The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,019 9,010 SH   DFND 1 0 0 9,010
ABBVIE INC COM 00287Y109   3,128 17,602 SH   DFND 1 0 0 17,602
ADOBE INC COM 00724F101   339 762 SH   DFND 1 0 0 762
ADVANCED MICRO DEVICES INC COM 007903107   1,517 12,559 SH   DFND 1 0 0 12,559
AIRBNB INC NOTE 3/1 009066AB7   662 705,375 PRN   DFND 1 0 0 705,375
ALCOA CORP COM 013872106   227 6,000 SH   DFND 1 0 0 6,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,032 12,173 SH   DFND 1 0 0 12,173
ALPHABET INC CAP STK CL C 02079K107   12,758 66,993 SH   DFND 1 0 0 66,993
ALPHABET INC CAP STK CL A 02079K305   1,750 9,245 SH   DFND 1 0 0 9,245
AMAZON COM INC COM 023135106   6,291 28,677 SH   DFND 1 0 0 28,677
AMERICAN EXPRESS CO COM 025816109   824 2,778 SH   DFND 1 0 0 2,778
APPLE INC COM 037833100   9,026 36,043 SH   DFND 1 0 0 36,043
APPLIED MATLS INC COM 038222105   511 3,141 SH   DFND 1 0 0 3,141
ARRAY TECHNOLOGIES INC COM SHS 04271T100   695 115,060 SH   DFND 1 0 0 115,060
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,492 2,152 SH   DFND 1 0 0 2,152
AUTODESK INC COM 052769106   500 1,690 SH   DFND 1 0 0 1,690
BAIDU INC SPON ADR REP A 056752108   2,023 23,993 SH   DFND 1 0 0 23,993
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,016 4,448 SH   DFND 1 0 0 4,448
BEST BUY INC COM 086516101   1,876 21,870 SH   DFND 1 0 0 21,870
BLACKSTONE INC COM 09260D107   315 1,828 SH   DFND 1 0 0 1,828
BOOKING HOLDINGS INC COM 09857L108   378 76 SH   DFND 1 0 0 76
BOSTON BEER INC CL A 100557107   548 1,828 SH   DFND 1 0 0 1,828
CHECK POINT SOFTWARE TECH LT ORD M22465104   6,263 33,545 SH   DFND 1 0 0 33,545
CISCO SYS INC COM 17275R102   5,885 99,407 SH   DFND 1 0 0 99,407
CITIGROUP INC COM NEW 172967424   661 9,385 SH   DFND 1 0 0 9,385
DISNEY WALT CO COM 254687106   505 4,539 SH   DFND 1 0 0 4,539
EDWARDS LIFESCIENCES CORP COM 28176E108   2,098 28,340 SH   DFND 1 0 0 28,340
ELI LILLY & CO COM 532457108   2,571 3,330 SH   DFND 1 0 0 3,330
EPAM SYS INC COM 29414B104   3,182 13,610 SH   DFND 1 0 0 13,610
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   11,261 110,344 SH   SOLE   110,344 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   1,145 9,615 SH   DFND 1 0 0 9,615
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   4,531 71,409 SH   DFND 1 0 0 71,409
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   8,762 36,000 SH   SOLE   36,000 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   7,465 85,000 SH   SOLE   85,000 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   774 3,185 SH   DFND 1 0 0 3,185
FIRST TR MORNINGSTAR DIVID L SHS 336917109   14,010 348,000 SH   SOLE   348,000 0 0
FIRST TR NASDAQ 100 TECH IND SHS 337345102   608 3,227 SH   DFND 1 0 0 3,227
GLOBAL X FDS CLOUD COMPUTNG 37954Y442   291 12,130 SH   DFND 1 0 0 12,130
GLOBAL X FDS US INFR DEV ETF 37954Y673   4,506 111,515 SH   DFND 1 0 0 111,515
GLOBAL X FDS DEFENSE TECH ETF 37960A529   1,284 34,330 SH   DFND 1 0 0 34,330
INMODE LTD SHS M5425M103   701 41,997 SH   DFND 1 0 0 41,997
INTEL CORP COM 458140100   1,248 62,242 SH   DFND 1 0 0 62,242
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   421 6,449 SH   DFND 1 0 0 6,449
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   13,289 266,000 SH   SOLE   266,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   346 1,977 SH   DFND 1 0 0 1,977
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530   215 4,600 SH   DFND 1 0 0 4,600
INVESCO QQQ TR UNIT SER 1 46090E103   16,871 33,000 SH   SOLE   33,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   28,529 55,805 SH   DFND 1 0 0 55,805
ISHARES TR CORE S&P500 ETF 464287200   34,209 58,100 SH   SOLE   58,100 0 0
ISHARES TR MSCI USA ESG SLC 464288802   13,770 113,250 SH   SOLE   113,250 0 0
ISHARES TR CORE MSCI INTL 46435G326   7,891 122,400 SH   SOLE   122,400 0 0
ISHARES TR CORE US AGGBD ET 464287226   918 9,472 PRN   DFND 1 0 0 9,472
ISHARES TR IBOXX INV CP ETF 464287242   7,398 69,243 PRN   DFND 1 0 0 69,243
ISHARES TR 7-10 YR TRSY BD 464287440   407 4,404 PRN   DFND 1 0 0 4,404
ISHARES TR CORE S&P MCP ETF 464287507   412 6,610 PRN   DFND 1 0 0 6,610
ISHARES TR EXPANDED TECH 464287515   10,567 105,547 SH   DFND 1 0 0 105,547
ISHARES TR ISHARES SEMICDTR 464287523   10,733 49,808 SH   DFND 1 0 0 49,808
ISHARES TR RUSSELL 2000 ETF 464287655   434 1,966 SH   DFND 1 0 0 1,966
ISHARES TR U.S. FIN SVC ETF 464287770   632 8,120 SH   DFND 1 0 0 8,120
ISHARES TR MSCI ACWI ETF 464288257   276 2,349 SH   DFND 1 0 0 2,349
ISHARES TR ISHS 1-5YR INVS 464288646   522 10,095 PRN   DFND 1 0 0 10,095
ISHARES TR 3 7 YR TREAS BD 464288661   1,412 12,217 PRN   DFND 1 0 0 12,217
ISHARES TR US HOME CONS ETF 464288752   398 3,851 SH   DFND 1 0 0 3,851
ISHARES TR U.S. INSRNCE ETF 464288786   429 3,390 SH   DFND 1 0 0 3,390
ISHARES TR U.S. MED DVC ETF 464288810   1,782 30,538 SH   DFND 1 0 0 30,538
ISHARES TR 0-5YR INVT GR CP 46434V100   309 6,210 PRN   DFND 1 0 0 6,210
JPMORGAN CHASE & CO. COM 46625H100   4,763 19,871 SH   DFND 1 0 0 19,871
KLA CORP COM NEW 482480100   9,094 14,432 SH   DFND 1 0 0 14,432
KULICKE & SOFFA INDS INC COM 501242101   905 19,385 SH   DFND 1 0 0 19,385
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   35 13,000 SH   DFND 1 0 0 13,000
LOCKHEED MARTIN CORP COM 539830109   267 550 SH   DFND 1 0 0 550
MASTERCARD INCORPORATED CL A 57636Q104   533 1,013 SH   DFND 1 0 0 1,013
MCDONALDS CORP COM 580135101   1,412 4,871 SH   DFND 1 0 0 4,871
MERCK & CO INC COM 58933Y105   2,023 20,334 SH   DFND 1 0 0 20,334
META PLATFORMS INC CL A 30303M102   2,456 4,195 SH   DFND 1 0 0 4,195
MICROSOFT CORP COM 594918104   15,312 36,327 SH   DFND 1 0 0 36,327
NETFLIX INC COM 64110L106   914 1,025 SH   DFND 1 0 0 1,025
NOVA LTD COM M7516K103   224 1,139 SH   DFND 1 0 0 1,139
NOVO-NORDISK A S ADR 670100205   741 8,610 SH   DFND 1 0 0 8,610
NVIDIA CORPORATION COM 67066G104   2,098 15,626 SH   DFND 1 0 0 15,626
ORACLE CORP COM 68389X105   1,992 11,955 SH   DFND 1 0 0 11,955
PALO ALTO NETWORKS INC COM 697435105   327 1,798 SH   DFND 1 0 0 1,798
PAYCOM SOFTWARE INC COM 70432V102   381 1,860 SH   DFND 1 0 0 1,860
PAYLOCITY HLDG CORP COM 70438V106   912 4,570 SH   DFND 1 0 0 4,570
PFIZER INC COM 717081103   3,160 119,118 SH   DFND 1 0 0 119,118
QUALCOMM INC COM 747525103   2,998 19,516 SH   DFND 1 0 0 19,516
SALESFORCE INC COM 79466L302   8,069 24,135 SH   DFND 1 0 0 24,135
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,616 412,000 SH   SOLE   412,000 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   13,139 504,000 SH   SOLE   504,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   11,429 83,075 SH   DFND 1 0 0 83,075
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   8,460 37,708 SH   DFND 1 0 0 37,708
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   14,191 293,622 SH   DFND 1 0 0 293,622
SELECT SECTOR SPDR TR INDL 81369Y704   5,995 45,501 SH   DFND 1 0 0 45,501
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   11,819 50,830 SH   DFND 1 0 0 50,830
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10,933 112,934 SH   DFND 1 0 0 112,934
SERVICENOW INC COM 81762P102   4,826 4,553 SH   DFND 1 0 0 4,553
SKYWORKS SOLUTIONS INC COM 83088M102   402 4,535 SH   DFND 1 0 0 4,535
SOLAREDGE TECHNOLOGIES INC COM 83417M104   566 41,626 SH   DFND 1 0 0 41,626
SOUTHERN CO NOTE 3.875%12/1 842587DP9   693 658,000 PRN   DFND 1 0 0 658,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,035 4,782 SH   DFND 1 0 0 4,782
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   13,106 384,000 SH   SOLE   384,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   35,608 60,756 SH   DFND 1 0 0 60,756
SPDR SER TR PORTFOLIO INTRMD 78464A375   8,413 256,794 PRN   DFND 1 0 0 256,794
SPDR SER TR HLTH CR EQUIP 78464A581   320 3,611 SH   DFND 1 0 0 3,611
SPDR SER TR AEROSPACE DEF 78464A631   2,399 14,470 SH   DFND 1 0 0 14,470
SPDR SER TR PORTFOLIO S&P500 78464A854   27,990 406,000 SH   SOLE   406,000 0 0
TARGET CORP COM 87612E106   251 1,860 SH   DFND 1 0 0 1,860
TERADATA CORP DEL COM 88076W103   953 30,593 SH   DFND 1 0 0 30,593
TESLA INC COM 88160R101   662 1,639 SH   DFND 1 0 0 1,639
TOWER SEMICONDUCTOR LTD SHS NEW M87915274   232 4,500 SH   DFND 1 0 0 4,500
UIPATH INC CL A 90364P105   1,076 84,659 SH   DFND 1 0 0 84,659
UNITEDHEALTH GROUP INC COM 91324P102   882 1,743 SH   DFND 1 0 0 1,743
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   357 4,143 SH   DFND 1 0 0 4,143
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   16,166 30,000 SH   SOLE   30,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,421 11,917 SH   DFND 1 0 0 11,917
VANGUARD INDEX FDS LARGE CAP ETF 922908637   13,701 50,800 SH   SOLE   50,800 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   13,377 79,000 SH   SOLE   79,000 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,824 15,526 SH   DFND 1 0 0 15,526
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,258 16,129 PRN   DFND 1 0 0 16,129
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,604 57,355 PRN   DFND 1 0 0 57,355
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,489 303,000 SH   SOLE   303,000 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   2,261 8,911 SH   DFND 1 0 0 8,911
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   240 942 SH   DFND 1 0 0 942
VEEVA SYS INC CL A COM 922475108   4,500 21,405 SH   DFND 1 0 0 21,405
VISA INC COM CL A 92826C839   1,641 5,191 SH   DFND 1 0 0 5,191
WALMART INC COM 931142103   448 4,956 SH   DFND 1 0 0 4,956
WISDOMTREE TR US LARGECAP DIVD 97717W307   7,351 94,500 SH   SOLE   94,500 0 0
ZOOM COMMUNICATIONS INC CL A 98980L101   6,180 75,732 SH   DFND 1 0 0 75,732
ZSCALER INC COM 98980G102   2,167 12,010 SH   DFND 1 0 0 12,010