The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 408 1,587 SH   SOLE   1,587 0 0
AIRBNB INC COM CL A 009066101 353 3,360 SH   SOLE   3,360 0 0
ALPHABET INC CAP STK CL A 02079K305 1,052 11,003 SH   SOLE   11,003 0 0
ALPHABET INC CAP STK CL C 02079K107 1,154 11,999 SH   SOLE   11,999 0 0
AMAZON COM INC COM 023135106 1,690 14,954 SH   SOLE   14,954 0 0
AON PLC SHS CL A G0403H108 448 1,671 SH   SOLE   1,671 0 0
APPLE INC COM 037833100 4,744 34,327 SH   SOLE   34,327 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 455 1,095 SH   SOLE   1,095 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 333 6,073 SH   SOLE   6,073 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 495 6,964 SH   SOLE   6,964 0 0
CANADIAN PAC RY LTD COM 13645T100 565 8,462 SH   SOLE   8,462 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 434 289 SH   SOLE   289 0 0
CITIZENS FINL GROUP INC COM 174610105 212 6,161 SH   SOLE   6,161 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 393 10,074 SH   SOLE   10,074 0 0
EPAM SYS INC COM 29414B104 389 1,073 SH   SOLE   1,073 0 0
ETF SER SOLUTIONS APTUS DEFINED 26922A388 1,546 60,881 SH   SOLE   60,881 0 0
FERRARI N V COM N3167Y103 387 2,090 SH   SOLE   2,090 0 0
FLEXSHARES TR STOX US ESG SLCT 33939L696 1,640 19,092 SH   SOLE   19,092 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 449 1,534 SH   SOLE   1,534 0 0
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 699 42,370 SH   SOLE   42,370 0 0
GOLUB CAP BDC INC COM 38173M102 429 34,630 SH   SOLE   34,630 0 0
HOME DEPOT INC COM 437076102 294 1,066 SH   SOLE   1,066 0 0
HUNTINGTON BANCSHARES INC COM 446150104 179 13,560 SH   SOLE   13,560 0 0
ICON PLC SHS G4705A100 343 1,865 SH   SOLE   1,865 0 0
IMPACT SHS TR I NAACP MINO ETF 45259A209 1,940 74,772 SH   SOLE   74,772 0 0
INTUIT COM 461202103 218 562 SH   SOLE   562 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 231 863 SH   SOLE   863 0 0
INVESCO SR INCOME TR COM 46131H107 136 36,676 SH   SOLE   36,676 0 0
ISHARES INC CORE MSCI EMKT 46434G103 623 14,496 SH   SOLE   14,496 0 0
ISHARES INC GLB AGRIC PR ETF 464286350 1,493 38,154 SH   SOLE   38,154 0 0
ISHARES TR CORE MSCI EAFE 46432F842 324 6,148 SH   SOLE   6,148 0 0
ISHARES TR CORE S&P500 ETF 464287200 222 619 SH   SOLE   619 0 0
ISHARES TR CORE US AGGBD ET 464287226 233 2,423 SH   SOLE   2,423 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,039 18,554 SH   SOLE   18,554 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 224 6,418 SH   SOLE   6,418 0 0
ISHARES TR MSCI KLD400 SOC 464288570 395 5,894 SH   SOLE   5,894 0 0
ISHARES TR RESIDENTIAL MULT 464288562 1,062 14,780 SH   SOLE   14,780 0 0
ISHARES TR US HOME CONS ETF 464288752 215 4,137 SH   SOLE   4,137 0 0
ISHARES TR US INFRASTRUC 46435U713 209 6,477 SH   SOLE   6,477 0 0
JOHNSON & JOHNSON COM 478160104 313 1,915 SH   SOLE   1,915 0 0
JPMORGAN CHASE & CO COM 46625H100 535 5,119 SH   SOLE   5,119 0 0
LULULEMON ATHLETICA INC COM 550021109 353 1,261 SH   SOLE   1,261 0 0
META PLATFORMS INC CL A 30303M102 2,563 18,889 SH   SOLE   18,889 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 229 211 SH   SOLE   211 0 0
MICROSOFT CORP COM 594918104 1,535 6,590 SH   SOLE   6,590 0 0
MODERNA INC COM 60770K107 1,028 8,690 SH   SOLE   8,690 0 0
NETFLIX INC COM 64110L106 784 3,330 SH   SOLE   3,330 0 0
NOVO-NORDISK A S ADR 670100205 429 4,307 SH   SOLE   4,307 0 0
PROCTER AND GAMBLE CO COM 742718109 269 2,133 SH   SOLE   2,133 0 0
PRUDENTIAL FINL INC COM 744320102 276 3,217 SH   SOLE   3,217 0 0
RESMED INC COM 761152107 396 1,813 SH   SOLE   1,813 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 853 18,828 SH   SOLE   18,828 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 738 17,575 SH   SOLE   17,575 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,475 22,207 SH   SOLE   22,207 0 0
SEACHANGE INTL INC COM 811699107 6 13,195 SH   SOLE   13,195 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,539 21,373 SH   SOLE   21,373 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,145 13,868 SH   SOLE   13,868 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,708 29,980 SH   SOLE   29,980 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,023 60,340 SH   SOLE   60,340 0 0
SPDR SER TR S&P DIVID ETF 78464A763 501 4,493 SH   SOLE   4,493 0 0
STERIS PLC SHS USD G8473T100 307 1,845 SH   SOLE   1,845 0 0
TARGET CORP COM 87612E106 267 1,797 SH   SOLE   1,797 0 0
TESLA INC COM 88160R101 1,660 6,258 SH   SOLE   6,258 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,502 9,299 SH   SOLE   9,299 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 400 1,868 SH   SOLE   1,868 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,809 54,247 SH   SOLE   54,247 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 246 1,714 SH   SOLE   1,714 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,408 19,939 SH   SOLE   19,939 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,594 21,009 SH   SOLE   21,009 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,775 27,933 SH   SOLE   27,933 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 331 8,720 SH   SOLE   8,720 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 809 10,991 SH   SOLE   10,991 0 0