The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   285,609 812 SH   SOLE   0 0 812
ABBVIE INC COM 00287Y109   266,081 1,497 SH   SOLE   0 0 1,497
ALPHABET INC CAP STK CL C 02079K107   307,842 1,616 SH   SOLE   0 0 1,616
ALPHABET INC CAP STK CL A 02079K305   302,016 1,595 SH   SOLE   0 0 1,595
AMAZON COM INC COM 023135106   1,164,058 5,306 SH   SOLE   0 0 5,306
AMERICAN EXPRESS CO COM 025816109   233,058 785 SH   SOLE   0 0 785
AMERIPRISE FINL INC COM 03076C106   327,164 614 SH   SOLE   0 0 614
ELEVANCE HEALTH INC COM 036752103   205,477 557 SH   SOLE   0 0 557
APPLE INC COM 037833100   4,083,310 16,306 SH   SOLE   0 0 16,306
BANK AMERICA CORP COM 060505104   208,897 4,753 SH   SOLE   0 0 4,753
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   294,179 649 SH   SOLE   0 0 649
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   12,406,028 238,458 SH   SOLE   0 0 238,458
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   17,664,397 344,652 SH   SOLE   0 0 344,652
BLACKROCK ETF TRUST INT DIVIDEND ETF 09290C848   757,204 30,693 SH   SOLE   0 0 30,693
BLACKROCK ETF TRUST ISHARES ADVANTAG 09290C863   854,264 28,240 SH   SOLE   0 0 28,240
CHEVRON CORP NEW COM 166764100   428,606 2,959 SH   SOLE   0 0 2,959
CONOCOPHILLIPS COM 20825C104   385,766 3,890 SH   SOLE   0 0 3,890
COSTCO WHSL CORP NEW COM 22160K105   228,042 249 SH   SOLE   0 0 249
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102   267,067 2,949 SH   SOLE   0 0 2,949
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   986,100 5,845 SH   SOLE   0 0 5,845
EXXON MOBIL CORP COM 30231G102   615,287 5,720 SH   SOLE   0 0 5,720
META PLATFORMS INC CL A 30303M102   225,414 385 SH   SOLE   0 0 385
HOME DEPOT INC COM 437076102   602,714 1,549 SH   SOLE   0 0 1,549
INDEPENDENT BK CORP MASS COM 453836108   1,161,839 18,100 SH   SOLE   0 0 18,100
INVESCO QQQ TR UNIT SER 1 46090E103   238,620 467 SH   SOLE   0 0 467
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   1,377,960 11,155 SH   SOLE   0 0 11,155
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   1,193,595 12,563 SH   SOLE   0 0 12,563
ISHARES GOLD TR ISHARES NEW 464285204   2,238,770 45,221 SH   SOLE   0 0 45,221
ISHARES TR S&P 100 ETF 464287101   4,297,288 14,879 SH   SOLE   0 0 14,879
ISHARES TR CORE S&P TTL STK 464287150   2,675,073 20,786 SH   SOLE   0 0 20,786
ISHARES TR CORE S&P500 ETF 464287200   40,639,054 69,027 SH   SOLE   0 0 69,027
ISHARES TR IBOXX INV CP ETF 464287242   455,815 4,221 SH   SOLE   0 0 4,221
ISHARES TR S&P 500 GRWT ETF 464287309   19,648,599 193,505 SH   SOLE   0 0 193,505
ISHARES TR S&P 500 VAL ETF 464287408   6,570,232 34,414 SH   SOLE   0 0 34,414
ISHARES TR 20 YR TR BD ETF 464287432   6,505,279 74,462 SH   SOLE   0 0 74,462
ISHARES TR ISHARES SEMICDTR 464287523   5,018,217 23,282 SH   SOLE   0 0 23,282
ISHARES TR U.S. TECH ETF 464287721   8,422,515 52,802 SH   SOLE   0 0 52,802
ISHARES TR JPMORGAN USD EMG 464288281   3,421,600 38,434 SH   SOLE   0 0 38,434
ISHARES TR MBS ETF 464288588   10,291,594 112,249 SH   SOLE   0 0 112,249
ISHARES TR USD INV GRDE ETF 464288620   3,082,913 61,315 SH   SOLE   0 0 61,315
ISHARES TR 10-20 YR TRS ETF 464288653   1,098,106 11,042 SH   SOLE   0 0 11,042
ISHARES TR 3 7 YR TREAS BD 464288661   233,873 2,009 SH   SOLE   0 0 2,009
ISHARES TR EAFE VALUE ETF 464288877   13,280,785 253,054 SH   SOLE   0 0 253,054
ISHARES TR EAFE GRWTH ETF 464288885   573,036 5,908 SH   SOLE   0 0 5,908
ISHARES TR RUS TP200 GR ETF 464289438   1,841,545 7,827 SH   SOLE   0 0 7,827
ISHARES TR RUS TOP 200 ETF 464289446   1,309,709 9,051 SH   SOLE   0 0 9,051
ISHARES TR A RATE CP BD ETF 46429B291   6,554,596 140,085 SH   SOLE   0 0 140,085
ISHARES TR MSCI USA MIN VOL 46429B697   235,304 2,650 SH   SOLE   0 0 2,650
ISHARES TR MSCI USA QLT FCT 46432F339   19,836,134 111,368 SH   SOLE   0 0 111,368
ISHARES TR MSCI USA MMENTM 46432F396   4,585,471 22,159 SH   SOLE   0 0 22,159
ISHARES INC MSCI EMRG CHN 46434G764   11,612,016 209,624 SH   SOLE   0 0 209,624
ISHARES TR CORE TOTAL USD 46434V613   1,686,275 37,262 SH   SOLE   0 0 37,262
ISHARES TR CORE DIV GRWTH 46434V621   301,261 4,911 SH   SOLE   0 0 4,911
ISHARES TR CONV BD ETF 46435G102   1,074,527 12,646 SH   SOLE   0 0 12,646
ISHARES TR HIGH YLD SYSTM B 46435G250   3,769,326 80,181 SH   SOLE   0 0 80,181
ISHARES TR MSCI INTL VLU FT 46435G409   553,073 20,406 SH   SOLE   0 0 20,406
ISHARES TR US INFRASTRUC 46435U713   1,361,503 29,409 SH   SOLE   0 0 29,409
ISHARES TR INVT GRD CORP BD 46436E288   2,091,677 79,535 SH   SOLE   0 0 79,535
ISHARES TR HIGH YLD CORP BD 46436E320   2,408,198 75,722 SH   SOLE   0 0 75,722
JPMORGAN CHASE & CO. COM 46625H100   465,740 1,943 SH   SOLE   0 0 1,943
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,874,621 32,585 SH   SOLE   0 0 32,585
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   353,708 3,339 SH   SOLE   0 0 3,339
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   299,337 5,969 SH   SOLE   0 0 5,969
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   241,303 4,758 SH   SOLE   0 0 4,758
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,222,438 21,682 SH   SOLE   0 0 21,682
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   3,374,330 66,542 SH   SOLE   0 0 66,542
JOHNSON & JOHNSON COM 478160104   449,414 3,108 SH   SOLE   0 0 3,108
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   259,466 8,502 SH   SOLE   0 0 8,502
ELI LILLY & CO COM 532457108   319,421 414 SH   SOLE   0 0 414
LOCKHEED MARTIN CORP COM 539830109   611,046 1,257 SH   SOLE   0 0 1,257
MARRIOTT INTL INC NEW CL A 571903202   469,993 1,685 SH   SOLE   0 0 1,685
MCDONALDS CORP COM 580135101   333,675 1,151 SH   SOLE   0 0 1,151
MERCK & CO INC COM 58933Y105   203,133 2,042 SH   SOLE   0 0 2,042
MICROSOFT CORP COM 594918104   1,877,766 4,455 SH   SOLE   0 0 4,455
NVIDIA CORPORATION COM 67066G104   623,421 4,642 SH   SOLE   0 0 4,642
ORACLE CORP COM 68389X105   429,431 2,574 SH   SOLE   0 0 2,574
PGIM ETF TR PGIM ULTRA SH BD 69344A107   614,859 12,409 SH   SOLE   0 0 12,409
PEPSICO INC COM 713448108   277,952 1,828 SH   SOLE   0 0 1,828
PHILIP MORRIS INTL INC COM 718172109   219,716 1,826 SH   SOLE   0 0 1,826
PROCTER AND GAMBLE CO COM 742718109   266,434 1,589 SH   SOLE   0 0 1,589
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   267,242 3,163 SH   SOLE   0 0 3,163
RTX CORPORATION COM 75513E101   678,409 5,863 SH   SOLE   0 0 5,863
ROCKWELL AUTOMATION INC COM 773903109   300,187 1,050 SH   SOLE   0 0 1,050
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,116,537 3,611 SH   SOLE   0 0 3,611
SPDR GOLD TR GOLD SHS 78463V107   341,530 1,411 SH   SOLE   0 0 1,411
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   737,033 19,209 SH   SOLE   0 0 19,209
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   408,730 11,976 SH   SOLE   0 0 11,976
SPDR SER TR PORTFOLIO INTRMD 78464A375   305,850 9,336 SH   SOLE   0 0 9,336
SPDR SER TR BLOOMBERG EMERGI 78464A391   276,062 14,135 SH   SOLE   0 0 14,135
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,964,004 33,720 SH   SOLE   0 0 33,720
SPDR SER TR PORTFOLIO AGRGTE 78464A649   530,638 21,234 SH   SOLE   0 0 21,234
SPDR SER TR BLOOMBERG ENHNCD 78468R440   222,590 8,599 SH   SOLE   0 0 8,599
SPDR SER TR BLOOMBERG HIGH Y 78468R622   727,283 7,618 SH   SOLE   0 0 7,618
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   455,080 4,977 SH   SOLE   0 0 4,977
SPDR SER TR PORTFOLIO S&P600 78468R853   304,507 6,779 SH   SOLE   0 0 6,779
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   341,850 18,488 SH   SOLE   0 0 18,488
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   898,371 16,811 SH   SOLE   0 0 16,811
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   1,721,290 67,873 SH   SOLE   0 0 67,873
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,985,219 164,068 SH   SOLE   0 0 164,068
SCILEX HOLDING CO *W EXP 11/10/202 80880W114   7,560 36,000 SH   SOLE   0 0 36,000
SHERWIN WILLIAMS CO COM 824348106   4,727,575 13,907 SH   SOLE   0 0 13,907
TESLA INC COM 88160R101   425,371 1,053 SH   SOLE   0 0 1,053
THERMO FISHER SCIENTIFIC INC COM 883556102   253,746 488 SH   SOLE   0 0 488
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   216,281 3,161 SH   SOLE   0 0 3,161
VANGUARD BD INDEX FDS INTERMED TERM 921937819   233,430 3,124 SH   SOLE   0 0 3,124
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   478,289 6,190 SH   SOLE   0 0 6,190
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   700,308 14,645 SH   SOLE   0 0 14,645
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   571,567 11,653 SH   SOLE   0 0 11,653
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   250,430 5,686 SH   SOLE   0 0 5,686
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   240,458 5,303 SH   SOLE   0 0 5,303
VANGUARD INDEX FDS GROWTH ETF 922908736   869,663 2,119 SH   SOLE   0 0 2,119
VANGUARD INDEX FDS VALUE ETF 922908744   663,647 3,920 SH   SOLE   0 0 3,920
VERIZON COMMUNICATIONS INC COM 92343V104   263,089 6,579 SH   SOLE   0 0 6,579
VISA INC COM CL A 92826C839   328,829 1,040 SH   SOLE   0 0 1,040