The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T Inc New COM 00206R102   625,317 32,722 SH   SOLE   0 0 0
Abbvie Inc COM 00287Y109   894,134 5,213 SH   SOLE   0 0 0
AFRICAN AGRICULTURE HOLDINGS ORD COM 00792J100   2,697 10,000 SH   SOLE   0 0 0
Alps TRUST Etf BARRONS 400 ETF 00162Q726   203,377 3,068 SH   SOLE   0 0 0
Amazon Com Inc COM 023135106   901,318 4,664 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS A VANTIS EMGMKT ETF AVENTIS EMGMKT 025072604   1,308,059 21,412 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS I NTL EQT ETF INTL EQT ETF 025072703   26,554,948 426,517 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS U S EQT ETF US EQT ETF 025072885   97,720,617 1,083,497 SH   SOLE   0 0 0
Anthem Inc COM 036752103   376,593 695 SH   SOLE   0 0 0
Apple Computer Inc COM 037833100   17,791,777 84,473 SH   SOLE   0 0 0
AVANTIS US SMALL CAP VALUE ETF US SML CP VALU 025072877   24,942,820 278,007 SH   SOLE   0 0 0
Berkshire Hathaway Inc A CL A 084670108   612,241 1 SH   SOLE   0 0 0
Berkshire Hathaway Inc B CL B NEW 084670702   1,599,944 3,933 SH   SOLE   0 0 0
Bitcoin Investment Ord SHS REP COM UT 389637109   370,497 6,959 SH   SOLE   0 0 0
BlueStar Israel Technology ETF AMPLIFY BLUESTAR 032108599   313,149 6,828 SH   SOLE   0 0 0
Chevron Corporation COM 166764100   488,343 3,122 SH   SOLE   0 0 0
Cirrus Logic Inc COM 172755100   265,277 2,078 SH   SOLE   0 0 0
CohBar Inc COM NEW 19249J307   90,745 181,490 SH   SOLE   0 0 0
Costco Whsl Corp New COM 22160K105   614,376 723 SH   SOLE   0 0 0
Dimensional Emerging Core Equity Mkt ETF EMGR CRE EQT MNG 25434V302   26,304,698 1,016,803 SH   SOLE   0 0 0
Dimensional International Cr Eq Mkt ETF INTL CORE EQT MK 25434V203   51,868,375 1,748,176 SH   SOLE   0 0 0
DIMENSIONAL US CORE EQUITY MARKT ETF US CORE EQT MKT 25434V104   46,605,590 1,243,147 SH   SOLE   0 0 0
DIMENSIONAL WLD EX US CR EQ 2 ETF WORLD EX US CORE 25434V880   510,026 20,064 SH   SOLE   0 0 0
Disney Walt Co COM 254687106   755,056 7,605 SH   SOLE   0 0 0
Dominion Res Inc Va New COM 25746U109   378,502 7,725 SH   SOLE   0 0 0
Dutsch X Trck Rusl 1000 XTRACKERS RUSSEL 233051481   7,409,977 147,068 SH   SOLE   0 0 0
Exxon Mobil Corporation COM 30231G102   623,375 5,415 SH   SOLE   0 0 0
First Tr Nasdaq 100 Fund SHS 337345102   19,974,942 101,159 SH   SOLE   0 0 0
First Trst Nasdaq Rsng RISNG DIVD ACHIV 33738R506   33,845,677 618,186 SH   SOLE   0 0 0
FIRST TRUST EXCH TRADED FUND 2 TECH ALPHADEX ETF TECH ALPHADEX 33734X176   26,507,190 194,534 SH   SOLE   0 0 0
FIRST TRUST EXCHANGE-TRADED AL EM SML CP ALPH ETF EM SML CP ALPH 33737J307   1,450,524 35,736 SH   SOLE   0 0 0
First TRUST Intermediate COM 33718W103   233,299 12,700 SH   SOLE   0 0 0
FIRST TRUST PORTFOLIOS COM ETF COM 33734G108   232,731 9,065 SH   SOLE   0 0 0
First TRUST Preferred PFD SECS INC ETF 33739E108   308,609 17,777 SH   SOLE   0 0 0
FIRST TRUST SENIOR LN FD ETF SENIOR LN FD 33738D309   525,162 11,489 SH   SOLE   0 0 0
First TRUST Tactcl High FIRST TR TA HIYL 33738D408   238,011 5,858 SH   SOLE   0 0 0
First TRUST Value SHS 33734H106   3,450,873 84,684 SH   SOLE   0 0 0
Fisker Inc CL A COM STK 33813J106   163 10,184 SH   SOLE   0 0 0
Flexsh Stoxx US Esg STOX US ESG SLCT 33939L696   2,168,101 16,900 SH   SOLE   0 0 0
FlexShares Intl Qual Div ETF INTL QLTDV IDX 33939L837   558,655 22,463 SH   SOLE   0 0 0
Flexshares Morningstar MORNSTAR USMKT 33939L100   16,332,049 81,722 SH   SOLE   0 0 0
FLEXSHARES TRUST HIG YLD VL ET F HIG YLD VL ETF 33939L662   751,198 18,594 SH   SOLE   0 0 0
FLEXSHARES TRUST QLT DIV DEF I DX ETF QLT DIV DEF IDX 33939L845   6,099,612 93,046 SH   SOLE   0 0 0
GLOBAL X FDS US PFD ETF US PFD ETF 37954Y657   427,627 21,729 SH   SOLE   0 0 0
Goldman Sachs Group Inc COM 38141G104   533,738 1,180 SH   SOLE   0 0 0
Google Inc Class A CL A COM 02079K305   452,461 2,484 SH   SOLE   0 0 0
Google Inc Class C CAP STK CL C 02079K107   292,738 1,596 SH   SOLE   0 0 0
Insmed Inc COM PAR $.01 457669307   284,013 4,239 SH   SOLE   0 0 0
Intel Corp COM 458140100   206,725 6,675 SH   SOLE   0 0 0
Intl Business Machines COM 459200101   218,209 1,262 SH   SOLE   0 0 0
Intuit Inc COM 461202103   3,653,430 5,559 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 QUALITY ETF S&P500 QUALITY 46137V241   2,426,565 38,190 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P 500 MOMNTM ETF S&P 500 MOMNTM 46138E339   1,263,622 14,448 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P 500 REVENUE ETF S&P 500 REVENUE 46138G698   5,006,945 54,059 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P MDCP 400 REV ET S&P MDCP 400 REV 46138G672   17,130,852 156,042 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2024 CB ETF BULSHS 2024 CB 46138J841   3,858,150 183,198 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2025 CB ETF BULSHS 2025 CB 46138J825   1,314,690 64,288 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2026 CB ETF BULSHS 2026 CB 46138J791   750,184 39,123 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2027 CB ETF BULSHS 2027 CB 46138J783   310,134 16,136 SH   SOLE   0 0 0
Invesco RAFI Strategic US ETF RAFI STRATGIC US 46138J742   1,015,941 21,420 SH   SOLE   0 0 0
Invesco Variable Rate Preferred ETF VAR RATE PFD 46138G870   397,544 16,592 SH   SOLE   0 0 0
iShares Broad USD High Yield Corp Bd ETF BROAD USD HIGH 46435U853   913,313 25,174 SH   SOLE   0 0 0
Ishares Core Dividend CORE DIV GRWTH 46434V621   680,259 11,808 SH   SOLE   0 0 0
Ishares Core Msci Eafe CORE MSCI EAFE 46432F842   547,415 7,536 SH   SOLE   0 0 0
Ishares Esg Msci Eafe ESG AW MSCI EAFE 46435G516   10,044,135 127,496 SH   SOLE   0 0 0
iShares ESG Screened S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   1,528,827 38,636 SH   SOLE   0 0 0
Ishares Etf MSCI USA QLT FCT 46432F339   23,103,228 135,296 SH   SOLE   0 0 0
Ishares Ftse Nareit Res RESIDENTIAL MULT 464288562   405,279 5,264 SH   SOLE   0 0 0
iShares iBonds Dec 2024 Term Muni Bond IBONDS DEC 46435U697   278,187 10,681 SH   SOLE   0 0 0
iShares iBonds Dec 2027 Term Corp ETF IBONDS 27 ETF 46435UAA9   19,049,689 802,768 SH   SOLE   0 0 0
iShares MSCI Israel ETF MSCI ISRAEL ETF 464286632   708,801 11,675 SH   SOLE   0 0 0
Ishares Russell 3000 RUSSELL 3000 ETF 464287689   451,893 1,464 SH   SOLE   0 0 0
Ishares S&P 500 Growth S&P 500 GRWT ETF 464287309   326,204 3,525 SH   SOLE   0 0 0
Ishares Tr Msci Eafe Fd MSCI EAFE ETF 464287465   17,508,322 223,520 SH   SOLE   0 0 0
Ishares Tr Russell RUS 1000 GRW ETF 464287614   258,073 708 SH   SOLE   0 0 0
Ishares Tr S&P 100 Index S&P 100 ETF 464287101   921,350 3,486 SH   SOLE   0 0 0
Ishares Tr S&P Midcap CORE S&P MCP ETF 464287507   312,789 5,345 SH   SOLE   0 0 0
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804   3,319,100 31,119 SH   SOLE   0 0 0
ISHARES TRUST CRE U S REIT ETF CRE U S REIT ETF 464288521   646,576 12,072 SH   SOLE   0 0 0
ISHARES TRUST IBDS DEC28 ETF IBDS DEC28 ETF 46435U515   18,095,617 730,546 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC 29 ET F IBONDS DEC 29 46436E205   350,728 15,471 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC2026 E TF IBONDS DEC2026 46435GAA0   19,000,106 797,654 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC24 ETF IBONDS DEC24 ETF 46434VBG4   22,894,459 911,041 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC25 ETF IBONDS DEC25 ETF 46434VBD1   19,004,360 764,455 SH   SOLE   0 0 0
ISHARES TRUST INTL QLTY FACTOR ETF MSCI INTL QUALTY 46434V456   44,170,299 1,131,122 SH   SOLE   0 0 0
ISHARES TRUST MULTIFACTOR USA ETF U S EQUITY FACTR 46434V282   2,669,834 47,941 SH   SOLE   0 0 0
Ishares TRUST S&P CORE S&P500 ETF 464287200   460,220 841 SH   SOLE   0 0 0
ISHARES TRUST ULTR SH TRM BD E TF BLACKROCK ULTRA 46434V878   5,475,734 108,366 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104   222,996 1,526 SH   SOLE   0 0 0
JP MORGAN ETF TRUST DIVERSFED RTRN ETF DIVERSFED RTRN 46641Q886   7,096,565 74,545 SH   SOLE   0 0 0
JP MORGAN ETF TRUST ULTRA SHRT INC ETF ULTRA SHRT INC 46641Q837   555,271 11,002 SH   SOLE   0 0 0
JP MORGAN ETF TRUST US QUALTY FCTR ETF US QUALTY FCTR 46641Q761   40,365,761 762,337 SH   SOLE   0 0 0
Jpmorgan Chase & Co COM 46625H100   259,297 1,282 SH   SOLE   0 0 0
Jpmorgan Dvrsfd Rtrn DIV RTN INT EQ 46641Q209   967,732 17,506 SH   SOLE   0 0 0
Jpmrg Dvsfd Retn Emrg DIV RTN EM EQT 46641Q308   204,855 3,788 SH   SOLE   0 0 0
Kezar Life Sciences Inc COM 49372L100   14,259 23,765 SH   SOLE   0 0 0
Lions Gate Entertainment Corp CL B NON VTG 535919500   143,565 16,752 SH   SOLE   0 0 0
Mannkind Corp COM NEW 56400P706   240,908 46,151 SH   SOLE   0 0 0
Mastercard Inc CL A 57636Q104   421,901 956 SH   SOLE   0 0 0
Meta Platforms, Inc. CL A 30303M102   527,938 1,047 SH   SOLE   0 0 0
Microsoft Corp COM 594918104   3,037,675 6,796 SH   SOLE   0 0 0
Mid Cap SPDR UTSER1 S&PDCRP 78467Y107   3,582,276 6,695 SH   SOLE   0 0 0
Nuveen Esg Emerging NUVEEN ESG EMRGN 67092P888   325,577 11,356 SH   SOLE   0 0 0
Nuveen Esg Mid Cap NUVEEN ESG MIDCP 67092P409   327,205 7,826 SH   SOLE   0 0 0
Nuveen Esg Mid Cap Value NUVEEN ESG MIDVL 67092P508   622,979 18,861 SH   SOLE   0 0 0
NUVEEN ESG NUVEEN ESG LRG CAP GRWTH ETF NUVEEN ESG LRGCP 67092P201   12,758,112 157,197 SH   SOLE   0 0 0
NUVEEN ESG NUVEEN ESG LRG CAP VAL ETF NUVEEN ESG LRGVL 67092P300   265,928 7,037 SH   SOLE   0 0 0
Nuveen Esg Small Cap NUVEEN ESG SMLCP 67092P607   929,919 23,638 SH   SOLE   0 0 0
Nuveen Floating Rate Income COM 67072T108   251,170 29,037 SH   SOLE   0 0 0
NUVEEN GLOBAL HIGH INCM FD SHS SHS 67075G103   408,001 31,900 SH   SOLE   0 0 0
Nuveen Preferred Income COM 67073B106   436,995 58,500 SH   SOLE   0 0 0
Nvidia Corp COM 67066G104   5,445,740 44,081 SH   SOLE   0 0 0
PACER FDS TR US CASH COWS 100 ETF US CASH COWS 100 69374H881   43,228,598 793,331 SH   SOLE   0 0 0
Pepsico Incorporated COM 713448108   207,152 1,256 SH   SOLE   0 0 0
Pfizer Incorporated COM 717081103   204,310 7,302 SH   SOLE   0 0 0
Powershs Exch Trad Fd Tr PFD ETF 46138E511   207,184 17,938 SH   SOLE   0 0 0
Powershs Exch Trad Fd Tr BUYBACK ACHIEV 46137V308   219,749 2,115 SH   SOLE   0 0 0
Powershs Qqq TRUST Ser UNIT SER 1 46090E103   10,171,031 21,229 SH   SOLE   0 0 0
Pwrshr S&P500 Hidiv S&P500 HDL VOL 46138E362   543,201 12,226 SH   SOLE   0 0 0
Real Estate Select Sctr RL EST SEL SEC 81369Y860   521,108 13,567 SH   SOLE   0 0 0
Rydex Etf TRUST S&P500 EQL WGT 46137V357   7,185,350 43,738 SH   SOLE   0 0 0
S P D R TRUST Unit SR TR UNIT 78462F103   312,927 575 SH   SOLE   0 0 0
Schw US Brd Mkt Etf US BRD MKT ETF 808524102   2,693,602 42,844 SH   SOLE   0 0 0
SCHWAB US DIVIDEND EQ ETF US DIVIDEND EQ 808524797   17,282,482 222,254 SH   SOLE   0 0 0
Sector Spdr Tech Select TECHNOLOGY 81369Y803   3,030,803 13,397 SH   SOLE   0 0 0
Spdr Barclays Cnv BBG CONV SEC ETF 78464A359   396,762 5,506 SH   SOLE   0 0 0
Spdr Blackstone Gso BLACKSTONE SENR 78467V608   203,691 4,873 SH   SOLE   0 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF PORTFOLIO S&P600 78468R853   10,946,021 263,569 SH   SOLE   0 0 0
SPDR SERIES TRUST PORTFOLIO TL STK ETF PORTFOLI S&P1500 78464A805   21,115,622 318,246 SH   SOLE   0 0 0
Stryker Corp COM 863667101   1,214,352 3,569 SH   SOLE   0 0 0
Tesla Motors Inc COM 88160R101   1,545,839 7,812 SH   SOLE   0 0 0
Vaneck Vectors Israel ETF ISRAEL ETF 92189F635   516,923 14,397 SH   SOLE   0 0 0
Vanguard Div Apprciation DIV APP ETF 921908844   1,200,640 6,577 SH   SOLE   0 0 0
Vanguard Growth GROWTH ETF 922908736   3,163,003 8,457 SH   SOLE   0 0 0
Vanguard Health Care HEALTH CAR ETF 92204A504   278,033 1,045 SH   SOLE   0 0 0
Vanguard Info Technology INF TECH ETF 92204A702   468,768 813 SH   SOLE   0 0 0
Vanguard Intl Eqty Index ALLWRLD EX US 922042775   728,531 12,424 SH   SOLE   0 0 0
Vanguard Mega Cap Value ETF MEGA CAP VAL ETF 921910840   237,000 2,000 SH   SOLE   0 0 0
Vanguard Mid Cap MID CAP ETF 922908629   428,033 1,768 SH   SOLE   0 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363   390,450 781 SH   SOLE   0 0 0
Vanguard Small Cap SMALL CP ETF 922908751   366,906 1,683 SH   SOLE   0 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769   5,908,720 22,088 SH   SOLE   0 0 0
Vanguard Value VALUE ETF 922908744   320,499 1,998 SH   SOLE   0 0 0
VictoryShares Free Cash Flow ETF SHARES FREE CASH 92647X830   1,014,300 32,804 SH   SOLE   0 0 0
Visa Inc Cl A COM CL A 92826C839   219,162 835 SH   SOLE   0 0 0
Western Asset High Yld Def Opp COM 95768B107   226,200 19,500 SH   SOLE   0 0 0
Wisdomtree Midcap Divdnd US MIDCAP DIVID 97717W505   221,129 4,728 SH   SOLE   0 0 0
Wisdomtree TRUST Midcap US MIDCAP FUND 97717W570   1,018,086 17,617 SH   SOLE   0 0 0
WISDOMTREE TRUST WISDOMTREE US VALUE FUND ETF WISDOMTREE US VA 97717W547   722,231 9,895 SH   SOLE   0 0 0
Wisdomtree US Divid Etf US QTLY DIV GRT 97717X669   64,124,219 821,579 SH   SOLE   0 0 0
WISDOMTREE US QUALITY GROWTH ETF US QUALITY GROW 97717Y477   44,334,225 988,941 SH   SOLE   0 0 0