690
AMAZON COM INC COM 023135106 891 259 SH   SOLE   0 0 259
APPLE INC COM 037833100 13,620 99,448 SH   SOLE   0 0 99,448
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 549 1,974 SH   SOLE   0 0 1,974
BOXLIGHT CORP COM CL A 103197109 36 15,000 SH   SOLE   0 0 15,000
CANADIAN NATL RY CO COM 136375102 6,103 57,840 SH   SOLE   0 0 57,840
CARMAX INC COM 143130102 207 1,605 SH   SOLE   0 0 1,605
CATERPILLAR INC COM 149123101 7,881 36,213 SH   SOLE   0 0 36,213
CHEVRON CORP NEW COM 166764100 319 3,041 SH   SOLE   0 0 3,041
COCA COLA CO COM 191216100 5,725 105,797 SH   SOLE   0 0 105,797
COMCAST CORP NEW CL A 20030N101 3,459 60,665 SH   SOLE   0 0 60,665
CUMMINS INC COM 231021106 6,924 28,401 SH   SOLE   0 0 28,401
CVS HEALTH CORP COM 126650100 5,246 62,874 SH   SOLE   0 0 62,874
DIAGEO PLC SPON ADR NEW 25243Q205 6,380 33,282 SH   SOLE   0 0 33,282
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,407 89,211 SH   SOLE   0 0 89,211
DISNEY WALT CO COM 254687106 7,529 42,837 SH   SOLE   0 0 42,837
DOW INC COM 260557103 203 3,205 SH   SOLE   0 0 3,205
EXXON MOBIL CORP COM 30231G102 402 6,373 SH   SOLE   0 0 6,373
FIFTH THIRD BANCORP COM 316773100 259 6,777 SH   SOLE   0 0 6,777
FULTON FINL CORP PA COM 360271100 245 15,512 SH   SOLE   0 0 15,512
GOLDMAN SACHS GROUP INC COM 38141G104 8,067 21,256 SH   SOLE   0 0 21,256
INTEL CORP COM 458140100 6,322 112,611 SH   SOLE   0 0 112,611
ISHARES TR CORE S&P500 ETF 464287200 1,154 2,685 SH   SOLE   0 0 2,685
ISHARES TR CORE US AGGBD ET 464287226 2,192 19,007 SH   SOLE   0 0 19,007
ISHARES TR MSCI ACWI ETF 464288257 4,229 41,791 SH   SOLE   0 0 41,791
ISHARES TR CALIF MUN BD ETF 464288356 205 3,272 SH   SOLE   0 0 3,272
ISHARES TR NATIONAL MUN ETF 464288414 315 2,686 SH   SOLE   0 0 2,686
ISHARES TR IBONDS DEC23 ETF 46434VAX8 264 10,127 SH   SOLE   0 0 10,127
ISHARES TR IBONDS DEC24 ETF 46434VBG4 318 12,059 SH   SOLE   0 0 12,059
ISHARES TR IBONDS 24 TRM TS 46436E874 214 8,349 SH   SOLE   0 0 8,349
JOHNSON & JOHNSON COM 478160104 6,181 37,522 SH   SOLE   0 0 37,522
LOWES COS INC COM 548661107 3,159 16,285 SH   SOLE   0 0 16,285
MASTERCARD INCORPORATED CL A 57636Q104 576 1,578 SH   SOLE   0 0 1,578
MCDONALDS CORP COM 580135101 7,287 31,548 SH   SOLE   0 0 31,548
MICROSOFT CORP COM 594918104 208 767 SH   SOLE   0 0 767
NOVO-NORDISK A S ADR 670100205 7,159 85,457 SH   SOLE   0 0 85,457
PEPSICO INC COM 713448108 303 2,046 SH   SOLE   0 0 2,046
PFIZER INC COM 717081103 5,110 130,492 SH   SOLE   0 0 130,492
PROCTER AND GAMBLE CO COM 742718109 6,837 50,674 SH   SOLE   0 0 50,674
QUEST DIAGNOSTICS INC COM 74834L100 5,595 42,399 SH   SOLE   0 0 42,399
SMITH A O CORP COM 831865209 5,889 81,719 SH   SOLE   0 0 81,719
SPDR GOLD TR GOLD SHS 78463V107 315 1,900 SH   SOLE   0 0 1,900
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 217 1,805 SH   SOLE   0 0 1,805
TRUIST FINL CORP COM 89832Q109 237 4,274 SH   SOLE   0 0 4,274
UNITED PARCEL SERVICE INC CL B 911312106 3,920 18,850 SH   SOLE   0 0 18,850
VERIZON COMMUNICATIONS INC COM 92343V104 4,352 77,670 SH   SOLE   0 0 77,670
WALMART INC COM 931142103 5,727 40,611 SH   SOLE   0 0 40,611
WASTE MGMT INC DEL COM 94106L109 7,907 56,437 SH   SOLE   0 0 56,437