The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   19,163 147 SH   OTR 1 0 0 147
AMAZON COM INC COM Stock 023135106   522,092 4,005 SH   SOLE 0 0 0 4,005
ISHARES MORNINGSTAR GROWTH ETF ETF 464287119   377,872 6,061 SH   SOLE 0 0 0 6,061
PARAMOUNT GLOBAL CLASS B COM Stock 92556H206   0 0 SH   OTR 1 0 0 0
ALEXANDRIA REAL ESTATE EQ INC COM REIT 015271109   2,270 20 SH   OTR 1 0 0 20
CUBESMART COM REIT 229663109   1,697 38 SH   OTR 1 0 0 38
GLOBAL PMTS INC COM Stock 37940X102   0 0 SH   OTR 1 0 0 0
ROLLINS INC COM Stock 775711104   6,981 163 SH   OTR 1 0 0 163
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   12,281 731 SH   SOLE 0 0 0 731
INVESCO QQQ TRUST SERIES I ETF 46090E103   7,388 20 SH   SOLE 0 0 0 20
STARBUCKS CORP COM Stock 855244109   13,076 132 SH   OTR 1 0 0 132
STARBUCKS CORP COM Stock 855244109   15,057 152 SH   SOLE 0 0 0 152
SEMPRA COM Stock 816851109   1,456 10 SH   OTR 1 0 0 10
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   6,198 99 SH   OTR 1 0 0 99
BLOCK INC CL A Stock 852234103   1,931 29 SH   OTR 1 0 0 29
XPO INC COM Stock 983793100   1,003 17 SH   OTR 1 0 0 17
EBAY INC. COM Stock 278642103   1,564 35 SH   OTR 1 0 0 35
EBAY INC. COM Stock 278642103   1,698 38 SH   SOLE 0 0 0 38
DOLLAR GEN CORP NEW COM Stock 256677105   8,659 51 SH   OTR 1 0 0 51
JOHNSON & JOHNSON COM Stock 478160104   55,449 335 SH   OTR 1 0 0 335
JOHNSON & JOHNSON COM Stock 478160104   155,092 937 SH   SOLE 0 0 0 937
AKAMAI TECHNOLOGIES INC COM Stock 00971T101   1,797 20 SH   OTR 1 0 0 20
TAKE-TWO INTERACTIVE SOFTWARE COM Stock 874054109   2,943 20 SH   SOLE 0 0 0 20
SCHWAB 1000 INDEX ETF ETF 808524722   694,873 16,239 SH   SOLE 0 0 0 16,239
WILLIAMS SONOMA INC COM Stock 969904101   9,010 72 SH   OTR 1 0 0 72
LKQ CORP COM Stock 501889208   13,519 232 SH   OTR 1 0 0 232
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   264,184 1,199 SH   SOLE 0 0 0 1,199
DEXCOM INC COM Stock 252131107   5,140 40 SH   OTR 1 0 0 40
HCA HEALTHCARE INC COM Stock 40412C101   51,592 170 SH   OTR 1 0 0 170
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   1,101,131 27,834 SH   SOLE 0 0 0 27,834
GOLDMAN SACHS GROUP INC COM Stock 38141G104   4,193 13 SH   OTR 1 0 0 13
SCOTTS MIRACLE-GRO CO CL A Stock 810186106   1,881 30 SH   OTR 1 0 0 30
SENSEONICS HLDGS INC COM Stock 81727U105   13 17 SH   SOLE 0 0 0 17
SHELL PLC SPON ADS ADR 780259305   6,096 101 SH   SOLE 0 0 0 100
YUM BRANDS INC COM Stock 988498101   94,214 680 SH   SOLE 0 0 0 680
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   7,025 19 SH   OTR 1 0 0 19
KNIGHT-SWIFT TRANSN HLDGS INC CL A Stock 499049104   1,722 31 SH   OTR 1 0 0 31
PROCTER AND GAMBLE CO COM Stock 742718109   40,970 270 SH   OTR 1 0 0 270
PROCTER AND GAMBLE CO COM Stock 742718109   376,922 2,484 SH   SOLE 0 0 0 2,484
COCA COLA CO COM Stock 191216100   12,164 202 SH   SOLE 0 0 0 202
COCA COLA CO COM Stock 191216100   24,690 410 SH   OTR 1 0 0 410
AMEREN CORP COM Stock 023608102   1,062 13 SH   OTR 1 0 0 13
IDEX CORP COM Stock 45167R104   4,305 20 SH   OTR 1 0 0 20
PPG INDS INC COM Stock 693506107   2,521 17 SH   OTR 1 0 0 17
SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664   1,248,026 41,740 SH   SOLE 0 0 0 41,739
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,179,178 44,274 SH   SOLE 0 0 0 44,274
ESSEX PPTY TR INC COM REIT 297178105   3,046 13 SH   OTR 1 0 0 13
INTEL CORP COM Stock 458140100   1,772 53 SH   SOLE 0 0 0 53
RELIANCE STEEL & ALUMINUM CO COM Stock 759509102   9,777 36 SH   OTR 1 0 0 36
CME GROUP INC COM Stock 12572Q105   8,153 44 SH   OTR 1 0 0 44
STATE STR CORP COM Stock 857477103   8,708 119 SH   OTR 1 0 0 119
MEDTRONIC PLC SHS Stock G5960L103   8,105 92 SH   SOLE 0 0 0 92
MEDTRONIC PLC SHS Stock G5960L103   19,030 216 SH   OTR 1 0 0 216
COMERICA INC COM Stock 200340107   7,582 179 SH   OTR 1 0 0 179
FORTIVE CORP COM Stock 34959J108   6,281 84 SH   SOLE 0 0 0 84
NETFLIX INC COM Stock 64110L106   12,334 28 SH   OTR 1 0 0 28
PAYCHEX INC COM Stock 704326107   9,509 85 SH   OTR 1 0 0 85
GLOBAL MED REIT INC COM NEW REIT 37954A204   4,757 521 SH   OTR 1 0 0 521
HORMEL FOODS CORP COM Stock 440452100   1,890 47 SH   OTR 1 0 0 47
U HAUL HOLDING COMPANY COM Stock 023586100   166 3 SH   OTR 1 0 0 3
PACCAR INC COM Stock 693718108   2,593 31 SH   OTR 1 0 0 31
SEI INVTS CO COM Stock 784117103   1,967 33 SH   OTR 1 0 0 33
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334   78,196 2,417 SH   SOLE 0 0 0 2,417
AGNC INVT CORP COM REIT 00123Q104   2,067 204 SH   OTR 1 0 0 204
PROLOGIS INC. COM REIT 74340W103   9,810 80 SH   OTR 1 0 0 80
ISHARES AGENCY BOND ETF ETF 464288166   4,727 44 SH   SOLE 0 0 0 44
MERCK & CO INC COM Stock 58933Y105   28,617 248 SH   OTR 1 0 0 248
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   8,219 79 SH   SOLE 0 0 0 79
OSHKOSH CORP COM Stock 688239201   1,992 23 SH   OTR 1 0 0 23
SPDR S&P 500 ETF TRUST ETF 78462F103   940,452 2,122 SH   SOLE 0 0 0 2,121
BLINK CHARGING CO COM Stock 09354A100   4,738 791 SH   OTR 1 0 0 791
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104   9,502 41 SH   OTR 1 0 0 41
NORDSON CORP COM Stock 655663102   3,226 13 SH   OTR 1 0 0 13
YUM CHINA HLDGS INC COM Stock 98850P109   38,506 682 SH   SOLE 0 0 0 681
HERITAGE FINL CORP WASH COM Stock 42722X106   2,409 149 SH   OTR 1 0 0 149
ALLSTATE CORP COM Stock 020002101   5,234 48 SH   SOLE 0 0 0 48
ANNALY CAPITAL MANAGEMENT INC COM NEW REIT 035710839   2,121 106 SH   OTR 1 0 0 106
ALASKA AIR GROUP INC COM Stock 011659109   1,861 35 SH   OTR 1 0 0 35
HORACE MANN EDUCATORS CORP NEW COM Stock 440327104   7,771 262 SH   OTR 1 0 0 262
MATTEL INC COM Stock 577081102   1,114 57 SH   SOLE 0 0 0 57
ISHARES TIPS BOND ETF ETF 464287176   196,360 1,825 SH   SOLE 0 0 0 1,824
KALVISTA PHARMACEUTICALS INC COM Stock 483497103   1,683 187 SH   OTR 1 0 0 187
FIRST TRUST NASDAQ OIL & GAS ETF ETF 33738R845   0 0 SH   SOLE 0 0 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   3,590 55 SH   SOLE 0 0 0 55
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   11,228 172 SH   OTR 1 0 0 172
VISTRA CORP COM Stock 92840M102   8,269 315 SH   OTR 1 0 0 315
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   11,727 3,642 SH   SOLE 0 0 0 3,642
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   7,641 81 SH   OTR 1 0 0 81
BANK NEW YORK MELLON CORP COM Stock 064058100   9,794 220 SH   OTR 1 0 0 220
VERIZON COMMUNICATIONS INC COM Stock 92343V104   4,574 123 SH   OTR 1 0 0 123
CHUBB LIMITED COM Stock H1467J104   5,392 28 SH   OTR 1 0 0 28
PULTE GROUP INC COM Stock 745867101   4,195 54 SH   OTR 1 0 0 54
FIRST CMNTY BANKSHARES INC VA COM Stock 31983A103   66,417 2,234 SH   SOLE 0 0 0 2,234
PEPSICO INC COM Stock 713448108   10,928 59 SH   SOLE 0 0 0 59
PEPSICO INC COM Stock 713448108   18,707 101 SH   OTR 1 0 0 101
LAUREATE EDUCATION INC COMMON STOCK Stock 518613203   1,765 146 SH   OTR 1 0 0 146
NEWELL BRANDS INC COM Stock 651229106   8,369 962 SH   OTR 1 0 0 962
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   2,634 40 SH   OTR 1 0 0 40
INTERPUBLIC GROUP COS INC COM Stock 460690100   1,775 46 SH   OTR 1 0 0 46
OKTA INC CL A Stock 679295105   1,248 18 SH   OTR 1 0 0 18
FIRSTENERGY CORP COM Stock 337932107   2,566 66 SH   OTR 1 0 0 66
FORD MTR CO DEL COM Stock 345370860   6,793 449 SH   OTR 1 0 0 449
PEABODY ENGR CORP COM Stock 704551100   4,895 226 SH   OTR 1 0 0 226
FIRST BANCORP N C COM Stock 318910106   1,488 50 SH   OTR 1 0 0 50
US BANCORP DEL COM NEW Stock 902973304   3,172 96 SH   OTR 1 0 0 96
XCEL ENERGY INC COM Stock 98389B100   6,341 102 SH   OTR 1 0 0 102
KINETIK HOLDINGS INC COM NEW CL A Stock 02215L209   1,722 49 SH   OTR 1 0 0 49
HOME DEPOT INC COM Stock 437076102   16,464 53 SH   OTR 1 0 0 53
ISHARES MSCI SAUDI ARABIA ETF ETF 46434V423   0 0 SH   SOLE 0 0 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   51,729 235 SH   SOLE 0 0 0 235
OFFICE PPTYS INCOME TR COM SHS BEN INT REIT 67623C109   3,619 470 SH   OTR 1 0 0 470
BRIGHTHOUSE FINL INC COM Stock 10922N103   2,320 49 SH   OTR 1 0 0 49
PETIQ INC COM CL A Stock 71639T106   2,670 176 SH   OTR 1 0 0 176
SSR MINING IN COM Stock 784730103   5,407 381 SH   OTR 1 0 0 381
INVESCO MORTGAGE CAPITAL INC COM REIT 46131B704   1,675 146 SH   OTR 1 0 0 146
DUPONT DE NEMOURS INC COM Stock 26614N102   5,072 71 SH   OTR 1 0 0 71
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   142,762 1,014 SH   SOLE 0 0 0 1,013
COOPER COS INC COM NEW Stock 216648402   2,301 6 SH   OTR 1 0 0 6
SPDR GOLD SHARES ETF 78463V107   0 0 SH   SOLE 0 0 0 0
VICI PPTYS INC COM REIT 925652109   3,237 103 SH   OTR 1 0 0 103
BECTON DICKINSON & CO COM Stock 075887109   5,544 21 SH   SOLE 0 0 0 21
BECTON DICKINSON & CO COM Stock 075887109   20,593 78 SH   OTR 1 0 0 78
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   1,988 12 SH   OTR 1 0 0 12
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   911,625 20,813 SH   SOLE 0 0 0 20,813
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   6,329 23 SH   SOLE 0 0 0 23
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   2,110,521 40,822 SH   SOLE 0 0 0 40,822
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   17,441,203 489,234 SH   SOLE 0 0 0 489,234
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   6,032,169 115,184 SH   SOLE 0 0 0 115,183
WHIRLPOOL CORP COM Stock 963320106   4,017 27 SH   OTR 1 0 0 27
WEBSTER FINL CORP COM Stock 947890109   9,702 257 SH   OTR 1 0 0 257
IQVIA HLDGS INC COM Stock 46266C105   3,821 17 SH   OTR 1 0 0 17
BANDWIDTH INC COM CL A Stock 05988J103   1,532 112 SH   OTR 1 0 0 112
ASSURED GUARANTY LTD COM Stock G0585R106   6,361 114 SH   OTR 1 0 0 114
ATMOS ENERGY CORP COM Stock 049560105   5,352 46 SH   OTR 1 0 0 46
EVANS BANCORP INC COM NEW Stock 29911Q208   7,379 296 SH   OTR 1 0 0 296
PINNACLE WEST CAP CORP COM Stock 723484101   8,309 102 SH   OTR 1 0 0 102
TELEFLEX INCORPORATED COM Stock 879369106   4,115 17 SH   OTR 1 0 0 17
SPECTRUM BRANDS HLDGS INC NEW COM Stock 84790A105   1,405 18 SH   OTR 1 0 0 18
CENTENE CORP DEL COM Stock 15135B101   7,420 110 SH   SOLE 0 0 0 110
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   3,986 40 SH   SOLE 0 0 0 40
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT REIT 456237106   2,284 692 SH   OTR 1 0 0 692
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   46,717 137 SH   SOLE 0 0 0 137
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   83,204 244 SH   OTR 1 0 0 244
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   9,916,398 402,615 SH   SOLE 0 0 0 402,614
AMERICOLD REALTY TRUST INC COM REIT 03064D108   4,393 136 SH   OTR 1 0 0 136
EXELON CORP COM Stock 30161N101   3,870 95 SH   OTR 1 0 0 95
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   4,426 56 SH   SOLE 0 0 0 56
ALPHABET INC CAP STK CL A Stock 02079K305   47,401 396 SH   OTR 1 0 0 396
ALPHABET INC CAP STK CL A Stock 02079K305   479,279 4,004 SH   SOLE 0 0 0 4,004
PG&E CORP COM Stock 69331C108   4,303 249 SH   OTR 1 0 0 249
FISERV INC COM Stock 337738108   8,452 67 SH   OTR 1 0 0 67
OREILLY AUTOMOTIVE INC COM Stock 67103H107   9,553 10 SH   OTR 1 0 0 10
NEWMONT CORP COM Stock 651639106   9,854 231 SH   OTR 1 0 0 231
COGENT BIOSCIENCES INC COM Stock 19240Q201   4,049 342 SH   OTR 1 0 0 342
CSX CORP COM Stock 126408103   2,080 61 SH   OTR 1 0 0 61
CSX CORP COM Stock 126408103   3,683 108 SH   SOLE 0 0 0 108
COMCAST CORP NEW CL A Stock 20030N101   623 15 SH   SOLE 0 0 0 15
COMCAST CORP NEW CL A Stock 20030N101   17,243 415 SH   OTR 1 0 0 415
MICROSOFT CORP COM Stock 594918104   79,005 232 SH   OTR 1 0 0 232
MICROSOFT CORP COM Stock 594918104   1,343,513 3,945 SH   SOLE 0 0 0 3,945
FIRST HORIZON CORPORATION COM Stock 320517105   7,900 701 SH   OTR 1 0 0 701
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100   5,272 87 SH   OTR 1 0 0 87
VALERO ENERGY CORP COM Stock 91913Y100   1,994 17 SH   SOLE 0 0 0 17
SCHLUMBERGER LTD COM STK Stock 806857108   3,586 73 SH   OTR 1 0 0 73
CVS HEALTH CORP COM Stock 126650100   277 4 SH   SOLE 0 0 0 4
EVERGY INC COM Stock 30034W106   24,011 411 SH   SOLE 0 0 0 411
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   101,008 6,770 SH   SOLE 0 0 0 6,770
KEZAR LIFE SCIENCES INC COM Stock 49372L100   6,728 2,746 SH   OTR 1 0 0 2,746
MASCO CORP COM Stock 574599106   4,763 83 SH   OTR 1 0 0 83
NISOURCE INC COM Stock 65473P105   3,692 135 SH   OTR 1 0 0 135
SIMON PPTY GROUP INC NEW COM REIT 828806109   2,656 23 SH   OTR 1 0 0 23
RPM INTL INC COM Stock 749685103   2,692 30 SH   OTR 1 0 0 30
KEURIG DR PEPPER INC COM Stock 49271V100   10,538 337 SH   OTR 1 0 0 337
BROWN & BROWN INC COM Stock 115236101   10,119 147 SH   OTR 1 0 0 147
GARMIN LTD SHS Stock H2906T109   0 0 SH   SOLE 0 0 0 0
EAGLE BANCORP INC MD COM Stock 268948106   7,321 346 SH   OTR 1 0 0 346
MFA FINL INC COM REIT 55272X607   2,270 202 SH   OTR 1 0 0 202
MASTERBRAND INC COMMON STOCK Stock 57638P104   721 62 SH   OTR 1 0 0 62
READY CAPITAL CORP COM REIT 75574U101   7,603 674 SH   OTR 1 0 0 674
BOEING CO COM Stock 097023105   2,956 14 SH   OTR 1 0 0 14
COPART INC COM Stock 217204106   4,196 46 SH   OTR 1 0 0 46
VANGUARD SMALL-CAP ETF ETF 922908751   9,348 47 SH   SOLE 0 0 0 47
NEXTERA ENERGY INC COM Stock 65339F101   1,558 21 SH   OTR 1 0 0 21
NIKE INC CL B Stock 654106103   13,907 126 SH   SOLE 0 0 0 126
NIKE INC CL B Stock 654106103   42,713 387 SH   OTR 1 0 0 387
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   2,321,674 40,216 SH   SOLE 0 0 0 40,216
SOUTHWESTERN ENERGY CO COM Stock 845467109   15,470 2,574 SH   OTR 1 0 0 2,574
URBAN OUTFITTERS INC COM Stock 917047102   2,485 75 SH   OTR 1 0 0 75
TESLA INC COM Stock 88160R101   9,947 38 SH   OTR 1 0 0 38
EQUITY COMWLTH COM SH BEN INT REIT 294628102   7,820 386 SH   OTR 1 0 0 386
MSCI INC COM Stock 55354G100   3,285 7 SH   OTR 1 0 0 7
VANGUARD LONG-TERM TREASURY ETF ETF 92206C847   7,515,295 118,295 SH   SOLE 0 0 0 118,295
LINDE PLC SHS Stock G54950103   13,338 35 SH   OTR 1 0 0 35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   38,991 750 SH   SOLE 0 0 0 750
CMS ENERGY CORP COM Stock 125896100   4,524 77 SH   OTR 1 0 0 77
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   2,595 100 SH   OTR 1 0 0 100
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203   6,113 42 SH   OTR 1 0 0 42
ARGO GROUP INTL HLDGS LTD COM Stock G0464B107   3,316 112 SH   OTR 1 0 0 112
VANGUARD HEALTH CARE ETF ETF 92204A504   2,448 10 SH   SOLE 0 0 0 10
BOSTON PROPERTIES INC COM REIT 101121101   1,843 32 SH   OTR 1 0 0 32
KILROY RLTY CORP COM REIT 49427F108   2,708 90 SH   OTR 1 0 0 90
MACERICH CO COM REIT 554382101   1,927 171 SH   OTR 1 0 0 171
SAFEHOLD INC COM REIT 78646V107   6,027 254 SH   OTR 1 0 0 254
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   2,525,224 52,543 SH   SOLE 0 0 0 52,543
NEWMARKET CORP COM Stock 651587107   1,608 4 SH   OTR 1 0 0 4
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   115,695 2,232 SH   SOLE 0 0 0 2,231
SCHWAB US TIPS ETF ETF 808524870   2,698,337 51,466 SH   SOLE 0 0 0 51,465
AMPHENOL CORP NEW CL A Stock 032095101   12,743 150 SH   OTR 1 0 0 150
CARLISLE COS INC COM Stock 142339100   3,078 12 SH   OTR 1 0 0 12
STANLEY BLACK & DECKER INC COM Stock 854502101   4,592 49 SH   OTR 1 0 0 49
WELLTOWER INC COM REIT 95040Q104   6,552 81 SH   OTR 1 0 0 81
DOW INC COM Stock 260557103   1,545 29 SH   OTR 1 0 0 29
ARCH CAP GROUP LTD ORD Stock G0450A105   5,165 69 SH   OTR 1 0 0 69
ENLIVEX THERAPEUTICS LTD COM Stock M4130Y106   394 150 SH   SOLE 0 0 0 150
ARMOUR RESIDENTIAL REIT INC COM NEW REIT 042315507   3,736 701 SH   OTR 1 0 0 701
CONAGRA BRANDS INC COM Stock 205887102   9,037 268 SH   OTR 1 0 0 268
FIFTH THIRD BANCORP COM Stock 316773100   5,897 225 SH   OTR 1 0 0 225
FIFTH THIRD BANCORP COM Stock 316773100   6,081 232 SH   SOLE 0 0 0 232
UBER TECHNOLOGIES INC COM Stock 90353T100   2,677 62 SH   OTR 1 0 0 62
ILLUMINA INC COM Stock 452327109   3,750 20 SH   OTR 1 0 0 20
WESTERN UN CO COM Stock 959802109   8,023 684 SH   OTR 1 0 0 684
CONSOLIDATED EDISON INC COM Stock 209115104   9,944 110 SH   OTR 1 0 0 110
CONSOLIDATED EDISON INC COM Stock 209115104   40,861 452 SH   SOLE 0 0 0 452
GENERAL MTRS CO COM Stock 37045V100   4,859 126 SH   OTR 1 0 0 126
HUNTINGTON BANCSHARES INC COM Stock 446150104   0 0 SH   OTR 1 0 0 0
FREEDOM 100 EMERGING MARKETS ETF ETF 02072L607   0 0 SH   SOLE 0 0 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   667,174 8,643 SH   SOLE 0 0 0 8,643
VANGUARD RUSSELL 2000 ETF ETF 92206C664   105,354 1,393 SH   SOLE 0 0 0 1,393
WABTEC COM Stock 929740108   2,851 26 SH   OTR 1 0 0 26
LILLY ELI & CO COM Stock 532457108   3,283 7 SH   OTR 1 0 0 7
AIR PRODS & CHEMS INC COM Stock 009158106   6,290 21 SH   OTR 1 0 0 21
LEIDOS HOLDINGS INC COM Stock 525327102   885 10 SH   SOLE 0 0 0 10
GLOBAL X CANNABIS ETF ETF 37954Y145   13 2 SH   SOLE 0 0 0 2
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   25,236 450 SH   SOLE 0 0 0 450
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   477,846 4,350 SH   SOLE 0 0 0 4,350
HOLOGIC INC COM Stock 436440101   2,996 37 SH   OTR 1 0 0 37
LIFE STORAGE INC COM REIT 53223X107   3,590 27 SH   OTR 1 0 0 27
ISHARES RUSSELL 2000 ETF ETF 464287655   1,782,429 9,518 SH   SOLE 0 0 0 9,517
DESKTOP METAL INC COM CL A Stock 25058X105   1,678 948 SH   OTR 1 0 0 948
DOUGLAS EMMETT INC COM REIT 25960P109   1,458 116 SH   OTR 1 0 0 116
APOLLO GLOBAL MGMT INC COM Stock 03769M106   2,919 38 SH   OTR 1 0 0 38
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   2,133 39 SH   OTR 1 0 0 39
IMMUNOVANT INC COM Stock 45258J102   6,640 350 SH   OTR 1 0 0 350
VERTIV HOLDINGS CO COM CL A Stock 92537N108   3,641 147 SH   OTR 1 0 0 147
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   4,666 52 SH   SOLE 0 0 0 52
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   550,835 4,533 SH   SOLE 0 0 0 4,532
DIGITAL RLTY TR INC COM REIT 253868103   0 0 SH   OTR 1 0 0 0
TREDEGAR CORP COM Stock 894650100   7,957 1,193 SH   OTR 1 0 0 1,193
CARRIER GLOBAL CORPORATION COM Stock 14448C104   9,296 187 SH   SOLE 0 0 0 187
CARRIER GLOBAL CORPORATION COM Stock 14448C104   17,647 355 SH   OTR 1 0 0 355
ZENTALIS PHARMACEUTICALS INC COM Stock 98943L107   2,341 83 SH   OTR 1 0 0 83
FREEPORT-MCMORAN INC CL B Stock 35671D857   1,960 49 SH   OTR 1 0 0 49
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   6,417 3 SH   OTR 1 0 0 3
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   1,400 12 SH   SOLE 0 0 0 12
DICKS SPORTING GOODS INC COM Stock 253393102   1,983 15 SH   OTR 1 0 0 15
SPIRIT AIRLS INC COM Stock 848577102   7,327 427 SH   OTR 1 0 0 427
DANIMER SCIENTIFIC INC COM CL A Stock 236272100   1,411 593 SH   OTR 1 0 0 593
GENERATION BIO CO COM Stock 37148K100   1,826 332 SH   OTR 1 0 0 332
AVIDITY BIOSCIENCES INC COM Stock 05370A108   1,364 123 SH   OTR 1 0 0 123
IAC INC COM NEW Stock 44891N208   565 9 SH   OTR 1 0 0 9
LEMONADE INC COM Stock 52567D107   3,656 217 SH   OTR 1 0 0 217
STONEX GROUP INC COM Stock 861896108   6,065 73 SH   OTR 1 0 0 73
NKARTA INC COM Stock 65487U108   880 402 SH   OTR 1 0 0 402
RELAY THERAPEUTICS INC COM Stock 75943R102   1,583 126 SH   OTR 1 0 0 126
ALX ONCOLOGY HLDGS INC COM Stock 00166B105   2,373 316 SH   OTR 1 0 0 316
QUANTA SVCS INC COM Stock 74762E102   6,876 35 SH   OTR 1 0 0 35
ISHARES SELECT DIVIDEND ETF ETF 464287168   408,705 3,607 SH   SOLE 0 0 0 3,607
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BORGWARNER INC COM Stock 099724106   3,081 63 SH   OTR 1 0 0 63
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   7,737 82 SH   OTR 1 0 0 82
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   10,945 116 SH   SOLE 0 0 0 116
CARA THERAPEUTICS INC COM Stock 140755109   4,763 1,683 SH   OTR 1 0 0 1,683
COMMUNITY BK SYS INC COM Stock 203607106   0 0 SH   OTR 1 0 0 0
DELTA AIR LINES INC DEL COM NEW Stock 247361702   8,652 182 SH   SOLE 0 0 0 182
MARKETAXESS HLDGS INC COM Stock 57060D108   2,353 9 SH   OTR 1 0 0 9
VANGUARD SHORT-TERM BOND ETF ETF 921937827   205,236 2,716 SH   SOLE 0 0 0 2,715
GARTNER INC COM Stock 366651107   11,911 34 SH   OTR 1 0 0 34
GLACIER BANCORP INC NEW COM Stock 37637Q105   2,307 74 SH   OTR 1 0 0 74
HELMERICH & PAYNE INC COM Stock 423452101   6,665 188 SH   OTR 1 0 0 188
LAM RESEARCH CORP COM Stock 512807108   5,786 9 SH   OTR 1 0 0 9
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   2,945,401 68,181 SH   SOLE 0 0 0 68,180
QORVO INC COM Stock 74736K101   2,143 21 SH   OTR 1 0 0 21
PHILIP MORRIS INTL INC COM Stock 718172109   1,464 15 SH   OTR 1 0 0 15
NRG ENERGY INC COM NEW Stock 629377508   5,459 146 SH   OTR 1 0 0 146
BANK MARIN BANCORP COM Stock 063425102   2,156 122 SH   OTR 1 0 0 122
ISHARES MSCI QATAR ETF ETF 46434V779   0 0 SH   SOLE 0 0 0 0
ROYAL GOLD INC COM Stock 780287108   2,525 22 SH   OTR 1 0 0 22
SERVICE CORP INTL COM Stock 817565104   6,653 103 SH   OTR 1 0 0 103
SYNOPSYS INC COM Stock 871607107   10,014 23 SH   OTR 1 0 0 23
PNC FINL SVCS GROUP INC COM Stock 693475105   3,401 27 SH   OTR 1 0 0 27
EQUINIX INC COM REIT 29444U700   1,568 2 SH   OTR 1 0 0 2
SPDR DOW JONES REIT ETF ETF 78464A607   19,003 210 SH   SOLE 0 0 0 210
ALTRIA GROUP INC COM Stock 02209S103   2,627 58 SH   OTR 1 0 0 58
LOEWS CORP COM Stock 540424108   3,682 62 SH   OTR 1 0 0 62
CITIGROUP INC COM NEW Stock 172967424   645 14 SH   SOLE 0 0 0 14
CITIGROUP INC COM NEW Stock 172967424   13,812 300 SH   OTR 1 0 0 300
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   256,379 2,963 SH   SOLE 0 0 0 2,962
CADENCE DESIGN SYSTEM INC COM Stock 127387108   8,443 36 SH   OTR 1 0 0 36
AGILENT TECHNOLOGIES INC COM Stock 00846U101   84,536 703 SH   SOLE 0 0 0 703
RELMADA THERAPEUTICS INC COM Stock 75955J402   1,697 690 SH   OTR 1 0 0 690
EXXON MOBIL CORP COM Stock 30231G102   45,045 420 SH   OTR 1 0 0 420
NORTHWESTERN CORP COM NEW Stock 668074305   2,668 47 SH   OTR 1 0 0 47
UNITEDHEALTH GROUP INC COM Stock 91324P102   24,513 51 SH   OTR 1 0 0 51
PRICE T ROWE GROUP INC COM Stock 74144T108   4,481 40 SH   OTR 1 0 0 40
TRAVELERS COMPANIES INC COM Stock 89417E109   8,509 49 SH   SOLE 0 0 0 49
LOWES COS INC COM Stock 548661107   70,329 312 SH   SOLE 0 0 0 311
LINCOLN NATL CORP IND COM Stock 534187109   4,302 167 SH   OTR 1 0 0 167
COLFAX CORP COM Stock 194014502   1,218 19 SH   OTR 1 0 0 19
GODADDY INC CL A Stock 380237107   5,259 70 SH   OTR 1 0 0 70
DEERE & CO COM Stock 244199105   1,621 4 SH   OTR 1 0 0 4
TRITON INTL LTD CL A Stock G9078F107   2,331 28 SH   OTR 1 0 0 28
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   119,652 3,361 SH   SOLE 0 0 0 3,361
AMERICAN INTL GROUP INC COM NEW Stock 026874784   9,954 173 SH   OTR 1 0 0 173
CHEMOURS CO COM Stock 163851108   15,604 423 SH   OTR 1 0 0 423
TRANSUNION COM Stock 89400J107   2,507 32 SH   OTR 1 0 0 32
NOVO-NORDISK A S ADR ADR 670100205   45,312 280 SH   SOLE 0 0 0 280
KRAFT HEINZ CO COM Stock 500754106   10,402 293 SH   OTR 1 0 0 293
NASDAQ INC COM Stock 631103108   4,636 93 SH   OTR 1 0 0 93
SCHWAB CHARLES CORP COM Stock 808513105   6,008 106 SH   OTR 1 0 0 106
CROWN CASTLE INC COM REIT 22822V101   12,419 109 SH   OTR 1 0 0 109
WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND ETF 97717X511   6,976 162 SH   SOLE 0 0 0 161
ALLEGIANT TRAVEL CO COM Stock 01748X102   4,167 33 SH   OTR 1 0 0 33
AUTOZONE INC COM Stock 053332102   7,480 3 SH   OTR 1 0 0 3
BLACKROCK INC COM Stock 09247X101   3,456 5 SH   OTR 1 0 0 5
BIO-TECHNE CORP COM Stock 09073M104   7,183 88 SH   OTR 1 0 0 88
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   30,283 603 SH   SOLE 0 0 0 603
ISHARES MSCI EAFE ETF ETF 464287465   993,757 13,707 SH   SOLE 0 0 0 13,706
APPLE INC COM Stock 037833100   138,301 713 SH   OTR 1 0 0 713
APPLE INC COM Stock 037833100   906,228 4,672 SH   SOLE 0 0 0 4,672
WEC ENERGY GROUP INC COM Stock 92939U106   5,118 58 SH   OTR 1 0 0 58
WEC ENERGY GROUP INC COM Stock 92939U106   132,360 1,500 SH   SOLE 0 0 0 1,500
ABBOTT LABS COM Stock 002824100   4,034 37 SH   OTR 1 0 0 37
DISNEY WALT CO COM Stock 254687106   0 0 SH   SOLE 0 0 0 0
DISNEY WALT CO COM Stock 254687106   2,500 28 SH   OTR 1 0 0 28
UNIVERSAL HLTH SVCS INC CL B Stock 913903100   947 6 SH   SOLE 0 0 0 6
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   3,879 40 SH   SOLE 0 0 0 40
ISHARES RUSSELL 1000 ETF ETF 464287622   2,074,709 8,512 SH   SOLE 0 0 0 8,511
MARSH & MCLENNAN COS INC COM Stock 571748102   8,087 43 SH   OTR 1 0 0 43
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   4,548,695 28,820 SH   SOLE 0 0 0 28,820
ISHARES MORNINGSTAR U.S. EQUITY ETF ETF 464287127   444,706 7,281 SH   SOLE 0 0 0 7,280
QUOTIENT TECHNOLOGY INC COM Stock 749119103   3,729 971 SH   OTR 1 0 0 971