The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   261,900 882 SH   SOLE 0 0 0 882
ALPHABET INC CAP STK CL A 02079K305   417,405 3,364 SH   SOLE 0 0 0 3,364
ALPHABET INC CAP STK CL C 02079K107   636,400 5,079 SH   SOLE 0 0 0 5,079
AMAZON COM INC COM 023135106   4,871,232 36,601 SH   SOLE 0 0 0 36,601
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,631,768 22,039 SH   SOLE 0 0 0 22,039
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,962,345 55,847 SH   SOLE 0 0 0 55,847
APPLE INC COM 037833100   18,389,300 107,685 SH   SOLE 0 0 0 107,685
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   814,067 2,385 SH   SOLE 0 0 0 2,385
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,825 1 SH   SOLE 0 0 0 1
CISCO SYS INC COM 17275R102   221,526 4,249 SH   SOLE 0 0 0 4,249
CONOCOPHILLIPS COM 20825C104   200,773 1,690 SH   SOLE 0 0 0 1,690
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   234,307 5,420 SH   SOLE 0 0 0 5,420
ELI LILLY & CO COM 532457108   1,346,752 2,431 SH   SOLE 0 0 0 2,431
EXXON MOBIL CORP COM 30231G102   296,923 2,805 SH   SOLE 0 0 0 2,805
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   21,920 16,000 SH   SOLE 0 0 0 16,000
HOME DEPOT INC COM 437076102   245,362 862 SH   SOLE 0 0 0 862
INTERNATIONAL BUSINESS MACHS COM 459200101   314,992 2,178 SH   SOLE 0 0 0 2,178
INVESCO QQQ TR UNIT SER 1 46090E103   626,338 1,785 SH   SOLE 0 0 0 1,785
ISHARES INC CORE MSCI EMKT 46434G103   9,215,385 200,596 SH   SOLE 0 0 0 200,596
ISHARES TR MSCI EAFE MIN VL 46429B689   3,315,169 51,751 SH   SOLE 0 0 0 51,751
ISHARES TR RUSSELL 3000 ETF 464287689   441,503 1,850 SH   SOLE 0 0 0 1,850
ISHARES TR CORE S&P SCP ETF 464287804   332,124 3,736 SH   SOLE 0 0 0 3,736
ISHARES TR CORE S&P US GWT 464287671   76,521,849 828,517 SH   SOLE 0 0 0 828,517
ISHARES TR MSCI USA QLT FCT 46432F339   237,210,893 1,826,948 SH   SOLE 0 0 0 1,826,948
ISHARES TR NATIONAL MUN ETF 464288414   12,920,064 127,896 SH   SOLE 0 0 0 127,896
ISHARES TR MSCI USA MIN VOL 46429B697   7,936,564 110,614 SH   SOLE 0 0 0 110,614
ISHARES TR ESG AW MSCI EAFE 46435G516   1,734,103 25,909 SH   SOLE 0 0 0 25,909
ISHARES TR RUS 2000 VAL ETF 464287630   36,500,647 286,504 SH   SOLE 0 0 0 286,504
ISHARES TR ESG AWR US AGRGT 46435U549   7,612,307 171,178 SH   SOLE 0 0 0 171,178
ISHARES TR NEW YORK MUN ETF 464288323   6,733,082 133,965 SH   SOLE 0 0 0 133,965
ISHARES TR CORE MSCI EAFE 46432F842   46,687,239 748,673 SH   SOLE 0 0 0 748,673
ISHARES TR RUSSELL 2000 ETF 464287655   217,160 1,320 SH   SOLE 0 0 0 1,320
ISHARES TR RUS 1000 ETF 464287622   307,046 1,339 SH   SOLE 0 0 0 1,339
ISHARES TR ESG AWR MSCI USA 46435G425   5,056,875 55,170 SH   SOLE 0 0 0 55,170
ISHARES TR CORE US AGGBD ET 464287226   56,016,636 606,832 SH   SOLE 0 0 0 606,832
ISHARES TR TRS FLT RT BD 46434V860   14,317,140 282,111 SH   SOLE 0 0 0 282,111
ISHARES TR RUS MDCP VAL ETF 464287473   242,027 2,442 SH   SOLE 0 0 0 2,442
ISHARES TR CORE S&P TTL STK 464287150   49,595,199 541,019 SH   SOLE 0 0 0 541,019
ISHARES TR CALIF MUN BD ETF 464288356   14,076,742 260,247 SH   SOLE 0 0 0 260,247
ISHARES TR 3 7 YR TREAS BD 464288661   44,562,032 396,848 SH   SOLE 0 0 0 396,848
ISHARES TR ESG AWRE USD ETF 46435G193   1,917,588 90,155 SH   SOLE 0 0 0 90,155
ISHARES TR RUS MID CAP ETF 464287499   226,515 3,443 SH   SOLE 0 0 0 3,443
ISHARES TR CORE S&P MCP ETF 464287507   284,729 1,206 SH   SOLE 0 0 0 1,206
ISHARES TR CORE S&P500 ETF 464287200   2,927,168 6,970 SH   SOLE 0 0 0 6,970
JOHNSON & JOHNSON COM 478160104   298,566 2,013 SH   SOLE 0 0 0 2,013
JPMORGAN CHASE & CO COM 46625H100   262,128 1,885 SH   SOLE 0 0 0 1,885
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   192,444 10,150 SH   SOLE 0 0 0 10,150
META PLATFORMS INC CL A 30303M102   3,752,587 12,456 SH   SOLE 0 0 0 12,456
MICROSOFT CORP COM 594918104   1,358,190 4,017 SH   SOLE 0 0 0 4,017
NETFLIX INC COM 64110L106   387,812 942 SH   SOLE 0 0 0 942
NVIDIA CORPORATION COM 67066G104   1,081,896 2,653 SH   SOLE 0 0 0 2,653
ORACLE CORP COM 68389X105   282,149 2,729 SH   SOLE 0 0 0 2,729
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   402,317 10,380 SH   SOLE 0 0 0 10,380
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,124,031 23,176 SH   SOLE 0 0 0 23,176
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   223,232 4,093 SH   SOLE 0 0 0 4,093
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   757,563 15,342 SH   SOLE 0 0 0 15,342
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,019,274 31,000 SH   SOLE 0 0 0 31,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   418,184 5,839 SH   SOLE 0 0 0 5,839
SHERWIN WILLIAMS CO COM 824348106   214,617 901 SH   SOLE 0 0 0 901
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   9,523,686 293,307 SH   SOLE 0 0 0 293,307
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   27,496,450 918,999 SH   SOLE 0 0 0 918,999
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,760,488 4,210 SH   SOLE 0 0 0 4,210
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,059,637 59,806 SH   SOLE 0 0 0 59,806
SPDR SER TR BLOOMBERG INVT 78468R200   14,799,455 482,224 SH   SOLE 0 0 0 482,224
SPDR SER TR PORTFOLIO S&P500 78464A854   1,694,899 34,456 SH   SOLE 0 0 0 34,456
SPDR SER TR PRTFLO S&P500 VL 78464A508   33,973,189 838,016 SH   SOLE 0 0 0 838,016
SPDR SER TR NUVEEN BLMBRG MU 78468R721   2,657,206 61,609 SH   SOLE 0 0 0 61,609
SPDR SER TR PORTFOLIO AGRGTE 78464A649   49,347,200 2,066,466 SH   SOLE 0 0 0 2,066,466
SPDR SER TR PORTFOLI S&P1500 78464A805   9,735,955 190,193 SH   SOLE 0 0 0 190,193
SYSCO CORP COM 871829107   697,480 10,490 SH   SOLE 0 0 0 10,490
TESLA INC COM 88160R101   867,325 4,318 SH   SOLE 0 0 0 4,318
UNITEDHEALTH GROUP INC COM 91324P102   359,713 672 SH   SOLE 0 0 0 672
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   216,230,849 3,155,273 SH   SOLE 0 0 0 3,155,273
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   213,139 4,470 SH   SOLE 0 0 0 4,470
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,890,936 51,993 SH   SOLE 0 0 0 51,993
VANGUARD INDEX FDS TOTAL STK MKT 922908769   322,651,474 1,560,286 SH   SOLE 0 0 0 1,560,286
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   331,486 4,546 SH   SOLE 0 0 0 4,546
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   257,175 2,038 SH   SOLE 0 0 0 2,038
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,506,892 11,217 SH   SOLE 0 0 0 11,217
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,270,431 13,719 SH   SOLE 0 0 0 13,719
VANGUARD INDEX FDS VALUE ETF 922908744   185,412,121 1,380,684 SH   SOLE 0 0 0 1,380,684
VANGUARD INDEX FDS GROWTH ETF 922908736   3,137,090 11,727 SH   SOLE 0 0 0 11,727
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,363,467 66,988 SH   SOLE 0 0 0 66,988
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   45,894,828 1,209,669 SH   SOLE 0 0 0 1,209,669
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   17,894,101 377,353 SH   SOLE 0 0 0 377,353
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   14,224,454 246,867 SH   SOLE 0 0 0 246,867
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   58,674,140 788,101 SH   SOLE 0 0 0 788,101
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   422,430 6,261 SH   SOLE 0 0 0 6,261
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   450,517 2,943 SH   SOLE 0 0 0 2,943
VANGUARD STAR FDS VG TL INTL STK F 921909768   504,322 9,751 SH   SOLE 0 0 0 9,751
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   274,413,641 6,496,535 SH   SOLE 0 0 0 6,496,535
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   243,947 2,429 SH   SOLE 0 0 0 2,429
VANGUARD WORLD FD ESG INTL STK ETF 921910725   11,916,526 244,492 SH   SOLE 0 0 0 244,492
VANGUARD WORLD FD ESG US STK ETF 921910733   21,685,241 296,004 SH   SOLE 0 0 0 296,004
VEEVA SYS INC CL A COM 922475108   287,909 1,494 SH   SOLE 0 0 0 1,494