The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 1,615 26,472 SH   DFND   22,572 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 87 1,420 SH   OTR   1,420 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,698 18,329 SH   DFND   18,329 0 0
ABBVIE INC COMMON STOCK 00287Y109 124 1,341 SH   OTR   1,341 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 1,160 15,200 SH   DFND   15,200 0 0
ADOBE SYS INC COMMON STOCK 00724F101 7,486 30,705 SH   DFND   21,505 0 9,200
ADOBE SYS INC COMMON STOCK 00724F101 18 75 SH   OTR   75 0 0
AETNA INC COMMON STOCK 00817Y108 428 2,335 SH   DFND   2,335 0 0
AFLAC INC COMMON STOCK 001055102 3,661 85,090 SH   DFND   85,090 0 0
AFLAC INC COMMON STOCK 001055102 192 4,460 SH   OTR   4,460 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 1,606 25,970 SH   DFND   16,195 0 9,775
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,244 7,985 SH   DFND   7,985 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 9 60 SH   OTR   60 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 291 850 SH   DFND   0 0 850
ALLIANT ENERGY CORP COMMON STOCK 018802108 1,292 30,530 SH   DFND   30,530 0 0
ALLY FINANCIAL INC COMMON STOCK 02005N100 591 22,500 SH   DFND   0 0 22,500
ALPHABET INC CL A COMMON STOCK 02079K305 7,363 6,521 SH   DFND   5,321 0 1,200
ALPHABET INC CL A COMMON STOCK 02079K305 136 120 SH   OTR   120 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 907 813 SH   DFND   263 0 550
ALPHABET INC CL C COMMON STOCK 02079K107 49 44 SH   OTR   44 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 159 2,802 SH   DFND   2,802 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 416 7,325 SH   OTR   7,325 0 0
AMAZON COM INC COMMON STOCK 023135106 9,449 5,559 SH   DFND   3,859 0 1,700
AMAZON COM INC COMMON STOCK 023135106 379 223 SH   OTR   223 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,182 12,058 SH   DFND   12,058 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 74 760 SH   OTR   760 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 963 11,280 SH   DFND   11,280 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 31 360 SH   OTR   360 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 401 4,700 SH   DFND   4,700 0 0
AMGEN INC COMMON STOCK 031162100 3,197 17,320 SH   DFND   17,320 0 0
AMGEN INC COMMON STOCK 031162100 64 345 SH   OTR   345 0 0
AMPHENOL CORP COMMON STOCK 032095101 680 7,801 SH   DFND   7,801 0 0
AMPHENOL CORP COMMON STOCK 032095101 31 350 SH   OTR   350 0 0
ANADARKO PETROLEUM CORP. COMMON STOCK 032511107 1,428 19,500 SH   DFND   19,500 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,230 12,820 SH   DFND   12,820 0 0
ANDEAVOR COMMON STOCK 03349M105 249 1,900 SH   DFND   0 0 1,900
ANTHEM INC COMMON STOCK 036752103 4,844 20,350 SH   DFND   20,350 0 0
APPLE INC COMMON STOCK 037833100 8,228 44,449 SH   DFND   35,699 0 8,750
APPLE INC COMMON STOCK 037833100 423 2,285 SH   OTR   2,285 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 2,293 65,173 SH   DFND   65,173 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 5 150 SH   OTR   150 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 898 11,930 SH   DFND   11,930 0 0
AT&T INC COMMON STOCK 00206R102 2,648 82,471 SH   DFND   73,496 0 8,975
AT&T INC COMMON STOCK 00206R102 491 15,280 SH   OTR   15,280 0 0
AUTOLIV INC COMMON STOCK 052800109 2,422 16,910 SH   DFND   16,910 0 0
AUTOLIV INC COMMON STOCK 052800109 221 1,545 SH   OTR   1,545 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 7,757 57,830 SH   DFND   57,830 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 40 300 SH   OTR   300 0 0
AUTOZONE INC COMMON STOCK 053332102 1,483 2,210 SH   DFND   2,210 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 2,006 19,650 SH   DFND   19,650 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2,616 92,812 SH   DFND   55,812 0 37,000
BANK OF AMERICA CORP COMMON STOCK 060505104 17 600 SH   OTR   600 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 603 11,180 SH   DFND   11,180 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,739 37,089 SH   DFND   37,089 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 78 1,055 SH   OTR   1,055 0 0
BB&T CORP COMMON STOCK 054937107 2,387 47,325 SH   DFND   47,325 0 0
BB&T CORP COMMON STOCK 054937107 60 1,190 SH   OTR   1,190 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 5,200 21,708 SH   DFND   21,708 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 179 749 SH   OTR   749 0 0
BEMIS CO COMMON STOCK 081437105 2,028 48,040 SH   DFND   48,040 0 0
BEMIS CO COMMON STOCK 081437105 7 175 SH   OTR   175 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3,214 17,221 SH   DFND   17,221 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 35 185 SH   OTR   185 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,128 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 1,877 3,762 SH   DFND   3,762 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 17 35 SH   OTR   35 0 0
BOEING CO COMMON STOCK 097023105 1,158 3,450 SH   DFND   3,450 0 0
BOEING CO COMMON STOCK 097023105 94 280 SH   OTR   280 0 0
BOK FINANCIAL CORPORATION COMMON STOCK 05561Q201 242 2,570 SH   DFND   2,570 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,349 24,385 SH   DFND   18,385 0 6,000
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 274 4,950 SH   OTR   4,950 0 0
BROADCOM INC COMMON STOCK 11135F101 1,335 5,500 SH   DFND   0 0 5,500
BROWN FORMAN CL B COMMON STOCK 115637209 770 15,716 SH   DFND   15,716 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 125 2,549 SH   OTR   2,549 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 492 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 591 12,925 SH   OTR   12,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 1,206 8,890 SH   DFND   8,890 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 248 1,825 SH   OTR   1,825 0 0
CELANESE CORP-A COMMON STOCK 150870103 1,000 9,000 SH   DFND   0 0 9,000
CELGENE CORP COMMON STOCK 151020104 367 4,620 SH   DFND   4,620 0 0
CELGENE CORP COMMON STOCK 151020104 60 750 SH   OTR   750 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 807 15,800 SH   DFND   0 0 15,800
CHEVRON CORPORATION COMMON STOCK 166764100 3,144 24,864 SH   DFND   20,914 0 3,950
CHEVRON CORPORATION COMMON STOCK 166764100 310 2,455 SH   OTR   2,455 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 804 15,120 SH   DFND   15,120 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 53 1,000 SH   OTR   1,000 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,443 103,263 SH   DFND   103,263 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 376 8,730 SH   OTR   8,730 0 0
CITRIX SYS INC COMMON STOCK 177376100 1,995 19,025 SH   DFND   19,025 0 0
CITRIX SYS INC COMMON STOCK 177376100 12 110 SH   OTR   110 0 0
CLOROX COMPANY COMMON STOCK 189054109 512 3,785 SH   DFND   3,785 0 0
CLOROX COMPANY COMMON STOCK 189054109 14 100 SH   OTR   100 0 0
COCA COLA CO COMMON STOCK 191216100 448 10,220 SH   DFND   10,220 0 0
COCA COLA CO COMMON STOCK 191216100 4 100 SH   OTR   100 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 2,962 45,705 SH   DFND   45,705 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 161 2,477 SH   OTR   2,477 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 6,965 212,293 SH   DFND   191,893 0 20,400
COMCAST CORP-CL A COMMON STOCK 20030N101 130 3,960 SH   OTR   3,960 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 299 4,290 SH   DFND   4,290 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 247 3,550 SH   OTR   3,550 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 505 6,476 SH   DFND   6,476 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 257 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,459 11,235 SH   DFND   9,035 0 2,200
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 89 405 SH   OTR   405 0 0
CORNING INC COMMON STOCK 219350105 1,492 54,230 SH   DFND   45,230 0 9,000
CORNING INC COMMON STOCK 219350105 153 5,550 SH   OTR   5,550 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 2,141 10,245 SH   DFND   5,145 0 5,100
COVANTA HOLDING CORP COMMON STOCK 22282E102 1,036 62,790 SH   DFND   62,790 0 0
CSX CORPORATION COMMON STOCK 126408103 1,528 23,950 SH   DFND   18,450 0 5,500
CSX CORPORATION COMMON STOCK 126408103 246 3,850 SH   OTR   3,850 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 2,709 25,025 SH   DFND   25,025 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 152 1,400 SH   OTR   1,400 0 0
CUMMINS INC COMMON STOCK 231021106 718 5,395 SH   DFND   5,395 0 0
CUMMINS INC COMMON STOCK 231021106 25 190 SH   OTR   190 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,674 26,009 SH   DFND   26,009 0 0
CVS HEALTH CORP COMMON STOCK 126650100 97 1,505 SH   OTR   1,505 0 0
CYANOTECH CORP COMMON STOCK 232437301 321 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 1,408 14,270 SH   DFND   14,270 0 0
DANAHER CORP COMMON STOCK 235851102 40 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,647 15,385 SH   DFND   15,385 0 0
DAVITA INC COMMON STOCK 23918K108 1,339 19,285 SH   DFND   19,285 0 0
DEERE & CO. COMMON STOCK 244199105 848 6,065 SH   DFND   3,865 0 2,200
DEERE & CO. COMMON STOCK 244199105 171 1,225 SH   OTR   1,225 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 614 9,000 SH   DFND   9,000 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 34 500 SH   OTR   500 0 0
DOWDUPONT INC COMMON STOCK 26078J100 3,771 57,200 SH   DFND   52,700 0 4,500
DOWDUPONT INC COMMON STOCK 26078J100 409 6,201 SH   OTR   6,201 0 0
DTE ENERGY CO COMMON STOCK 233331107 415 4,005 SH   DFND   4,005 0 0
DTE ENERGY CO COMMON STOCK 233331107 31 300 SH   OTR   300 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 422 5,340 SH   DFND   5,340 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 8 100 SH   OTR   100 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 954 13,810 SH   DFND   13,810 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 35 500 SH   OTR   500 0 0
EATON VANCE CORP COMMON STOCK 278265103 2,041 39,100 SH   DFND   39,100 0 0
EATON VANCE CORP COMMON STOCK 278265103 5 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 4,283 30,375 SH   DFND   28,575 0 1,800
ELI LILLY & CO COMMON STOCK 532457108 1,245 14,592 SH   DFND   11,492 0 3,100
ELI LILLY & CO COMMON STOCK 532457108 26 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 2,345 33,910 SH   DFND   33,910 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 164 2,375 SH   OTR   2,375 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 1,472 53,190 SH   DFND   53,190 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 40 1,450 SH   OTR   1,450 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 214 1,720 SH   DFND   1,720 0 0
EQT CORPORATION COMMON STOCK 26884L109 753 13,655 SH   DFND   13,655 0 0
EQT CORPORATION COMMON STOCK 26884L109 22 400 SH   OTR   400 0 0
EXELON CORP COMMON STOCK 30161N101 482 11,311 SH   DFND   111 0 11,200
EXELON CORP COMMON STOCK 30161N101 4 93 SH   OTR   93 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 2,388 28,860 SH   DFND   22,960 0 5,900
EXXONMOBIL CORP COMMON STOCK 30231G102 468 5,655 SH   OTR   5,655 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 5,204 26,780 SH   DFND   18,305 0 8,475
FACEBOOK INC-A COMMON STOCK 30303M102 112 575 SH   OTR   575 0 0
FACTSET COMMON STOCK 303075105 1,826 9,220 SH   DFND   9,220 0 0
FACTSET COMMON STOCK 303075105 134 675 SH   OTR   675 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 2,125 10,990 SH   DFND   10,990 0 0
FEDEX CORP COMMON STOCK 31428X106 150 660 SH   DFND   660 0 0
FEDEX CORP COMMON STOCK 31428X106 131 575 SH   OTR   575 0 0
FIRST SOLAR INC COMMON STOCK 336433107 250 4,755 SH   DFND   4,755 0 0
FIRST SOLAR INC COMMON STOCK 336433107 1 10 SH   OTR   10 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 90 1,210 SH   DFND   1,210 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 119 1,600 SH   OTR   1,600 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 196 9,405 SH   DFND   9,405 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 37 1,800 SH   OTR   1,800 0 0
FLUOR CORP NEW COMMON STOCK 343412102 574 11,760 SH   DFND   11,760 0 0
FORD MOTOR CO COMMON STOCK 345370860 184 16,620 SH   DFND   16,620 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,591 8,533 SH   DFND   8,533 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 129 694 SH   OTR   694 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 547 40,172 SH   DFND   40,172 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 40 2,960 SH   OTR   2,960 0 0
GENERAL MILLS COMMON STOCK 370334104 1,998 45,137 SH   DFND   45,137 0 0
GENERAL MILLS COMMON STOCK 370334104 37 825 SH   OTR   825 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 324 8,225 SH   DFND   8,225 0 0
GENTEX CORP COMMON STOCK 371901109 3,540 153,795 SH   DFND   153,795 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,215 17,155 SH   DFND   17,155 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1 10 SH   OTR   10 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 2,629 23,580 SH   DFND   23,580 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 470 2,130 SH   DFND   2,130 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 4 20 SH   OTR   20 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 1,214 26,940 SH   DFND   15,940 0 11,000
HALLIBURTON CO COM COMMON STOCK 406216101 27 600 SH   OTR   600 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 564 3,900 SH   DFND   3,900 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 76 525 SH   OTR   525 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 985 19,255 SH   DFND   8,255 0 11,000
HASBRO INC COM COMMON STOCK 418056107 1,018 11,025 SH   DFND   11,025 0 0
HASBRO INC COM COMMON STOCK 418056107 15 160 SH   OTR   160 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 782 11,435 SH   DFND   11,435 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 84 1,225 SH   OTR   1,225 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,506 7,721 SH   DFND   1,221 0 6,500
HOME DEPOT INC COM COMMON STOCK 437076102 33 170 SH   OTR   170 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,931 20,345 SH   DFND   12,345 0 8,000
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 63 440 SH   OTR   440 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 1,968 52,885 SH   DFND   52,885 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 71 1,900 SH   OTR   1,900 0 0
IBM CORPORATION COMMON STOCK 459200101 2,475 17,715 SH   DFND   17,715 0 0
IBM CORPORATION COMMON STOCK 459200101 229 1,638 SH   OTR   1,638 0 0
IDEXX LABS INC COMMON STOCK 45168D104 275 1,260 SH   DFND   1,260 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3,418 24,670 SH   DFND   20,970 0 3,700
ILLINOIS TOOL WORKS COMMON STOCK 452308109 183 1,323 SH   OTR   1,323 0 0
INTEL CORP COMMON STOCK 458140100 4,688 94,315 SH   DFND   94,315 0 0
INTEL CORP COMMON STOCK 458140100 378 7,610 SH   OTR   7,610 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104 809 11,000 SH   DFND   0 0 11,000
INTERNATIONAL PAPER COM COMMON STOCK 460146103 360 6,910 SH   DFND   6,910 0 0
INTUIT COMMON STOCK 461202103 545 2,670 SH   DFND   2,670 0 0
INTUIT COMMON STOCK 461202103 44 215 SH   OTR   215 0 0
ITT INC COMMON STOCK 45073V108 251 4,810 SH   DFND   4,810 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 5,152 81,145 SH   DFND   81,145 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 184 1,715 SH   DFND   1,715 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 134 1,250 SH   OTR   1,250 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,983 41,068 SH   DFND   38,908 0 2,160
JOHNSON & JOHNSON COMMON STOCK 478160104 787 6,487 SH   OTR   6,487 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,117 20,320 SH   DFND   16,720 0 3,600
JP MORGAN CHASE & CO COMMON STOCK 46625H100 448 4,304 SH   OTR   4,304 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 689 6,498 SH   DFND   6,498 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 4,146 39,355 SH   DFND   39,355 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 44 420 SH   OTR   420 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 495 27,993 SH   DFND   27,993 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 218 3,473 SH   DFND   3,473 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 2 33 SH   OTR   33 0 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 1,366 7,610 SH   DFND   7,610 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 249 1,440 SH   DFND   0 0 1,440
LOGMEIN INC COMMON STOCK 54142L109 502 4,860 SH   DFND   4,860 0 0
LOGMEIN INC COMMON STOCK 54142L109 1 10 SH   OTR   10 0 0
LOWES COS INC COMMON STOCK 548661107 887 9,285 SH   DFND   9,285 0 0
LOWES COS INC COMMON STOCK 548661107 191 2,000 SH   OTR   2,000 0 0
L3 TECHNOLOGIES INC COMMON STOCK 502413107 476 2,475 SH   DFND   2,475 0 0
M & T BK CORP COMMON STOCK 55261F104 4,238 24,905 SH   DFND   24,905 0 0
M & T BK CORP COMMON STOCK 55261F104 41 239 SH   OTR   239 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 1,336 19,340 SH   DFND   19,340 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 183 2,650 SH   OTR   2,650 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 2,729 38,895 SH   DFND   38,895 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 147 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 2,673 13,600 SH   DFND   13,600 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 118 600 SH   OTR   600 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,565 16,369 SH   DFND   16,369 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 259 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,297 9,720 SH   DFND   9,720 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,943 64,964 SH   DFND   57,714 0 7,250
MERCK & CO INC COMMON STOCK 58933Y105 253 4,175 SH   OTR   4,175 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 437 755 SH   DFND   755 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 508 5,590 SH   DFND   5,590 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 9 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1,049 20,000 SH   DFND   0 0 20,000
MICROSOFT CORP COMMON STOCK 594918104 7,175 72,757 SH   DFND   69,557 0 3,200
MICROSOFT CORP COMMON STOCK 594918104 945 9,581 SH   OTR   9,581 0 0
MIDDLEBY CORP COMMON STOCK 596278101 830 7,950 SH   DFND   7,950 0 0
MOLSON COORS-B COMMON STOCK 60871R209 288 4,240 SH   DFND   4,240 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 347 8,464 SH   DFND   1,964 0 6,500
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 4 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 378 6,600 SH   DFND   0 0 6,600
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 695 5,970 SH   DFND   5,970 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 2,520 60,020 SH   DFND   60,020 0 0
NETFLIX INC COMMON STOCK 64110L106 561 1,433 SH   DFND   1,433 0 0
NETFLIX INC COMMON STOCK 64110L106 8 20 SH   OTR   20 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,803 16,780 SH   DFND   16,780 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 125 750 SH   OTR   750 0 0
NIKE INC CLASS B COMMON STOCK 654106103 4,549 57,090 SH   DFND   57,090 0 0
NIKE INC CLASS B COMMON STOCK 654106103 167 2,090 SH   OTR   2,090 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 85 275 SH   DFND   275 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 146 475 SH   OTR   475 0 0
NUCOR CORP COMMON STOCK 670346105 344 5,500 SH   DFND   0 0 5,500
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OCCIDENTAL PETE CORP COMMON STOCK 674599105 186 2,225 SH   OTR   2,225 0 0
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OMNICOM GROUP INC COMMON STOCK 681919106 30 390 SH   OTR   390 0 0
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SYSCO CORP COMMON STOCK 871829107 397 5,819 SH   OTR   5,819 0 0
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THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 5,572 26,900 SH   DFND   26,900 0 0
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TWENTY-FIRST CENTURY FOX INC C COMMON STOCK 90130A101 447 9,000 SH   DFND   0 0 9,000
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UNION PAC CORP COM COMMON STOCK 907818108 3,038 21,440 SH   DFND   21,440 0 0
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UNITED FINANCIAL BANCORP INC COMMON STOCK 910304104 208 11,857 SH   DFND   11,857 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 1,504 14,160 SH   DFND   14,160 0 0
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UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4,780 19,485 SH   DFND   15,035 0 4,450
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 325 1,325 SH   OTR   1,325 0 0
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UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 1 10 SH   OTR   10 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104 508 10,102 SH   OTR   10,102 0 0
VISA INC CL A COMMON STOCK 92826C839 2,217 16,735 SH   DFND   12,335 0 4,400
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VOYA FINANCIAL, INC. COMMON STOCK 929089100 380 8,075 SH   DFND   0 0 8,075
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WALT DISNEY COMPANY COMMON STOCK 254687106 69 655 SH   OTR   655 0 0
WASHINGTON TRUST BANCORP COMMON STOCK 940610108 392 6,750 SH   DFND   6,750 0 0
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WELLS FARGO & CO COMMON STOCK 949746101 207 3,732 SH   OTR   3,732 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 1,493 19,291 SH   DFND   19,291 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 42 545 SH   OTR   545 0 0
WESTERN UNION CO COMMON STOCK 959802109 548 26,945 SH   DFND   26,945 0 0
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WHIRLPOOL CORPORATION COM COMMON STOCK 963320106 4 25 SH   OTR   25 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96949L105 26 636 SH   DFND   636 0 0
WILLIAMS PARTNERS LP COMMON STOCK 96949L105 187 4,610 SH   OTR   4,610 0 0
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WYNDHAM DESTINATIONS INC COMMON STOCK 98310W108 1,184 26,755 SH   DFND   26,755 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 1,047 17,805 SH   DFND   17,805 0 0
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YUM! BRANDS INC COMMON STOCK 988498101 98 1,255 SH   OTR   1,255 0 0
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3M CO COMMON STOCK 88579Y101 64 325 SH   OTR   325 0 0
ANHEUSER-BUSCH INVEV SPONS ADR COMMON STOCK 03524A108 252 2,501 SH   DFND   2,501 0 0
BANK OF NOVA SCOTIA HALIFAX COMMON STOCK 064149107 371 6,475 SH   DFND   6,475 0 0
BANK OF NOVA SCOTIA HALIFAX COMMON STOCK 064149107 19 325 SH   OTR   325 0 0
BHP BILLITON LTD ADR COMMON STOCK 088606108 430 8,590 SH   DFND   8,590 0 0
BHP BILLITON LTD ADR COMMON STOCK 088606108 5 100 SH   OTR   100 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 266 5,825 SH   OTR   5,825 0 0
BRITISH AMERN TOB PLC SPONS AD COMMON STOCK 110448107 328 6,492 SH   DFND   6,492 0 0
CHINA MOBILE LIMITED SPONS ADR COMMON STOCK 16941M109 337 7,590 SH   DFND   7,590 0 0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK 37733W105 282 6,995 SH   DFND   6,995 0 0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK 37733W105 5 125 SH   OTR   125 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 1,236 16,365 SH   DFND   16,365 0 0
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RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 313 5,650 SH   DFND   5,650 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 16 290 SH   OTR   290 0 0
ROYAL DUTCH-ADR A COMMON STOCK 780259206 1,524 22,020 SH   DFND   22,020 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 2,630 71,925 SH   DFND   64,725 0 7,200
TELEKOMUNIKASI INDONESIA ADR COMMON STOCK 715684106 1,460 56,150 SH   DFND   56,150 0 0
UNILEVER N V -NY SHARES COMMON STOCK 904784709 719 12,900 SH   DFND   12,900 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 221 4,000 SH   DFND   4,000 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 21 375 SH   OTR   375 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 505 3,500 SH   DFND   0 0 0
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SBA COMMUNICATIONS CORP CL A R OTHER 78410G104 248 1,500 SH   DFND   0 0 0
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ACCENTURE PLC CL A OTHER G1151C101 342 2,088 SH   OTR   2,088 0 0
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INGERSOLL-RAND PLC OTHER G47791101 1,127 12,560 SH   DFND   160 0 12,400
INVESCO LIMITED OTHER G491BT108 765 28,820 SH   DFND   520 0 28,300
MANULIFE FINANCIAL OTHER 56501R106 1,401 77,990 SH   DFND   77,990 0 0
MEDTRONIC PLC OTHER G5960L103 1,069 12,490 SH   DFND   12,490 0 0
MEDTRONIC PLC OTHER G5960L103 9 100 SH   OTR   100 0 0
ROWAN COMPANIES PLC OTHER G7665A101 266 16,420 SH   DFND   16,420 0 0
ROYAL CARIBBEAN CRUISES LTD OTHER V7780T103 285 2,755 SH   DFND   2,755 0 0
SCHLUMBERGER LTD OTHER 806857108 1,221 18,210 SH   DFND   13,560 0 4,650
SCHLUMBERGER LTD OTHER 806857108 118 1,757 SH   OTR   1,757 0 0
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TEEKAY CORP OTHER Y8564W103 79 10,175 SH   DFND   10,175 0 0
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ISHARES CORE MSCI EMERGING OTHER 46434G103 163 3,100 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 6,448 33,102 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 4,157 49,808 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 150 1,794 SH   OTR   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 1,076 29,715 SH   DFND   0 0 0
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ISHARES MSCI EAFE ETF OTHER 464287465 26 389 SH   OTR   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 1,543 24,600 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 2,761 63,720 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 11 250 SH   OTR   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 769 7,000 SH   DFND   0 0 0
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ISHARES RUSSELL MIDCAP ETF OTHER 464287499 233 1,100 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 1,668 10,972 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 11 70 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 1,227 8,532 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,425 11,737 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 2,596 15,853 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 135 825 SH   OTR   0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 2,088 55,375 SH   DFND   0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 238 6,300 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206 733 21,050 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 2,189 23,618 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 111 1,200 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 1,311 34,220 SH   DFND   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 35 925 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,709 4,813 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 520 1,465 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 948 3,495 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 237 874 SH   OTR   0 0 0
SPDR WELLS FARGO PREFERRED OTHER 78464A292 648 14,900 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 190 3,665 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 31 600 SH   OTR   0 0 0
VANECK VECTORS AGRIBUSINESS ET OTHER 92189F700 279 4,487 SH   DFND   0 0 0
VANGUARD ENERGY ETF OTHER 92204A306 215 2,050 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 1,075 19,160 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 10 175 SH   OTR   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 3,782 32,106 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 228 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 6,203 119,658 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 557 10,735 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 8,657 201,792 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 645 15,028 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 7,527 178,360 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 437 10,347 SH   OTR   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 1,203 20,706 SH   DFND   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 39 675 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 503 6,055 SH   DFND   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 272 1,725 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 112 1,800 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 157 2,525 SH   OTR   0 0 0
VANGUARD MATERIALS ETF OTHER 92204A801 220 1,675 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 2,541 31,200 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 372 4,572 SH   OTR   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 1,655 12,583 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 197 1,500 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 2,230 14,635 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 161 1,060 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 2,043 8,190 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 94 375 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 3,944 29,045 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 115 850 SH   OTR   0 0 0
VANGUARD TOTAL INTL STOCK ET OTHER 921909768 936 17,310 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 7,254 51,654 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 407 2,900 SH   OTR   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 1,384 32,285 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 21 495 SH   OTR   0 0 0
WISDOMTREE EMERGING MKTS S/C D OTHER 97717W281 799 16,750 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 2,921 40,602 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 112 1,550 SH   OTR   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 2,530 182,010 SH   DFND   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 21 1,500 SH   OTR   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 3,453 237,190 SH   DFND   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 30 2,090 SH   OTR   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 9,740 391,970 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 97 3,915 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 4,827 42,766 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 150 1,327 SH   OTR   0 0 0
ISHARES FLOATING RATE BOND ETF OTHER 46429B655 202 3,960 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 3,422 29,870 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 687 6,430 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 4,478 96,055 SH   DFND   0 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 250 2,083 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 92 10,488 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 7,134 71,680 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS HIGH Y OTHER 78464A417 1,584 44,640 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 1,619 52,660 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 139 4,520 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 4,033 147,785 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 143 5,240 SH   OTR   0 0 0
SPDR FTSE INTERNATIONAL GOVERN OTHER 78464A490 331 6,105 SH   DFND   0 0 0
SPDR FTSE INTERNATIONAL GOVERN OTHER 78464A490 11 200 SH   OTR   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 8,843 117,437 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 469 6,225 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 10,899 130,498 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 536 6,423 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 3,148 38,880 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 178 2,195 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 2,417 30,910 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 93 1,195 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 7,442 95,284 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 254 3,255 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 3,333 68,233 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 92 1,880 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,172 14,799 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 375 4,734 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,792 32,762 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 374 6,835 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND ETF OTHER 922907746 1,010 19,815 SH   DFND   0 0 0