The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VIRNETX HLDG CORP COM 92823T108 90 16,600 SH   SOLE   0 0 16,600
GAMESTOP CORP NEW CL A 36467W109 107 19,335 SH   SOLE   0 0 19,335
BLOOM ENERGY CORP COM CL A 093712107 112 34,474 SH   SOLE   0 0 34,474
FS KKR CAPITAL CORP COM 302635107 170 29,215 SH   SOLE   0 0 29,215
SPDR SERIES TRUST BLOOMBERG SRT TR 78468R408 203 7,500 SH   SOLE   0 0 7,500
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 207 2,336 SH   SOLE   0 0 2,336
US BANCORP DEL COM NEW 902973304 234 4,221 SH   SOLE   0 0 4,221
YUM CHINA HLDGS INC COM 98850P109 240 5,274 SH   SOLE   0 0 5,274
JOHNSON & JOHNSON COM 478160104 243 1,876 SH   SOLE   0 0 1,876
DOW INC COM 260557103 246 5,173 SH   SOLE   0 0 5,173
COCA COLA CO COM 191216100 249 4,570 SH   SOLE   0 0 4,570
SPDR SERIES TRUST S&P DIVID ETF 78464A763 255 2,489 SH   SOLE   0 0 2,489
CSX CORP COM 126408103 256 3,691 SH   SOLE   0 0 3,691
WELLS FARGO CO NEW COM 949746101 262 5,188 SH   SOLE   0 0 5,188
ISHARES TR RUS 1000 ETF 464287622 262 1,592 SH   SOLE   0 0 1,592
US XPRESS ENTERPRISES INC COM CL A 90338N202 263 54,550 SH   SOLE   0 0 54,550
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 267 10,634 SH   SOLE   0 0 10,634
DINE BRANDS GLOBAL INC COM 254423106 273 3,598 SH   SOLE   0 0 3,598
DXC TECHNOLOGY CO COM 23355L106 289 9,787 SH   SOLE   0 0 9,787
ALTRIA GROUP INC COM 02209S103 300 7,323 SH   SOLE   0 0 7,323
VERMILION ENERGY INC COM 923725105 301 17,999 SH   SOLE   0 0 17,999
ISHARES TR 1 3 YR TREAS BD 464287457 312 3,684 SH   SOLE   0 0 3,684
ALPHABET INC CAP STK CL C 02079K107 316 259 SH   SOLE   0 0 259
BRISTOL MYERS SQUIBB CO COM 110122108 325 6,415 SH   SOLE   0 0 6,415
ISHARES TR CORE US AGGBD ET 464287226 329 2,904 SH   SOLE   0 0 2,904
COPART INC COM 217204106 331 4,118 SH   SOLE   0 0 4,118
ABBVIE INC COM 00287Y109 347 4,583 SH   SOLE   0 0 4,583
AGILENT TECHNOLOGIES INC COM 00846U101 351 4,584 SH   SOLE   0 0 4,584
WALMART INC COM 931142103 365 3,073 SH   SOLE   0 0 3,073
HALLIBURTON CO COM 406216101 367 19,445 SH   SOLE   0 0 19,445
EXXON MOBIL CORP COM 30231G102 371 5,257 SH   SOLE   0 0 5,257
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 373 5,766 SH   SOLE   0 0 5,766
DUPONT DE NEMOURS INC COM 26614N102 378 5,296 SH   SOLE   0 0 5,296
ABBOTT LABS COM 002824100 379 4,533 SH   SOLE   0 0 4,533
LIVERAMP HLDGS INC COM 53815P108 390 9,076 SH   SOLE   0 0 9,076
HEWLETT PACKARD ENTERPRISE C COM 42824C109 393 25,934 SH   SOLE   0 0 25,934
ISHARES TR RUSSELL 2000 ETF 464287655 402 2,659 SH   SOLE   0 0 2,659
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 407 31,422 SH   SOLE   0 0 31,422
COMCAST CORP NEW CL A 20030N101 409 9,066 SH   SOLE   0 0 9,066
SYSCO CORP COM 871829107 436 5,486 SH   SOLE   0 0 5,486
SAREPTA THERAPEUTICS INC COM 803607100 455 6,042 SH   SOLE   0 0 6,042
E TRADE FINANCIAL CORP COM NEW 269246401 458 10,480 SH   SOLE   0 0 10,480
DIAGEO P L C SPON ADR NEW 25243Q205 459 2,806 SH   SOLE   0 0 2,806
ISHARES TR MSCI EAFE ETF 464287465 470 7,202 SH   SOLE   0 0 7,202
JPMORGAN CHASE & CO COM 46625H100 481 4,090 SH   SOLE   0 0 4,090
SPDR S&P 500 ETF TR TR UNIT 78462F103 486 1,637 SH   SOLE   0 0 1,637
HP INC COM 40434L105 491 25,934 SH   SOLE   0 0 25,934
ISHARES TR INTL SEL DIV ETF 464288448 496 16,136 SH   SOLE   0 0 16,136
WASTE MGMT INC DEL COM 94106L109 500 4,350 SH   SOLE   0 0 4,350
SPOTIFY TECHNOLOGY S A SHS L8681T102 516 4,528 SH   SOLE   0 0 4,528
TYSON FOODS INC CL A 902494103 517 6,000 SH   SOLE   0 0 6,000
SEMPRA ENERGY COM 816851109 529 3,584 SH   SOLE   0 0 3,584
BLUEPRINT MEDICINES CORP COM 09627Y109 540 7,345 SH   SOLE   0 0 7,345
ARCHER DANIELS MIDLAND CO COM 039483102 542 13,204 SH   SOLE   0 0 13,204
STATE STR CORP COM 857477103 569 9,605 SH   SOLE   0 0 9,605
NATIONAL GRID PLC SPONSORED ADR NE 636274409 569 10,508 SH   SOLE   0 0 10,508
SVB FINL GROUP COM 78486Q101 617 2,955 SH   SOLE   0 0 2,955
SALESFORCE COM INC COM 79466L302 622 4,187 SH   SOLE   0 0 4,187
CELGENE CORP COM 151020104 657 6,616 SH   SOLE   0 0 6,616
ISHARES TR RUS MID CAP ETF 464287499 660 11,794 SH   SOLE   0 0 11,794
TOTAL S A SPONSORED ADS 89151E109 675 12,981 SH   SOLE   0 0 12,981
YUM BRANDS INC COM 988498101 679 5,987 SH   SOLE   0 0 5,987
AMERICAN EXPRESS CO COM 025816109 710 6,003 SH   SOLE   0 0 6,003
LAS VEGAS SANDS CORP COM 517834107 725 12,549 SH   SOLE   0 0 12,549
INTEL CORP COM 458140100 728 14,135 SH   SOLE   0 0 14,135
ISHARES TR IBOXX INV CP ETF 464287242 738 5,787 SH   SOLE   0 0 5,787
ISHARES TR IBOXX HI YD ETF 464288513 751 8,620 SH   SOLE   0 0 8,620
VISTRA ENERGY CORP COM 92840M102 779 29,155 SH   SOLE   0 0 29,155
MYLAN N V SHS EURO N59465109 783 39,565 SH   SOLE   0 0 39,565
FLEXSHARES TR REAL ASST IDX 33939L738 855 28,677 SH   SOLE   0 0 28,677
ISHARES TR RUS 1000 VAL ETF 464287598 875 6,825 SH   SOLE   0 0 6,825
PEPSICO INC COM 713448108 888 6,475 SH   SOLE   0 0 6,475
AMAZON COM INC COM 023135106 899 518 SH   SOLE   0 0 518
VERIZON COMMUNICATIONS INC COM 92343V104 903 14,958 SH   SOLE   0 0 14,958
ISHARES US ETF TR IT RT HDG HGYL 46431W606 904 10,251 SH   SOLE   0 0 10,251
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 929 46,662 SH   SOLE   0 0 46,662
ISHARES TR RUSSELL 3000 ETF 464287689 936 5,387 SH   SOLE   0 0 5,387
GENERAL ELECTRIC CO COM 369604103 946 105,790 SH   SOLE   0 0 105,790
DISNEY WALT CO COM DISNEY 254687106 948 7,274 SH   SOLE   0 0 7,274
VICI PPTYS INC COM 925652109 964 42,550 SH   SOLE   0 0 42,550
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 973 15,100 SH   SOLE   0 0 15,100
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 988 18,045 SH   SOLE   0 0 18,045
ISHARES TR RUS 1000 GRW ETF 464287614 1,008 6,316 SH   SOLE   0 0 6,316
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,090 5,240 SH   SOLE   0 0 5,240
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 1,250 21,047 SH   SOLE   0 0 21,047
VANECK VECTORS ETF TR SHORT HIGH YIELD 92189F387 1,251 49,684 SH   SOLE   0 0 49,684
AT&T INC COM 00206R102 1,271 33,585 SH   SOLE   0 0 33,585
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,275 21,665 SH   SOLE   0 0 21,665
CIGNA CORP NEW COM 125523100 1,295 8,532 SH   SOLE   0 0 8,532
ISHARES TR CALIF MUN BD ETF 464288356 1,353 22,077 SH   SOLE   0 0 22,077
MERCK & CO INC COM 58933Y105 1,362 16,177 SH   SOLE   0 0 16,177
ALPHABET INC CAP STK CL A 02079K305 1,425 1,167 SH   SOLE   0 0 1,167
ISHARES TR 0-5YR HI YL CP 46434V407 1,475 31,721 SH   SOLE   0 0 31,721
PROSHARES TR INVT INT RT HG 74347B607 1,579 21,183 SH   SOLE   0 0 21,183
MICROSOFT CORP COM 594918104 1,623 11,672 SH   SOLE   0 0 11,672
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 1,633 49,478 SH   SOLE   0 0 49,478
ISHARES TR JPMORGAN USD EMG 464288281 1,711 15,092 SH   SOLE   0 0 15,092
INTERNATIONAL BUSINESS MACHS COM 459200101 1,727 11,876 SH   SOLE   0 0 11,876
CHEVRON CORP NEW COM 166764100 1,766 14,892 SH   SOLE   0 0 14,892
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,861 39,446 SH   SOLE   0 0 39,446
APPLE INC COM 037833100 1,919 8,570 SH   SOLE   0 0 8,570
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,945 27,391 SH   SOLE   0 0 27,391
3M CO COM 88579Y101 2,144 13,040 SH   SOLE   0 0 13,040
PROCTER & GAMBLE CO COM 742718109 2,179 17,515 SH   SOLE   0 0 17,515
CATERPILLAR INC DEL COM 149123101 2,231 17,660 SH   SOLE   0 0 17,660
INVESCO EXCHNG TRADED FD TR CALIF AMT MUN 46138E206 2,295 83,902 SH   SOLE   0 0 83,902
VANECK VECTORS ETF TR EMERGING MKTS HI 92189F353 2,328 100,429 SH   SOLE   0 0 100,429
MCDONALDS CORP COM 580135101 2,683 12,496 SH   SOLE   0 0 12,496
FLEXSHARES TR IBOXX 3R TARGT 33939L506 3,290 133,775 SH   SOLE   0 0 133,775
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537 3,350 126,208 SH   SOLE   0 0 126,208
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 4,123 113,250 SH   SOLE   0 0 113,250
ISHARES TR NATIONAL MUN ETF 464288414 4,129 36,184 SH   SOLE   0 0 36,184
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 5,595 77,089 SH   SOLE   0 0 77,089
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,575 94,293 SH   SOLE   0 0 94,293
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,317 164,787 SH   SOLE   0 0 164,787
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,924 374,266 SH   SOLE   0 0 374,266
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 12,951 228,286 SH   SOLE   0 0 228,286
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,545 232,647 SH   SOLE   0 0 232,647