The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aac Technologies Holdings Inc A D R Common Stock 000304105   88,228 23,036 SH   SOLE   0 0 23,036
Aflac Inc Common Stock 001055102   286,774 3,211 SH   SOLE   27 0 3,184
Abbott Laboratories Common Stock 002824100   858,608 8,263 SH   SOLE   5,783 0 2,480
Advanced Micro Devices I Common Stock 007903107   663,119 4,088 SH   SOLE   1,386 0 2,702
Airbnb Inc CL A Common Stock 009066101   195,299 1,288 SH   SOLE   1,043 0 245
Allianz Se F Unsponsored ADR Common Stock 018820100   229,244 8,270 SH   SOLE   0 0 8,270
Alstom SA F Sponsored ADR Common Stock 021244207   55,853 33,850 SH   SOLE   0 0 33,850
Amazon.Com Inc Common Stock 023135106   6,322,316 32,716 SH   SOLE   19,543 0 13,173
American Express Co Common Stock 025816109   966,027 4,172 SH   SOLE   2,585 0 1,587
Amgen Inc Common Stock 031162100   800,184 2,561 SH   SOLE   1,454 0 1,107
Amphenol Corp Class A Common Stock 032095101   629,775 9,348 SH   SOLE   8,400 0 948
Elevance Health Inc Common Stock 036752103   286,102 528 SH   SOLE   14 0 514
Apple Inc Common Stock 037833100   10,036,242 47,651 SH   SOLE   17,020 0 30,631
Applied Materials Common Stock 038222105   639,533 2,710 SH   SOLE   0 0 2,710
Astrazeneca PLC F Sponsored ADR Common Stock 046353108   449,144 5,759 SH   SOLE   0 0 5,759
Auto Data Processing Common Stock 053015103   1,699,950 7,122 SH   SOLE   4,650 0 2,472
Avery Dennison Corp Common Stock 053611109   220,837 1,010 SH   SOLE   0 0 1,010
Bank Of America Corp Common Stock 060505104   1,246,074 31,332 SH   SOLE   20,180 0 11,152
Berkshire Hathaway Class B Common Stock 084670702   955,266 2,348 SH   SOLE   0 0 2,348
Boeing Co Common Stock 097023105   332,896 1,829 SH   SOLE   1,206 0 623
Canadian Natural Res F Common Stock 136385101   206,694 5,806 SH   SOLE   0 0 5,806
Caterpillar Common Stock 149123101   764,798 2,296 SH   SOLE   1,116 0 1,180
Chevron Corp. Common Stock 166764100   1,061,935 6,789 SH   SOLE   5,331 0 1,458
Coca-Cola Common Stock 191216100   390,111 6,129 SH   SOLE   4,000 0 2,129
Colgate Palmolive Co Common Stock 194162103   277,340 2,858 SH   SOLE   1,010 0 1,848
Commonwealth BK Aust F Sponsored ADR Common Stock 202712600   273,193 3,230 SH   SOLE   0 0 3,230
Companhia Energetic F Sponsored ADR Common Stock 204409601   32,954 18,724 SH   SOLE   0 0 18,724
Danaher Corp Common Stock 235851102   810,763 3,245 SH   SOLE   2,161 0 1,084
Deere & Co Common Stock 244199105   641,896 1,718 SH   SOLE   1,328 0 390
DR Reddy S Laboratorie F Sponsored ADR Common Stock 256135203   279,617 3,670 SH   SOLE   0 0 3,670
Ecolab Inc Common Stock 278865100   559,300 2,350 SH   SOLE   164 0 2,186
Emerson Electric Co Common Stock 291011104   410,566 3,727 SH   SOLE   3,225 0 502
Fair Isaac Intl Corp Common Stock 303250104   669,897 450 SH   SOLE   0 0 450
General Dynamics Corp Common Stock 369550108   231,822 799 SH   SOLE   626 0 173
General Electric Co Common Stock 369604301   191,400 1,204 SH   SOLE   80 0 1,124
General Mills Inc Common Stock 370334104   319,843 5,056 SH   SOLE   1,790 0 3,266
Gilead Sciences Inc Common Stock 375558103   308,402 4,495 SH   SOLE   1,251 0 3,244
HSBC HLDGS PLC F Sponsored ADR Common Stock 404280406   201,101 4,623 SH   SOLE   0 0 4,623
Henderson Land Develop F Sponsored ADR Common Stock 425166303   31,586 12,102 SH   SOLE   0 0 12,102
Hitachi LTD F Sponsored ADR Common Stock 433578507   236,889 1,052 SH   SOLE   0 0 1,052
Home Depot Common Stock 437076102   782,802 2,274 SH   SOLE   644 0 1,630
Honeywell Intl Inc Common Stock 438516106   528,084 2,473 SH   SOLE   1,201 0 1,272
Hudbay Minerals Inc Common Stock 443628102   134,447 14,856 SH   SOLE   0 0 14,856
Illinois Tool Works Common Stock 452308109   723,676 3,054 SH   SOLE   217 0 2,837
Imperial Oil LTD F Common Stock 453038408   220,721 3,234 SH   SOLE   0 0 3,234
Industria De Diseno Te F Sponsored ADR Common Stock 455793109   206,504 8,310 SH   SOLE   0 0 8,310
Infosys LTD F Sponsored ADR Common Stock 456788108   309,222 16,607 SH   SOLE   0 0 16,607
ING Groep ADR Rep 1 Or F Sponsored ADR Common Stock 456837103   263,082 15,349 SH   SOLE   0 0 15,349
Intel Common Stock 458140100   313,695 10,129 SH   SOLE   3,422 0 6,707
IBM Common Stock 459200101   232,618 1,345 SH   SOLE   50 0 1,295
Intuit Inc Common Stock 461202103   201,106 306 SH   SOLE   25 0 281
iShares Core S&P 500 ETF ETF 464287200   1,461,104 2,670 SH   SOLE   2,670 0 0
iShares Core US Aggregate Bond ETF ETF 464287226   206,274 2,125 SH   SOLE   2,125 0 0
iShares MSCI Emerging Markets ETF ETF 464287234   616,107 14,466 SH   SOLE   14,466 0 0
iShares S&P 500 Growth ETF ETF 464287309   1,107,611 11,969 SH   SOLE   11,969 0 0
iShares S&P 500 Value ETF ETF 464287408   963,925 5,296 SH   SOLE   5,296 0 0
iShares 20 Year Treasury Bond ETF ETF 464287432   428,613 4,670 SH   SOLE   4,670 0 0
iShares 7-10 Year Treasury Bond ETF ETF 464287440   1,177,274 12,571 SH   SOLE   12,571 0 0
iShares MSCI EAFE ETF ETF 464287465   742,490 9,479 SH   SOLE   9,479 0 0
iShares Russell Mid Cap ETF ETF 464287499   6,554,345 80,838 SH   SOLE   80,838 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507   273,874 4,680 SH   SOLE   4,680 0 0
iShares Russell 1000 Growth ETF ETF 464287614   239,483 657 SH   SOLE   657 0 0
iShares Russell 2000 ETF ETF 464287655   1,162,560 5,730 SH   SOLE   5,730 0 0
iShares Russel 3000 ETF ETF 464287689   210,513 682 SH   SOLE   682 0 0
iShares Core S&P Small-Cap ETF ETF 464287804   3,701,102 34,700 SH   SOLE   34,700 0 0
iShares MSCI Acwi Ex US ETF ETF 464288240   443,051 8,339 SH   SOLE   8,339 0 0
iShares MSCI EAFE Small Cap ETF ETF 464288273   1,983,760 32,183 SH   SOLE   32,183 0 0
iShares MSCI EAFE Growth ETF ETF 464288885   1,007,757 9,851 SH   SOLE   9,851 0 0
Itochu Corp F Sponsored ADR Common Stock 465717106   235,647 2,396 SH   SOLE   0 0 2,396
Johnson & Johnson Common Stock 478160104   2,001,954 13,697 SH   SOLE   6,613 0 7,084
Kroger Co Common Stock 501044101   190,283 3,811 SH   SOLE   3,023 0 788
L Oreal S A F Sponsored ADR Common Stock 502117203   467,519 5,323 SH   SOLE   0 0 5,323
LVMH Moet Hennessy Lou F Sponsored ADR Common Stock 502441306   278,024 1,813 SH   SOLE   0 0 1,813
Lilly Eli & Co Common Stock 532457108   996,062 1,100 SH   SOLE   0 0 1,100
Lowes Co Inc Common Stock 548661107   597,667 2,711 SH   SOLE   396 0 2,315
McDonalds Common Stock 580135101   848,362 3,329 SH   SOLE   1,725 0 1,604
Microsoft Common Stock 594918104   10,606,202 23,730 SH   SOLE   10,803 0 12,927
Micron Technology Common Stock 595112103   467,458 3,554 SH   SOLE   2,150 0 1,404
Mitsubishi U F J Finan F Sponsored ADR Common Stock 606822104   134,698 12,472 SH   SOLE   0 0 12,472
Mondelez International W I Common Stock 609207105   862,107 13,174 SH   SOLE   12,381 0 793
Morgan Stanley Common Stock 617446448   523,271 5,384 SH   SOLE   368 0 5,016
Murata MFG Co LTD F Sponsored ADR Common Stock 626425102   124,928 12,082 SH   SOLE   0 0 12,082
NTNL Australia Bank F Sponsored ADR Common Stock 632525408   296,112 24,676 SH   SOLE   0 0 24,676
Nestle S A F Sponsored ADR Common Stock 641069406   494,424 4,826 SH   SOLE   800 0 4,026
Nike Inc Common Stock 654106103   388,156 5,150 SH   SOLE   4,000 0 1,150
Novo-Nordisk As Vormal F Sponsored ADR Common Stock 670100205   973,201 6,818 SH   SOLE   0 0 6,818
P N C Financial Services Group Inc Common Stock 693475105   1,116,502 7,181 SH   SOLE   4,259 0 2,922
Palo Alto Networks Common Stock 697435105   362,063 1,068 SH   SOLE   645 0 423
Pepsico Inc Common Stock 713448108   1,089,857 6,608 SH   SOLE   3,212 0 3,396
Pfizer Common Stock 717081103   922,501 32,970 SH   SOLE   22,803 0 10,167
PDD Holdings Inc F Unsponsored ADR Common Stock 722304102   203,414 1,530 SH   SOLE   0 0 1,530
Procter & Gamble Common Stock 742718109   882,322 5,350 SH   SOLE   2,338 0 3,012
Qualcomm Inc Common Stock 747525103   777,798 3,905 SH   SOLE   360 0 3,545
Republic Services Common Stock 760759100   466,222 2,399 SH   SOLE   0 0 2,399
Roche HLDG AG F Sponsored ADR Common Stock 771195104   257,529 7,428 SH   SOLE   0 0 7,428
Roper Technologies Common Stock 776696106   377,652 670 SH   SOLE   550 0 120
Royal Bank Of Canada F Common Stock 780087102   305,523 2,872 SH   SOLE   0 0 2,872
Shell PLC F Sponsored ADR Common Stock 780259305   322,933 4,474 SH   SOLE   0 0 4,474
SAP Se Spon A D R Common Stock 803054204   320,517 1,589 SH   SOLE   0 0 1,589
Charles Schwab Corp Common Stock 808513105   714,203 9,692 SH   SOLE   5,199 0 4,493
Shin Etsu Chemical Co F Sponsored ADR Common Stock 824551105   196,033 10,084 SH   SOLE   0 0 10,084
Starbucks Corp Common Stock 855244109   884,765 11,365 SH   SOLE   3,857 0 7,508
Stryker Corp Common Stock 863667101   208,914 614 SH   SOLE   0 0 614
Taiwan Semiconductr F Sponsored ADR Common Stock 874039100   1,829,698 10,527 SH   SOLE   0 0 10,527
Texas Instruments Common Stock 882508104   572,696 2,944 SH   SOLE   201 0 2,743
Thermo Fisher SCNTFC Common Stock 883556102   701,204 1,268 SH   SOLE   0 0 1,268
Tokio Marine Holdings F Sponsored ADR Common Stock 889094108   207,110 5,498 SH   SOLE   0 0 5,498
Tokyo Electron LTD F Sponsored ADR Common Stock 889110102   230,169 2,102 SH   SOLE   0 0 2,102
Toyota Motor Corp F Sponsored ADR Common Stock 892331307   262,567 1,281 SH   SOLE   0 0 1,281
Transdigm Group Inc Common Stock 893641100   927,545 726 SH   SOLE   681 0 45
U S Bancorp Common Stock 902973304   17,865 450 SH   SOLE   0 0 450
Union Pacific Corp Common Stock 907818108   538,725 2,381 SH   SOLE   1,544 0 837
United Microelectronic F Sponsored ADR Common Stock 910873405   235,548 26,889 SH   SOLE   0 0 26,889
Vanguard Muni BND Tax Exempt ETF ETF 922907746   1,787,624 35,674 SH   SOLE   35,674 0 0
Vanguard Total Stock Market ETF ETF 922908769   12,792,671 47,821 SH   SOLE   47,821 0 0
Wal-Mart Common Stock 931142103   2,157,241 31,860 SH   SOLE   21,759 0 10,101
Wells Fargo & Co Common Stock 949746101   397,438 6,692 SH   SOLE   2,190 0 4,502
Williams Sonoma Inc Common Stock 969904101   315,407 1,117 SH   SOLE   179 0 938
Zurich Insurance Group F Sponsored ADR Common Stock 989825104   202,272 3,790 SH   SOLE   0 0 3,790
Raytheon Technologies Co Common Stock 75513E101   212,827 2,120 SH   SOLE   22 0 2,098
Invesco QQQ Trust ETF ETF 46090E103   401,015 837 SH   SOLE   837 0 0
Target Corp Common Stock 87612E106   965,665 6,523 SH   SOLE   4,574 0 1,949
Edwards Lifesciences Corp Common Stock 28176E108   845,924 9,158 SH   SOLE   8,523 0 635
Barclays PLC A D R Common Stock 06738E204   138,630 12,944 SH   SOLE   0 0 12,944
Abbvie Inc Common Stock 00287Y109   737,021 4,297 SH   SOLE   1,339 0 2,958
Adobe Inc Common Stock 00724F101   582,206 1,048 SH   SOLE   176 0 872
Aegon LTD Amer Reg G D R Common Stock 0076CA104   63,960 10,434 SH   SOLE   0 0 10,434
Alphabet Inc. Class C Common Stock 02079K107   953,784 5,200 SH   SOLE   1,760 0 3,440
Alphabet Inc. Class A Common Stock 02079K305   7,461,410 40,963 SH   SOLE   23,538 0 17,425
American Tower Corp Common Stock 03027X100   356,882 1,836 SH   SOLE   1,210 0 626
Anz Group Holdings LTD F Unsponsored ADR Common Stock 03736N104   237,885 12,640 SH   SOLE   0 0 12,640
BlackRock Inc Common Stock 09247X101   802,279 1,019 SH   SOLE   1,001 0 18
Booking Holdings Inc Common Stock 09857L108   764,570 193 SH   SOLE   125 0 68
Brasil SA A D R Common Stock 10552T107   121,209 29,781 SH   SOLE   0 0 29,781
Broadcom Inc Common Stock 11135F101   1,006,848 627 SH   SOLE   0 0 627
Cisco Systems Common Stock 17275R102   448,827 9,447 SH   SOLE   671 0 8,776
Comcast Corp Class A Common Stock 20030N101   302,668 7,729 SH   SOLE   4,238 0 3,491
Conocophillips Common Stock 20825C104   759,598 6,641 SH   SOLE   5,623 0 1,018
Costco Wholesale Co Common Stock 22160K105   1,631,131 1,919 SH   SOLE   864 0 1,055
DBS Group Holdings Lim F Sponsored ADR Common Stock 23304Y100   206,745 1,966 SH   SOLE   0 0 1,966
Daiichi Sankyo Co F Sponsored ADR Common Stock 23381D102   229,726 6,651 SH   SOLE   0 0 6,651
Dimensional US Core Equity Markt ETF ETF 25434V104   5,480,401 146,183 SH   SOLE   146,183 0 0
Dimensional Emerg Core Eqy MRKT ETF ETF 25434V302   338,080 13,068 SH   SOLE   13,068 0 0
Dimensional Core Fixed Income ETF ETF 25434V872   1,330,983 32,041 SH   SOLE   32,041 0 0
Dimensional ETF (trust World Ex US Core) ETF 25434V880   3,919,561 154,192 SH   SOLE   154,192 0 0
Duke Energy Corp Common Stock 26441C204   61,140 610 SH   SOLE   0 0 610
ExxonMobil Common Stock 30231G102   631,433 5,485 SH   SOLE   0 0 5,485
Meta Platforms Inc Class A Common Stock 30303M102   4,263,765 8,456 SH   SOLE   4,262 0 4,194
Goldman Sachs Group Common Stock 38141G104   420,658 930 SH   SOLE   304 0 626
HDFC Bank LTD A D R Common Stock 40415F101   327,761 5,095 SH   SOLE   0 0 5,095
Hermes Interntnl Sca F Sponsored ADR Common Stock 42751Q105   242,466 1,050 SH   SOLE   0 0 1,050
Icici Bank LTD A D R Common Stock 45104G104   414,086 14,373 SH   SOLE   0 0 14,373
Intuitive Surgical Common Stock 46120E602   355,435 799 SH   SOLE   0 0 799
iShares Core MSCI Total ETF ETF 46432F834   1,093,459 16,185 SH   SOLE   16,185 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   10,069,284 138,619 SH   SOLE   138,619 0 0
iShares Core MSCI Emerging ETF ETF 46434G103   5,010,087 93,594 SH   SOLE   93,594 0 0
JPMorgan Chase Common Stock 46625H100   2,239,827 11,074 SH   SOLE   6,429 0 4,645
KB Finl Group Inc F Sponsored ADR Common Stock 48241A105   400,516 7,075 SH   SOLE   0 0 7,075
K B Home Common Stock 48666K109   200,083 2,851 SH   SOLE   0 0 2,851
Marathon Pete Corp Common Stock 56585A102   650,550 3,750 SH   SOLE   2,334 0 1,416
Mastercard Inc Class A Common Stock 57636Q104   1,913,752 4,338 SH   SOLE   3,201 0 1,137
Merck & Co. Inc. Common Stock 58933Y105   1,304,357 10,536 SH   SOLE   4,972 0 5,564
Mizuho Finl Group F Sponsored ADR Common Stock 60687Y109   47,820 11,305 SH   SOLE   0 0 11,305
Netflix Inc Common Stock 64110L106   639,826 948 SH   SOLE   351 0 597
Nextera Energy Inc Common Stock 65339F101   407,299 5,752 SH   SOLE   1,363 0 4,389
Novartis AG F Sponsored ADR Common Stock 66987V109   331,410 3,113 SH   SOLE   0 0 3,113
Nvidia Corp Common Stock 67066G104   6,019,785 48,727 SH   SOLE   4,562 0 44,165
Oracle Corp Common Stock 68389X105   474,291 3,359 SH   SOLE   0 0 3,359
Prologis Inc. REIT Reit 74340W103   203,955 1,816 SH   SOLE   95 0 1,721
Prosus N V F Sponsored ADR Common Stock 74365P108   85,002 11,905 SH   SOLE   0 0 11,905
S&P Global Inc Common Stock 78409V104   314,430 705 SH   SOLE   335 0 370
SPDR S&P 500 ETF ETF 78462F103   10,194,329 18,732 SH   SOLE   18,732 0 0
SPDR S&P Midcap 400 ETF ETF 78467Y107   7,637,197 14,273 SH   SOLE   14,273 0 0
Salesforce Common Stock 79466L302   1,595,306 6,205 SH   SOLE   4,447 0 1,758
Schneider Elect Se Unsp A D R Common Stock 80687P106   280,993 5,837 SH   SOLE   0 0 5,837
Energy Select Sector SPDR Fund ETF Fund 81369Y506   222,315 2,439 SH   SOLE   2,439 0 0
Industrial Select Sector SPDR Fund ETF 81369Y704   224,363 1,841 SH   SOLE   1,841 0 0
Technology Select Sector SPDR Fund ETF 81369Y803   377,352 1,668 SH   SOLE   1,668 0 0
Service Now Inc Common Stock 81762P102   1,669,314 2,122 SH   SOLE   1,941 0 181
Stantec Inc Common Stock 85472N109   223,747 2,678 SH   SOLE   0 0 2,678
Sumitomo Mitsui Finl00 F Sponsored ADR Common Stock 86562M209   169,838 12,665 SH   SOLE   0 0 12,665
Tencent Holdings F Unsponsored ADR Common Stock 88032Q109   445,089 9,398 SH   SOLE   0 0 9,398
Tesla Motors Common Stock 88160R101   708,608 3,581 SH   SOLE   0 0 3,581
3M Common Stock 88579Y101   175,971 1,722 SH   SOLE   770 0 952
Uber Technologies Inc Common Stock 90353T100   494,733 6,807 SH   SOLE   4,524 0 2,283
Uni Charm Corporation A D R Common Stock 90460M204   114,452 17,608 SH   SOLE   0 0 17,608
UnitedHealth Group Common Stock 91324P102   2,224,957 4,369 SH   SOLE   2,133 0 2,236
Visa Inc Class A Common Stock 92826C839   1,455,921 5,547 SH   SOLE   2,667 0 2,880
Waste Management Inc Common Stock 94106L109   457,401 2,144 SH   SOLE   0 0 2,144
Wipro LTD F Sponsored ADR Common Stock 97651M109   300,596 49,278 SH   SOLE   0 0 49,278
Xcel Energy Inc Common Stock 98389B100   22,539 422 SH   SOLE   0 0 422
Xylem Inc Com Common Stock 98419M100   374,339 2,760 SH   SOLE   281 0 2,479
Accenture PLC F Class A Common Stock G1151C101   883,530 2,912 SH   SOLE   2,008 0 904
Eaton Corp PLC F Common Stock G29183103   770,392 2,457 SH   SOLE   1,245 0 1,212
Linde PLC F Common Stock G54950103   329,546 751 SH   SOLE   38 0 713
Aptiv PLC F Common Stock G6095L109   232,104 3,296 SH   SOLE   3,166 0 130
Chubb LTD F Common Stock H1467J104   638,465 2,503 SH   SOLE   938 0 1,565
Asml Holding N V F Sponsored ADR Common Stock N07059210   567,615 555 SH   SOLE   0 0 555